scholarly journals Empirical Study of E-Learning on Financial Literacy and Lifestyle: A Millenial Urban Generations Cased Study

2021 ◽  
Vol 1 (3) ◽  
pp. 75-81
Author(s):  
Muhamad Ferdy Firmansyah ◽  
Haikal Zulian Maulana
Keyword(s):  
Online Learning ◽  
Financial Literacy ◽  
Financial Management ◽  
Formal Education ◽  
Literacy Learning ◽  
Lifestyle Changes ◽  
Primary Data ◽  
Quantitative Research Methods ◽  
Technological Developments ◽  
E Learning

Technological developments have an influence on education, one of which is the development of online learning or more commonly known as e-learning. Technological developments in e-learning have long developed but significant developments occurred during the current Covid-19 pandemic where the education sector carried out online learning. This causes the existence of e-learning in both formal and non-formal education to be an important factor in the success of educational attainment. People in this era of globalization still have inconsistent attitudes in financial management individually, this causes the financial literacy of each individual to be different. This   difference in financial literacy is one of the factors caused by different lifestyles. This study aims to see patterns of financial literacy in the development of e-learning where access to financial literacy learning is more developed in online channels. In addition to assumptions in financial literacy that are currently starting to develop online, this study also aims to determine the extent to which lifestyle will affect financial literacy. This study uses primary data and quantitative research methods approach using Confirmatory Factor Analysis (CFA). The results show that in e-learning, financial literacy is currently running and lifestyle has a significant effect on financial literacy. One of these lifestyle changes is the existence of E-Learning which shifts the lifestyle pattern of face-to-face learning to online learning. This can provide novelty in educational technology in the application of E-learning, especially in the case of financial literacy. In addition, e-learning can still support the achievement of education in financial literacy. Repair and improvement of e-learning facilities as the main learning media must be carried out. It is hoped that with this research, e-learning can be used in financial literacy learning, both through formal and non-formal education in the community and public web seminars during the Covid-19 pandemic.

scholarly journals ANALISIS LITERASI KEUANGAN MAHASISWA S-1 FAKULTAS EKONOMIKA DAN BISNIS UNIVERSITAS DIPONEGORO ANGKATAN 2014 - 2017

2018 ◽  
Vol 1 (2) ◽  
pp. 54
Author(s):  
Gina Sakinah ◽  
Bagio Mudakir
Keyword(s):  
Undergraduate Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Parental Education ◽  
Descriptive Statistics ◽  
Financial Behavior ◽  
Primary Data ◽  
Personal Finances ◽  
Regression Test ◽  
And Behavior

Financial management failure occurs when students do not have good financial literacy. Students must have good knowledge, attitude, and behavior in managing their personal finances. This study aims to analyze the level of financial literacy of undergraduate students of the Faculty of Economics and Business at Diponegoro University class of 2014 to 2017 and the factors that influence it. Financial literacy in this study uses a financial literacy index consisting of components of the knowledge, attitude, and financial behavior of students. The research data uses primary data with questionnaires and sample of 100 students. Meanwhile, the method used in this study is descriptive statistics and multiple linear regression test (OLS). As a result, the level of student financial literacy is categorized as quite literary, that is 50.4%, influenced by age, GPA, parental education, and length of study. On the other hand, gender and income do not affect student financial literacy.

scholarly journals Pengaruh Financial Literacy, Financial Knowledge, Financial Attitude, Income dan Financial Self Efficacy terhadap Financial Management Behavior Entrepreneur Lulusan Perguruan Tinggi di Surabaya

2021 ◽  
Vol 9 (2) ◽  
pp. 572
Author(s):  
Anglia Dinda Pramedi ◽  
Nadia Asandimitra Haryono
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Self Efficacy ◽  
Structural Equation ◽  
Sampling Technique ◽  
Financial Knowledge ◽  
Primary Data ◽  
Snowball Sampling ◽  
Online Questionnaire ◽  
Management Behavior

Finance is one of the factors in the development of a business. Therefore, the entrepreneur should be able to handle finances well to reach business purposes. Based on the previous studies, the purpose of this research is to determine the effect of several factors such as financial literacy, financial knowledge, financial attitude, income, and financial self-efficacy on financial management behavior. The research sample is 211 entrepreneur who has graduated from college in Surabaya. This research used conclusive causality research with primary data. The sampling technique used purposive sampling and snowball sampling method, and data distribution using an online questionnaire. SEM (Structural Equation Model) used for data analysis technique and using AMOS 24. The hypothesis showed that financial knowledge, income, and financial self-efficacy did not affect financial management behavior, but financial literacy and financial attitude influence financial management behavior. Therefore, the entrepreneur needs to improve financial literacy and financial attitude to manage finance on the business better.

scholarly journals THE DETERMINANT FACTORS OF PERSONAL FINANCIAL MANAGEMENT OF INDONESIAN MIGRANT WORKERS IN HONGKONG

2021 ◽  
Vol 11 (1) ◽  
pp. 47
Author(s):  
Caecilia Wahyu Estining Rahayu ◽  
Christina Heti Tri Rahmawati
Keyword(s):  
Migrant Workers ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Technique ◽  
Primary Data ◽  
Chi Square ◽  
Academic Background ◽  
Determinant Factors ◽  
Questionnaire Method ◽  
Chi Square Analysis

This study aims to examine determinants factors of personal financial management of Indonesian migrant workers in Hongkong. The determinant factors are 1) demographic aspects include age, academic background, number of dependents, and 2) financial literacy. The sample used in this study was several Indonesian migrant workers who are still actively working in Hongkong, especially as household assistants. This study used questionnaire method to obtain the primary data from migrant workers. The sampling technique was non-random sampling which was accidental sampling technique. The data analysis used was Chi-Square analysis. The result shows that: 1) partially, there is relationship between ages and personal financial management; 2) there is a relationship between financial literacy and personal financial management; 3) partially, there is no relationship between academic background and number of dependents with personal financial management. The implication of this study is that by having good knowledge and understanding about finances, Indonesian migrant workers in Hongkong are expected to manage good and wise personal finances, so that they can improve their prosperity.

scholarly journals AN ANALYSIS OF PERSONAL FINANCIAL LITERACY AMONG ADULTS IN VHEMBE DISTRICT, A RURAL MUNICIPALITY IN SOUTH AFRICA

2021 ◽  
Vol 9 (1) ◽  
pp. 55-66
Author(s):  
Adam Ndou ◽  
◽  
Sam Ngwenya ◽  
Keyword(s):  
South Africa ◽  
Low Income ◽  
Financial Literacy ◽  
Financial Services ◽  
Financial Management ◽  
Quantitative Research ◽  
Well Being ◽  
Primary Data ◽  
Research Approach ◽  
Vhembe District

Consumers in rural and low-income areas are the most financially vulnerable and are facing challenges with their finances and depend mostly on unsecured loans to finance their daily expenses. This has been exacerbated by global financial crises, which left many consumers in financial strains. The purpose of this paper is to measure the level of financial literacy focusing on the areas of day-to-day money management, financial planning, choosing appropriate financial services and products, and financial knowledge and understanding. The quantitative research approach was used to collect primary data among adults in Vhembe District Municipality (VDM), a rural and low-income municipality in South Africa. Primary data were analyzed through descriptive statistics. The results indicate that the level of financial literacy among adults in VDM is low at 38.73%. The low levels of financial literacy have serious consequences for an adult’s personal financial management skills and lead to their inability to make correct financial decisions. It is apparent that an individual’s level of financial literacy has become important in how individuals manage their finances in today’s complicated financial world. The paper concludes by suggesting interventions that could help adults to improve their level of financial literacy, manage and sustain their financial well-being.

scholarly journals PEMBELAJARAN PENGELOLAAN KEUANGAN ORANG TUA, UANG SAKU, DAN HASIL BELAJAR TERHADAP LITERASI KEUANGAN DI SMK PGRI 3 SIDOARJO

2017 ◽  
Vol 2 (1) ◽  
pp. 116
Author(s):  
Is Rianda Megasari
Keyword(s):  
Data Collection ◽  
Learning Outcomes ◽  
Financial Literacy ◽  
Financial Management ◽  
Parental Influence ◽  
Literacy Learning ◽  
Analysis Techniques ◽  
Management Learning ◽  
Pocket Money ◽  
Effect Learning

This research purposed to analyze the influence of parental financial management learning on learning outcomes, pocket money on learning outcomes, parental learning financial management on financial literacy, allowance on financial literacy, the result of learning on financial literacy. Population of this research a student of class XI Accountancy is 168 student and the sample is 118 student. The methods of data collection is questionnaire, documentation and analysis techniques used SEM. The results showed learning financial management parental influence learning outcomes, pocket money has no effect learning outcomes, learning financial management of the parents has no effect financial literacy, money pocket effect financial literacy, learning outcomes influence financial literacy

scholarly journals The effects of higher education and financial literacy to pro-environmental behavior in women community

2020 ◽  
Vol 211 ◽  
pp. 01002
Author(s):  
Donna Asteria ◽  
Habibulah Adi Negoro ◽  
Dyah Utari
Keyword(s):  
Higher Education ◽  
Environmental Management ◽  
Waste Management ◽  
Financial Literacy ◽  
Urban Areas ◽  
Formal Education ◽  
Environmental Behavior ◽  
Financial Education ◽  
Primary Data ◽  
Essential Information

It is assumed that efforts to overcome environmental problems in urban areas can be overcome through education. The education provided to women will increase women’s contributions as strategic actors in environmental management. This study aimed to determine the effect of formal education and financial education on women on pro-environmental behavior. The research was conducted with a quantitative approach, with a survey by questionnaire to measure pro-environmental education and behavior based on women’s participation in waste management training. The primary data collection with purposive sampling to women population in Jagakarsa District, South Jakarta, Indonesia, where fair women who were recorded in essential information collection. The study has been driven on a person-level (not family level), with a total of 400 respondents. The findings in this study are that there is a significant relationship between formal education in higher education and women’s involvement in environmental management. Meanwhile, the relationship between financial literacy and environmental concerns shows insignificant results. The implication of this research is to provide alternative strategies to increase the involvement of women in urban areas in environmental management, especially waste management, through policies of equal access to higher education and equal opportunities in economic activities to improve their welfare.

scholarly journals STUDENTS’ CONFIDENCE IN THEIR FINANCIAL MANAGEMENT ABILITIES: THE ROLE OF SOCIO-DEMOGRAPHIC CHARACTERISTICS AND EDUCATION

2014 ◽  
Vol 58 (1) ◽  
pp. 108-117
Author(s):  
Francka Lovšin Kozina ◽  
Nina Ponikvar
Keyword(s):  
Financial Literacy ◽  
Educational Level ◽  
Financial Management ◽  
Formal Education ◽  
Female Students ◽  
Business Studies ◽  
Management Capability ◽  
Faculty Of Education ◽  
The Impact

The aim of this study was to investigate the impact of gender, age, parent’s education, scholarship and students’ education on students’ confidence in their financial management capability and knowledge. In the research, 259 students participated from two different faculties – the Faculty of Education and the Faculty of Economics. This investigation has revealed that the likelihood of students’ confidence in their financial management capability and knowledge is significantly smaller for students who do not specialize in economics or business studies, and for female students. The likelihood of confidence in their financial management capability and knowledge also statistically significantly increases with the father’s educational level, but, interestingly, not with the mother’s. The results also showed, although it is not statistically significant, that students on scholarships on average express a higher confidence in their financial management capability and knowledge. Therefore, the adequacy of the current educational policy (formal and non-formal education) should be considered. Key words: confidence, education, financial literacy, money management, perception.

scholarly journals The Effect of Financial Literacy, Parents’ Social Economic and Student Lifestyle on Students Personal Financial Management

2021 ◽  
Vol 10 (3) ◽  
pp. 522-531
Author(s):  
Dewiana Novitasari ◽  
Juliana Juliana ◽  
Masduki Asbari ◽  
Agus Purwanto
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Random Sampling ◽  
Structural Equation ◽  
Quantitative Methods ◽  
Sampling Method ◽  
Social Economic ◽  
Primary Data ◽  
Equation Modeling ◽  
Analysis Techniques

The purpose of this study was to analyze the effect of financial literacy, parents’ social economic and student lifestyle on students’ personal financial management. This study used quantitative methods and data analysis techniques of Structural Equation Modeling using SmartPLS 3.0 software. The research sample used a random sampling method. The data used primary data collected through a questionnaire. The number of returned and valid questionnaires was 220 samples. The data was processed by using SEM. The results of the study concluded that financial literacy had a significant effect on students’ personal financial management, student lifestyle had a significant effect on students’ personal financial management, and parents’ social economics had a significant effect on students’ personal financial management. The novelty of this research was the Correlation model of financial literacy, parents’ social economic and student lifestyle on students’ personal financial management. The results of this study can be a reference for further research that can be applied in other organizations.

scholarly journals Practices, Challenges, and Prospects of Online Learning during Covid-19 Pandemic in Higher Education: Lecturer Perspectives

2020 ◽  
Vol 1 (3) ◽  
pp. 185-208
Author(s):  
Roy Martin Simamora ◽  
Daniel De Fretes ◽  
Ezra Deardo Purba ◽  
Daniel Pasaribu
Keyword(s):  
Higher Education ◽  
Online Learning ◽  
Narrative Analysis ◽  
Internet Access ◽  
Research Approach ◽  
Face To Face ◽  
Lecture Material ◽  
Technological Developments ◽  
E Learning ◽  
Changing Times

This study aimed to investigate the lecturer' perspectives during COVID-19 pandemic in higher education. The participants have consisted of 8 from various universities in Indonesia. In this study, researchers chose narrative analysis as a research approach. A narrative analysis was used to explore lecturer perspectives or views on e-learning based on the practices, challenges, and prospects during COVID-19 pandemic. Based on the lecturers' perspective, the researchers concluded that online learning applications are beneficial for some lecturers to deliver lecture material without face to face, although there are some obstacles such as inadequate internet access. Some campuses provide self-developed applications to facilitate teaching lecturers and provide access to students to study lecture material. Some teachers also used online learning service provider applications or third parties such as Youtube, Zoom, Google Meet, Google Classroom and other online applications. Overall lecturers in universities can use existing learning applications. Efforts are needed to develop further, train, and improve infrastructure facilities to support online learning in the future. Online learning has high prospects and potential to be applied due to its extremely related to technological developments and ever-changing times wherever everything is quick and economical.

Financial Literacy among Turkish College Students: The Role of Formal Education, Learning Approaches, and Parental Teaching

2014 ◽  
Vol 115 (2) ◽  
pp. 351-371 ◽  
Author(s):  
Elif Akben-Selcuk ◽  
Ayse Altiok-Yilmaz
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Formal Education ◽  
Learning Approaches ◽  
Turkish University Students ◽  
Literacy Survey ◽  
Deep Approach To Learning ◽  
Literacy Scores

This study assessed financial literacy and its correlates among Turkish college students, with special emphasis on the role of formal education, learning approaches, and parental influences. Financial literacy was measured by the College Student Financial Literacy Survey, which assesses knowledge in four areas: general financial management, saving and borrowing, insurance, and investing. 853 Turkish university students were administered the survey (416 men, 437 women; M age=20.3 yr., SD=0.6). The mean percentage of correct responses was 45% (SD=12.8%). Regression results showed that formal finance education in college, a deep approach to learning, and direct financial teaching by parents were significantly associated with higher financial literacy scores.

Sign in / Sign up

Export Citation Format

Share Document