Crop Insurance Prediction Using R for Pradhan Mantri Fasal Bima Yojana in TamilNadu

2021 ◽  
Vol 10 (4) ◽  
pp. 46-57
Author(s):  
D. Hebsiba Beula ◽  
S. Srinivasan ◽  
C. D. Nanda Kumar

Agriculture is the primary source of livelihood for farmers in many underdeveloped regions, so due to climate change or other risks, crop insurance is thought to be essential, but the research question answered in the current study pertains to insurance program performance. The government-administered crop insurance program was analysed using a mixed methods design. A multiple case study was conducted in the TamilNadu region (India) to analyse the program, identify the causal factors, and collect relevant claim secondary data. Then the R statistical program was applied to analyse crop performance by developing a linear model of crop actual yields versus threshold yields (rabi, paddy, and kharif) using claim payments as the dependent variable. R statistical regression model programming was explained in detail. Recommendations were provided to economic decision makers on how to enhance agricultural insurance and rural development.

2021 ◽  
Vol 22 (2) ◽  
pp. 101-108
Author(s):  
LATA VISHNOI ◽  
ANUPAM KUMAR ◽  
SUNIL KUMAR ◽  
GAURAV SHARMA ◽  
A.K. BAXLA ◽  
...  

In recent years, in many parts of the country, indebtedness, crop failures, unpaid prices and poor returns have resulted in agrarian distress. The government has identified and introduced several programs to address these critical issues viz. crop insurance, lending waivers etc. among them. Crop insurance as a concept for risk management in agriculture has emerged in India since the turn of the twentieth century and government has launched various insurance schemes in last three decades like Comprehensive Crop Insurance Scheme (CCIS), National Agricultural Insurance Scheme (NAIS) and Modified NAIS (MNAIS) etc. Apart from these schemes, several other pilot projects such as Seed Crop Insurance, Farm Income Insurance Scheme and Weather Based Crop Insurance Scheme (WBCIS) were implemented from time to time. At present, two most important schemes are functional i.e. Pradhan Mantri Fasal BimaYojna (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) are in operation. This study focused on the performance of the Restructured Weather based Crop Insurance Scheme (RWBCIS) from historical and analytical perspectives and presents recommendation for future scenarios. RWBCIS scheme having two most important challenges. Firstly, weather data related issues by designing a modern scientific approach to develop high resolution secondary data and secondly, modifying the existing design of RWBCIS Products, based on sound agronomic principles.


2016 ◽  
Vol 76 (1) ◽  
pp. 6-14 ◽  
Author(s):  
Joseph William Glauber

Purpose – The purpose of this paper is to examine the US crop insurance programs in the context of domestic support disciplines under the World Trade Organization (WTO). Crop insurance has become an integral part of many domestic support programs, not just in developed countries, but in important emerging markets as well. An often-cited impetus for the growth in insurance program is the potential treatment of such programs as exempt from WTO reduction commitments. Design/methodology/approach – A detailed examination of the so-called “green box provisions” of the Uruguay Round Agreement on Agriculture is presented with particular emphasis on eligibility criteria for crop yield and revenue insurance programs. Findings – While WTO rules potentially shield green box policies from reduction, few developed countries have notified agricultural insurance policies under Annex 2. Moreover, crop insurance programs have been challenged in recent WTO dispute settlement cases and domestic countervailing duty investigations. Originality/value – The paper presents a unique perspective on a program which has become the largest single farm program in the USA.


2020 ◽  
Vol 8 (1) ◽  
pp. 42
Author(s):  
Asna Zamharira ◽  
Arief Suryono

<p>Abstract<br />This articles aims to find out how legal protection for health facilities is towards late payment of claims by BPJS Health. The research method used in writing this law is a normative juridical research method that is research that uses secondary data or literature that is supported by primary data in the field as supporting data. Analysis of data using qualitative analysis. The results of the study revealed that health services in implementing the Health Insurance program between RSUD Dr. Moewardi Surakarta with BPJS Health is based on a collaboration agreement between RSUD Dr. Moewardi Surakarta with BPJS Kesehatan about Advanced Level Referral Health Services for Participants in the Health Insurance Program, one of which is the contents of a cooperation agreement regarding the payment system of claims. The claim system is carried out by referring to the agreement. In the system of claims there were still obstacles that is the delay in the payment of claims by BPJS Kesehatan to the hospital. As a form of legal protection, to resolve the problem of late payment of claims made in accordance with the cooperation agreement and Perpres No. 82 Tahun 2018 concerning Health Insurance. The Government and BPJS Kesehatan are expected to be able to make claims payments in accordance with the terms or agreed cooperation agreements.<br />Keywords: Cooperation agreement; Claim; BPJS Kesehatan; Hospital.</p><p>Abstrak<br />Artikel ini bertujuan untuk mengetahui bagaimana perlindungan hukum bagi fasilitas kesehatan tehadap keterlambatan pembayaran klaim oleh BPJS Kesehatan. Metode penelitian yang digunakan dalam penulisan hukum ini adalah metode penelitian yuridis normatif yaitu penelitian yang menggunakan bahan-bahan hukum sekunder atau kepustakaan yang ditunjang dengan data primer di lapangan sebagai data pendukung. Data diolah dan dianalisis secara kualitatif. Hasil penelitian diketahui bahwa pelayanan kesehatan dalam melaksanakan program Jaminan Kesehatan antara RSUD DR. Moewardi  Surakarta dengan BPJS Kesehatan didasarkan pada perjanjian kejasama antara RSUD Dr. Moewardi Surakarta dengan BPJS Kesehatan tentang Pelayanan Kesehatan Rujukan Tingkat Lanjutan bagi Peserta Program Jaminan Kesehatan yang salah satu isi perjanjiannya mengenai sistem pembayaran klaim. Sistem pembayaran klaim dilakukan dengan berpedoman pada perjanjian kerjasama. Dalam sistem klaim masih ditemui hambatan yaitu terjadinya keterlambatan pembayaran klaim oleh BPJS Kesehatan kepada rumah sakit. Sebagai bentuk perlindungan hukum, untuk penyelesaian permasalahan keterlambatan pembayaran klaim dilakukan sesuai dengan perjanjian kerjasama dan Perpres No. 82 Tahun 2018 tentang Jaminan Kesehatan. Pemerintah dan BPJS Kesehatan diharapkan dapat melaksanan pembayaran klaim sesuai dengan ketentuan atau perjanjian kerjasama yang telah disepakati.<br />Kata Kunci: Perjanjian Kerjasam; Klaim; BPJS Kesehatan; Rumah Sakit.</p>


2002 ◽  
Vol 6 (2) ◽  
pp. 29-39 ◽  
Author(s):  
K. N. Rao

In a country like India where nearly 2/3rd of the population depends on agriculture for their livelihood and agriculture is prone to the vagaries of nature, crop insurance has to play the role of a vital institution. Crop insurance itself cannot increase productivity or be a source of financing, but it can play a role in enhancing both. The Comprehensive Crop Insurance Scheme (CCIS) introduced during the VIIth Five-year plan period, despite its shortcomings, farmers received nearly 6 times the premium as claims, but the coverage could not go beyond 5% of the total farming community. The National Agricultural Insurance Scheme (NAIS), which replaced CCIS w.e.f. 1999–00, is an improved version. All successful crop insurance programs worldwide are actively supported and financed by governments and the case is no different for India, as the social benefits outweigh the social costs. The government has two immediate tasks. One, to streamline the financing of crop insurance through single point subsidy and allow the program to run professionally. And second, to improve the scheme substantially through such measures as covering post harvest losses, package policies, reduction of size of insurance unit, streamlining agricultural relief, setting up an exclusive organisation for implementation.


Author(s):  
Haruna Tijjani Haruna ◽  
Abdulrazaq Suleiman Ibrahim

The paper reviewed the Waqf literature as a basis to analyze its contribution as a financial tool in addressing Poverty Reduction in Nigeria. The study is purely exploratory that relies on desktop research. The research uses previous studies for the analysis, which include news articles, government publications, and websites. The secondary data were obtained from the Holy Qur’an as the Primary source of Shari’ah (Islamic law), which were used to back most of the arguments put forward for the assessment of Waqf in the study area. The study concluded that Waqf played a vital role in reducing poverty in Nigeria. The study recommends the need of Waqf awareness to be created to enlighten the rich men in the society and also for the government to ensure proper and adequate management of Waqf institution. This will help Islamic value-centric policymakers, regulatory authorities, investors, and researchers to gain an overall insight into the potentials of Waqf as a financial tool in reducing poverty.


2021 ◽  
Author(s):  
Wonder Agbenyo ◽  
Yuansheng Jiang ◽  
Gideon Ntim-Amo

Abstract Risk is associated with every sector of an economy, and the pervasiveness of risk in agriculture is not new to farmers; they have, over the decades, developed ways to minimize and cope with it. The question is whether traditional strategies employed by farmers are adequate to curb unavoidable natural disasters. The goal of this study is to see how crop insurance affects cocoa producers' incomes in Ghana. A well-structured questionnaire was delivered to a sample of 600 cocoa farmers in Ghana's Ashanti region, and data was collected using a multi-stage random sampling technique. Tobit, and Propensity score-matching effect estimators were used to assess crop insurance's impact on cocoa farmers’ income. The result indicates that crop insurance had a significant positive impact on cocoa farmers’ income in the Ashanti region. The study recommends that the government of Ghana, with urgency, design agricultural insurance policy that can capture various farmers in the country to enhance their income and reduce poverty. Again, insurers need to promote publicity through public seminars, training, and media advertising to improve farmer awareness and knowledge of the insurance scheme.


2021 ◽  
Vol 56 (5) ◽  
pp. 601-618
Author(s):  
Nur Athirah Binti Mazlan ◽  
Mohd Syaiful Rizal Abd Hamid ◽  
Nor Ratna Masrom

The objective of this research was to develop a quality outcome matrix by exploring a systematic pattern for selecting quality tools and techniques in the Industrial Revolution 4.0, particularly in the smart manufacturing context. By conducting this analysis, the researchers found homogeneous patterns of sufficient quality case studies that can provide a basis for selecting appropriate groups of quality tools and techniques in different scenarios. Multiple case studies and an in-depth literature review were used as the research design approach. Two qualitative data collection methods were used: (1) primary data from face-to-face interviews with employees at Toyo Memory Technology and Intel Malaysia, and (2) secondary data from a previous study. Our study aimed to answer the following research question: “What are the appropriate tools and techniques concerning circumstances of quality dimensions and smart manufacturing?” Thus, our research developed a diagnostic matrix by developing an outcome matrix for selecting appropriate quality tools and techniques. The scientific novelty of this work is that this is a real-world case study describing the authors’ theoretical and practical prerequisites that can help other researchers and industrial practitioners or manufacturers in selecting the appropriate sets of quality tools and techniques for solving quality problems.


2019 ◽  
Vol 10 (6) ◽  
pp. 108 ◽  
Author(s):  
Lucky Nugroho ◽  
Ahmad Badawi ◽  
Nurul Hidayah

The execution of sustainable finance (SF) in Islamic Bank (Sharia Bank) should be fused with financial products and services due to the compatibility of SF programs with Sharia rules. This article points to define the progress of SF implementation in the Bank Mandiri Syariah before the mandatory to implement regulation from financial Services Authority No. 1/POJK. 3/2017. The method used is qualitative and confined with the following research question (1) What is the precedence of the Government in implementing sustainable finance by regulation No. 51/POJK. 03/2017? (2) How is the progress of sustainable financial implementation on sharia banks during the period 2017 to 2018?. According to the results of the study through secondary data from financial statements, annual reports, and the company's internal data. The Bank Mandiri Syariah has implemented SF during 2018 with the well-presented portion of SF financing ratio from total financing amounting to 29.56%. Beside of that Bank Mandiri Syariah also already established the sustainable finance plan for five years (2019-2014). Nevertheless, to increase the community trust in Sharia banks regarding the suitable implement of SF in the future. The Islamic Bank need to ensure the commit from all stakeholders to make sharia products and services that implant in the SF program.


2020 ◽  
Vol 2 (2) ◽  
pp. 43-68
Author(s):  
Irawati Irawati ◽  
Adril Hakim

With the development and welfare reasons, the government diverts thousands hectare civil‟s gardens for the sake of oil palm plantation development. Beside the unfair handing the Ulayat land mechanism, the switch function of productive agricultural lands led to growing economic inequality which lead to the conflict. Therefore, the thought of Abu Ubaid in the book of al-Amwal regarding the law and politics in the land or plantations as a benchmark in achieving solution upon the issue. The research question in this study namely: How does the view of Abu „Ubaid about the government's role in the distribution and management of plantations? and what kind of policies is needed, so it can effectively decrease the gaps in the current farm/land owner?. The methodology in this present study used descriptive research which is library-based research. The data were analyzed qualitatively. Data used in this study is qualitative data obtained from an authentic source comprising a source of primary data and secondary data sources. The results show that that the law and the way of Abu „Ubaid provide a solution to the inequality of land ownership is very different from the government policy in Indonesia. One of the policy which is to clarify over the abandoned land by tenants is for three years and then the government takes the right for the land. The government has the authority to give the land to a new tenant who wants to turn the land becomes more productive.Keywords: Goverment. Land or Farming, Abu Ubaid Al-Qasim bin Salam


2021 ◽  
Vol 16 (1) ◽  
pp. 1
Author(s):  
Nur Indriani Dewi ◽  
Fadilla Citra Melati

The goal of this analysis is to examine in greater detail the effect of the COVID-19 pandemic on economic development and the quality of the atmosphere in Indonesia. This report uses secondary data as the primary source, obtained using a secondary data collection method from many different organizations. Different government policies and measures to discourage the escalation of the transmission of the Coronavirus, one of which is large-scale social restrictions (PSBB). However, before Indonesia suffered a recession, the PSBB actually became a barrier to economic development. As a part of this program, the rise in environmental efficiency is another positive effect because traffic that generates emissions and vast manufacturing sectors that create dirty waste is temporarily halted. Based on the findings of the review, this report notes that there is a detrimental effect of COVID-19 on economic development in Indonesia. However, because of the introduction of PSBB, Indonesia's air quality has improved. This report is intended to serve as a reference and assessment of the effects of COVID-19 on the economy and the atmosphere for stakeholders and the general public. In order to allow the government to consider measures that will deter the spread of the coronavirus and restore the economy without damaging improved air quality.


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