scholarly journals A Study of Investment Behavior of Households in Virudhunagar District

2015 ◽  
Vol 6 (2) ◽  
pp. 19
Author(s):  
M. Selvakumar ◽  
N. Manicka Mahesh
Keyword(s):  
Financial Institutions ◽  
The Other ◽  
Investment Behavior ◽  
Household Savings ◽  
Economic Activities ◽  
Risk And Return ◽  
The People ◽  
Current Consumption ◽  
Level Of Knowledge ◽  
And Behavior

Investment of hard earned money is a crucial activity of every human being. Investment is the commitment of funds which have been saved from current consumption with the hope that some benefits will be received in future. Thus, it is a reward for waiting for money. Savings of the people are invested in assets depending on their risk and return demands, safety of money, liquidity, the available avenues for investment, various financial institutions, etc. On the other hand, the savings provide capital to industry, economic development to the country. In developing country like India, household savings is the major source of capital for economic activities. The study helps to understand the knowledge and behavior of households, the major provider of funds to economic activities of the country. Hence, a study of investment behavior of households has made with the objective of understanding the level of knowledge of households about investment.

scholarly journals THE URGENCY OF FATWA IN THE LAW OF SHARIA ECONOMICS IN INDONESIA

2021 ◽  
Vol 20 (2) ◽  
pp. 201
Author(s):  
Elsy Renie
Keyword(s):  
Financial Institutions ◽  
Financial Services ◽  
Rapid Development ◽  
Economic Activities ◽  
Financial Products ◽  
The People ◽  
The Law

Fatwas of the National Sharia Council-Indonesian Ulama Council (DSN-MUI), in the field of sharia economics, has filled the legal vacuum related to the economic activities of the people. The increased of activity in the Mu'amalah area which is so fast requires a responsive fatwa. It can be seen from the rapid development of financial products for sharia financial institutions today. The legal strength of a fatwa is non-binding because it is not included in the constitution hierarchy in Indonesia which has caused debate for some people. But, several DSN-MUI fatwa have been transformed into part of national law, such as constitution No. 21 of 2008 concerning Banking, and some of which have also been absorbed into Bank Indonesia regulations, Syari'ah Financial Services Authority Regulation (OJK). This paper tries to analyze the role of fatwas in filling the legal vacuum in the development of the shari'ah economy in Indonesia and how the fatwas of the DSN-MUI can be transformed into national law. The author concludes that the role of DSN-MUI as the only institution that issued a fatwa related to the activities of shari'ah financial institutions in Indonesia is very important in the area of national legal politics.

scholarly journals ANALISIS PENGETAHUAN, SIKAP DAN TINGKAH LAKU KOMUNITI TEBING SUNGAI TERENGGANU, MALAYSIA

2019 ◽  
Vol 2 (2) ◽  
pp. 105-117
Author(s):  
Norshahida Akma Alias ◽  
Wan Nor Azilawanie Tun Ismail
Keyword(s):  
Deep Understanding ◽  
River Pollution ◽  
Survey Method ◽  
Attitudes And Behaviors ◽  
The People ◽  
Level Of Knowledge ◽  
The Mean ◽  
People’S Attitudes ◽  
And Behavior ◽  
Attitudes And Behavior

Abstract: River pollution is a problem that threatens humans, animals and plant. River pollution is often associated with a lack of knowledge about river pollution issue. This issue is also linked to a lack of responsibility in managing the river. This study aims to identify the level of knowledge, attitude and behavior of the residents at River Terengganu. The approach adopted in this study is a quantitative-based on the survey method. The findings show that the level of knowledge, attitude and behavior of residents on the issue of river pollution is moderate. The findings showed that the mean of knowledge, attitudes and behavior are respectively 4.38, 4.72 and 4.70. In conclusion, the people who are living near the river play a major role in maintaining the river's sustainability. So deep understanding is needed as a basis for shaping people's attitudes and behaviors in order to conserve the river. This study has the potential to improve these three elements to face the river pollution issues. Keywords: Knowledge, Attitude, Behavior, River Pollution, Terengganu River    Abstrak: Pencemaran sungai merupakan masalah yang memberi ancaman kepada manusia, haiwan dan tumbuh-tumbuhan. Pencemaran sungai yang berlaku banyak dikaitkan dengan kurangnya pengetahuan berkaitan isu pencemaran sungai. Bahkan isu ini turut dikaitkan dengan kurangnya sikap bertanggungjawab dalam menguruskan sungai. Kajian ini bertujuan untuk mengenalpasti tahap pengetahuan, sikap dan tingkah laku penduduk di Sungai Terengganu. Pendekatan yang digunapakai dalam kajian ini adalah kaedah kuantitatif yang berasaskan kepada kaedah tinjauan. Instrumen yang digunapakai adalah borang soal selidik yang mengandungi empat bahagian. Dapatan kajian menunjukkan tahap pengetahuan, sikap dan tingkah laku penduduk terhadap isu pencemaran sungai berada pada tahap yang sederhana. Hasil kajian mendapati min bagi pengetahuan, sikap dan tingkah laku adalah masing-masing 4.38, 4.70 dan 4.72. Kesimpulannya, masyarakat yang tinggal berhampiran sungai mempunyai peranan yang besar dalam menjaga kelestarian sungai. Maka pemahaman yang mendalam diperlukan sebagai asas untuk membentuk sikap dan tingkah laku masyarakat supaya memulihara sungai. Kajian ini berpotensi untuk meningkatkan ketiga-tiga elemen ini sekiranya berhadapan dengan isu pencemaran sungai. Kata kunci: Pengetahuan, Sikap, Tingkah Laku, Sungai Terengganu

Introduction

2018 ◽  
Author(s):  
Mccormick Roger ◽  
Stears Chris
Keyword(s):  
Financial Markets ◽  
Financial Institutions ◽  
Financial Services ◽  
Financial System ◽  
The Other ◽  
Legal Risk ◽  
The People ◽  
European Banking ◽  
Prospective Risk

This introductory chapter first sets out the book’s purpose, which is to describe and explain legal and conduct risk, and suggest possible approaches to the management of these risks. Legal risk is defined as risk arising in the operation and practices of the financial markets. They are a part of the spectrum of risks that are inherent in the operations of banks and other financial institutions, affecting the lives of the people who work there and the customers who put their trust in them as well as, in more extreme cases, the financial system itself. On the other hand, the European Banking Authority defines conduct risk as ‘the current or prospective risk of losses to an institution arising from an inappropriate supply of financial services including cases of wilful or negligent misconduct’.

scholarly journals Pengetahuan dan Perilaku Masyarakat terhadap Pandemi Virus Covid-19

LaGeografia ◽  
2021 ◽  
Vol 19 (2) ◽  
pp. 139
Author(s):  
Chusnul Feby Mukharomah ◽  
Mursalin Ahmad ◽  
Rizky Pratama ◽  
Madinda Puspita Sari ◽  
Anidya Thoha Putri ◽  
...  
Keyword(s):  
Quantitative Research ◽  
Secondary Data ◽  
Primary Data ◽  
Quantitative Research Methods ◽  
The People ◽  
New Type ◽  
Level Of Knowledge ◽  
And Behavior ◽  
The Relationship ◽  
Descriptive Statistical Analysis

Coronavirus Disease 2019 (Covid-19) is a new type of disease that appears and has not been previously identified in humans. The virus that causes Covid-19 is called Sars-CoV-2. Indonesia is one of the countries that has experienced an increase in the number of Covid-19 cases since March 2020. Sragen Regency is one of the areas affected by Covid-19, especially Karangmalang District. This study aims to determine the level of knowledge and behavior of the people of Karangmalang District, Sragen Regency about Covid-19 and to know the relationship between the two. This research uses quantitative research methods using descriptive statistical analysis. This research was conducted in Karangmalang District, Sragen Regency. The data used by researchers are primary data in the form of data from questionnaires from respondents and secondary data from official government agencies. The results of the analysis show that the people of Karangmalang Subdistrict have a good level of knowledge and behavior towards Covid-19 and provide awareness to the community so that they always maintain their health to avoid the Covid-19 virus and contribute thoughts on overcoming Covid-19 in Karangmalang District, Regency Sragen.

scholarly journals KONSEP RIBA DALAM AL-QUR’AN

2016 ◽  
Vol 7 (1) ◽  
pp. 1
Author(s):  
Abdul Ghofur
Keyword(s):  
Economic Growth ◽  
Financial Institutions ◽  
The Other ◽  
Real Sector ◽  
Economic Activities ◽  
The Real ◽  
The Public ◽  
World Community ◽  
Major Disadvantage ◽  
Money Manager

Riba is an economic activity that is prohibited by the Qur’an. Chronologically, the ban has been outlined clearly. On the other hand, bank interest that become one pillar of the existence of financial institutions is rated synonymous with usury. Financial institutions have become a pillar of economic growth. The problem is why the Qur’an forbids usury, whereas various economic activities ‘need’ the existence of interest that are identical to the usury. This study found two findings. First, the prohibition of riba in the Qur’an have preceded other forms of restrictions are more morally intolerable that broadly impacts a major disadvantage in the community. On the other side of the Qur’an strongly encourages the public Makkah to help the poor and orphans around him. Second, the prohibition of riba in the Qur’an has relevance to the real sector of the economy. Therefore, the economy based on usury will naturally ignore the underlying transaction which is the basis of the real sector. As a result of the investors (capitalists) certainly fortunate while the money manager/entrepreneur is still no clarity, so that the position is unbalanced, unjust. The usurious economic system can lead to gaps world community economic growth constantly.

scholarly journals TANTANGAN DAKWAH DALAM MEDIA TEKNOLOGI KOMUNIKASI DI ERA GLOBALISASI

2019 ◽  
Vol 38 (1) ◽  
pp. 143
Author(s):  
Rais Ribha Rifqi Hakim
Keyword(s):  
Information Age ◽  
The Other ◽  
Human Beings ◽  
Television Programs ◽  
National Network ◽  
Other Hand ◽  
The People ◽  
The World ◽  
The Media ◽  
And Behavior

<pre><em>The development of information technology has kemjauan very rapidly. The advancement has led mankind easier to relate to one another. Various information and events happening parts of the world with rapidly can be known by human beings on other continents. The era of globalization characterized by the rapid advancement of communication technology is also called information age. The world community, including Muslims today can enjoy television programs with a variety of impressions. The television broadcasts emanating not only from a national network, but also can follow the international network thanks to the satellite which is connected with the parabola in people's homes. Communication on one side convey information to others for ideas or ideas to others either use or not use the media while the media on the other hand want to change the mindset and behavior of the people. </em><em>Same with da'wah, Communication is the process of conveying information to others about ideas or ideas to other people both using the media and not using media while on the other hand they want to change people's mindsets and behavior. The function of da'wah and communication are also the same, namely to change someone with a specific purpose. The purpose of da'wah is to convey information and seek information to mad'u so that the material to be conveyed can be understood so that communication can be achieved. The da'i to mad’u's da'wah process is expected to have a psychological influence in improving Islamic teachings. However, the challenge of preaching in the information era has become more complex. With this required expertise in conveying his da'wah for the success of da'wah, including various treatments that are more profound and efficient.</em><em></em></pre><p> </p><p align="center">****</p><em>Perkembangan teknologi informasi mengalami kemajuan sangat pesat. Kemajuan tersebut telah mengantarkan umat manusia semakin mudah untuk berhubungan satu dengan lainnya. Berbagai infomasi dan peristiwa yang terjadi dibelahan dunia dengan secara cepat dapat diketahui oleh manusia pada benua yang lain. Era globalisasi yang ditandai oleh semakin majunya teknologi komunikasi juga disebut dengan era informasi. Masyarakat dunia termasuk umat Islam dewasa ini dapat menikmati acara televisi dengan berbagai tayangan. Siaran televisi tersebut bukan hanya terpancar dari jaringan yang bersifat nasional, tetapi juga dapat mengikuti jaringan internasional berkat adanya satelit yang dihubungkan dengan adanya parabola di rumah-rumah penduduk. Sama dengan dakwah, Komunikasi adalah proses menyampaikan informasi kepada orang lain terhadap gagasan atau ide kepada orang lain baik menggunakan media maupun tidak menggunakan media sedangkan disisi lain ingin mengubah pola pikir dan tingkah laku masyarakat. Fungsi dakwah dan komunikasi juga sama, yaitu untuk merubah seseorang dengan tujuan tertentu. Tujuan dakwah adalah untuk menyampaikan informasi dan mencari informasi kepada mad’u agar materi yang ingin disampaikan dapat dimengerti sehingga komunikasi yang dilaksanakan dapat tercapai. Proses dakwah yang dilakukan oleh da’i kepada mad’u diharapkan mempunyai pengaruh psikologis dalam meningkatkan ajaran Islam. Namun, tantangan berdakwah di era informasi menjadi lebih komplek. Dengan ini dibutuhkan kepiawaian da’i dalam menyampaikan dakwahnya demi keberhasilan dakwah, termasuk berbagai perlakuan yang lebih mendalam dan berdayaguna.</em>

scholarly journals Dinamika pengelolaan wakaf uang: studi sosio-legal perilaku pengelolaan wakaf uang pasca pemberlakuan UU No. 41 tahun 2004 tentang wakaf

2012 ◽  
Vol 12 (2) ◽  
pp. 123 ◽  
Author(s):  
Hasbulah Hilmi
Keyword(s):  
Qualitative Research ◽  
Research Methods ◽  
Qualitative Research Methods ◽  
The Other ◽  
Legal Study ◽  
Research Perspective ◽  
The People ◽  
Acceptance Levels ◽  
And Behavior

The reality of the implementation of cash waqf after regulation Act No. 41 in 2004 on Waqf studied to address the problem: how cash waqf be understood accepted and implemented by the cash waqf institutions; and how cash waqf be managed by cash waqf institutions in Indonesia? The study is a socio-legal study with phenomenological qualitative research methods. This study focus on understanding the cash waqf regulation as “law in the book” and how the implementation and acceptance of cash waqf as a “law in the society”. Social and law change, and behavior and effectiveness of law theories are used as a research perspective The findings of this study are as follows. Firtsly, It is founded that understanding and acceptance levels of cash waqf regulations is various. The various is acceptance and using all of cash waqf regulation, using a part and totally avoidance and ignorant the regulation. Secondly, Cash waqf regulation delegitimize the cash waqf process has been developed by the community. It is impact to avoid or ignore the regulation by most of waqf board and foundations. Some foundations avoid the regulation and switch to the model of other charitable. The others ignore the regulation and keep up with the concept of cash waqf has been understood. The avoidance and ignorant foundations earn the trust (even likely to increase) of the people. The other side the development of cash waqf management as the regulation is less encouraging. It is show that waqf act especially on cash waqf regulation is less effective.

scholarly journals Analisis Pengetahuan Dan Perilaku Masyarakat Di Kelurahan Baru Kotawaringin Barat Tentang Covid 19

2020 ◽  
Vol 2 (4) ◽  
pp. 780-790
Author(s):  
Dyah Restuning Prihati ◽  
Maulidta Karunianingtyas Wirawati ◽  
Endang Supriyanti
Keyword(s):  
Health Workers ◽  
Public Awareness ◽  
Knowledge Community ◽  
The Public ◽  
Good Level ◽  
The People ◽  
Level Of Knowledge ◽  
The Government ◽  
Quantitative Descriptive ◽  
And Behavior

ABSTRACT: ANALYSIS OF COMMUNITY KNOWLEDGE AND BEHAVIOR IN KELURAHAN BARU, WEST KOTAWARINGIN ABOUT COVID 19 Background :Coronavirus Disease 2019 (COVID-19) is a new type of disease that has never been previously identified in humans. COVID-19 becomes a global health problem in early 2020 ,. The importance of awareness from the public to break the chain of transmission of COVID-19. Knowledge and attitudes from the community become benchmarks for public awareness. Promotional and preventive efforts need to be carried out by health workers, especially the community. The Indonesian government has declared a disaster emergency status related to this virus pandemic. The government made a policy to implement physical distancing to decide the spread of covid 19.Purpose: to analyze the knowledge and behavior of the people in Kelurahan Baru, Kotawaringin Barat about COVID -19Methods: This study used a quantitative descriptive research design with a survey approach in Kelurahan Baru, Kotawaringin Barat. The population in the study was 50 people. The research period was May-June 2020. In this study, researchers collected data using an instrument in the form of a questionnaire covering respondent characteristics, knowledge and behavior.Results: The results of this study indicate that 100% of respondents (50 people) have a good level of knowledge and as many as 23 (46%) of respondents have good enough behavior in preventing COVID-19. Respondent's age, gender and occupation did not have a relationship with behavior in preventing COVID-19. There is a relationship between the education level of respondents and behavior in preventing COVID-19 (p = 0.04).Conclusion: respondents have a good level of knowledge and behavior in preventing COVID-19. There needs to be awareness from the public to comply with health protocols during the COVID-19 pandemic. In addition, the role of health workers in socialization and monitoring in the community is important in preventing COVID-19. Keywords: Knowledge, Community Behavior, COVID 19   INTISARI: ANALISIS PENGETAHUAN DAN PERILAKU MASYARAKAT DI KELURAHAN BARU, KOTAWARINGIN BARAT TENTANG COVID 19 Latar Belakang :Coronavirus Disease 2019 (COVID-19) adalah penyakit jenis baru yang belum pernah diidentifikasi sebelumnya pada manusia. COVID-19 menjadi masalah kesehatan Dunia pada awal tahun 2020,. Pentingnya kesadaran dari masyarakat untuk memutus rantai penularan COVID-19. Pengetahuan dan sikap dari masyarakat menjadi tolak ukur tentang kesadaran masyarakat. Upaya promotif dan preventif perlu dilakukan oleh petugas kesehatan, khususnya masyarakat. Pemerintah Indonesia telah menetapkan status darurat bencana yang terkait dengan pandemi virus ini. Pemerintah membuat kebijakan untuk menerapkan physical distancing untuk memutuskan penyebaran covid 19.Tujuan : untuk menganalisa pengetahuan dan perilaku masyarakat di Kelurahan Baru, Kotawaringin Barat Tentang COVID -19Metode Penelitian: Penelitian ini menggunakan desain penelitian deskriptif kuantitatif dengan pendekatan survey di Kelurahan Baru, Kotawaringin Barat. Populasi pada penelitian sebanyak 50 orang. Waktu penelitian bulan Mei- Juni 2020. Pada penelitian ini, peneliti mengumpulkan data dengan menggunakan instrumen berupa kuesioner meliputi karakteristik responden, pengetahuan dan perilaku.Hasil: Hasil penelitian ini menunjukkan bahwa 100 % responden ( 50 orang) memiliki tingkat pengetahuan baik dan sebanyak 23 (46%) responden mempunyai perilaku cukup baik dalam pencegahan COVID-19. Usia responden, Jenis kelamin dan jenis pekerjaan responden tidak memiliki hubungan dengan perilaku dalam pencegahan COVID-19. Terdapat hubungan tingkat pendidikan responden dengan perilaku dalam pencegahan COVID-19 (p =0.04).Kesimpulan: responden memiliki tingkat pengetahuan baik dan perilaku cukup dalam pencegahan COVID-19. Perlu ada kesadaran dari masyarakat untuk mentaati protokol kesehatan dimasa pandemi COVID-19. Selain itu pentingnya peran petugas kesehatan sosialisasi dan pemantauan di masyarakat dalam pencegahan COVID-19. Kata Kunci: Pengetahuan, Perilaku Masyarakat, COVID 19

scholarly journals TINJAUAN YURIDIS TERHADAP PERILAKU PENGGUNA HELM DI UNIVERSITAS HALUOLEO

2018 ◽  
Vol 2 (2) ◽  
pp. 105-118
Author(s):  
Ni Putu Sri Widiasih
Keyword(s):  
Traffic Accidents ◽  
The Road ◽  
Road Users ◽  
The People ◽  
Level Of Knowledge ◽  
The Cross ◽  
On The Road ◽  
The Individual ◽  
Almost All ◽  
And Behavior

Violations committed by motorists with not using a helmet shows compliance (compliance) are low traffic rules as regulated in section 57 subsection (2) of Act No. 22 of year 2009 about traffic Transport and streets. This type of research is conducted with the normative-legal research efforts are empirical. The research results showed that the factors cause motorists not wearing a helmet at the cross roads and surrounding A H.E. Mokodompit still in Kecamatan Kambu is a factor of consciousness and behavior, because almost all violations and traffic accidents on the road sekitasrnya and H.E. à Mokodompit that Kecamatan Kambu is still in its primary cause is the rider. These factors gave rise to differences of level of knowledge and/or understanding of the people against the prevailing rules resulted in a disparity that potentially gave rise to traffic problems in particular knowledge of the importance of the benefits the use of helmets for motorbike riders of vehicles that do not wear a helmet, both between road users themselves as well as between road users with apparatus that served to carry out law enforcement on highways, environmental factors contribute active in creating behavior-behavior that deviates. The citizens of the society like the breach of rules that have been set out in the legislation are likely to form a bad or aberrant personality on the individual efforts being done Satlantas Polres Kendari in tackling traffic offences caused by motorcyclists not wearing a helmet at the cross streets of H.E. à Mokodompit is by way of enforcing methods of pre-emptif, is an effort or prevention efforts against irregularities.

EMOTIONAL AND BEHAVIOR PROBLEMS IN CHILDREN

PEDIATRICS ◽  
1960 ◽  
Vol 26 (4) ◽  
pp. 700-714
Author(s):  
Hale F. Shirley
Keyword(s):  
Child Psychiatry ◽  
Emotional Adjustment ◽  
Vital Role ◽  
Clinical Syndrome ◽  
Emotional Disturbances ◽  
The Other ◽  
The People ◽  
Clinical Syndromes ◽  
Environmental Background ◽  
And Behavior

The fostering of mental health during the early periods of childhood is an area in which the pediatrician plays a vital role. There are two parts which have particular relevance for the pediatrician. One has to do with counseling around a particular problem or symptom, and the other is concerned with helping parents to understand the various stages of child development in order to prevent some of the difficulties which might otherwise be encountered. These two aspects were considered in this presentation. COUNSELING IN RESPECT TO A CHILD'S BEHAVIOR When a mother complains about her child's behavior, how can a pediatrician go about investigating it? What does one look for? And if emotional disturbances are uncovered, what can one do about them? In the field of child psychiatry there is no neat answer to every problem. A behavior problem is not a clinical syndrome any more than a symptom like fever or headache is a disease. Furthermore, the clinical syndromes in the field of child psychiatry are not as yet very well defined. There are variables among the determinants of most human behavior which are hard to identify and to evaluate, and usually there are some that are unknown. This leads to the necessity of tentativeness at first in planning for a child's treatment, and uncertainty, often, as to prognosis. For anyone, the effectiveness of what is done depends greatly upon how adequate an understanding of the child's environmental background one is able to acquire. Such aspects of the environmental background as the emotional atmosphere of the home, the personalities and emotional adjustment of the parents, the feelings of the parents toward the child and his behavior, and the feelings of the child about the people around him, are all important.

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