scholarly journals Potensi Pengembangan Produk Pembiayaan Akad Salam Di Bank Wakaf Mikro Al-Ihya Baitul Aqof Cilacap

SKETSA BISNIS ◽  
2020 ◽  
Vol 7 (2) ◽  
pp. 106-119
Author(s):  
Mutia Pamikatsih ◽  
Elok Ainur Latif
Keyword(s):  
Community Empowerment ◽  
Working Poor ◽  
Lower Income ◽  
Small Community ◽  
Agriculture Sector ◽  
The Poor ◽  
Sources Of Capital

            The micro-agriculture sector is considered not bankable, which makes farmes look for sources of capital from the pengijon system. BMW aims to provide access to capital for the small community as well as provide guidance to micro-entrepreneurs. Based on the results of research on the salam contract, micro waqfbanks will help solve problems faced by farmers and micro waqf banks can maximize their role in community empowerment, especially the poor who are categorized economi cally active working poor and lower income communities. __________________________________________________________________ Sektor pertanian mikro dianggap tidak bankable sehingga membuat petani mencari sumber pemodalan dari sistem pengijon. BMW bertujuan menyediakan akses modal bagi masayarakat kecil serta melakukan pembinaaan kepada pelaku usaha mikro. Berdasarkan hasil penelitian akad salam pada bank wakaf mikro akan membantu menyelesaikan permasalahan yang dihadapi oleh petani dan Bank wakaf mikro dapat memaksimalkan perannya dalam pemberdayaan masyarakat, terutama masyarakat miskin yang berkatagori economically active working poor dan masyarakat lower income

scholarly journals Integrative Model of Nussp Program Policy Implementation in the Poor Community Empowerment Based on Tridaya

2017 ◽  
Vol 9 (3) ◽  
pp. 187
Author(s):  
Muhammad Tahir ◽  
Yulianto Kadji ◽  
Zuchri Abdussamad ◽  
Yanti Aneta
Keyword(s):  
Policy Implementation ◽  
Urban Slum ◽  
Community Empowerment ◽  
Integrative Model ◽  
Religious Values ◽  
Successful Implementation ◽  
The Poor ◽  
Program Policy ◽  
Social Empowerment ◽  
Poor Communities

The implementation of NUSSP (Neighborhood Upgrading Shelter Sector Project) program policy is a residential upgrading and settlement sector project in the context of urban slum settlement management for the empowerment of the poor communities based on tridaya in Makassar City which was implemented since 2005-2009 (phase I). This study used a qualitative approach by using case study at five urban villages of NUSSP’s program locations as the key areas, namely: Buloa, Cambaya, Lette, Rappocini, and Balang Beru sub-districts within Makassar. The data collection used in-depth interview, Focus Group Discussion (FGD), direct and participatory observation supported by document study, case history, and triangulation. The results of this study indicated that the integrative model achievement of NUSSP’s program policy implementation in handling of urban slum settlement by using the tridaya’s empowerment approach as an effort to empower the poor society, in the form of output and outcome of policy implementation that had provided benefits for the government and the poor communities from the empowerment development aspect, such as the physical environment, economic empowerment, and social empowerment. Although from the economic aspect and social empowerment were not relatively optimal conducted by government and private parties, neither were not yet relatively optimal conducted by NUSSP executing actors in the utilization of local cultural values and religious values to support the successful implementation of NUSSP program policies in the field. The findings of this study were in the form of the development of “Tridaya” empowerment concept into “Pancadaya” (environmental, social, economic, cultural and religious development). This finding revealed that the importance of the use of cultural and religious values transformed in the poor community empowerment concept, so it was assumed that they will give a significant contribution in supporting the integrative model of NUSSP’s program policy implementation in the handling of slums in order to empower the poor communities in urban slum areas.

scholarly journals Strategi dan Model Pemberdayaan Masyarakat Miskin di Sumatera Utara

2019 ◽  
Vol 9 (1) ◽  
pp. 21
Author(s):  
Yanhar Jamaluddin ◽  
Fitriani Fitriani ◽  
Safrida Safrida ◽  
Warjio Warjio
Keyword(s):  
Human Resources ◽  
Community Empowerment ◽  
Provincial Government ◽  
Effective Model ◽  
Change Model ◽  
The North ◽  
The Poor ◽  
The Government ◽  
Physical Weakness

This article was prepared on the background where the poor in North Sumatera are powerless and have no ability to place their position and role in government and development, whileefforts to empower the poor have not been optimally carried out by the North Sumatera Provincial government. This article was prepared to discuss ways to make the poor in North Sumatera powerless, and outline strategies and models to empower the poor in North Sumatera. The poor are powerless and the risk poses a factor of poverty, physical weakness, isolation, improvement, and powerlessness, the poor are not managed and tend to be left by the government, and are not liked by the community. The strategy for empowering the poor in North Sumatera can be carried out through the Need for Strengthening program, Strengthening Human Resources, Strengthening Institutions, Strengthening Access to Communication and Information, Strengthening Networks - Partnerships, and Strengthening Participation. While the effective model of Poor Community Empowerment in North Sumatera is an Advantage and Change Model (ACM)

The Need for Affordable Urban Settlement in Tebet - Jakarta Indonesia: Challenge and Opportunity

2013 ◽  
Vol 689 ◽  
pp. 487-495
Author(s):  
Arlius Putra Budi
Keyword(s):  
Social Interaction ◽  
Rapid Growth ◽  
Relevant Information ◽  
Lower Income ◽  
Urban Settlement ◽  
The Poor ◽  
Safety And Health ◽  
Health Standards ◽  
The Government ◽  
Urban Issues

The affordable settlement is a problem that faced by several countries, especially on its urban including Jakarta. The rapid growth of people in Jakarta will increase the number of settlement need. The more demand of land for settlement, the higher the price of land will be. This paper aims to extract relevant information about urban settlement issues regarding the need of the affordable urban settlement in Jakarta and make a recommendation to solve it. We collected some data on urban issues which is based on the characteristics of urban settlement in Jakarta. In this case, not all people can afford to have proper settlement. Only those who could afford will have a good house. The government built ‘rusun’ towers to provide an appropriate settlement for lower income families. However, there are many issues that must be addressed in order to make towers as a sustainable settlement. The issues that relevant to be discussed is whether the ‘rusun’ unit has a comfortable space for household, for social interaction between the inhabitants, for safety and health standards. ‘Rusun’ is one solution of settlement for the poor in Jakarta from Government. By applying an integrated affordable urban settlement in Jakarta and adapted to the existing inhabitants needs, we are optimistic that the need of affordable settlement for the poor can be resolved.

“Spectacles of the Poor”: Conventions of Alternative News

1998 ◽  
Vol 75 (1) ◽  
pp. 177-193 ◽  
Author(s):  
Elizabeth Blanks Hindman
Keyword(s):  
Inner City ◽  
Lower Income ◽  
Ethnographic Case Study ◽  
The Poor ◽  
The World ◽  
Story Construction ◽  
Alternative Journalism

This is an ethnographic case study of an inner-city neighborhood newspaper caught between two worlds: that of mainstream journalism, with its traditional routines and expectations, and that of alternative journalism, which emphasizes advocacy for lower-income people and presenting the world from the neighborhood's, not the outside world's, perspective. The study focuses on how the newspaper deals with the conflict between those worlds and their interpretations of the conventions of objectivity, newsgathering, and story construction.

scholarly journals PERKEMBANGAN TINGKAT KEMISKINAN DAN KESENJANGAN SOSIAL REGIONAL DI INDONESIA 2011-2015

2017 ◽  
Vol 22 (1) ◽  
Author(s):  
Iwan Prasodjo
Keyword(s):  
Rural Area ◽  
Rural Areas ◽  
Urban Poor ◽  
Poverty Line ◽  
Poverty Rate ◽  
Poor People ◽  
Agriculture Sector ◽  
The Poor ◽  
The Government ◽  
Urban And Rural Areas

This article discusses on poverty rate and inequlity in urban and rural areas during 2011-15. It shows that poverty rate tends todecrease. The poverty in rural area is worse than that in the urban one. The urban poor people work in the informal sector or in the small business. The poor in the rural areas work in the agriculture sector. The majority of poorest provinces is in the east Indonesia. However, the majority of the poor people live in Java island. Eventough the income inequility in Indonesia is moderate, but it  has been increased since 2011. There are many more poor people above the national poverty line. The government could inprove rural and east Indonesia infstructure in order to increase agriculture production. In this way the poverty in rural area and the gap between east and west Indonesia could decrease.

scholarly journals TRANSFORMASI GERAKAN EKONOMI ISLAM KONTEMPORER

2015 ◽  
Vol 39 (2) ◽  
Author(s):  
Asep Saepuddin Jahar
Keyword(s):  
Community Development ◽  
Main Part ◽  
Community Empowerment ◽  
Islamic Banks ◽  
Muslim Community ◽  
Islamic Movements ◽  
The Poor ◽  
The Reformation ◽  
Itu Model ◽  
Islamic Economic

<p>Abstrak: Tulisan ini membahas fenomena gerakan ekonomi Islam Indonesia sejak masa awal kemerdekaan hingga reformasi. Ditemukan dalam literatur dan bukti sejarah bahwa gerakan ekonomi Islam mengalami perubahan orientasi dari masa awal kemerdekaan hingga saat ini. Misi gerakan masa awal lebih menonjolkan semangat nasionalisme dan keagamaan dengan melibatkan kelompok Islam dan ormas. Sementara pada awal 1990an dan pasca reformasi, gerakan ekonomi Islam lebih kepada kesadaran sosial ekonomi dan pasar global, bukan Islamisasi. Kemiskinan dan ketertinggalan dalam pendidikan adalah bagian penting misi ini. Selain itu, gerakan ekonomi Islam juga menekankan entrepreneurship untuk pengembangan masyarakat. Karena itu pendirian bank syariah dan lembaga-lembaga filantropi menjadi bagian dari kesadaran untuk mengembangkan masyarakat Muslim. Dalam perkembangannya, semangat keislaman ini melebur pada konteks demokratisasi yang menekankan transparansi dan akuntabilitas, bukan semata-mata keagamaan. Karena itu, model gerakan ekonomi diarahkan pada pemberdayaan masyarakat dan kesejahteraan.</p><p><br />Abstract: The Transformation of Contemporary Islamic Economics Movement. This paper discusses the phenomenon of Islamic movements in Indonesian since the post-independence until the reformation time. It argues that there is a transformation of Islamic economic movement from the post-Independent (1945- 1998) which emphasizes nationalism and religiosity to community development in the post reformation era. In the early 1990s and after the reformation era, the movement of Islamic economics is aimed at improving  social, education and economic development among the poor, not Islamization. In addition, the movement of Islamic economy also emphasizes entrepreneurship for the development of society. The establishment of Islamic banks and philanthropic institutions become the main part of developing Muslim community. In its development, Islamic spirit goes hand in hand with democratization that emphasizes transparency and accountability. Therefore, the model of economic movements aims at community empowerment and welfare.</p><p><br />Kata Kunci:Islamisasi, filantropi Islam, ekonomi Islam, demokratisasi, reformasi</p>

scholarly journals Mandeville on charity schools: happiness, social order and the psychology of poverty

2016 ◽  
Vol 9 (1) ◽  
pp. 82
Author(s):  
Francesca Pongiglione ◽  
Mikko Tolonen
Keyword(s):  
Social Order ◽  
Working Poor ◽  
Poor People ◽  
Moral Thought ◽  
The Poor ◽  
Bernard Mandeville ◽  
Shed Light ◽  
School Movement

Bernard Mandeville was not alone in criticising the charity school movement that had developed in Britain starting in late 1600; yet his Essay on charity and charity-schools is extremely provocative, especially as it regards the conditions of the poor. He criticises the selfish intentions and motives of charity schools, and inquires whether such schools are socially advantageous. This essay aims, first, to shed light on Mandeville's views on charity and charity schools, and demonstrate that such views are consistent with his moral thought. Second, this essay addresses problems inherent in Mandeville's views on how the working poor should be "managed"; what he proposes does not appear to guarantee (but rather puts at further risk) societal peace or the happiness of poor people.

scholarly journals ZAKAT SOLUSI PEMBERDAYAAN MASYARAKAT

2020 ◽  
Vol 2 (1) ◽  
pp. 42
Author(s):  
Muhammad Anis
Keyword(s):  
Islamic Law ◽  
Basic Needs ◽  
Community Empowerment ◽  
Men And Women ◽  
The Poor ◽  
Religious Law ◽  
To Receive ◽  
The Way

AbstractZakat is an obligation for those who have the ability called Muzakki which aims to help others and for those who don’t have the ability to be called Mustahik, including the poor, amil, converts, people who owe, people who demand knowledge, and people who struggle in the way of Allah Swt. Besides that, zakat can also be a tool for empowering Muslims. The Muzakki, Amil and Zakat Collecting Institutions must be at the forefront in the process of empowering umad, according to Minister of Religion Regulation No. 52 of 2014, Zakat is a treasure that must be issued by a Muslim or a business entity owned by Muslims to be given to those entitled to receive it in accordance with Islamic law. According to QS. At-Taubah verse 60, that Allah gave the provisions there are eight groups of people who receive Zakat. In general, Zakat is divided into two types of Zakat Fitrah and Zakat Harta (Mal). Zakat Fitrah must be issued in the holy month of Ramadan for every soul both men and women with Islamic religious requirements, Living on the Month of Ramadan, Having food or basic needs for the night of Eid al-Fitr. Zakat Harta (Mal) is zakat which is issued if the nizab has been fulfilled and is not in conflict with religious law. Keywords: Community Empowerment, Solutions, Zakat.AbstrakZakat merupakan Kewajiban bagi yang punya kemampuan dinamakan Muzakki yang bertujuan untuk membantu orang lain dan bagi tidak punya kemampuan dinamakan Mustahik, diantaranya adalah Fakir, Miskin, Amil, Muallaf, Orang Yang berutang, Orang yang Menuntut Ilmu, dan Orang yang berjuang dijalan Allah Swt. Disamping itu zakat juga dapat menjadi alat pemberdayaan ummad. Para Muzakki, Amil dan Lembaga Pengumpul Zakat (UPZ) harus berada pada garda terdepan dalam dalam proses pemberdayaan umad, menurut Peraturan Menteri Agama  no 52 Tahun 2014, Zakat adalah Harta yang wajib dikeluarkan  oleh seorang muslim atau badan usaha yang dimiliki oleh orang islam untuk diberikan kepada yang berhak menerimanya sesuai dengan syariat Islam. Menurut QS. At-Taubah ayat 60, bahwa Allah memberikan ketentuan ada delapan golongan orang yang menerima Zakat. Secara umum Zakat terbagi menjadi dua jenis yaitu Zakat Fitrah dan Zakat Harta (Mal). Zakat Fitrah wajib dikeluarkan pada bulan suci ramadhan atas setiap jiwa baik laki laki maupun perempuan dengan syarat beragama Islam, Hidup pada Bulan Ramadhan, Memiliki kebutuhan makanan atau kebutuhan pokok  untuk pada malam hari raya idul fitri. Zakat Harta (Mal) adalah zakat yang dikeluarkan jika nizabnya sudah terpenuhi dan tidak bertentangan dengan syariat agama.Kata Kunci : Pemberdayaan Masyarakat, Solusi, Zakat.

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