Optimalisasi Investasi Dana Haji Melalui Sukuk dan Deposito Bank Syariah Terhadap Pengembangan Dana Haji Di Indonesia Periode 2016 - 2019

Development of Hajj funds in Indonesia for the 2016-2019 period. This research uses a descriptive method by analyzing data taken from secondary data directly to the BPKH website and literature study. The data analysis technique used is data collection, data reduction, data display, verification, and concluding. The results of this study indicate that the optimization of investment in hajj funds through Sukuk and Islamic bank deposits has increased from year to year so that it can increase financing in organizing Hajj. In 2018, referring to PP. 5 In 2018, BPKH plans to differentiate Hajj fund investments in gold (5%), direct investment (15%), and other investments (10%). Besides, the proportion of placement of funds in savings/time deposits decreased to 50% and placements in Sukuk to 20%. Then, in 2020, the proportion of placement of funds in savings/time deposits will again decrease to only 30% and transfer this proportion to Sukuk and direct investment.

Analisis Pengaruh Partisipasi Anggaran Dan Informasi Asimetri Terhadap Senjangan Anggaran (Budgetary Slack) Pada Perguruan Tinggi Swasta Di Kabupaten Pamekasan

Someone's involvement in budgeting will create a budgetary slack. This article aims to analyze the effect of budgetary participation and information asymmetry on budgetary slack. This type of research includes quantitative research, the focus of which will be directed at budgetary participation and information asymmetry in private universities in Pamekasan. Furthermore, the data were analyzed using statistical tests such as data quality tests, classical assumption tests and hypothesis testing. The results showed that the first hypothesis was accepted, which means that there was a significant influence between budgetary participation and budgetary slack. For the second hypothesis it is also accepted that there is a significant influence between information asymmetry on budgetary slack. The third hypothesis is tested simultaneously, the results are budgetary participation and information asymmetry together can create a larger budgetary slack.

Analisis Pengaruh Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Bi Rate, dan Capital Adequacy Ratio (CAR) Terhadap Penyaluran Pembiayaan Pada Bank Umum Syariah di Indonesia Periode 2011-2015

Abstrack: The aims of this research are to analyze the influence of Third Party Fund (DPK), Non Performing Financing (NPF), the BI Rate and Capital Adequacy Ratio (CAR) partially and simultaneously to the Distribution Financing Islamic Banks in Indonesia 2011-2015. The population in this research is all Islamic Banks in Indonesia in Period 2011-2015. This research uses purposive sampling method. The amount of sample in this research is 5 (five) Islamic Banks. The analysis model uses panel data reggresion model and analysis techniques techniques to the hypothesis uses Ftest,t-test, and R2 test.The results in this research in Third Party Fund (DPK) partially has positive andsignificant effect to Financing Distribution of Islamic Banks in Indonesia in Period 2011-2015, Ratio of Non-Performing Financing (NPF) partially negative and not significant to Distribution Financing Islamic Banks in Indonesia in Period 2011-2015, BI Rate is partially positive and significant to FinancingDistribution of Islamic Banks in Indonesia period 2011-2015, and the ratio of Capital Adequacy ratio (CAR) partially negative and significant to FinancingDistribution of Islamic Banks in Indonesia 2011-2015 , Simultaneously ThirdParty Fund (DPK), Non Performing Financing (NPF), the BI Rate and Capital Adequacy Ratio (CAR) have significant effect to Financing Distribution of Islamic Banks in Indonesia 2011-2015.

Nilai-Nilai Etika Bisnis Islam Sebagai Pondasi Pengembangan PT. Bank Syariah Indonesia (Perspektif Hukum Islam dan Global Compact)

This study portrays the efforts of Islamic banking to motivate employees in familiarizing the values ​​of Islamic business ethics. The development of Islamic banking has experienced significant growth. A survey by the financial services authority (OJK) stated that the assets of the Islamic banking industry increased 14 times from Rp. 21.5 trillion in 2005 to Rp. 296, 2 trillion in 2015. Islamic Banking I should implement the values ​​of Islamic Business Ethics (EBI) in accordance with Islamic law. These values ​​are divine values, balance (justice), freedom and responsibility. Researchers used a qualitative approach to normative juridical case studies. The findings and theories were built using snowball sampling, which is the process of searching for data from and according to needs. Data collection was carried out by: interviews, observation, and documentation. Data analysis used: data reduction, data presentation, drawing conclusions. The results of this study include: (1) EBI habituation process: (a) As a spirit, (b) There is an emotional bond, the equality of managers, and users of customer funds, (c) The principle of the object is halal, mutual acceptance, needs, habits, and existential, (d) Being accounted for in a balanced manner in the form of scope of work, (2) The process of familiarizing EBI with employees in accordance with Islamic law.

Resiko Transaksi Bisnis Syariah Baitul Maal Wat Tamwil Studi Kasus Produk Pembiayaan

In BMT, risk is identical with financing and risk is like an enemy that cannot be abandoned, must be fought and watched out for. Fighting and being wary of is meant so that there is an analysis process in accordance with applicable regulations carried out by certain parties such as BMT for policy purposes in determining the results of the analysis of financing. Then from here used the type and approach is qualitative by looking at case studies or events in the field until from the results of interviews and documentation, data analysis is carried out so that the data can be accounted for the validity of the data. From this research, it was found that BMT has tips to avoid high risk, at least there are preventive actions as a reference for generating a financing that indicates a risk.

Analisis Pengaruh Profitabilitas Dan Kebijakan Dividen Terhadap Nilai Perusahaan Dengan Kapitalisasi Pasar Sebagai Variabel Moderasi (Studi Pada Perusahaan yang Tercatat di Indeks JII70 Periode 2017-2019)

This study aims to find the effect of profitability and dividend policy on firm value with market capitalization as a moderating variable for companies listed on the JII70 Index for the 2017-2019 period. This research is a quantitative research type with a sample population of 104 companies listed in the JII70 Index listed on the Indonesia Stock Exchange in the 2017-2019 period. Furthermore, purposive sampling was carried out to obtain 34 companies that fit the criteria. The results obtained in this study indicate that there is a significant influence between profitability and market capitalization on firm value, only dividend policy has no significant effect on firm value. Meanwhile, the MRA test shows that market capitalization is not able to partially moderate the relationship between profitability and dividend policy on firm value.

Pengaruh Zakat Produktif, Manajemen Usaha, dan Pendampingan Terhadap Perkembangan Usaha Mikro Mustahik di LAZNAS LMI Unit Layanan Blitar

This study aims to determine the effect of productive zakat, business management, mentoring on the development of micro-businesses in LAZNAS LMI Blitar Service Unit. The research population consisted of 67 mustahik people in the economic empowerment program at LAZNAS LMI Blitar Service Unit. The samples taken were 57 people based on simple random sampling technique. The results of the study using multiple linear regression indicate that there is a positive and significant effect both partially and simultaneously between productive zakat, business management, and mentoring on the development of mustahik micro businesses.

Aturan Main Pada Keselamatan Kerja Ojek Online: Studi Kasus di Pt. Gojek Indonesia Cabang Surabaya

This study analyzes the rules that govern the protection provided by companies both wage protection for the consequences of the magnitude of the risk and protection from the risk of workplace accidents. A qualitative case study approach is used in this research. Data collection through in-depth interviews with informants namely representatives of the management of PT. Gojek Indonesia Surabaya branch and representatives of online motorcycle taxi workers who have worked for at least three months. The results of this study found that companies build and maintain institutional arrangements through rules, both formally and informally (agreements). The wage system is carried out by the driver doing the order service and also a bonus system from the company. Workers also have rights and obligations and the company will provide sanctions and rewards. The company's efforts to reduce the risk of work accidents are also related to the company's commitment through insurance facilities, the company also cooperates with the police regarding the safety of workers and passengers, and also provides welfare programs. The conclusion in this study that the safety of online motorcycle taxi workers is given by the company in the mechanism of institutional rules in the mechanism of work protection.

Faktor Ekonomi yang Mempengaruhi Minat Konsumen Untuk Menggunakan Sistem Pembangkit Listrik Tenaga Surya (PLTS) Atap di Kota Palembang

The purpose of this study is to determine whether there is an influence of economic factors that affect people's interest in using the Solar Roofing Power Generation System (PLTS) in Palembang. Data analysis methods used are qualitative and quantitative, with primary and secondary data sources in the form of questionnaires and interviews. The population in this study were all consumers of PT. PLN in the city of Palembang which has power> 2200 VA. Sampling using the Slovin formula obtained as many as 400 respondents, the sampling technique using proportionate stratified random sampling with the location of rayon into sub-populations. The results showed that there was a significant influence between economic factors on people's interest in using the PLTS Roof system with Sig 0,000.

Keputusan Santri Dalam Membeli Di Online Shop: Antara Lifestyle, Trust Dan Price

This study aims to determine the influence of Lifestyle Trust and Prices on Purchasing Decisions in Onlineshop at Raudlatul Falah Islamic Boarding School Students in Pati Patis. This type of research is quantitative, with a total sample of 81 respondents. Data analysis techniques include validity test, reliability test, classic assumption test, multiple linear regression analysis, coefficient of determination, and t- test. The results of this study indicate that lifestyle and trust have a positive and significant effect, while price does not significantly influence purchasing decisions online at Raudlatul Falah boarding school students in Gembong Pati. With a lifestyle significance test of 0, 000 with a t- count of 6. 374, a significance level of confidence of 0. 002 with a t- count of 2. 350, and a price significance level of- 0. 786 with t- count of- 0. 273. It can be concluded that H1 and H2 in this study were accepted and H3 was rejected.