scholarly journals A STUDY ON PREFERRED INVESTMENT AVENUES AMONG SALARIED PEOPLE IN RURAL HARYANA

2020 ◽  
pp. 65-69
Author(s):  
Urmila
Keyword(s):  
Rural Areas ◽  
Household Income ◽  
Primary Data ◽  
Annual Income ◽  
Test Frequency ◽  
Tree Plantation ◽  
Chi Square ◽  
Investment Pattern ◽  
Bank Deposits ◽  
Chi Square Test

This study analyzes the profile of the salaried class investors of the rural areas and their investment pattern and preference in Haryana. Primary data has been collected from 450 respondents through a questionnaire from salaried peoples of rural households in Haryana. The collected data is analyzed through the chi-square test, frequency, and percentage analysis. Respondents earn money from their government, private job, agriculture, and other income activity. The study discovered that 36.4 % of respondents earn household income from agriculture, 48.2 % earn from other sources of income and 20.2 % also get a pension. The result revealed that a maximum (68.2%) people prefer bank deposits as investment avenues for salaried class peoples and second to this is provident funds, industry, and business (1.8%), and tree plantation (1.8 %) are lest preferred avenues of investment. Out of the total respondents, 92.7 % invest annually, only 7.3 % of rural salaried people do not invest in any kind of investment avenue. The chi-square result indicated that there is a significant relationship between annual income, age, education level, caste, gender, and investment made by the respondents. KEYWORDS: - investment avenue, rural household, salaried people, frequency analysis.

scholarly journals An Experimental Analysis of Investors’ Pattern in Investment Decisions Making in Indian Stock Market

2019 ◽  
Vol 8 (2S3) ◽  
pp. 1547-1556
Keyword(s):  
Stock Market ◽  
Mutual Fund ◽  
Investment Decisions ◽  
Structured Interview ◽  
Chi Square ◽  
Investment Pattern ◽  
Bank Deposits ◽  
Chi Square Test ◽  
Portfolio Managers ◽  
Indian Stock Market

The purpose of this paper is to see that how individuals are using their income in investing in stock market. How the interdependency exist between income and investment pattern. For achieving the objective, data was collected from 218 investors through self structured questionnaire to know the behavior of investors for using their deposable income. Chi square test was applied. It was found that interdependency exist between shares, postal savings, real estate, mutual fund, insurance and income groups. And there is no significant interdependency exist between income and investment pattern i.e. bank deposits, metal and PPF. Structured interview of 50 portfolio managers were taken to confirm and identify that which factors are influencing investors to invest their money and in which instrument. And it was found that the Investor’s family structure and social environment, low risk, long term investment, the religious and political views, past investment experiences affect investors’ investment decisions.

scholarly journals Household Economies of Chepang People in Chitwan

2018 ◽  
Vol 13 ◽  
pp. 39
Author(s):  
Ganesh Sharma ◽  
Badri Aryal
Keyword(s):  
Annual Income ◽  
Chi Square ◽  
Bank Account ◽  
Marginalized Communities ◽  
Household Level ◽  
Household Economies ◽  
Wild Fruits ◽  
Chi Square Test ◽  
Development Committee ◽  
Stone Walls

<p>This study attempts to characterize a typical Chepang community in Chitwan  district with reference to their economy at household level based on the study conducted in Lothar Village Development Committee. Chepang are considered to be one of the highly marginalized communities in Nepal having traditional subsistence based small economies. Their houses are small with mud floor, stone walls and straw roofs. One third of the Chepang households do not have toilets. They rear small number of mixed livestocks in a house eg. Cattle, buffaloes, poultry, goat and pig. They do not have household amenities like freeze, telephone, television, computer, motorcar and motorbike; but have mobile phones. More than ninty percent of Chepang go to jungle to collect one or the other types of edibles like githavyakur, wild fruits, and chiuri.Ninty five percent of Chepang people do not have bank account, thus rely on their friends and relatives for borrowing in household needs for money. Chi-square test reveals highly significant association between size of landholding and food sufficiency months, level of education and annual income, purpose of taking loan and sources of loan; as well as estimated  annual income and account holding in bank.</p><p><em> </em><strong><em>Economic Literature</em></strong><em>, </em>Vol. XIII August 2016, page 39-45</p>

scholarly journals FARMERS’ PERCEPTION OF POVERTY AND WELFARE IN BOKI LOCAL GOVERNMENT AREA OF CROSS RIVER STATE, NIGERIA

2018 ◽  
Vol 6 (7) ◽  
pp. 151-158
Author(s):  
Rosemary I. Eneji ◽  
Attah Frank
Keyword(s):  
Local Government ◽  
Rural Areas ◽  
Local Government Area ◽  
Primary Data ◽  
Social Variables ◽  
Health Care Education ◽  
Chi Square ◽  
Cross River ◽  
Cross River State ◽  
The Social

The worsening state of poverty among rural farmers in Nigeria’s Cross River State has attracted great concern from government and its agencies but farmers’ perception of poverty and welfare is little understood. In this study, it was determined whether and how the social variables of income, healthcare and education affect farmers’ perception of poverty and welfare in Boki Local government area. Primary data were derived from one hundred (100) respondents, randomly drawn from the study area using standard questionnaires and analysed using the chi-square technique. There was a significant direct relationship between income level, health care, education and nutrition on one hand and welfare of farmers on the other. Evidence from this field study strongly suggests that poverty alleviation programmes and infrastructural projects should be extended to rural areas for improved welfare and livelihood. However, farmers do not necessarily perceive poverty based only on the variables studied.

scholarly journals Innovation and Management by Regional Rural Banks in Achieving the Dream of Financial Inclusion in India: Challenges and Prospects.

2020 ◽  
pp. 222-234
Author(s):  
Anis ur Rehman
Keyword(s):  
Rural Areas ◽  
Uttar Pradesh ◽  
The State ◽  
Financial Inclusion ◽  
Credit Expansion ◽  
Achieving The Dream ◽  
Chi Square ◽  
Political Interference ◽  
Chi Square Test ◽  
The Government

The Regional Rural Banks are government-owned, regionally based and rurally oriented financial institutions specialized in catering to the credit needs of the neglected and weaker sections of the society. In the recent past, RRBs have become a potent mediator for financial inclusion in rural areas. This paper summarizes the innovative methods used by the employees of these banks in deposit mobilizations, credit expansion and recovery of the loan. The primary purpose of the research is to find the problems faced by officials of these banks in marketing their services to the rural customer. The opinions of these bank officials regarding the above factors and the functioning of these banks and their impact on society have also been studied. For this purpose, a sample of 96 bank officials of Aryavart bank and Purvanchal Bank have been taken from the rural areas of Uttar Pradesh. Methodological tools of the research methods were Frequency and Chi-square test of independence which have been used to test the hypotheses developed in the study. The research empirically confirms and theoretically proves that the employees and staff of these two regional rural banks in the state are making their earnest effort to channelize the savings of rural people by mobilization of deposits by motivating them to deposit their surplus money in the regional rural banks. The bank officials are making efforts to extend credit facilities in rural areas to uplift the people economically. The bank officials are facing problems in deposit mobilization, and credit expansion in the rural areas of the state and they are managing these problems very efficiently. Some political interference was found in the functioning of these banks. In the opinion of these bank officials, the overall working of these regional rural banks is proper. The results of the research can be useful for policymakers in the government to understand the hurdles faced by regional rural banks in reaching to the poor and needy sections of the society. The insights from this paper can help the policymakers to craft innovative schemes which enable these banks to reach the most inaccessible customers in rural areas. Keywords Regional Rural Banks, deposit mobilizations, credit expansion, financial inclusion, loan recovery.

scholarly journals The higher reading interest of pregnant mother improves the utilization of MCH book

2019 ◽  
Vol 1 (1) ◽  
pp. 114-119
Author(s):  
Apriliana Apriliana ◽  
Intan Mutiara Putri ◽  
Suyani Suyani ◽  
Istri Utami
Keyword(s):  
Health Centre ◽  
Primary Data ◽  
P Value ◽  
Daily Routine ◽  
Chi Square ◽  
Cross Sectional ◽  
Chi Square Test ◽  
Close Relatives ◽  
Reading Interest ◽  
Pregnant Mothers

The utilization of MCH book could be defined to be an activity when a mother and her close relatives actively participate in reading, learning, comprehending the contents of MCH book, and implementing it in daily routine. This research aims to discover the correlation between the reading interest of pregnant mothers and the use of MCH book. This study has been approved by the research ethics committee of Yogyakarta ‘Aisyiyah University. This cross-sectional research was performed at the Community Health Centre of Mlati II Sleman Yogyakarta. Seventy-four pregnant mothers who owned MCH book were derived from incidental sampling technic. The retrieval of primary data used questioner method. The result of chi-square test states that pregnant mothers with higher reading interest will be utilizing the MCH book four times more effective compared to those with lower interest in reading (p-value: 0,005 and 95% CI: 1,488-10,902).

scholarly journals A Sociological Analysis of Combined Jail Life of Juvenile and Adult Prisoners in Khyber Pakhtunkhwa, Pakistan

2017 ◽  
Vol 1 (1) ◽  
pp. 1-9
Author(s):  
Ihsan Khan ◽  
Ashfaq Rehman ◽  
Niaz Muhammad
Keyword(s):  
Sample Size ◽  
Strong Association ◽  
Well Being ◽  
Primary Data ◽  
Microsoft Excel ◽  
Chi Square ◽  
Khyber Pakhtunkhwa ◽  
Chi Square Test ◽  
Offending Behaviour ◽  
Joint Dwelling

This study examines the outcomes of frequent relations between juvenile and adult prisoners at the populous prisons of Khyber Pakhtunkhwa, Pakistan in districts Mansehra, Dera Ismail Khan, Peshawar, Swabi and Mardan. According to SPARC (2015), there were total of 199 juvenile prisoners out of them 132 were taken as a sample size through Sekaran (2010) sample size table. The primary data was collected through interview schedule, with major aim to see association of joint dwelling of adult prisoners and juvenile inmates in the selected prisons. For measuring the association between adult and juvenile inmates, a Chi-square test was applied by using Microsoft Excel. It was found that there exist a strong association of adult with juvenile inmates; which resulted in reinforcing the delinquent behaviour of juvenile by supporting them financially, providing them with various kinds of drugs and persuading them to join their networks after they were released. Such situation was directly contradictory to the well-being of juvenile inmates at jails, where they were supposed to rehabilitate their offending behaviour. The study recommends establishment of separate jails for juvenile inmates, being inclusive part of the JJSO-2000.

scholarly journals Investigating the Availability and Usage of Seatbelts in Malawi for Policy Review and Formulation

2020 ◽  
Vol 31 (3) ◽  
pp. 48-56
Author(s):  
Gibson Mpokonyoka Ngwira ◽  
Benjamin Bolaane ◽  
Bhagabat P. Parida
Keyword(s):  
Mitigation Measures ◽  
Motor Vehicles ◽  
Health Concern ◽  
Primary Data ◽  
Road Accidents ◽  
Vehicle Ownership ◽  
Chi Square ◽  
Chi Square Test ◽  
Road Fatality ◽  
Major Factors

Road fatalities remain a major public health concern as over 1.3 million people across the world die in road accidents annually, and another 20-50 million sustain injuries. Malawi, with vehicle ownership about 437,416, has not been an exception to this, with reported fatality rates of 35 crash deaths per 100,000 population, possibly due to limited understanding of factors that contribute to such high road fatality rates. This may have resulted in implementing inappropriate and ineffective mitigation measures. Thus, the overall objective of this study was to investigate the availability, including their functionality and usage of seatbelts in motor vehicles, which could possibly be one of the major factors for increase in road fatalities. To establish the rates of availability, ncluding their functionality and usage of seatbelts in motor vehicles, primary data through survey for a sample of 1,200 vehicles were investigated. The independent ariables of data were cross tabulated with the dependent variables to establish these rates. Chi-square test was also performed to establish the significance of associations between the cross tabulated variables. The analysis found that Malawi’s drivers and assengers poorly comply with seatbelt laws. The overall seatbelt usage rate was 35.8%. In this regard, where over 90% of motor vehicles in Malawi have functional seatbelts, poor enforcement of existing seatbelt laws and awareness on the dangers of not using eatbelts could account for the low usage.

Innovative Marketing Strategies for Small and Medium Enterprises of Western Madhya Pradesh (India): An Analytical Study

2020 ◽  
Vol 47 (2) ◽  
pp. 146-162
Author(s):  
Pragya Keshari
Keyword(s):  
Small And Medium Enterprises ◽  
Decisive Role ◽  
Industrial Sector ◽  
Marketing Strategies ◽  
Madhya Pradesh ◽  
Primary Data ◽  
Review Of Literature ◽  
Chi Square ◽  
Chi Square Test ◽  
Medium Enterprises

The micro, small and medium enterprises are an essential part of the Indian industrial sector. It plays a decisive role in growth and development of Indian economy. The review of literature on various aspects of small and medium enterprises (SMEs) showed that the SMEs, both in the country and other parts of the world, still rely on conventional marketing practices and, more or less, face the same types of challenges. Therefore, the present study is undertaken to examine the marketing strategies of SMEs in western Madhya Pradesh, India, and to suggest some innovative marketing practices for them to prosper. The sample consists of 439 SMEs drawn on a random basis from Indore and Dhar districts of Madhya Pradesh. The primary data are collected through a self-designed instrument with 40 items/statements, developed thorough a review of literature on the topic and personal interviews of managers of SMEs. The data are analysed using statistical tools like factor analysis and chi-square test applied with the help of Statistical Package for Social Sciences (SPSS) 20 Software. The study findings reveal that SME managers still rely on age-old practices of marketing. The article recommends some innovative marketing practices for SMEs.

scholarly journals Exploring the association between adverse maternal circumstances and low birth weight in neonates: a nationwide population-based study in Bangladesh

BMJ Open ◽  
2020 ◽  
Vol 10 (10) ◽  
pp. e036162
Author(s):  
Md Mostaured Ali Khan ◽  
Md Golam Mustagir ◽  
Md Rafiqul Islam ◽  
Md Sharif Kaikobad ◽  
Hafiz TA Khan
Keyword(s):  
Birth Weight ◽  
Low Birth Weight ◽  
Rural Areas ◽  
Partner Violence ◽  
Multivariate Logistic Regression Analysis ◽  
Population Based ◽  
Chi Square ◽  
The Sustainable Development ◽  
Chi Square Test ◽  
Study Designs

ObjectiveThis study is concerned with helping to improve the health and care of newborn babies in Bangladesh by exploring adverse maternal circumstances and assessing whether these are contributing towards low birth weight (LBW) in neonates.Study designs and settingsData were drawn and analysed from the Bangladesh Demographic and Health Survey, 2014. Any association between LBW and adverse maternal circumstances were assessed using a Chi-square test with determinants of LBW identified by multivariate logistic regression analysis.ParticipantsThe study is based on 4728 children aged below 5 years and born to women from selected households.ResultsThe rate of LBW was around 19.9% (199 per 1000 live births) with the highest level found in the Sylhet region (26.2%). The rate was even higher in rural areas (20.8%) and among illiterate mothers (26.6%). Several adverse maternal circumstances of the women included in the survey were found to be significant for increasing the likelihood of giving birth to LBW babies. These circumstances included the women being underweight (adjusted odds ratio (AOR) 1.26, 95% CI 1.06 to 1.49); having unwanted births (AOR 1.22, 95% CI 1.03 to 1.44); had previous pregnancies terminated (AOR 1.28, 95% CI 1.05 to 1.57); were victims of intimate partner violence (AOR 1.23, 95% CI 1.05 to 1.45) and taking antenatal care <4 times (AOR 1.23, 95% CI 1.03 to 1.48). Other important risk factors that were revealed included age at birth <18 years (AOR 1.42, 95% CI 1.11 to 1.83) and intervals between the number of births <24 months (AOR 1.25, 95% CI 1.01 to 1.55). When taking multiple fertility behaviours together such as, the ages of the women at birth (<18 years with interval <24 months (AOR 1.26, 95% CI 1.02 to 1.57) and birth order (>3 with interval <24 months (AOR 1.68, 95% CI 1.18 to 2.37), then the risk of having LBW babies significantly increased.ConclusionThis study finds that adverse maternal circumstances combined with high-risk fertility behaviours are significantly associated with LBW in neonates. This situation could severely impede progress in Bangladesh towards achieving the sustainable development goal concerned with the healthcare of newborns.

scholarly journals Small Credit for Big Opportunities: A Case of BRAC’s Agribusiness Program in Bangladesh

2015 ◽  
Vol 8 (1) ◽  
pp. 7
Author(s):  
Shaiara Husain ◽  
Kazi Tanvir Mahmud ◽  
Md. Taufiqul Islam ◽  
Md. Abdullah Shihab
Keyword(s):  
Rural Areas ◽  
Household Income ◽  
Operating Cost ◽  
Least Square ◽  
Primary Data ◽  
Key Factors ◽  
Ordinary Least Square ◽  
Prime Objective ◽  
The Impact ◽  
And Training

BRAC provides microcredit to the landless and marginal borrowers to accelerate agribusiness activities in the rural areas. The prime objective of the study was to evaluate the impact of microcredit program on household income of the female borrowers of BRAC. Survey was conducted in the Gazipur district of Bangladesh. Primary data were collected from 417 borrowers who were engaged in agribusiness. Ordinary Least Square (OLS) technique was used to assess the impact of credit on household income. The study shows that the amount of microcredit received by the borrowers made a significant contribution in enhancing their household income. Besides credit, value of agricultural assets, compulsory saving, number of agribusiness pursued by household and training appeared as the key factors in determining income. The study also shows that non-institutional loan and operating cost of agribusiness adversely influenced the household income.

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