Acquisition of Financial Literacy as a Life Skill

Alongside the phenomena such as crisis, prosperity, etc., which emerged with the increase of global competition, the development of literacy levels has become critical. In the acquisition and development of financial literacy, first of all, the current situation should be determined, then the relevant policies should be developed and the literacy should be acquired through the necessary trainings to be provided. This chapter determines the relationship between the acquisition of financial literacy awareness as a life skill and the participation of the students who took the Introduction to Economics course in the Faculty of Communication at Istanbul Medipol University in 2018-2019 in the axis of survey method. Authors discuss the students' financial literacy awareness and skill in general. The chapter also gains insight into the situation of similar courses such as economics and finance to improve the perspective on financial literacy awareness.

Acquisition of Financial Literacy as a Life Skill

Research Anthology on Personal Finance and Improving Financial Literacy ◽

10.4018/978-1-7998-8049-3.ch026 ◽

2021 ◽

pp. 482-503

Author(s):

Başak Gezmen ◽

ihsan Eken

Keyword(s):

Financial Literacy ◽

Current Situation ◽

Survey Method ◽

Global Competition ◽

Life Skill ◽

The Relationship ◽

The Effect of Islamic Financial Literacy and Financial Inclusion toward Financial Planning among Millennial: Financial Behaviour as an Intervening Variable

International Journal of Emerging Issues in Islamic Studies ◽

10.31098/ijeiis.v1i2.762 ◽

2021 ◽

Vol 1 (2) ◽

pp. 60-67

Author(s):

Lusiana Handayani ◽

Basyirah Ainun ◽

M. Yassir Fahmi

Keyword(s):

Financial Literacy ◽

Financial Planning ◽

Quantitative Research ◽

Living Condition ◽

Financial Inclusion ◽

Survey Method ◽

Last Stage ◽

Financial Behaviour ◽

Two Stages ◽

Islamic financial literacy and financial inclusion are important for improving the living condition of people. Combination of Islamic financial literacy understanding and high financial inclusion index will affect the behavioral ability of people in making financial planning. In Indonesia, Islamic financial literacy and inclusion are still low, not only for youngsters but also among adults. Even though good knowledge and access to Islamic finance will help millennials to be able to identify financial products and services as their financial planning. The aim of this study is to describe the influence of Islamic financial literacy and financial inclusion on financial planning by using financial behaviour as a intervening variable. This study is descriptive quantitative research. 96 respondents are involved in the study directly through a survey method. This study used 2 (two) stages of analysis. The first stage is to find the level of respondent Islamic financial literacy. The last stage is path analysis to determine the influence of each variable. Analysis results have shown that Islamic financial literacy has no direct impact on financial planning. However, Islamic financial literacy and financial inclusion have a significant impact on financial behaviour. Furthermore, the financial behaviour has mediated the relationship between Islamic financial literacy and financial inclusion with financial planning. It shows this affects toward financial planning is 26,4%.

ALOKASI PENDAPATAN DAN LITERASI KEUANGAN Studi Kasus pada Desa Sidomukti Kecamatan Plaosan Kabupaten Magetan

KEBERLANJUTAN ◽

10.32493/keberlanjutan.v3i1.y2018.p825-856 ◽

2018 ◽

Vol 3 (1) ◽

pp. 825

Author(s):

Nurul Hidayah

Keyword(s):

Financial Literacy ◽

Research Method ◽

Working Mothers ◽

Survey Method ◽

Research Subject ◽

Detailed Explanation ◽

Significant Difference ◽

The Village ◽

AbstractThis study aims to determine the allocation of income and financial understanding to working housewives and housewives who do not work in the Village Sidomukti Plaosan District Magetan. This study used a survey method conducted to 80 respondents consisting of 40 housewives who do not work and 40 housewives who work. This research uses descriptive and explanative research method. This research is done by collecting data to describe and give more detailed explanation about phenomenon of research subject then explain the relationship between phenomena. The results of this study illustrate that there is no significant difference between housewives who do not work and work in the allocation of income. While the level of financial literacy with high categories more owned by working housewives. In addition, the relationship between the level of financial literacy with the allocation of income between both types of housewives has opposite results. Housewives who do not work with high levels of financial literacy are more efficient in allocating their income while for working mothers get the opposite. Keywords: Housewife, income allocation, financial literacy

Apakah Literasi Keuangan Dan Inovasi Digital Mampu Meningkatkan Kinerja UMKM Saat Menghadapi Covid – 19?

Jurnal Akuntansi dan Ekonomika ◽

10.37859/jae.v11i2.2833 ◽

2021 ◽

Vol 11 (2) ◽

pp. 195-202

Author(s):

Pipin Fitriasari ◽

Bobby Himawan ◽

Maria Yanida ◽

Arif Widyatama

Keyword(s):

Financial Literacy ◽

Research Method ◽

Small And Medium Enterprises ◽

Survey Method ◽

Digital Innovation ◽

Medium Enterprises ◽

This study aims to examine the relationship between financial literacy and digital innovation on improving the performance of Micro, Small and Medium Enterprises (MSMEs). The research method used is a survey method. The number of respondents used was 56 respondents. The results of this study indicate that financial literacy and digital innovation have no relationship to the performance of MSMEs during the pandemic. Many factors cause this to happen, including the supporting components of the inadequate use of the technology, and many MSME owners who rely on their experience in running their business.

Perceptions of justice and extra-role behaviours of survivors after organisational restructuring at a consolidated bank in Nigeria

SA Journal of Human Resource Management ◽

10.4102/sajhrm.v9i1.344 ◽

2011 ◽

Vol 9 (1) ◽

Author(s):

Queen Omoruyi ◽

Crispen Chipunza ◽

Michael O. Samuel

Keyword(s):

Quantitative Research ◽

Value Added ◽

Unintended Consequences ◽

Survey Method ◽

Managerial Implications ◽

Participative Approach ◽

Orientation Perception ◽

The Relationship ◽

Self Administered Questionnaire ◽

Orientation: Perception of justice amongst survivors of organisational downsizing is crucial for extra-role engagements. Researchers have recorded extra-role behaviours because they are important for organisational efficiency and success.Research purpose: The main objective of this study was to evaluate the relationship between employees’ perceptions of justice and their organisational citizenship behaviour (OCB) after organisations downsize.Motivation for the study: Many organisations that are downsizing do not seriously consider the unintended consequences of downsizing on the behaviour of survivors. This study intends to draw the attention of organisations that are downsizing to this oversight.Research design, approach and method: The researchers used a quantitative research design and survey method for the study. They distributed a self-administered questionnaire to 130 employees from a population of 180 survivors at the head office of a commercial bank that recently downsized in Lagos, Nigeria.Main findings: The research results showed that there was no fairness in the downsizing exercise. This resulted in low morale amongst survivors and unwillingness to engage in extra- role behaviours.Practical/managerial implications: It is important for organisations that are downsizing to use a participative approach in order to achieve organisational efficiency and improve productivity after restructuring.Contribution/value-added: The results of the study will give the managers of organisations, which are planning to downsize, a useful insight into how to plan the exercise, how to implement the plans, and how to manage the employees they will retrench and those they will retain after concluding the downsizing exercise.

Skeletal elements of crinoid echinoderms: High-resolution structural and microanalytical results

Proceedings, annual meeting, Electron Microscopy Society of America ◽

10.1017/s0424820100074768 ◽

1983 ◽

Vol 41 ◽

pp. 194-195

Author(s):

D. F. Blake ◽

L. F. Allard ◽

D. R. Peacor

Keyword(s):

High Resolution ◽

Marine Invertebrates ◽

Sea Urchins ◽

Structural Features ◽

Sea Stars ◽

High Resolution Tem ◽

Relationship Of ◽

The Relationship ◽

Echinodermata is a phylum of marine invertebrates which has been extant since Cambrian time (c.a. 500 m.y. before the present). Modern examples of echinoderms include sea urchins, sea stars, and sea lilies (crinoids). The endoskeletons of echinoderms are composed of plates or ossicles (Fig. 1) which are with few exceptions, porous, single crystals of high-magnesian calcite. Despite their single crystal nature, fracture surfaces do not exhibit the near-perfect {10.4} cleavage characteristic of inorganic calcite. This paradoxical mix of biogenic and inorganic features has prompted much recent work on echinoderm skeletal crystallography. Furthermore, fossil echinoderm hard parts comprise a volumetrically significant portion of some marine limestones sequences. The ultrastructural and microchemical characterization of modern skeletal material should lend insight into: 1). The nature of the biogenic processes involved, for example, the relationship of Mg heterogeneity to morphological and structural features in modern echinoderm material, and 2). The nature of the diagenetic changes undergone by their ancient, fossilized counterparts. In this study, high resolution TEM (HRTEM), high voltage TEM (HVTEM), and STEM microanalysis are used to characterize tha ultrastructural and microchemical composition of skeletal elements of the modern crinoid Neocrinus blakei.

On Metaphysics and the Political: A Polemics of Reading Baudelaire in the 1930s

Nottingham French Studies ◽

10.3366/nfs.2019.0252 ◽

2019 ◽

Vol 58 (2) ◽

pp. 249-259

Author(s):

Joseph Acquisto

Keyword(s):

Twentieth Century ◽

Political Crisis ◽

The Political ◽

Modern Poetry ◽

Progressive Politics ◽

The World ◽

Relationship Of ◽

The Relationship ◽

This essay examines a polemic between two Baudelaire critics of the 1930s, Jean Cassou and Benjamin Fondane, which centered on the relationship of poetry to progressive politics and metaphysics. I argue that a return to Baudelaire's poetry can yield insight into what seems like an impasse in Cassou and Fondane. Baudelaire provides the possibility of realigning metaphysics and politics so that poetry has the potential to become the space in which we can begin to think the two of them together, as opposed to seeing them in unresolvable tension. Or rather, the tension that Baudelaire animates between the two allows us a new way of thinking about the role of esthetics in moments of political crisis. We can in some ways see Baudelaire as responding, avant la lettre, to two of his early twentieth-century readers who correctly perceived his work as the space that breathes a new urgency into the questions of how modern poetry relates to the world from which it springs and in which it intervenes.

The Annual Reports of the Prison Commissioners for Scotland and Religion, 1903–1931

Scottish Church History ◽

10.3366/sch.2019.0005 ◽

2019 ◽

Vol 48 (1) ◽

pp. 83-101

Author(s):

Cameron McKay

Keyword(s):

Annual Report ◽

Annual Reports ◽

Individual Choice ◽

Drinking Habits ◽

Parental Neglect ◽

Late Nineteenth ◽

Causes Of Crime ◽

Criminological Theories ◽

The Relationship ◽

During the late nineteenth and early twentieth century penologists began to explore the possibility that environment and upbringing, as opposed to individual choice, were the causes criminality. The Prison Commissioners for Scotland, the devolved body who administered prisons north of the border, were not immune to this wider trend. Smith has argued that from the 1890s onwards the Commissioners began to accept that criminality was caused by social problems, namely alcoholism, but also parental neglect, poor education and poverty. In their efforts to test these new criminological theories, the Commissioners began to make more careful enquiries into the backgrounds of their charges. From 1896 to 1931 the Commissioners interviewed a sample of prisoners each year and included the findings in their annual report. Although the main focus of these interviews was on the upbringing and drinking habits of prisoners; by the 1900s the Commissioners seem to have added irreligion to the growing list of etiological causes of crime, and from 1903 onwards prisoners were asked to give details on their religious habits. Although it is debateable how much the Prison Commissioners revealed about the relationship between religion and crime, they did however provide a useful insight into the religiosity of the average prisoner.

The Relationship between Seeker and Spiritual Guide as portrayed in contemporary Western Sufi Autobiographies

Comparative Islamic Studies ◽

10.1558/cis.v5i2.297 ◽

2011 ◽

Vol 5 (2) ◽

pp. 297-332

Author(s):

Kate Zebiri

Keyword(s):

Life Writing ◽

New Age ◽

The Self ◽

Individual Autonomy ◽

Religious Authority ◽

The Face ◽

The Relationship ◽

Insight Into ◽

Continuity And Discontinuity

This article aims to explore the Shaykh-mur?d (disciple) or teacher-pupil relationship as portrayed in Western Sufi life writing in recent decades, observing elements of continuity and discontinuity with classical Sufism. Additionally, it traces the influence on the texts of certain developments in religiosity in contemporary Western societies, especially New Age understandings of religious authority. Studying these works will provide an insight into the diversity of expressions of contemporary Sufism, while shedding light on a phenomenon which seems to fly in the face of contemporary social and religious trends which deemphasize external authority and promote the authority of the self or individual autonomy.

The Relationship Among Job Satisfaction, Oreganizational Commitiment and Employees’ Turnover at Unilever Corporation in Nigeria

European Journal of Multidisciplinary Studies ◽

10.26417/ejms.v5i1.p370-383 ◽

2017 ◽

Vol 5 (1) ◽

pp. 370

Author(s):

Chiemeke Kingsley Chiedu ◽

Choi Sang Long ◽

Hapriza BT Ashar

Keyword(s):

Job Satisfaction ◽

Organizational Commitment ◽

Organizational Performance ◽

Employee Turnover ◽

Turnover Intentions ◽

Pearson Correlation ◽

Negative Relationship ◽

Survey Method ◽

Employee Turnover Intentions ◽

Employee turnover has become a key performance indicator for many organizations as they struggle to retain talented employees. The negative impact of turnover on organizational performance has continually forced organizational leaders to seek better ways of retaining valuable employees. The relationship between man and work has always attracted the attention of philosophers. A major part of men’s life is spent at work. Work is social reality and social expectation to which men seem to conform. It not only provides status to the individual but also binds him to the society. An employee who is satisfied with his job would perform his duties well and be committed to his job, and subsequently to his organization. This paper examines relationship among job satisfaction, organizational commitment and employees’ turnover intentions at Unilever Corporation in Nigeria. The data for this study was collected from 117 employees currently working at Unilever Nigeria PLC using the survey method via the questionnaire. Pearson Correlation and the multiple regression analysis techniques using the SPSS version 22.0 was used for the data analysis. The findings of the study revealed that both job satisfaction and organizational commitment have significant negative relationship with employee turnover intentions. In addition, organizational commitment was revealed to have a more dorminant influence on employee turnover intentions than job satisfaction. Based on these findings, the implications, recommendations, practice, and theory were discussed.