Cultural Differentials Modify Change

2014 ◽  
Vol 3 (2) ◽  
pp. 50-79 ◽  
Author(s):  
Mambo G. Mupepi ◽  
Patience Taruwinga

A mixed research methodology was deployed to show that cultural differences and perceived risk-taking must be considered in charting competences in advancing household enterprises in the Southern African Development Communities and the USA. The consequences were that triumphant households were those that took cognizance of multiculturalism in assessing and measuring performance. Multiple Linear Regression analysis demonstrated that capacity must be customized to suit organizational vision and that the vital predictor of perceived success in the USA was performance orientation while uncertainty avoidance topped the list in the SADC. Results indicate that diversity was understood in all successful enterprises.

2020 ◽  
Vol 9 (2) ◽  
pp. 36-44
Author(s):  
C. Liyanagamage ◽  
R. Ranasinghe

This study aims at identifying the determinants of adoption of outsourcing logistic functions in Manufacturing and Trading companies in Sri Lanka. After careful review of the existing literature perceived cost effectiveness, quality concerns of logistics outsourcing, perceived risk and perceived professionalism of logistics service provider were identified for the study as their high theoretical and empirical importance in determining outsourcing decision. Primary data was collected by means of semi structured questionnaire from 60 organizations that carry out manufacturing and trading businesses in Sri Lanka. The collected data was analyzed using descriptive statistics and simple and multiple linear regression analysis. Initial simple linear regression analysis proved the statistically significant impact that each of the identified variables have on the adoption of outsourcing. However the multiple regression estimated in this study to analyze the collective effect of the suggested model concludes that the decision makers perception about the cost effectiveness of outsourcing and their perception of risk of outsourcing better explain the adoption of outsourcing in Manufacturing and trading sector in Sri Lanka. Hence, the outsource decision depends on the careful assessment of the decision-making company on its cost effectiveness and possible risk. Therefore, the findings of the present study suggest that outsourcing partners should be carefully selected in order to get the benefit of outsourcing.


2017 ◽  
Vol 5 (1) ◽  
pp. 13
Author(s):  
Indrayani Indrayani ◽  
Aprina Aprina

This study aimed to determine the effect of Risk Taking and Free Cash Flow on Dividend Payout. The number of samples used in this study was 39 observations at Commercial Banks listed on the Indonesia Stock Exchange (BEI) in 2014-2016. The sample was taken by using purposive sampling technique. The method of data analysis used in this research was multiple linear regression analysis. The result of research partially showed that Risk taking had a negative and significant effect on dividend payout and Free Cash Flow had a positive and significant effect on dividend payout. Simultaneously, Risk Taking and Free Cash Flow had a significant effect on dividend payout.


2018 ◽  
Vol 8 (1) ◽  
Author(s):  
Adria Yudi Kurniaputra ◽  
Mochamad Nurhadi

The study purposes to examine the perceived convenience, risk and benefits toward decision to use BRI Mobile Banking in Surabaya. The study is using SPSS Program 21.00 version. The population used in this study are all customers of the Bank BRI in Surabaya, especially in Kaliasin, Kusuma Bangsa and Jemursari branches. Data collection was performed using a questionnaire. This research method used is quantitative. To conduct this study, the data collected as much 80 respondents. Multiple linear regression analysis used in this study to analyze the data statistically. The result showed that perceived convenience and benefits affects positive significant the decision to use mobile banking BRI in Surabaya, while the perceived risk is affects not positive significant the decision to use mobile banking BRI in Surabaya.      


account ◽  
2021 ◽  
Vol 8 (1) ◽  
Author(s):  
Bima Dharmawan ◽  
Mul Yanto ◽  
Rahmanita Vidyasari

ABSTRACT  This research aims to determine the effect of attitude, subjective norm, and perceived risk on transaction interest using fintech application. Respondent use were students of the Jakarta State Polytechnic Accounting Department as many as 100 respondents. The technique in sampling uses the purposive sampling method. Analysis of the data used in this research is multiple linear regression analysis using SPSS version 26. The results of this research indicate the attitude have a positive and significant effect on transaction interest using fintech application, subjective norm have a positive and significant effect on transaction interest using fintech application and perceived risk have a positive and significant effect on transaction interest using fintech application. While attitude, subjective norm, and perceived risk simultaneously have a significant effect on transaction interest using fintech application.   Keywords: attitude, subjective norm, perceived risk, transaction interest using fintech application     ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh sikap, norma subjektif, dan persepsi risiko terhadap minat bertransaksi menggunakan aplikasi fintech. Responden yang digunakan merupakan mahasiswa Jurusan Akuntansi Politeknik Negeri Jakarta sebanyak 100 responden. Teknik dalam pengambilan sampel menggunakan metode purposive sampling. Analisis data yang digunakan dalam penelitian ini adalah analisis regresi linear berganda menggunakan SPSS versi 26. Hasil Penelitian ini menunjukkan bahwa sikap berpengaruh positif dan signifikan terhadap minat bertransaksi menggunakan aplikasi fintech, norma subjektif berpengaruh positif dan signifikan terhadap minat bertransaksi menggunakan aplikasi fintech dan persepsi risiko berpengaruh positif dan signifikan terhadap minat bertransaksi menggunakan aplikasi fintech. Sementara variabel sikap, norma subjektif dan persepsi risiko secara simultan berpengaruh signifikan terhadap minat bertransaksi menggunakan aplikasi fintech.   Kata kunci: sikap, norma subjektif, persepsi risiko, minat bertransaksi menggunakan aplikasi fintech


Author(s):  
Muhammad Rois Rois ◽  
Manarotul Fatati Fatati ◽  
Winda Ihda Magfiroh

This study aims to determine the effect of Inflation, Exchange Rate and Composite Stock Price Index (IHSG) to Return of PT Nikko Securities Indonesia Stock Fund period 2014-2017. The study used secondary data obtained through documentation in the form of PT Nikko Securities Indonesia Monthly Net Asset (NAB) report. Data analysis is used with quantitative analysis, multiple linear regression analysis using eviews 9. Population and sample in this research are PT Nikko Securities Indonesia. The result of multiple linear regression analysis was the coefficient of determination (R2) showed the result of 0.123819 or 12%. This means that the Inflation, Exchange Rate and Composite Stock Price Index (IHSG) variables can influence the return of PT Nikko Securities Indonesia's equity fund of 12% and 88% is influenced by other variables. Based on the result of the research, the variables of inflation and exchange rate have a negative and significant effect toward the return of PT Nikko Securities Indonesia's equity fund. While the variable of Composite Stock Price Index (IHSG) has a negative but not significant effect toward Return of Equity Fund of PT Nikko Securities Indonesia


Liquidity ◽  
2018 ◽  
Vol 1 (2) ◽  
Author(s):  
Yanti Budiasih

The objectives of this study are to analyze changes in organizational structure, job design, organizational culture and its influence on employee productivity at PT. XX in Jakarta and to identify variables that have a dominant influence on the productivity of employees. The research method used is using multiple linear regression analysis. The results show that the all variables simultaneously and partially change the organizational structure, job design, and organizational culture has a significant impact on employee productivity at PT. XXin Jakarta.


MBIA ◽  
2019 ◽  
Vol 18 (1) ◽  
pp. 76-84
Author(s):  
Muhammad Idris ◽  
Dian Novita Sari

The problem in this study is whether there is an influence of leadership and work discipline on the employees’ performance of PT.Sucofindo Palembang City. This research includes associative research. The sample in this study were 88 respondents, with propotionate random sampling analysis technique. The data used were primary data and secondary data. Data collection method through questionnare. Analysis techniques using multiple linear regression analysis, F test (Simultaneoys) and t test (partial) and determination coeffiecient. The results show that there is influence of leadership and work discipline on the performance of PT.Sucofindo Palembang City.


2017 ◽  
Vol 4 (1) ◽  
pp. 189-215
Author(s):  
Yoiz Shofwa Shafrani

Perkembangan dunia perbankan syariah tidak lepas dari peran para nasabah yang memberikan kepercayaan terhadap pihak perbankan untuk penyimpanan asset keuangannya. Faktanya banyak kelompok nasabah yang memutuskan untuk menjadi nasabah di perbankan syariah karena faktor religiusitasnya. Faktor lain yang dapat ikut mempengaruhi keputusan nasabah adalah kualitas produk. Di mana kualitas produk merupakan karakteristik yang melekat dari suatu produk. Kemungkinan yang terjadi bahwa kebanyakan nasabah pada perbankan syariah juga masih merupakan nasabah perbankan konvensional.Tujuan yang ingin dicapai dalam penelitian ini adalah untuk mengetahui pengaruh kualitas produk dan tingkat religiusitas nasabah terhadap keputusan nasabah untuk menyimpan dananya atau tidak di BSM Cabang Purwokerto. Alat analisis yang digunakan adalah analisis regresi linier berganda, dengan jumlah sampel 100 nasabah. Diperoleh hasil Y = 5,046 + 0,101X1 + 0,218X2. Berdasarkan uji F yang sudah dilakukan maka dapat diketahui bahwa variabel kualitas produk dan religiusitas secara bersama – sama berpengaruh terhadap keputusan nasabah untuk menyimpan dananya di BSM Cabang Purwokerto. Berdasarkan uji t yang sudah dilakukan dapat diketahui bahwa secara partial baik variabel kualitas produk maupun variabel religiusitas berpengaruh terhadap keputusan nasabah untuk menyimpan dananya di BSM Cabang Purwokerto. The progress of the Islamic bank cannot be separated from the role of its customers who give trust to the bank to deposit their financial assets. It is a fact many groups of customers decide to be the customers of the Islamic bank because of their religiosity. The other influences factor of a customer’s decision is the quality of the product. The aim of this research was to determine the effect of product quality and level of customers’ religiosity towards customers’ decision whether to keep their funds in Syariah Mandiri Bank, Branch of Purwokerto, or not. The analytical tool used was multiple linear regression analysis, with a sample of 100 customers. The results indicate Y = 5,046 + 0,101X1 + 0,218X2. Based on F, it can be seen that both variables of product quality and religiosity simultanously affect the customers’ decision to keep theirfunds in BSM Branch of Purwokerto. Based on t test, it can be seen that independently, either variable of product quality or variables of religiosityinfluences the customers’ decision to keep their funds in BSM Branch of Purwokerto.


2019 ◽  
Vol 13 (2) ◽  
pp. 199
Author(s):  
Asrye Tutur Sinaga ◽  
Nurul Wardani

AbstrakPenelitian ini bertujuan untuk mengetahui dan dapat menjelaskan pengaruh Kualitas Pelayanan dan Word Of Mouth terhadap Keputusan pembelian di Kafe Potret Medan. Populasi dalam penelitian ini adalah 700 orang ditentukan dari jumlah pengunjung Kafe Potret Medan dalam kurun waktu satu minggu, dan sampel yang digunakan berjumlah 88 pengunjung. Sedangkan tehnik pengumpulan data menggunakan angket (kuesioner) dan pengujiannya yaitu uji kualitas data dan uji asumsi klasik.Pengujian hipotesis menggunakan analisis regresi linier berganda, uji F, uji t, dan uji R2. Hipotesis penelitian dimensi Kualitas Pelayanan dan Word Of Mouth secara parsial terhadap Keputusan Pembelian diterima jika t hitung > t tabel dengan tingkat signifikan 0.05.Nilai t tabel dalam penelitian ini 1,662. Nilai t hitung variabel X1 sebesar 1,990 t hitung  > t tabel maka hipotesis diterima, nilai t hitung variabel X2 sebesar 2,628 t hitung > t tabel maka hipotesis diterima. Dari 2 variabel, variabel Word Of Mouth yang paling dominan mempengaruhi Keputusan Pembelian  sebesar 2,628. Kata Kunci : Kualitas Pelayanan, Word Of Mouth, Keputusan Pembelian AbstractThe purpose of this study is to identify and able to explain the influence of Service Quality and Word Of Mouth to Purchasing Decisions of Kafe Potret Medan. The population in this study were 700 people from visitors Kafe Potret Medan in one week, and the samples used were 88 visitors. While the techniques of data collection using the questionnaire and use the test of quality data and classical assumption. The hypothesis test uses multiple linear regression analysis, F test, R square and t test. The study hypothesis was partially of Service Quality and Word Of Mouth dimension to  Purchasing Decisions is acceptable if t hitung > t tabel with a significant level 0.05. The t tabel value in this study 1.662. The t hitung X1 is 1.990 that mean t hitung > t tabel then the hypothesis is accepted, t hitung X2 is 2.628 that mean t hitung > t tabel then the hypothesis is accepted. From 2 variables fascination that the most dominant variable for Purchasing Decisions is Word Of Mouth of 2.628. Keywords : Service Quality, Word Of Mouth, Purchasing Decisions


2020 ◽  
Vol 16 (3) ◽  
pp. 292
Author(s):  
Marfunizah Ma'dan ◽  
Muhamad Takiyuddin Ismail ◽  
Sity Daud

Intensity to produce a quality human capital is not sufficient by having basic skills for certain field only. The need to have a competitive attitude to enhance their level of competency is much concern for many employers nowadays. Hence, this study is conducted to identify the competitiveness factors that influence the level of competency among graduates, especially who employed in the service sector in Malaysia. This study used survey methods by distributing questionnaires for data collection. The study used stratified purposive sampling by distributing a questionnaire to 450 graduates from 13 services sectors based on a statistic from the Ministry of Higher Education 2016. The finding from the exploratory factor analysis found that seven competitiveness factors were consisting of 47 items that form the competitiveness attitude among graduates. However, based on multiple linear regression analysis, only five models of competitiveness factors have a significant relationship with graduates’ competency which are job competitiveness, organizational management competitiveness, dominant competitiveness, goal competitiveness and self-improvement competitiveness. In fact, aggressive competitiveness and general competitiveness does not influence graduates’ competency level significantly. Thus, the more competitive attitude of graduates such as emotional control, innovation, and competitiveness to be the best is vital for their future marketability. In addition, it is hoped that their level of competence can be enhanced through the development of competitive factors for the advancement of the country's higher education talent.


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