Concept and Principles of Social Banking

2018 ◽  
Vol 2018 (5) ◽  
pp. 113-133
Author(s):  
Denis Chichulenkov
Keyword(s):  
Financial Stability ◽  
Positive Contribution ◽  
Banking Services ◽  
The Social ◽  
Measurement Tools ◽  
Analysis And Synthesis ◽  
Evolution Of Ideas ◽  
High Level ◽  
Distinguishing Features

Conventional banking, focused on profit maximizing, shows its inefficiency. The urgent search for alternative models of banking is needed. One of them is a model of social banks. However, the framework of their business practice and principles remain poorly understood. This paper aims at determining the nature of social banking, its distinguishing features and the level of financial sustainability. Inductive and deductive methods of analysis and synthesis, systematic approach, comparison are used. Academic literature review covers the evolution of ideas about social banking. The paper contains the social bank’s definition as a special type of commercial bank aimed at maximizing its positive contribution to the development of society through the provision of mainly traditional banking services and based on the principles of sustainable development, transparency and cooperation. The empirical results confirm a high level of financial stability of social banks. The article states the hypothesis about the key role of shareholders’ and managers’ motivation to create a social bank. Further research requires the development of measurement tools to evaluate social banking.

scholarly journals Correlation analysis of voting results in the Russian federal and regional elections of 2011–2018

2021 ◽  
pp. 205-225
Author(s):  
Arkady Lyubarev
Keyword(s):  
Political Parties ◽  
Russian Federation ◽  
Correlation Coefficients ◽  
Social Closeness ◽  
The Social ◽  
The Russian Federation ◽  
The Stability ◽  
High Level ◽  
Regional Elections

Correlation coefficients between the results of political parties in the 2016 State Duma elections in the Russian Federation as a whole and in 26 regions, as well as in the elections of regional parliaments of 35 subjects of the Russian Federation in 2012–2015 were calculated. For the 2016 State Duma elections, data was used at all levels – regions, single-member electoral districts, TEC and PEC. It is noted that the “United Russia” correlations with all major parties are generally negative. A fairly high level of correlation is observed between the liberal parties. The main focus is on correlations between parliamentary opposition parties and parties with similar names. The correlation coefficients between the results of parties and candidates in the State Duma elections of 2011 and 2016 and the Presidential elections of 2012 and 2018 were also calculated, showing the stability of the geographical distribution of the electorate of the main parties. Regional differences in the nature of correlations between the main political parties are noted. It is assumed that correlations between parties reflect not so much their ideological closeness as the social closeness of their electorate. In this regard, it is noted that a positive correlation between the results of ideologically distant parties (“Yabloko” and the Communist party or “Yabloko” and “Rodina”) is associated with their reliance on the urban electorate and, perhaps, its most educated part. The reasons for voting for spoiler parties and the role of these parties in reducing the results of the main participants in the elections are discussed.

The Reactions of Church and Dissent towards the Crimean War

1965 ◽  
Vol 16 (2) ◽  
pp. 209-220 ◽  
Author(s):  
Olive Anderson
Keyword(s):  
Critical Time ◽  
Prima Facie ◽  
Crimean War ◽  
Working Classes ◽  
Public Events ◽  
The Social ◽  
High Level ◽  
Weekly Press ◽  
Modern War

It is well known that the role of public opinion in England before and during the Crimean War was almost uniquely important. It is probably equally well known that in the middle of the nineteenth century church-going and clerical prestige both reached a remarkably high level, except among the working classes. There is, thus, a strong prima facie case for supposing that the churches played a significant part in forming opinion at this critical time, offering as they did to their members interpretations of public events in accordance with their own theological outlook. Certainly such interpretations were far more in demand during the Crimean War than during the wars of either the eighteenth or the twentieth century. It is a striking fact that this was the last English war to be begun with the proclamation of a General Fast, and probably the only modern war in which military disasters prompted another General Fast. The clergy's public was remarkably large and remarkably attentive. The circulation of the religious weekly press almost approached that of the serious secular weeklies (the Athenaeum apart), while the long life of the Penny Pulpit, made up exclusively of the recent sermons of the most popular preachers of the day, reveals a substantial sermon-buying public well below the social levels which the familiar bound volumes of a single preacher's sermons suggest.

scholarly journals THE ROLE OF FINANCIAL CONTROLLING IN THE MANAGEMENT SYSTEM OF TOURISM AND RECREATIONAL COMPANY

2017 ◽  
Vol 1 (9) ◽  
pp. 1-8
Author(s):  
Maia Seliverstova
Keyword(s):  
Financial Stability ◽  
Foreign Currency ◽  
The United States ◽  
Financial Economic ◽  
Modern World ◽  
Main Task ◽  
15Th Century ◽  
Destabilizing Factors ◽  
High Level

In the modern world tourism and recreation are highly profitable activities, which also have asignificantimpact on the economy of the country, contributing to the inflow of foreign currency, creating newjobs, improving infrastructure and so on. In the conditions of economic instability and high level of marketcompetition, success of financial-economic activity of tourist enterprises is determined by the efficiency ofdecision-making that directly depends on the total access to information about the financial state and existingrisks.The aim of the researchwas to identify the role of financial controllingin the management systemof tourist-and-recreational company.Research methodsused for this research paper were analysis, synthesis, comparison, classificationand grouping of functions and objectives oftheobjectbeing studied.The objectwas the role of financial controlling in the management system.It is believed that controlling as economic term was discovered in Europe in the 15th century, afterthat it gained a wide development in the United States. In Russia, the concept of controlling became popularin the 1990s.Conclusions:1. The main task of financial controlling is to maintain profitability and ensure liquidity,i.e. the ability of the enterprise to fulfil its payment obligations at any time that is most relevant for the tourismindustry. Among the key challenges faced by resort companies, it is important to headline the seasonality ofdemand, which largely affects the using of their material resources. The duration of the active period can varyfrom 90 to 180 days; it often depends on climateand a number of other factors (Zlenko, 2015). In order tostabilize the work during the off-season, maintain financial stability and solvency in recent years many tourismand recreational enterprises began to strive for the introduction of modern management systems. 2. Aneffective system of financial controlling at a tourist and recreational enterprise allows fully assessing thecurrent position of the company, making forecasts and successfully resisting external destabilizing factors.

scholarly journals Central Bank digital currencies

Bankarstvo ◽  
2021 ◽  
Vol 50 (3) ◽  
pp. 109-139
Author(s):  
Vesna Martin
Keyword(s):  
Central Bank ◽  
Financial Stability ◽  
Central Banks ◽  
Modern World ◽  
Digital Form ◽  
Technological Transformation ◽  
Advantages And Disadvantages ◽  
Digital Currency ◽  
The Social

Central Bank digital currencies are a digital challenge to the international monetary and financial system. Since the development of cryptocurrency, such as bitcoin, the modern world has faced the possibility of digital technological transformation and providing a digital form of payment for the economy and the household. In addition, the announcement of a digital currency that would have a global reach, such as the Libre issued by the social network Facebook, raised questions about legal and regulatory safeguards, financial stability, and the role of the digital currency in society. All this influenced the leading central banks to recognize the need to conduct a detailed analysis of the possibilities of issuing digital currency of the central bank, which would be a supplement to the cash and non-cash form of payment. These analyzes include considering the advantages and disadvantages of that currency, determining its design and technological solution, as well as the necessary regulatory adjustments. In the coming period, we will witness a technological transformation in the operations of central banks, which, as before, should take care of preserving price and financial stability as its main goals, but also respond to new challenges of digital business.

scholarly journals Transmitter and Socialization: The Role of UNICEF in Preventing Girl Trafficking in India

2021 ◽  
Vol 2 (2) ◽  
pp. 62-80
Author(s):  
Imelda Chania ◽  
Haiyyu Darman Moenir
Keyword(s):  
Child Protection ◽  
Action Plan ◽  
Indian Society ◽  
Indian Government ◽  
Norm Diffusion ◽  
Social Fabric ◽  
The Social ◽  
Research Questions ◽  
High Level

This research attempts to describe the role of UNICEF in preventing cases of trafficking of girls in India through the Country Program Action Plan (CPAP) 2013-2017. This is important because of the patriarchal culture in the social fabric of Indian society and the high level of poverty, which drives the trafficking of girls. Besides, this program is also the result of the collaboration between the Indian government and UNICEF in preventing the trafficking of girls in India. This study uses the concept of norm diffusion to answer research questions. A qualitative method with a descriptive-analytical approach applied in this research method. This research shows UNICEF's role in India as a forum to transmit the idea of ​​child protection to Indians, as well as to socialize the beliefs and norms of protecting girls to the Indian government so that rules and policies are in line with the ideas and norms.

Which role for theory in international law? Report on the Workshop “Kelsen — Schmitt — Arendt: Constitutionalism in (International) Law”, Leipzig, June 11/12, 2009

2010 ◽  
Vol 11 (11) ◽  
pp. 1306-1322
Author(s):  
Isabelle Ley
Keyword(s):  
International Law ◽  
Scientific Work ◽  
Theoretical Development ◽  
State Of Exception ◽  
Distinct Level ◽  
The Social ◽  
High Level ◽  
New Applications ◽  
Analytical Tools

AbstractLaw is a discipline which allows us to combine a high level of doctrinal craftsmanship with an equally high level of theoretical reflection and (re-)construction of legal-political developments. For the academic scholar, law is practice, theory and doctrine, each requiring a distinct set of goals, a distinct set of methods and a distinct level of abstraction. For some time, the international legal discipline has been described as lacking in theoretical development. This consideration may have motivated the conveners of a Kelsen-Schmitt-Arendt conference series when they decided that it was time for a re-engagement with the theories of Kelsen, Schmitt, and Arendt. The first workshop on constitutionalism will be the object of this commentary.Kelsen, Schmitt and Arendt have experienced unexpected and innovative reception in recent years: Schmitt has contributed to questions such as the problematic role of human rights, the institutionalization of politics as conflict, as well as new applications of the state of exception. Kelsen's international writings as well as his democratic theory have borne a fruitful re-reading, and Arendt, who has been widely read, and written about in the social sciences for several years, has finally reached the law faculties.The primary interest of this comment lies in the question of how international legal scientific work can make use of legal and political theory. A whole range of politico-legal developments in the European and international arenas are currently creating new forms of institutions, obligations, and types of engagement between legal orders. The velocity and the diversity of these developments are challenging traditional frameworks, paradigms, and analytical tools of the discipline. This task of conceptualization asks for and lends itself to theorization. Which approaches to theory are available for legal scholars, and what kind of insights do they offer? The conference offered the chance to witness different examples of how theory can be accessed. What role is there for theory in international law and what is its potential?

scholarly journals (The Role of Financial Inclusion in Providing Protection to Beneficiaries of Financial Services in the Palestinian Banking Sector (2013/2017: دور الشمول المالي في توفير الحماية للمستفيدين من الخدمات المالية في القطاع المصرفي الفلسطيني- الفترة (2013- 2017)

2019 ◽  
Vol 3 (6) ◽  
Author(s):  
Yasser Ahmed Shaheen
Keyword(s):  
Consumer Protection ◽  
Financial Services ◽  
Financial Stability ◽  
Banking Sector ◽  
Secondary Data ◽  
Financial Education ◽  
Financial Inclusion ◽  
Banking Services ◽  
Degree Of Protection

  The study aimed at examining some of the indicators of financial inclusion in the Palestinian banking sector through published secondary data on the Palestinian banking sector during the period (2013- 2017), as well as to measure the degree of protection for beneficiaries of financial services in the Palestinian banking sector. The researcher used the descriptive analytical method to suit the purposes of the study. The secondary data published and prepared by the researcher were used to examine the state of financial coverage in the banking sector. A questionnaire has been designed for the purpose of collecting preliminary data regarding the level of protection provided by the banking sector to users of financial banking services through 8 areas of protection developed after reference to literature and previous studies. The study population consisted of all the beneficiaries of banking financial services in the West Bank. In view of the large size of the study society, a soft sample of (100) conditional on the characteristics of the respondents was used in terms of (banking culture, years of experience in dealing with banks, Sectoral& banking diversification).The researcher reached the following results: - The Palestinian banking sector promotes the reality of financial inclusion, which contributes significantly to enhancing financial stability. Where banks are strengthening protection for users of banking services, although the level of protection was average (2.78) overall score through the eight areas covered by the study. - The regulatory and supervisory role of the Palestinian Monetary Authority in this important sector was medium. Consumer protection bodies are required to have an active and proactive role to organize the required protection. The researcher recommended the importance of financial education to improve the financial personality of individuals and institutions, help them understand their rights and duties in dealing with the services discharged, the importance of the consumer protection associations roles in enhancing banking protection.    

scholarly journals Social Work in Kosovo, Development, Challenges and Achievements in Mitigating Negative Social Phenomena

2022 ◽  
Vol 9 (1) ◽  
pp. 48
Author(s):  
Adile Shaqiri ◽  
Magbule Koci
Keyword(s):  
Social Work ◽  
Poverty Rate ◽  
Human Beings ◽  
High Poverty ◽  
Social Phenomena ◽  
The Social ◽  
Women And Children ◽  
High Level ◽  
The Impact

The purpose of this paper is to analyze the importance and impact of Social Work in mitigating negative social phenomena in Kosovo. Kosovo is a country in transition, a country with a high level of education, low economic development, high unemployment rate, high poverty rate, political instability, where we conclude that the increase of negative social phenomena such as: violence in the family, trafficking in human beings, abused children, dysfunctional families, divorce, abuse with psychoactive substances by young people, determine the inevitable need for social work in Kosovo. The thesis of this study is: What is the impact of Social Work in Kosovo in preventing negative phenomena such as domestic violence, violence against women and children? The main focus of this study is the analysis on the necessity and need for strengthening Social Work in Kosovo, the efforts, challenges, confrontations and clashes between time periods and political changes and systems that have already led to a new understanding of Social Work in Kosovo. Within the paper, the main areas taken for study are related to the principles of social work, aspects of social work, the need for social work, professional opportunities in the field of social work and the role of the Social Worker, which are the main axis of this paper. The summary with conclusions and recommendations will be at the end of this.

scholarly journals social and cultural issues in ‘The Slave Yards’

Twejer ◽  
2021 ◽  
Vol 4 (1) ◽  
pp. 807-850
Author(s):  
Abdullah Bairam Younis ◽  
◽  
Amir Ahmed Hamad Amin ◽  
Keyword(s):  
Key Words ◽  
The Other ◽  
Narrative Form ◽  
Social Meaning ◽  
The Novel ◽  
Cultural Issues ◽  
Popular Songs ◽  
The Social ◽  
High Level

The novel of ‘The Slave Yards’ by Najwa Bin Shatwan, is not only a biographic of his daughter Atiqa, in which they were lived through depression, and misery. Also, it is not a narration of Libya’s history, while the novel is about the intellectual, social and cultural issues. The author tried to present that matters in a high level. In general, that novel can be distinguished with the other novels in numerous social references, and the ability to identify them in a narrative form, in which the social references are related to the relationships of individuals with each other. The author tried to control the events, and to link the role of the characters to each other. Also, the author presents the events which they are imposed by reality, and in any changes their real social meaning will be changed as well. In this regard, we highlight those issues into two points: the first one is highlighting the traditions and customs, and the second one is highlighting the folklore songs, myths, and religious places. Key Words: Slave Carpets, Social references, Myths, Popular Songs, Customs

THE ROLE OF BANKING INNOVATIONS IN THE SYSTEM OF BANK COMPETITIVENESS

2017 ◽  
Author(s):  
Inna Lintur ◽  
◽  
Mariia-Monika Hladynets ◽  
Vladyslav Myhovych ◽  
◽  
...  
Keyword(s):  
Financial Services ◽  
Financial Stability ◽  
Banking Sector ◽  
Clear Understanding ◽  
Customer Base ◽  
Innovative Solutions ◽  
Banking Institutions ◽  
The One ◽  
High Level

The article summarizes the theoretical foundations and defines the role of banking innovations in the system of ensuring the competitiveness of banks. It has been found that in recent years there has been a trend in the banking sector, which indicates that the traditional business model of the bank, based on a regionally branched network of branches, is becoming increasingly inefficient, as rising costs are not supported by rising efficiency. It is noted that banks are sensitive to the process of economic instability, which manifests itself as a loss of financial stability, reduction and deterioration of customer base due to falling solvency, on the one hand, and loss of confidence - on the other, which collectively affects financial performance and competitiveness . It is outlined that in such circumstances banks face an important task of forming a strategy to increase competitiveness, which will ensure not only maintaining but also strengthening market positions through a clear understanding of the structure and dynamics of the financial services market in general and its banking segment in particular. The study emphasizes that innovation as a field of activity, and hence banking innovation in particular, is actively developing. The relevance of new implementations and ideas, especially those already used by foreign banking institutions, and still little known in our country, as opportunities to ensure a high level of bank competitiveness, has been studied. Accordingly, the study highlights the exceptional role of bank investment in the system of ensuring the competitiveness of the bank. Therefore, further research in this direction is important, because the introduction of banking innovations is a very dynamic process. In addition, not all innovative solutions become widespread, and successful banking innovative solutions in some countries may go unnoticed in others.

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