scholarly journals TINGKAT FINANSIAL LITERASI MASYARAKAT KOTA GORONTALO DAN FAKTOR-FAKTOR YANG MEMPENGARUHINYA

2018 ◽  
Vol 1 ◽  
Keyword(s):  
Economic Growth ◽  
Financial Literacy ◽  
Research Finding ◽  
Quantitative Research ◽  
Financial Service ◽  
Financial Service Authority ◽  
Financial Investment ◽  
Product Level ◽  
The People ◽  
Level Of Understanding

Scam investment phenomena raises in Indonesian people in recent years, includes in Gorontalo. This shows that level of understanding and knowledge of the people about financial investment product is still low. Therefore, this research aims to measure to what extent level of financial literacy of people in Gorontalo City. This research was conducted by considering the importance of financial literacy as factors that determines mostly economic growth thus it is an agenda campaigned by Bank of Indonesia and Financial Service Authority (OJK). This research aims to investigate level of financial literacy of Gorontalo City people based on factors of demography, social and economic. In addition, it also aims to obtain applicable model and strategy of approach in terms of improving level of financial literacy of the people. This is a descriptive quantitative research. Then, it applies descriptive and crosstab analysis. Research finding reveals that level of financial literacy of Gorontalo City people is good. For conventional product, it is categorized very good while for non-conventional product, level of financial literacy of people in Gorontalo Province is very low. Therefore, more intense socialization and education are needed by mean of minimizing potency of scam investment. Keywords: financial literacy, investment, financial

THE EFFECT OF EVENT AND PUBLICITY TOWARDS BRAND AWARENESS ON FINANCIAL SERVICE AUTHORITY (OJK)

2017 ◽  
Vol 2 ◽  
pp. 281-292
Author(s):  
Donant Alananto Iskandar ◽  
Siti Dewi Sri Ratna Sari
Keyword(s):  
Public Relations ◽  
Significant Influence ◽  
Quantitative Method ◽  
Statistical Approach ◽  
Financial Service ◽  
The Other ◽  
Brand Awareness ◽  
Financial Service Authority ◽  
Other Hand ◽  
The People

This study aims to find out the effect of event and publicity towards brand awareness on Indonesia Financial Service Authority, usually called with its abbreviation OJK. The research background is because OJK was newly established as a financial service authority, replacing Bank Indonesia. Therefore, exploring the awareness of the people about the function of OJK is interesting to be a research subject.This method used in this study is the quantitative method with 82 samples as the questionnaire respondents. The population chosen was an OJK’s event held at LPPI and Indonesia Banking School with 122 participants. Validity, reliability, normality, multicollinearity, heteroskedasticity, correlation, determination, regression, hypothesis and ANOVA tests are used as a statistical approach in order to define the outcome of the survey. The results of this study are both event and publicity have a positive and a significant influence towards brand awareness partially and simultaneously. As the conclusion, OJK should continue its programs. On the other hand, OJK should find another public relations strategy to accelerate people awareness about the duties of OJK. Keywords: Event, Publicity, Brand Awareness

scholarly journals Laku pandai’s program and deposit funds: study at bank of bri sharia

2018 ◽  
Vol 23 (1) ◽  
Author(s):  
M. Nur Rianto Al Arif ◽  
Firmansyah Firmansyah
Keyword(s):  
Financial Service ◽  
Islamic Banks ◽  
Financial Service Authority ◽  
Dummy Variable ◽  
Banking Service ◽  
The People

Laku Pandai’s program is one of the policies that implemented by the financial service authority (OJK) to expand the banking service to the people. One of the Islamic banks that had implemented the program is Bank of BRI Sharia. This research is going to examine the effectiveness of Laku Pandai’s program to deposit funds in Bank of BRI Sharia. This study using regression with the dummy variable. The result shows that there is a difference between pre and post-Laku Pandai’s program in Bank of BRI Sharia. This result implies that the Laku Pandai’s implementation had an impact on increasing deposit funds in Bank of BRI Sharia. So, it is recommended to add more Islamic banks that implemented the Laku Pandai’s program

SISTEM KOORDINASI ANTARA OTORITAS JASA KEUANGAN (OJK) DENGAN LEMBAGA PENJAMIN SIMPANAN (LPS) DALAM PENANGANAN BANK GAGAL

2017 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
WIWIN WINTARSIH WINDIANTINA
Keyword(s):  
Economic Growth ◽  
Financial Services ◽  
Deposit Insurance ◽  
Banking Sector ◽  
Banking Industry ◽  
Financial Service ◽  
Financial Service Authority ◽  
Insurance Agency ◽  
Financial Transactions ◽  
The Impact

ABSTRACTThe banking industry is a dynamic sector along with economic growth, an increasing of complex financial transactions, and the impact from global trade, therefore the presence of an independent institutions is really needed. The Deposit Insurance Agency (LPS) is an institution that is independent, transparent and accountable in implementing its duties and authorities. As an independent agency, accountability is very important to be applied, so that stakeholders aware of what and how LPS implement the functions and duties as mandated by Law No. 24 of 2004 concerning the Deposit Insurance Agency (LPS). Procedurally, if the Financial Services Authority (OJK) indicate a bank that is experiencing liquidity problems, Financial Services Authority (OJK) immediately inform the Bank of Indonesia (BI) to take steps in accordance with BI's authority. In practise, Financial Service Authority (OJK) coordinate withBank of Indonesia (BI) to make regulatory supervision in banking sector. Coordination in handling between failed banks between the Deposit Insurance Agency (LPS) and Financial Services Authority (OJK) is shown by a confirmation from Financial Services Authority (OJK) to the Deposit Insurance Agency (LPS) about troubled banks that are in the restructuring efforts by Financial Services Authority (OJK), then the Deposit Insurance Agency (LPS) investigate the banks in accordance with its functions, duties and responsibilities. The Deposit Insurance Agency (LPS) as an institution that checks condition of banks surely will review and determine whether the troubled banks will be saved or not saved.

scholarly journals Livelihood Expansion and Local People’s Expectations in the Realm of China-Pakistan Economic Corridor in Hunza, Gilgit Baltistan, Pakistan

2019 ◽  
Vol 8 (3) ◽  
pp. 543
Author(s):  
Tehzeeb Bano ◽  
Umer Khayyam ◽  
Arif Alam
Keyword(s):  
Economic Growth ◽  
Quantitative Research ◽  
Local Community ◽  
Sampling Technique ◽  
Industrial Sector ◽  
Employment Opportunities ◽  
Chamber Of Commerce ◽  
The People ◽  
Tourism Sector ◽  
Gilgit Baltistan

Economic Corridors around the world has been creating livelihood opportunities for people thus stimulating economic growth and development. This study has explored the opportunities for livelihood expansion which exists in the China Pakistan Economic Corridor (CPEC) for the people of Gilgit Baltistan (GB), as the region lacks many vital livelihood opportunities. CPEC is considered as a fate changer, specifically for the people of Hunza valley, which provides the pathway to CPEC emanating from China to the rest of Pakistan. The economic growth process in the region is now been linked with the expansion of livelihood opportunities to benefit the local poor. This study has deployed quantitative research technique and used purposive sampling technique for field survey. Results show that a major bulk – 60% of the local respondents, 70% members of GBLA and 80% of the members of Chamber of Commerce in Hunza (Gilgit Baltistan) are hopeful that CPEC will create employment opportunities for local community. Due to high potential of GB in tourism sector, a high number of respondents (53%) expected that tourism sector will develop through CPEC while 28% of the local people and the members of Chamber of Commerce expected that industrial sector will get boost through CPEC, 19% of the respondents were having opinion that agriculture sector will develop through this mega project creating employment opportunities for the local youth in their native area. Keywords: CPEC, Gilgit Baltistan, employment opportunities, tourism, small industries.

HUKUM DAN TEKLOGI SUATU KAJIAN TEORITIS TERHADAP PENOMENA LAYANAN TRANSFORTASI ONLINE

2017 ◽  
Vol 6 (1) ◽  
pp. 20
Author(s):  
Aria Dimas Harapan
Keyword(s):  
Economic Growth ◽  
Theoretical Study ◽  
Legal Protection ◽  
Creative Economy ◽  
Legal Certainty ◽  
The People ◽  
The Government ◽  
The Times

ABSTRACTThe essence of this study describes the theoretical study of the phenomenon transfortation services online. Advances in technology have changed the habits of the people to use online transfortation In fact despite legal protection in the service based services transfortation technological sophistication has not been formed and it became warm conversation among jurists. This study uses normative juridical research. This study found that the first, the Government must accommodate transfotation online phenomenon in the form of rules that provide legal certainty; second, transfortation online as part of the demands of the times based on technology; third, transfortation online as part of the creative economy for economic growth . 

Identifikasi Miskonsepsi dan Tingkat Pemahaman Mahasiswa Tadris Fisika pada Materi Listrik Dinamis Menggunakan 3-Tier Diagnostic Test

2020 ◽  
Vol 3 (2) ◽  
pp. 128
Author(s):  
Lalu A. Didik ◽  
Muh. Wahyudi ◽  
Muhammad Kafrawi
Keyword(s):  
Diagnostic Test ◽  
Physics Education ◽  
Quantitative Research ◽  
Full Understanding ◽  
Study Program ◽  
Electric Voltage ◽  
Quantitative Research Methods ◽  
Physics Courses ◽  
Basic Physics ◽  
Level Of Understanding

This study aims to determine the misconceptions and level of understanding of physics education students on dynamic electricity. The method used is descriptive quantitative research methods. The research sample was 33 students of the tadris physics study program who are currently taking basic physics courses 2 even semester 2019/2020. Data collection used a 3-tier diagnostic test. In the concept of current and electric voltage, students who are included in the full understanding category are 26% and 29% understand partially with the low category and the level of misconception reaches 45%. In the concept of ohm law and electrical resistance, it was found that students with a full understanding level of 23% and partially understanding 14% were in the low category and the level of student misconception showed the largest percentage, namely 63% with the high category. In the concept of electrical circuits, students with a full understanding level of 29% and partially understanding 50% and included in the medium category with student misconceptions showed the smallest percentage was 21% with the low category. As a whole, it shows that the average level of students' understanding and misconceptions on dynamic electricity material is still low with a percentage of 26% and partial understanding is moderate with a percentage of 31% and a misconception of 43% with a moderate category. Keywords: Misconception, level of undertanding, 3-tier diagnostic, electricicity.ABSTRAK.Penelitian ini bertujuan untuk mengetahui miskonsepsi dan tingkat pemahaman mahasiswa tadris fisika pada materi listrik dinamis. Metode yang digunakan adalah metode penelitian deskriptif kuantitatif. Sampel penelitian adalah 33 orang mahasiswa program studi tadris fisika yang sedang menempuh mata kuliah fisika dasar 2 semester genap 2019/2020. Pengumpulan data menggunakan 3-tier diagnostic test. Pada konsep arus dan tegangan listrik, mahasiswa yang termasuk dalam kategori pemahaman penuh sebesar 26% dan paham sebagian sebesar 29% dengan kategori rendah dan tingkat miskonsepsi mencapai 45%. Pada konsep hukum ohm dan hambatan listrik didapatkan bahwa mahasiswa dengan tingkat pemahaman penuh sebesar 23% dan paham sebagian 14% dengan kategori rendah dan tingkat miskonsepsi mahasiswa menunjukkan persentase paling besar yaitu sebesar 63% dengan kategori tinggi. Pada konsep rangkaian listrik, mahasiswa dengan tingkat pemahaman penuh 29%, paham sebagian 50% dengan kategori sedang serta miskonsepsi mahasiswa menunjukkan persentase paling kecil yaitu 21% dengan kategori rendah. Secara kesuluruhan rata-rata tingkat pemahaman dan miskonsepsi mahasiswa pada materi listrik dinamis masih tergolong rendah dengan persentase sebesar 26% dan paham sebagian tergolong sedang dengan persentase 31% dan miskonsepsi sebesar 43% dengan kategori sedang.Kata kunci: miskonsepsi, tingkat pemahaman, 3-tier diagnostic, listrik dinamis

Peran Bank Syariah: Menuju Perekonomian Masyarakat Madani

2019 ◽  
Vol 1 (2) ◽  
pp. 131-144
Author(s):  
Dini Maulana Lestari ◽  
M Roif Muntaha ◽  
Immawan Azhar BA
Keyword(s):  
Financial Markets ◽  
Islamic Law ◽  
Financial Service ◽  
Islamic Banks ◽  
Free Society ◽  
The Public ◽  
Turn On ◽  
The People ◽  
Strategic Role

Islamic banks are present in the community as financial institutions whose activities are based on the principles of Islamic law for the benefit of the people. This study aims to determine the strategic role of Islamic Banks as financial service institutions, the importance of the existence of Islamic Banks and Islamic-based markets and financial instruments in them. In its development, Islamic banks have a role as institutions that turn on public funds, channel funds to the public, transfer assets, liquidity, reallocation of income and transactions. In the Indonesian economic system, the existence of Islamic Banks is important as an alternative solution to the problem of conflict between bank interest and usury. Islamic financial markets and instruments provide a free society of interest and follow a different set of principles. Distribution of profit/ loss according to evidence of participation in the management fund. The division of rental income in the form of musharaka.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KESEJAHTERAAN MASYARAKAT KOTA PADANG

2020 ◽  
Vol 11 (1) ◽  
pp. 67
Author(s):  
Rizki Afri Mulia ◽  
Nika Saputra
Keyword(s):  
Unemployment Rate ◽  
Research Method ◽  
Quantitative Research ◽  
Regression Coefficient ◽  
Sampling Technique ◽  
Domestic Product ◽  
Poor People ◽  
The People ◽  
Per Capita ◽  
The City

This study aims to analyze the factors that affect the welfare of the people of the City of Padang measured using the Human Development Index consisting of: 1) To determine the effect of the Per Capita Gross Regional Domestic Product on the welfare of the people in the City of Padang. 2) To determine the effect of number of Poor in community welfare in Padang. 3) To determine the effect of Unemployment Rate on the welfare of people in the city of Padang. The research method used in this research is descriptive quantitative research method. The sampling technique in this study is total sampling. Data collection was performed using documentation and hypothesis testing techniques in this study using multiple linear regression test. Based on the results of the study note that: 1) The regression coefficient value of GDP per capita is equal to 0.0000002 with a probability of 0.001 which is smaller than 0.05. 2) The regression coefficient value of the number of poor population is 0.156 with a probability of 0.526 which is smaller than 0.05. 3) The regression coefficient value of the Open Unemployment Rate is -0,00014 with a probability of 0.117 less than 0.05. The conclusions that can be drawn are as follows: 1) Gross Regional Domestic Product (GRDP) has a positive and significant effect on the welfare of the people in Padang City. 2) The number of poor people has no significant effect on the welfare of the people in the city of Padang. 3) Open Unemployment Rate has no negative and significant effect on the welfare of the people in Padang City.

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