Influence of the Information Revolution on the Formation and Development of Commercial Banks as Financial Institutions (from the XIX Century to the Present)

2020 ◽  
Vol 144 ◽  
pp. 108-113
Author(s):  
Petr V. Aref’ev ◽  
◽  
Evelina A. Batrakova ◽  
Anna V. Nefedova ◽  
Anna V. Romanovskaya ◽  
...  
Keyword(s):  
Commercial Bank ◽  
Financial Institutions ◽  
Commercial Banks ◽  
Information Revolution ◽  
Firm Organization ◽  
World Community ◽  
Entire World ◽  
The Individual ◽  
Xix Century ◽  
Further Development

The formation and development of a particular object of the economic sphere, namely a commercial Bank, is relevant, since each change in a particular sphere has its own weight, its significance, and the competent application of this analysis affects the further development of the individual, firm, organization, state, the entire world community.

Impact of liquidity on banks’ productivity: A study on selected commercial banks in Bangladesh

IIUC Studies ◽  
2020 ◽  
Vol 15 ◽  
pp. 59-71
Author(s):  
Nazneen Jahan Chaudhury
Keyword(s):  
Commercial Bank ◽  
Financial Institutions ◽  
Commercial Banks ◽  
Secondary Data ◽  
Stock Exchanges ◽  
Liquidity Management ◽  
Global Standards ◽  
Time Period

Financial institutions are the directories responsible for allocating liquidity to its most productive uses. A bank’s liquid assets are significant not only for defending a bank against definite kinds of distresses but also increasing its productivity. This study analyzes the influence of liquidity on banks’ productivity throughout the time period 2007-2016. The study is curbed to five Commercial Banks enlisted under Stock Exchanges in Bangladesh. Here the researcher has taken only the secondary data into account. The outcomes of the study substantiate the hypothesis that Liquidity and Productivity are both positively and significantly correlated. The liquidity management of bank is the administration of fund flowing into and out of the bank in a way that will maintain profitability, solvency, liquidity and productivity. The management of a commercial bank ought to be efficient in order to fulfill these objectives. To attain the aforementioned objectives, a feasible structure has been built up to direct banks’ liquidity management in accordance with the attached guidelines, global standards and greatest practices. IIUC Studies Vol.15(0) December 2018: 59-71

scholarly journals PEDAGOGICAL CONDITIONS OF FORMATION OF PROFESSIONAL RESPONSIBILITY OF FUTURE JOURNALISTS

2018 ◽  
Vol 64 ◽  
Author(s):  
N.M. Hromchenkova
Keyword(s):  
Professional Responsibility ◽  
World Community ◽  
Self Sufficiency ◽  
The Individual ◽  
Further Development

The article analyzes and reveals the essence of the concept of “pedagogical conditions”. The scientific views on the pedagogical conditions of the formation of professional responsibility, which are among the most important areas of development of education in Ukraine and improving the quality of training future specialists, are considered. Professional responsibility of the individual, is responsible for the results of success and career prospects. Pedagogical conditions are important, reveal the capabilities of individuals, direct to self-sufficiency, self-criticism, self-improvement in the profession and accumulate on further development, transformation and integration into the European and world community.

scholarly journals Lojalność klientów indywidualnych wobec banku komercyjnego

2017 ◽  
Vol 5 (3) ◽  
pp. 79-88
Author(s):  
Piotr Pietrzak
Keyword(s):  
Commercial Bank ◽  
Financial Institutions ◽  
Customer Loyalty ◽  
Commercial Banks ◽  
Banking Sector ◽  
Marketing Strategies ◽  
Chi Square ◽  
Chi Square Test ◽  
Cooperative Banks ◽  
Bank Marketing

The instability of commercial banks’ environment and deep transformations which take place inside them are making redefinition of principles of their acting. From protected institutions with many privileges, commercial banks became entities which must meet the pressure of increasing competition not only from the cooperative banks, but also from other financial institutions and entities outside the banking sector. Thus, customer loyalty is becoming increasingly important in commercial bank marketing strategies. The purpose of this article was to determine the degree of loyalty of individual customers of branch of commercial bank “X” in Warka. Loyalty indicator and enhanced loyalty indicator were used for the assessment of loyalty level. Statistical analysis comprised non parametric chi-square test (χ2).

scholarly journals IMPLEMENTASI QANUN LKS MELALUI SINERGI PERBANKAN DALAM SATU KEPEMILIKAN

2020 ◽  
pp. 165
Author(s):  
M Aditya Ananda
Keyword(s):  
Commercial Bank ◽  
Financial Institutions ◽  
Financial Services ◽  
Commercial Banks ◽  
Islamic Banking ◽  
Islamic Financial Institutions

Abstrak Lahirnya qanun lembaga keuangan syariah berimplikasi lembaga keuangan syariah yang beroperasi di Aceh untuk mengkonversi kegiatan usahanya dari konvensional menjadi kegiatan usaha syariah. Dalam merespon qanun ini, bank syariah melakukan sinergi perbankan dalam satu kepemilikan dalam bentuk layanan syariah bank umum (LSBU). Diantara bank umum yang membuka layanan syariah bank umum ialah PT Bank Rakyat Indonesia, PT Bank Negara Indonesia, dan PT Bank Mandiri yang telah memiliki anak usaha dalam bentuk bank umum syariah. Layanan syariah Bank Umum ini berlandaskan Peraturan Otoritas Jasa Keuangan no. 28 /POJK.03/2019 tentang Sinergi Perbankan dalam satu kepemilikan untuk pengembangan Perbankan Syariah. Kata Kunci: LSBU, Qanun LKS, Sinergi Perbankan Abstract The birth of Islamic financial institutions qanun has implications for Islamic financial institutions operating in Aceh to convert their business activities from conventional to sharia business activities. In response to this qanun, sharia banks synergized banks in one ownership in the form of sharia bank commercial services (LSBU). Among the commercial banks that open sharia services are PT Bank Rakyat Indonesia, PT Bank Negara Indonesia, and PT Bank Mandiri, which already have subsidiaries in the form of sharia commercial banks. This Sharia Commercial Bank service is based on the Financial Services Authority Regulation no. 28 /POJK.03/2019 concerning Banking Synergy in one ownership for the development of Islamic Banking. Keywords: LSBU, Qanun LKS, Banking Synergy

INTERNATIONAL PRACTICE OF FACTORING AND ITS PROSPECTS FOR DEVELOPMENT IN OUR COUNTRY

2020 ◽  
Vol 5 (3) ◽  
pp. 61-67
Author(s):  
Farrux Usmonov ◽  
◽  
Akrom Absalomov
Keyword(s):  
Commercial Banks ◽  
Further Development

This article describes how factoring is used in international practice and suggestions and recommendations that need to be implemented for its further development in our country. The proposals and recommendations are based on the results of an analysis conducted in one of the commercial banks of the country

Critical Analysis of the Zero Risk Weight Privilege for European Sovereign Debt in Light of Art. 124 TFEU

2020 ◽  
Vol 17 (1) ◽  
Author(s):  
Patrick Hauser
Keyword(s):  
Financial Institutions ◽  
Sovereign Debt ◽  
Banking System ◽  
Financial System ◽  
Significant Risk ◽  
Capital Adequacy ◽  
Individual Member ◽  
Member States ◽  
The Individual ◽  
Credit Institutions

AbstractThe zero risk weight privilege for European sovereign debt in the current capital adequacy requirements for credit institutions incentivises credit institutions to acquire and hold sovereign debt. However, it also poses a significant risk to the stability of the banking system and thus the financial system as a whole. It is argued that this privilege should not only be abolished due to the risk it entails but that it is also non conformant with EU primary law. Art. 124 TFEU prohibits privileged access of the EU and Member States' public sector to financial institutions except for prudential considerations. The protective purpose of Art. 124 TFEU to ensure sound budgetary policies by subjecting public borrowing to the same rules as borrowing by other market participants is thwarted by the uniform zero risk weight privilege. Further, as this privilege does not take into account the varying creditworthiness of the individual Member States it does not promote the soundness of financial institutions so as to strengthen the soundness of the financial system as whole, but rather endangers systemic stability. The zero risk weight privilege is therefore not based on prudential considerations and hence violates Art. 124 TFEU.

Analisis Kinerja Keuangan Bank Umum Syariah Melalui Pendekatan Islamicity Performance Index

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Safaah Restuning Hayati ◽  
Mutiah Hanifah Ramadhani
Keyword(s):  
Financial Performance ◽  
Commercial Bank ◽  
Performance Index ◽  
Commercial Banks ◽  
Secondary Data ◽  
Sampling Technique ◽  
Descriptive Research ◽  
Index Approach ◽  
Principles Of Justice ◽  
Quantitative Descriptive

This study aims to determine how the financial performance of Islamic commercial banks in Indonesia through the islamicity performance index approach for the period 2013-2017, by the principles of justice, halalness, and purification. This study using quantitative descriptive research. The number of banks sampled are five Islamic commercial banks in Indonesia that have been selected, through a purposive sampling technique first. These banks are BRI Syariah, BNI Syariah, Mandiri Syariah, BCA Syariah, and Victoria Syariah. The type of data used is secondary data taken from the financial statements of each islamic commercial bank that is sampled. Through the islamicity performance index approach, the results of this study indicate that the financial performance of islamic commercial bank is unsatisfactory, based on the average of the variables that have been processed in accordance with predicate valuation standards.

Determinants of commercial bank loan and advance disbursement: the case of private Ethiopian commercial banks

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Tekeste Birhanu ◽  
Sewunet Bosho Deressa ◽  
Hossein Azadi ◽  
Ants-Hannes Viira ◽  
Steven Van Passel ◽  
...  
Keyword(s):  
Credit Risk ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Inflation Rate ◽  
Bank Loans ◽  
Bank Loan ◽  
Portfolio Investment ◽  
Negative Effects ◽  
Content Type ◽  
Lending Rate

PurposeThis paper aimed to investigate the determinants of loans and advances from commercial banks in the case of Ethiopian private commercial banks.Design/methodology/approachThe study randomly selected seven commercial banks to represent the population stratified on their asset, deposit and paid-up capital amounts. The study utilized an unbalanced panel data model as each bank started operation at a different period of time and considered the period 1995–2016 for secondary details.FindingsThe findings showed that the deposit size, credit risk, portfolio investment, average lending rate, real gross domestic product (GDP) and inflation rate had significant and optimistic effects on the lending and advancement of private commercial banks. On the contrary, liquidity ratio had significant and negative effects on private commercial bank loans and advances. Finally, the study forwarded a feasible recommendation for concerned organs to focus on deposit size, credit risk, portfolio investment, average lending rate, real GDP, inflation rate and liquidity ratio. The results of this study will help banking industry policymakers and planners understand how to minimize inflation and unemployment by improving development and sustainable economic growth.Originality/valueThe findings of this study can also affect the general attitudes of a society by increasing knowledge and improve the quality of life for the general public.

ANALYSIS OF THE CURRENT STATE OF ACTIVE AND PASSIVE OPERATIONS IN COMMERCIAL BANKS

2021 ◽  
Vol 4 (4) ◽  
pp. 55-63
Author(s):  
Masuda Muminova ◽  
Keyword(s):  
Financial Institutions ◽  
Commercial Banks ◽  
Statistical Data ◽  
International Experience ◽  
International Financial Institutions ◽  
Current State ◽  
The Stability

The article analyzes statistical data on the management of active and passive operations in commercial banks, forms the theoretical views of foreign and domestic economists.Scientific novelty of the research:1. One of the main expected results of the transformation of commercial banks with the support of international financial institutions is based on the reduction of the state's share in a number of commercial banks, the introduction of international experience in attracting strategic investors with sufficient experience, knowledge and reputation;2. When managing the assets and liabilities of the bank, first of all, it is necessary to analyze the factors of attracting the bank's resources, the stability of the resources of commercial banks has proven that it allows risk-free management of active operations

CHANGING PROFESSIONAL MOTIVATION AMONG NURSING STAFF IN THE PANDEMIC

2021 ◽  
pp. 72-79
Author(s):  
Elizaveta O. Nechaeva ◽  
Keyword(s):  
Health Care ◽  
Comparative Analysis ◽  
Nursing Staff ◽  
Great Majority ◽  
Practical Skills ◽  
World Community ◽  
Personal Motivation ◽  
Coronavirus Infection ◽  
Entire World ◽  
Almost All

The pandemic of the new coronavirus infection, which swept the entire world community in 2020, has made strong adjustments in almost all spheres of life, but first of all, in health care. The great majority of the medical staff at the onset of the pandemic had no clinical experience with the COVID-19 patients. In addition to the lack of practical skills in treatment for the period of the onset of mass infections, doctors faced great physical and emotional stress. The article provides a comparative analysis of the questionnaires results from among nursing staff in SRC Burnasyan FMBC in 2018 and 2020. The research results show that in the process of treatment and rehabilitation of pa- tients with COVID-19 in the professional motivation of doctors some changes took place towards personal motivation associated with serving and helping people.

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