scholarly journals Pemberian Kredit Perbankan dengan Jaminan Hak Cipta

2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Rayan Reynaldi Setiawan

The main function of Indonesian banking is as a collector and distributor of funds from the community which aims to support the implementation of national development towards improving the welfare of the people. Article 16 (3) of Copyright Law regulates that Copyright as an intangible movable object can be used as an object of fiduciary security. This means, financial institutions, both bank and non-bank, will accept copyright as a credit collateral. This research aims to see the application of credit provision with copyright guarantees and legal remedies that can be taken to protect banks in case of default on loans filed with copyright guarantees. This research is a normative study using documentary studies. The research was found that Copyright Law implicitly states that copyright is an object of fiduciary security, This regulation as stated in Article 16 paragraph (3) requires a detailed explanation, because it relates to a guarantee at the bank itself to produce a refund process from the debtor to the creditor.

Author(s):  
Puji Kurniawan

Humans are social creatures who need each other to socialize or to fulfill their needs, such as primary, secondary and tertiary needs. In this life there are 2 (two) groups of people, namely groups of people who are overfunded and those who are underfunded. Therefore, banks and non-bank financial institutions have emerged as intermediaries between the 2 (two) groups of the people so that the balance can occur in meeting the needs of each life. In Indonesia, there are many conventional and sharia bank and non-bank financial institutions that provide financing services to meet human needs. The fundamental difference between conventional and Islamic financial institutions is the use of the interest system which is usury in conventional financial institutions and the use of profit sharing systems in Islamic financial institutions.


2018 ◽  
Vol 4 (2) ◽  
pp. 101
Author(s):  
Muhamad Alfian ◽  
Nandang Saefudin Zenju ◽  
Irma Purnamasari

Infrastructure development is an integral part of national development and the driving wheel of economic growth. Infrastructure also has an important role in strengthening national unity and unity (Bappenas: 2009). The banjarwaru, banjarwangi, and telukpinang highways are the access roads traversed by 8 villages including alternative routes for the cicurug-sukabumi area. This road is always passed by the people who headed to the city. Therefore, the benefits of this road is very important because it is often passed from the cicurug-sukabumi area due to the diversion of traffic flow so that the intensity of high road users.In this study the author uses the theory of Ridwan and Sudrajat. Quality of service is the level of incompatibility between expectations with customer desires and also the perceptions of these customers. Quality of service here can be assessed by looking at the dimensions. These dimensions include the quality of service, the ability of officials, and service convenience. During the observation to the community through the survey to direct approach with the community, most people complained that the development service to build the kecamatan should be further improved and the results of this study showed that the Quality Assessment of Service in Road Infrastructure Development in Ciawi Sub-district Bogor Regency is categorized Fair Good this is because the assessment of the quality of development services by the Subdistrict Apparatus itself and from the community assess the ability of District Officers still have to be improved in conducting the service and its implementation.Keywords: Service Quality, Infrastructure Development.


Popular Music ◽  
1990 ◽  
Vol 9 (1) ◽  
pp. 61-77 ◽  
Author(s):  
Ubonrat Siriyuvasak

Since Thailand's Copyright Act became law in 1979 an indigenous music industry has emerged. In the past, the small recording business was concentrated on two aspects: the sale of imported records and the manufacture of popular, mainly Lukkroong music, and classical records. However, the organisation of the Association of Music Traders – an immediate reaction to the enforcement of the Copyright law – coupled with the advent of cassette technology, has transformed the faltering gramophone trade. Today, middle-class youngsters appreciate Thai popular music in contrast to the previous generation who grew up with western pop and rock. Young people in the countryside have begun to acquire a taste for the same music as well as enjoy a wider range of Pleng Luktoong, the country music with which they identify. How did this change which has resulted in the creation of a new pleasure industry come about? And what are some of the consequences of this transformation.


2022 ◽  
Vol 04 (01) ◽  
pp. 192-200
Author(s):  
Sevsen Aziz HILAYIF

Orhan Pamuk is considered one of the most important novelists and short story writers in Turkish Literature. The full name is Ferit Orhan Pamuk. He was born in Istanbul in 1952. He is now 69 year old and still alive. He is considered the first Turkish writer who wins Noble Prize for literature for the year 2006. He won several other prizes, one of which is Noble Prize because he has several short stories and novels. The White Castle is one of the most important novels for the author Orhan Pamuk who won the Noble Prize. It is considered a historical novel that belongs to the Ottoman Empire era in the 17th century. The novel revolves on one of the passengers who travels to Napoli through the sea. The Ottoman pirates captivate him and sell him to one of the Turkish people as slave. Both the master and the slave almost share the same features although they are from different geographic areas. The novel deals with the similarities and differences among the people of the and the people of the west in an accurate way. The concept of dream is to wish something favorable in the future. There were several types and ways of daydreams. This concept is different from one person to another. This term cannot be clearly defined because of its subjective nature. It appears in a very wide area, from the ability to maintain the thing dreamt to achieve to the world of dreams of the dreamer. Hence, the reality of daydreams is a wonderful art that is different from one person to another. We start the research by giving inclusive summary. In the Introduction, there is short summary for the life and literary personality of the Turkish author Orhan Pamuk as well as his works. The research introduces information about the novel which is the subject of the research paper. It introduces, through detailed study for the novel The White Castle, a detailed explanation about the art of dreams.


2019 ◽  
Vol 3 (1) ◽  
pp. 27-43
Author(s):  
Siti Munawaroh

Indonesia is an archipelagic country which most of its territory consists of vast territorial waters (sea) and is geographically the largest archipelagic country in the world. The Indonesian Sea has an area of 5.8 million km2 consisting of; territorial sea with an area of 0.8 million km2, archipelago sea 2.3 million km2, and EEZ 2.7 million km2, and has 17,480 islands with a coastline of 95,181 km2, and has a very large and diverse fisheries potential. This research uses the normative study method of finding the rule of law, principles of law, and legal doctrine to answer legal issues in applying the sanctions of foreign vessels that do illegal fishing. The potential of fisheries is an economic potential that can be utilized for the future of the nation as a basis for national development. However, there are still irresponsible parties who take Indonesia's marine products illegally or commonly referred to as illegal fishing. Illegal fishing is a criminal act that can be subject to sanctions.


2020 ◽  
Vol 5 (2) ◽  
pp. 252
Author(s):  
Dewa Gede Sudika Mangku

This study aims to analyze the settlement of land border disputes in the Sunan-Oben Bidjael Segment between Indonesia and Timor Leste based on international law. This research is a normative study that uses a statutory editor. The results of this study indicate that both Indonesia and Timor Leste have formed a Joint Border Committee as a forum for resolving land boundary disputes which was then continued to form the Technical Sub-Committee on Border Demarcation and Regulation (TSC - BDR) which has agreed to use the Convention for the Demarcation of Portuguese and Dutch Dominions on the Island of Timor 1904 (Treaty 1904) and Permanent Court of Arbitration 1914 (PCA 1914) as the legal basis for determining and confirming land boundaries between Indonesia and Timor Leste. Based on the 2005 Provisional Agreement Article 6 point (b), which implies that local communities, in this case, indigenous peoples / traditional leaders at the borders are given space to be involved in the dispute resolution process that occurs on the border of the two countries by promoting peaceful and non-violent methods in accordance with Article 8 Provisional Agreement 2005. Whereas the people who inhabit West Timor (Indonesia) and the people who live in East Timor (Timor Leste) have the same socio-cultural background, so it can be ascertained that the customary law system that applies in these two groups of people the same. The substance of the customary law can regulate land issues, as well as the boundaries of customary territories, the potential for customary leaders to actually play a negotiating role to resolve these problems.


2018 ◽  
Vol 7 (3.29) ◽  
pp. 225 ◽  
Author(s):  
N Srihari Rao ◽  
K Chandra Sekharaiah ◽  
A Ananda Rao

Personality Development’, ‘Social Development’, ‘National Development’, ‘National Spirit’, ‘National Amity’, ‘Nation Building Character’, ‘National Consciousness’, ‘National Solidarity’, ‘National Awareness’, ‘National Integration’, ‘National Sovereignty’, ‘National Integrity’, and ‘National Unity’ are the diminishing ideas among the citizens of a country now-a-days. Opportunities for cybercrimes worsen this situation further by luring the people with bad motivations, some who justify the cybercrimes somehow and some to perpetrate the cybercrimes. As the public authorities are not capable enough to handle cybercrime cases well as of now or due to lacunae in cyber laws, cyber criminals are evading and sweeping under the carpet. The societal status, may it be progressive or perishable depends on the kind of information that is provided to the people of society. If society is input with right information, the society will progress, develop positively and on the other hand the society will perish with the wrong or garbage information. In this context, Right-To-Information (RTI) Act 2005 plays a vital role by providing ‘Right Information’ through ‘Information Transparency’. We found out an organization named JNTUHJAC (offline) with its website with URL- www.jntuhjac.com (online) running from so many years, committed three or more cybercrimes against the Union of India. We considered this online and offline organization for our case study and for discussions of our solutions for these cybercrimes. In this paper, we proposed a research methodology based on Information and Communication Technology (ICT) approaches to prevent the conversion of Cybercrime or Ill-Informed Society into Perishable Society and hence hope to succeed in transforming Cybercrime or Ill-Informed Society into Well-Informed Society and hence into a “Progressive Society/Knowledge Society/Digital Society.  


2017 ◽  
Vol 6 (1) ◽  
Author(s):  
Lukman Thaib

Malaysia is a country that since its independence has endeavored to practice democratic governance. In line with this, it seeks to ensure that the Malaysian government is representative of the will of the people. To achieve this, there must be in place numerous mechanisms to ensure accountability and transparency while also ensuring that it has an ‘ear to the ground’ so to speak. Dato’ Sri Mohd Najib believed that transformational leadership posts the leader in the role of mentor whereby he able to designate responsibilities to his followers as a means to achieve self-actualization which is a positive means of promoting team-building efforts. To achieve the goals shared between him as a country’s leader and Malaysian peoples as his followers, he believed that inspirational motivation is needed, as it provides meaning to achieving this shared vision on ‘ how to make Malaysia as a high-Income Nation by 2020’?. PM Mohd Najib has been successful in articulating a compelling vision of the Malaysia’s future and tied a high-income nation’s vision to Malaysians citizen values, and ultimately he is capable of being a ‘transformational leader’. It is to this end that this paper is committed, namely to analyzing the important role played by PM Mohd Najib towards outlining a clear vision of national development and whether this is in line with the objective of maqasid shar’iyyah. For this, PM. Mohd Najib appears to have opted to pursue ‘The Government Transformation Programme (GTP)’ to address seven key areas concerning Malaysia’s interest in realizing Malaysia’s vision to become a high-income nation by 2020. =========================================== Malaysia adalah negara yang sejak kemerdekaannya telah berupaya untuk melaksanakan tata kelola pemerintahan yang demokratis. Sejalan dengan ini, ada usaha untuk memastikan bahwa pemerintah Malaysia merupakan perwakilan dari kehendak rakyat. Untuk mencapai hal ini, harus terdapat banyak mekanisme untuk menjamin akuntabilitas dan transparansi sekaligus juga memastikan bahwa ia memiliki 'telinga ke tanah'. Dato’ Sri Mohd Najib yakin bahwa kepemimpinan transformasional mengganggap pemimpin sebagai mentor yang mampu menunjuk tanggung jawab kepada anggotanya sebagai sarana untuk mencapai aktualisasi diri yang merupakan sarana positif dalam mempromosikan upaya pembangunan tim. Untuk mencapai tujuan bersama antara Dato’ Sri Mohd Najib sebagai pemimpin negara dengan bangsa Malaysia sebagai pengikutnya, ia percaya bahwa motivasi inspirasional diperlukan sebagai makna untuk mencapai visi bersama tentang 'bagaimana membuat Malaysia sebagai negara berpenghasilan tinggi pada tahun 2020’? PM Mohd Najib telah berhasil dalam mengartikulasikan visi yang menarik dari masa depan Malaysia, dan berhasil mengikat visi pendapatan nasional yang tinggi untuk kepentingan warga Malaysia, dan akhirnya ia mampu menjadi 'pemimpin transformasional'. Ini adalah tujuan penulisan jurnal, yaitu untuk menganalisis peran penting yang dimainkan oleh PM Mohd Najib terhadap penguraikan visi yang jelas dari pembangunan nasional dan apakah ini sejalan dengan tujuan shar'iyyah maqasid. Untuk itu, PM Mohd Najib tampaknya telah memilih untuk mengejar 'Program Transformasi Pemerintah Program ' untuk menyelesaikan tujuh bidang utama mengenai kepentingan Malaysia dalam mewujudkan visi Malaysia untuk menjadi bangsa yang berpenghasilan tinggi pada tahun 2020.


2015 ◽  
Vol 6 (2) ◽  
pp. 19
Author(s):  
M. Selvakumar ◽  
N. Manicka Mahesh

Investment of hard earned money is a crucial activity of every human being. Investment is the commitment of funds which have been saved from current consumption with the hope that some benefits will be received in future. Thus, it is a reward for waiting for money. Savings of the people are invested in assets depending on their risk and return demands, safety of money, liquidity, the available avenues for investment, various financial institutions, etc. On the other hand, the savings provide capital to industry, economic development to the country. In developing country like India, household savings is the major source of capital for economic activities. The study helps to understand the knowledge and behavior of households, the major provider of funds to economic activities of the country. Hence, a study of investment behavior of households has made with the objective of understanding the level of knowledge of households about investment.


Author(s):  
Muammar

The impact of globalization has penetrated throughout the civilization of the nations of the world, running so fast. Especially very influential on changes in various lines of life. Related to this is the issue of increasing narcotics abuse and narcotics illicit trafficking which has created conditions that have hindered the development process and weakened civilization. Eradication of narcotics distribution is a national problem, because it has a negative impact that can damage and threaten the lives of the people, nation and state and can hamper the national development process. The rise of narcotics abuse does not only occur in big cities, but has reached small cities in all ten regions of the Republic of Indonesia, including East Aceh Regency. The increasingly diverse lifestyle of the people due to the influence of globalization also contributes to the increasing circulation of narcotics in East Aceh District. This certainly must receive serious attention, because if we look at what is happening in East Aceh District and several other regions in Indonesia, the crime of narcotics distribution from time to time always increases which in the end is increasingly unsettling the community, so before these things increase In East Aceh District, an effective solution must be found to eradicate it. Factors that cause a person to commit a narcotics crime in East Aceh Regency are due to economic factors where a person needs money to live and the difficulty of getting work, family environmental factors, social environmental factors and availability / lack of supervision factors. Efforts in tackling narcotics circulation in East Aceh district involve many parties, including: firstly, pre-emptive efforts by providing counseling in the community and schools about narcotics carried out by the police in tackling narcotics crime in East Aceh District. Second, preventive measures (prevention) by conducting raids and patrols routinely, providing oversight of the association and positive activities carried out by the police, prosecutors, religious leaders, community leaders and youth organizations. The third repressive effort (action) which aims to provide a deterrent effect on the perpetrators of drug trafficking crimes involving all law enforcement officials ranging from the Police, Attorney and District Courts and Detention Houses.Keywords: Crimonology, Narcotics Circulation. 


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