scholarly journals Kontrak Kerja dan Kesejahteraan ABK Nelayan Perspektif Etika Bisnis Islam di Sarangmeduro, Jawa Tengah

2020 ◽  
Vol 6 (2) ◽  
pp. 204-220
Author(s):  
Ani Fatmawati ◽  
Ana Toni Roby Candra Yudha ◽  
Hammis Syafaq
Keyword(s):  
Business Ethics ◽  
Qualitative Method ◽  
Economic Condition ◽  
Case Study Research ◽  
Profit Sharing ◽  
Islamic Business Ethics ◽  
Work Contract ◽  
Sector Work ◽  
Work Contracts

Analysis of work contracts on the welfare of crew in fishermen sector from the Perspective of Islamic business ethics in Sarangmeduro Village is a study that aimed to answer questions about how the fishermen sector work contracts are implemented and how the welfare of the crew members is applied in Sarangmeduro Village. The methodology used was descriptive qualitative method with the type of case study research on the object. The result of this research is that the work contract conducted by fishermen in Sarangmeduro Village is a work contract system that has been implemented from generation to generation and is more likely to approach the muzaroah contract in profit sharing of maro or paroan. Based on the field of employment, the fishermen in Sarangmeduro Village live in prosperity. By the opening jobs provided by ship employers, they are facilitated in finding work. The residence that is inhabited every year has changed, which was originally made of woven bamboo, now most of them are built of bricks. The existence of a work contract implemented by fishermen can help to boost the economic condition of the fishermen in Sarangmeduro Village, which is always developing. The researcher recommend that fishermen make work inovation.

scholarly journals IMPLEMENTASI ETIKA BISNIS ISLAM DALAM PERUSAHAAN PENYELENGGARA PERJALANAN IBADAH UMRAH DAN HAJI DI MUBINA TOUR INDONESIA KABUPATEN GRESIK

2020 ◽  
Vol 7 (12) ◽  
pp. 2419
Author(s):  
Aisyah Amini ◽  
Suherman Rosyidi
Keyword(s):  
Literature Review ◽  
Business Ethics ◽  
Economic Condition ◽  
Preliminary Survey ◽  
Case Study Method ◽  
Islamic Business Ethics ◽  
Qualitative Descriptive ◽  
Collecting Techniques ◽  
Descriptive Approach

ABSTRAKPelaksanaan ibadah umrah di Indonesia dari tahun ke tahun mengalami peningkatan yang signifikan. Hal ini didorong dengan semakin baiknya kondisi perekonomian di Indonesia. Untuk itu diperlukan perusahaan penyelenggara perjalanan ibadah umrah dan haji yang memfasilitasi para jamaah untuk melakukan ibadah menuju ke tanah suci. Mengenai hal tersebut, sudah seharusnya perusahaan penyelenggara perjalanan ibadah umrah dan haji menerapkan etika bisnis Islam dalam menjalankan aktivitas bisnisnya. Hal ini sangat penting dikarenakan banyak terjadi pelanggaran etika bisnis Islam yang dilakukan oleh beberapa perusahaan, tidak terkecuali oleh perusahaan travel umrah haji, seperti yang banyak diberitakan dibeberapa media yang dibuktikan dengan banyaknya jamaah yang gagal berangkat ke Baitullah. Penelitian ini menggunakan pendekatan penelitian kualitatif deskriptif dengan metode studi kasus. Teknik pengumpulan data yang digunakan peneliti yaitu survei pendahuluan, observasi, wawancara, dokumentasi dan studi literatur. Berdasarkan hasil penelitian, penelitian ini menunjukkan bahwa Mubina Tour Indonesia kabupaten Gresik telah menerapkan etika bisnis Islam dengan cara menyampaikan secara jujur dan benar, senantiasa berusaha untuk selalu menepati apa yang telah dijanjikan, membekali semua karyawan dengan berbagai skill dan mengemas promosi dengan trik-trik yang menarik.Kata Kunci: Etika Bisnis Islam, Perusahaan Penyelenggara Perjalanan Ibadah Umrah dan Haji. ABSTRACTPerforming Umrah in Indonesia year by year has been experiencing a significant increase. It is motivated by a better economic condition in Indonesia. Therefore, Umrah and Hajj Travel Organizer Company is needed to facilitate Muslim pilgrims to pilgrimage to Mecca. According to this, this kind of company shall implement Islamic business ethics to run their business activities. It is very important because there are many Islamic business ethics violations committed by some companies, unexceptionally Hajj and umrah travel companies as widely reported in several media. It was proven by the large number of pilgrims who failed to go to Baitullah. This research used a qualitative-descriptive approach with the case study method. Data collecting techniques used by the researcher are preliminary survey, observation, interview, documentation, and literature review. The result of the research shows that Mubina Tour Indonesia in Gresik Regency has implemented Islamic business ethics by delivering information honestly and truthfully, always trying to fulfill what has been promised, equipping all employments with many various skills, and packaging promotion with interesting techniques.Keywords: Islamic Business Ethics, Umrah and Hajj Travel Company.

scholarly journals INTERNALISASI NILAI-NILAI KEADILAN DALAM PRAKTIK PEMBIAYAAN MUDHARABAH DAN DEPOSITO MUDHARABAH

2017 ◽  
Vol 2 (1) ◽  
Author(s):  
Dyah Ayu Perwitasari
Keyword(s):  
Qualitative Research ◽  
Business Ethics ◽  
Human Resources ◽  
Profit Sharing ◽  
Case Study Approach ◽  
Study Approach ◽  
Islamic Business Ethics ◽  
Five Elements ◽  
Principles Of Justice

ABSTRAK Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis bentuk nilainilai keadilan dalam praktik pembiayaan mudharabah dan deposito mudharabah.Jenis penelitian ini merupakan jenis penelitian kualitatif dengan pendekatan studi kasus.Teknik pengumpulan data dilakukan melalui wawancara dan dokumentasi.Hasil penelitian ini menunjukkan bahwa BPRS Asri Madani Nusantara Jember belum sepenuhnya menerapkan kelima unsur keadilan dalam praktik pembiayaan mudharabah.Dari kelima prinsip tersebut, BPRS hanya menjalankan kedua prinsip keadilan, yaitu bentuk pelarangan haram dan maysir. Untuk memenuhi kelima prinsip keadilan tersebut, seharusnya seharusnya BPRS Asri Madani Nusantara menerapkan praktik pembiayaan mudharabah secara murni, dimana perhitungan bagi hasil dilakukan setelah proyek terealisasi, edukasi syari’ah secara itensif kepada mudharib, pihak manajemen melakukan pengawasan secara itensif terhadap usaha yang dijalankan mudharib, serta etika bisnis Islami yang harus dimiliki sumber daya manusia perbankan. Sedangkan pada praktik deposito mudharabah, BPRS ASRI Madani Nusantara Jember telah menerapkan kelima unsur keadilan yaitu bentuk pelarangan riba, gharar, maysir, dzulm dan haram dalam transaksi deposito mudharabah.Kata kunci: mudharabah, deposito mudharabah, keadilan ABSTRACT This study aims to explore and analyze the forms of fairness values in the practice of mudharabah financing and mudharabah deposits. This type of research is a type of qualitative research with case study approach. The results of this study indicate that this bank has not fully applied the five elements of justice in the practice of mudharabah financing. Of the five principles, BPRS only runs the two principles of justice, namely the form of prohibition of haram and maysir. In order to fulfill these five principles of justice, should the BPRS Asri Madani Nusantara apply pure mudharabah financing practices, where the profit sharing calculation is done after the project has been realized, the shari'ah education has been intensively to mudharib, the management supervises it intensely on the mudharibrun business, As well as Islamic business ethics that must be owned by human resources banking. While in practice mudharabah deposit, BPRS ASRI Madani Nusantara Jember has applied the five elements of justice that is the form of prohibition of riba, gharar, maysir, dzulm and haram in mudharabah deposit transaction.Keywords: mudharabah, mudharabah deposit, justice

scholarly journals The Cultural Messages of Pyramid House in Palembang

Catharsis ◽  
2021 ◽  
Vol 9 (3) ◽  
pp. 244-252
Author(s):  
Ario Bungsu ◽  
Triyanto Triyanto ◽  
Tjetjep Rohendi Rohidi
Keyword(s):  
Data Collection ◽  
Precious Metal ◽  
Qualitative Method ◽  
Case Study Research ◽  
Architectural Form ◽  
The Core ◽  
Wood Construction ◽  
Cultural Message ◽  
Main Construction

Abstract Pyramid House in Palembang is one of the works of art that is still very interesting to be researched today. The problem raised in this study aims to analyze the cultural message of the Pyramid House in Palembang. The method used is a qualitative method with a case study research design. The data collection techniques include observation, interviews, and document study. The results showed that in the manufacture of the Pyramid house, the main construction of traditional buildings used wood construction and a stilt system. The foundation used the construction of piles, the walls used boards, the roof used a leaf or shingle roof. The core parts consisted of the roof of the house, the door, the window, the stairs, and the floor of the house. In general, the typical architectural form of the Pyramid House, namely, the roof was shaped like a severed pyramid. Besides, the uniqueness of the house located in its multi-storey shape (kijing) and the walls were made of wood shaped like planks. Then related to the house name Pyramid, it contained two special meanings, namely, Five and Gold. The word five means the number five, while gold means the precious metal of great value. This is also a symbol of the function of the Pyramid house.  

scholarly journals Penerapan Manajemen Risiko Kredit Pada Pembiayaan Syariah di Koperasi As Sakinah Sidoarjo

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Nur Laila
Keyword(s):  
Credit Risk ◽  
Qualitative Method ◽  
Secondary Data ◽  
Profit Sharing ◽  
Study Approach ◽  
Secondary Data Source ◽  
Data Source ◽  
Responsibility System

Credit risk is one of the most frequent risks in tough financing such as on financing using ijarah and murabahah contracts in Sharia financial institutions. The reason is due to mistakes in the analysis of financing applications and lack of cooperative readiness in managing and anticipating the possibility of risk exposure in the institution. In other hand, sharia cooperatives follow the principle of lost and profit sharing that requires a careful cooperative in managing their business in order to achieve the expected profit target.As Sakinah Cooperation Sidoarjo which has been operating for 19 years only experienced credit risk less than 1%. Therefore, this study is aimed to firstly understand and describe to what extent the implementation of risk management in sharia financing in As Sakinah Cooperation Sidoarjo is, and secondly, to understand and describe the credit risk settlement scheme that occurs in sharia financing in As Sakinah Cooperation Sidoarjo.This research used qualitative method, using a case study approach. Data are collected through interview technique at main source and documents and regulation of the cooperation as secondary data source. The data were analyzed through 3 (three) steps. They are data deduction, data display and conclusion and verification.The results show that the role of the group and the joint responsibility system become the key in reducing credit risk Keywords: management, risk, credit, Ijarah, Murabahah.

scholarly journals ANALISIS DAMPAK MINAPOLITAN TERHADAP KESEJAHTERAAN MASYARAKAT DI KECAMATAN MUNCAR KABUPATEN BANYUWANGI (Studi Kasus: Desa Tembokrejo dan Kedungrejo)

2020 ◽  
Vol 15 (1) ◽  
pp. 47
Author(s):  
Sri Rahayu Budiani ◽  
Putri Kartika Sari ◽  
Muthia Hasna Thifaltanti ◽  
Regina Lexi Narulita ◽  
Reviana Latifah ◽  
...  
Keyword(s):  
Qualitative Method ◽  
Economic Condition ◽  
Economic Conditions ◽  
Learning Material ◽  
Not Given ◽  
Economic Changes ◽  
The Social ◽  
Before And After ◽  
Surrounding Areas

Kecamatan Muncar Kabupaten Banyuwangi ditetapkan sebagai kawasan Minapolitan diharapkan mampu meningkatkan kesejahteraan masyarakat baik di dalam kawasan maupun daerah sekitarnya. Masyarakat Desa Kedungrejo dan Tembokrejo mayoritas bekerja pada sektor perikanan, sehingga diasumsikan memiliki dampak langsung dari kebijakan minapolitan. Penelitian ini bertujuan untuk mengetahui perubahan kondisi sosial dan ekonomi masyarakat Kecamatan Muncar sebelum dan sesudah adanya program minapolitan serta mengetahui tingkat kesejahteraan masyarakat berdasarkan kondisi sosial ekonomi tersebut. Penelitian dilakukan pada 23 hingga 27 September 2018 dengan menggunakan metode kualitatif dari hasil wawancara terhadap beberapa pelaku industri, perangkat desa, kepala TPI, dan beberapa nelayan. Analisis dilakukan secara deskriptif kualitatif. Hasil penelitian menunjukkan bahwa kegiatan perindustrian dan sarana prasarana yang menunjang kegiatan perikanan sudah ada sejak tahun 1990-an. Aspek sumberdaya manusia dari segi pendidikan tidak mempengaruhi perkembangan tingkat produksi ikan, sehingga dengan ditetapkannya Kecamatan Muncar sebagai kawasan minapolitan tidak memberikan pengaruh secara signifikan baik kepada kondisi sosial-ekonomi maupun kesejahteraan masyarakat. Rekomendasi yang perlu diterapkan untuk pengembangan program minapolitan di Kecamatan Muncar dapat dilakukan melalui peningkatan sumberdaya manusia seperti penetapan sekolah yang berisi pembelajaran mengenai perikanan dan kelautan, serta peningkatan infrastruktur pendukung. Kedua aspek tersebut perlu ditunjang oleh aspek komitmen daerah sesuai dengan  Peraturan Menteri Kelautan dan Perikanan Nomor: PER.12/MEN/2010 tentang MinapolitanTitle: Analysis of Minapolitan Impact on the Community Welfare  in Muncar Subdistrict Banyuwangi Regency  (Case Study: Tembokrejo and Kedungrejo Villages)Muncar Subdistrict was designated as a Minapolitan area to improve the welfare of the  community both within and surrounding areas. It is assumed that Minapolitan policy gives a direct impact on the major livelihood of Kedungrejo and Tambakrejo people in fisheries sector. This study aims to measure the social and economic changes of Muncar community before and after the Minapolitan program as well as to measure the level of the community welfare based on these socio-economic conditions. The study was conducted on 23 to 27 September 2018 based on interviews with industry players, village officials, heads of fish markets and fishers. Data were analyzed using descriptive qualitative method. The results showed that fisheries industry and its facilities have been existed since 1990s. The education level of its community does not affect the fish production. It means that Minapolitan program has not given significant impact to the socio-economic condition and community welfare. It is recommended to improve the capacity of community through learning material at school concerning fisheries management and marine affairs as well as to increase the supporting infrastructure. These two aspects should be encouraged by regional commitment based on Regulation of Minister of Marine Affairs and No: PER.12/MEN/2010 regarding Minapolitan.

scholarly journals Bank Sampah Sebagai Alternatif Strategi Pemberdayaan Masyarakat dalam Mengembangkan Kampung Wisata Tematik “Kampung Putih” Kota Malang

2020 ◽  
Vol 4 (2) ◽  
pp. 88-100
Author(s):  
Widhah Nur Azizah ◽  
Mohammad Ishom ◽  
Edi Widianto
Keyword(s):  
Qualitative Method ◽  
Case Study Research ◽  
Research Process ◽  
Community Empowerment ◽  
Community Research ◽  
Research Activities ◽  
Waste Bank ◽  
Main Instrument ◽  
Alternative Community

AbstrakStrategi pemberdayaan masyarakat melalui bank sampah merupakan alternatif dalam mengembangkan kampung wisata tematik “Kampung Putih” serta untuk mengetahui partisipasi masyarakat dalam mengikuti kegiatan bank sampah di Jalan Jaksa Agung Suprapto Dalam Kecamatan Klojen Kota Malang. Pelaksanaan kegiatan penelitian masyarakat melalui bank sampah ini menggunakan metode atau pendekatan kualitatif dengan menggunakan jenis penelitian studi kasus dikarenakan peneliti menggambarkan secara mendetail tentang latar belakang kasus. Peneliti bertindak langsung dalam proses penelitian dikarenakan peneliti merupakan instrument utama dalam penelitian Menjadi bagian dari Kampung Putih merupakan upaya bagi individu memastikan dirinya sebagai makhluk sosial. Upaya yang dilakukan ini salah satunya adalah dengan memperbaiki kebiasaan membuang sampah ke sungai. Strategi pemberdayaan masyarakatnya dalam mengembangkan kampung wisata tematik Kampung Putih yaitu melalui bank sampah Melati. Kegiatan pengelolaan sampah di Bank Sampah Melati warga merasa bahwa mereka berpartisipasi karena memang mereka mengetahui bagaimana kondisi permasalahan sampah yang ada di lingkungan tempat tinggal mereka. Dalam hal ini masyarakat mampu berdaya karena sadar akan pentingnya menjaga kelestarian lingkungan dengan tidak membuang sampah di sungai serta dapat memunculkan kepedulian mereka sehingga mereka ikut berpartisipasi. WASTE BANK AS AN ALTERNATIVE COMMUNITY EMPOWERMENT STRATEGY IN DEVELOPING THE THEMATIC TOURISM VILLAGE "KAMPUNG PUTIH" IN MALANG CITY                                                Abstract        The community empowerment strategy through waste banks is an alternative in developing the thematic tourism village "Kampung Putih" and to find out community participation in participating in waste bank activities on Jalan Jaksa Agung Suprapto Dalam Klojen District, Malang City. The implementation of community research activities through this waste bank uses a qualitative method or approach using the type of case study research because the researcher describes in detail the background of the case. Researchers act directly in the research process because researchers are the main instrument in research. Being part of Kampung Putih is an effort for individuals to ensure that they are social beings. One of the efforts made by this is by improving the habit of throwing garbage into the river. The community empowerment strategy in developing the thematic tourism village Kampung Putih is through the Melati waste bank. The waste management activities at Melati Waste Bank residents feel that they are participating because they know the condition of the waste problem in their neighborhood. In this case, the community is able to be empowered because they are aware of the importance of preserving the environment by not throwing garbage in the river and can raise their concern so that they can participate.

scholarly journals Sharia conformity for mudharabah financing practices in sharia banks based on the DSN-MUI Fatwa Number 07 year 2000: A case study

2021 ◽  
Vol 10 (4) ◽  
pp. 239-248
Author(s):  
Santi Lamusu ◽  
Aulia Fuad Rahman ◽  
Noval Adib
Keyword(s):  
Data Analysis ◽  
Qualitative Method ◽  
Qualitative Data ◽  
Secondary Data ◽  
Profit Sharing ◽  
Primary Data ◽  
Study Approach ◽  
Bank Employees ◽  
Year 2000

This study aims to uncover and analyze the suitability of sharia mudharabah financing practices at Bank Muamalat Semarang Branch with Fatwa DSN MUI Number 07 year 2000. To achieve this goal, the research was pursued using a qualitative method with a case study approach. The primary data of this research is interviews and is supported by secondary data. The key informants are bank employees. Data analysis was performed by using qualitative data analysis namely reduction, display and conclusion. The results showed that Bank Muamalat Semarang branch in carrying out the practice of mudharabah financing was in accordance with the DSN MUI Fatwa Number 07 year 2000 and the applicable SOP. Meanwhile, the recommendations in the Fatwa which are optional are still carried out in accordance with the prevailing regulations. For example, by requiring guarantees, channeling mudharabah financing only in the form of cash assets, only financing productive businesses such as BPRS and BMT, as well as the criteria for entrepreneurs, financing procedures and profit sharing mechanisms. The decision to choose the policy is accompanied by certain considerations, especially for the sustainability and security of LKS and does not conflict with fatwa rules so that it does not go out of the corridor of sharia principles in muamalah  

scholarly journals Implementasi Akad Istishna (PSAK Syariah 104) dalam Transaksi Jual Beli Online

2021 ◽  
Vol 4 (1) ◽  
pp. 19
Author(s):  
Retno Dyah Pekerti ◽  
Eva Faridah ◽  
Missi Hikmatyar ◽  
Irfan Faris Rudiana
Keyword(s):  
Qualitative Method ◽  
Case Study Research ◽  
The Public ◽  
Online Transactions ◽  
Study Research ◽  
Business People ◽  
Islamic Perspective ◽  
Online Buying

Online buying and selling transactions are growing rapidly, from an Islamic perspective, they fall into the jurisprudence muamalah category of business or commerce. In Islam, there are rules governing buying and selling transactions that must be carried out by the seller and the buyer. This research is to explore the pillars and requirements for online buying and selling transactions and the implementation of the Istishna contract which refers to the Islamic PSAK 104 in online transactions. A qualitative method with case study research conducted in Tasikmalaya was chosen as the method in this research. The informants in the research are business people, consumers, academics, and ustadz. The results show that business people generally know about the pillars and requirements for online buying and selling transactions from an Islamic perspective. The Istishna contract has been carried out by business people with the term pre-order, business people do not know and apply the Sharia PSAK 104. The research can be a reference for business people, academics, and input for regulators and the public.

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