scholarly journals Relationship Between Enablers and Barriers to Financial Inclusion—the Case of North Macedonia

2021 ◽  
Vol 8 (1) ◽  
pp. 52
Author(s):  
Natasha Eftimovska
Keyword(s):  
Regression Analysis ◽  
Institutional Arrangements ◽  
Financial Inclusion ◽  
Primary Data ◽  
Second Primary ◽  
Main Research ◽  
Independent Variables ◽  
Enabling Environment ◽  
Income Groups ◽  
The Relationship

This research aims to examine the relationship between factors that act as enablers or barriers to financial inclusion, as independent variables, and the environment for financial inclusion, as a dependent variable, for the case of North Macedonia. For accomplishing the main research objective, first, the factors that act as enablers or barriers to financial inclusion were identified by collecting primary data using questionnaires and performing comparative analysis on our country’s position with different regions categorized by income groups and World, through the benchmarking model of Global Microscope (Economist Intelligence Unit, 2018. Global Microscope 2018. The Enabling Environment for Financial Inclusion. The EIU, The Economist). Second, primary data from questionnaires served to furtherly examine the correlation between each identified enabler or barrier to financial inclusion and the overall environment for financial inclusion through multiple regression analysis. Results revealed important information and recommendations for the future focus of national priorities, institutional arrangements, policies, and strategies in terms of creating enabling environment for financial inclusion, benefits of which can be felt by the overall society.

scholarly journals The Acceptance of Government Resource Planning System Using UTAUT 2

2021 ◽  
Vol 17 (1) ◽  
pp. 1-19
Author(s):  
Muhardi Saputra ◽  
Berlian Maulidya Izzati ◽  
Jannatul Rahmadiani
Keyword(s):  
Information System ◽  
Business Processes ◽  
Resource Planning ◽  
Planning System ◽  
Primary Data ◽  
West Java ◽  
The Public ◽  
Independent Variables ◽  
Independent Variable ◽  
The Relationship

Government Resource Planning (GRP) system is a solution for managing all the resources that exist in government, namely people, technology, and business processes in it. This study aims to analyses how the acceptance of the Service and Licensing Information System for the Public (SIMPATIK) in the Investment Board and Integrated Licensing (DPMPTSP) of West Java Province. This study uses UTAUT 2 model that consist of six independent variables and two dependant variables. The relationship between the independent variable and the dependent variable is moderated by age, gender, and experience variables. The data used are primary data obtained from distributing questionnaires online to 42 DPMPTSP employees that using SIMPATIK. The hypothesis was tested with the SmartPLS and SPSS applications. The results show from a total of 14 hypotheses there are 3 hypotheses that have a significant or acceptable effect, while 11 other hypotheses are not significant or cannot be accepted.

scholarly journals Consumers' Preference of Fast Food Items in Kathmandu Valley

NCC Journal ◽  
2019 ◽  
Vol 4 (1) ◽  
pp. 17-25
Author(s):  
Bharat Rai ◽  
Rajshree R Rawal
Keyword(s):  
Regression Analysis ◽  
Fast Food ◽  
Positive Impact ◽  
Pearson Correlation ◽  
Consumer Preference ◽  
Primary Data ◽  
Kathmandu Valley ◽  
Brand Preference ◽  
Independent Variables ◽  
Food Items

The main purpose of this study is to understand and evaluate the factors affecting consumer's preference of fast food items in Kathmandu Valley. Taste, price, ambience and location have been taken as independent variables and brand preference has been taken as dependent variable in the study. The study has been adopted the descriptive and causal research design. Samplesize has been taken 226 under the study. Primary data for the research has-been collected using structured questionnaire from fast food consumer within Kathmandu Valley of University students. To analyze the collected data, descriptive statistics, and Pearson correlation as well as regression analysis has been conducted to identify the relationship and effect between independent variables (taste, price, ambience and location) and dependent variable (consumer preference). SPSS has been used to process the data and to find the result of the data analysis. By the correlation analysis there is significant relationships between independent variables (taste, price, ambience and location) and dependent variable (brand preference). Based on regression analysis, taste, ambience and location have significant and positive impact on consumer preference for fast food items. It means consumers are much more concerned and aware about these factors while consuming the fast food. Similarly, price has less or no effect on consumer preference for fast food items for the respondents taken under the study.

scholarly journals Corporate Social Responsibility: Motives and Financial Performance

2020 ◽  
Vol 8 (4) ◽  
pp. 76
Author(s):  
Muhannad Atmeh ◽  
Mohammad Shaban ◽  
Malek Alsharairi
Keyword(s):  
Regression Analysis ◽  
Corporate Social Responsibility ◽  
Financial Performance ◽  
Financial Services ◽  
Primary Data ◽  
Pharmaceutical Technology ◽  
Long Time ◽  
Corporate Social ◽  
First Time ◽  
The Relationship

The relationship between companies and society has been questioned for a long time. However, the effect of the motives behind CSR regarding the companies’ actual engagement with CSR has received little attention, especially in emerging markets. This paper tackles this issue for the first time using a sample of Jordanian companies. We explore the effect of two types of motives on the level of engagement in CSR: extrinsic motive (financial) and intrinsic motives (ethical and altruistic). The relationship between the company’s actual financial performance and CSR is also investigated. Primary data were collected using a questionnaire, distributed to Jordanian company’s managers in five sectors: pharmaceutical, technology and telecommunication, construction, farming, and financial services. Multiple regression analysis was conducted to depict the relationships. Results show that the intrinsic motives have a significant effect on CSR, while the extrinsic motive has none. When intrinsic motives were tested separately, results showed that the ethical motive had a significant effect, while the altruistic had no effect. In both cases, CSR was shown to be more significantly driven by the company’s financial performance. Different stakeholders such as policymakers, entrepreneurs, researchers, and investors may use the results of this study to increase companies’ involvement in CSR.

scholarly journals Customer Satisfaction in Retail Banking Services in Nepal

2019 ◽  
Vol 12 (1) ◽  
pp. 45-58
Author(s):  
Phul Prasad Subedi
Keyword(s):  
Regression Analysis ◽  
Customer Satisfaction ◽  
Financial Institutions ◽  
Commercial Banks ◽  
Retail Banking ◽  
Descriptive Statistics ◽  
Banking Services ◽  
Factors Affecting ◽  
Independent Variables ◽  
The Relationship

This research mainly focuses on analysing the factors affecting customer satisfaction in retail banking in Nepal. The study adopts descriptive and explorative research design to deal with the fundamental issues associated with various factors of customers’ satisfaction and retail banking. The study is based on questionnaire survey of 200 customers of 10 different “A” class financial institutions, i.e. commercial banks. Descriptive statistics, correlation coefficient and regression analysis have been applied to estimate the relationship between customer satisfaction as dependent variable and service quality variables as independent variables. The empirical evidences indicate that reliability, responsiveness, assurance and tangibles factors have positive and significant impact on customer satisfaction. It reveals that higher the level of responsiveness, reliability, assurance and tangibility higher would be the customer satisfaction.

Intercohort and Intracohort Redistribution under Old Age Insurance: The 1962–1972 Retirement Cohorts

1987 ◽  
Vol 15 (3) ◽  
pp. 259-281 ◽  
Author(s):  
Charles W. Meyer ◽  
Nancy L. Wolff
Keyword(s):  
Regression Analysis ◽  
Social Security ◽  
Old Age ◽  
Tabular Form ◽  
Income Groups ◽  
The Relationship ◽  
Over Time

Although Social Security Old Age Insurance (OAI) is similar in some respects to a private annuity, benefits typically contain large intercohort and intra-cohort redistribution components. The former are declining over time but the latter are a permanent feature of the program. This study disentangles the actuarially fair and redistributive elements in OAI benefit payments to a sample of individuals from the 1962–1972 retirement cohorts. Incidence of benefits, actuarially fair annuity payments, and redistributive components across income groups are presented in tabular form. Regression analysis is used to estimate the relationship between redistribution components, as a percentage of benefits, and various characteristics of the retirement population.

ANALISIS PENGARUH FIRM SIZE DAN PROFITABILITAS TERHADAP ISLAMIC SOCIAL REPORTING (ISR) DENGAN EARNING GROWTH SEBAGAI VARIABEL MODERATING PADA JAKARTA ISLAMIC INDEX (JII)

1970 ◽  
Vol 18 (1) ◽  
pp. 137-150
Author(s):  
Titin Hartini
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Firm Size ◽  
Sampling Technique ◽  
Social Reporting ◽  
Analysis Method ◽  
Earning Growth ◽  
Independent Variables ◽  
Dependent Variables ◽  
The Relationship

This study aims to determine and analyze the effect of Firm Size and Profitability on Islamic Social Reporting, and see whether Earning Growth can strengthen or weaken the relationship between independent variables to the dependent variable. This research takes object in companies registered in Jakarta Islamic Index (JII) for period 2011-2015, amounted to 30 companies and obtained by 12 companies by using purposive sampling technique. Data analysis method used is multiple regression analysis. Based on the results of simultaneous research all the variables berpegaruh against Islamic Social Reporting, but partially, only Firm Size that affect the Islamic Social Reporting. In addition, Earning Growth can not strengthen or weaken the relationship between independent variables and dependent variables.

scholarly journals PENGARUH PAJAK, SUBSIDI DAN ZIS TERHADAP PENURUNAN KEMISKINAN DI INDONESIA

Media Ekonomi ◽  
2013 ◽  
Vol 22 (2) ◽  
pp. 123
Author(s):  
Hikmathiar Ramadhan ◽  
Tatik Mariyanti
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Regression Method ◽  
The State ◽  
Independent Variables ◽  
Multiple Regression Method ◽  
The Relationship

<p>This paper discusses the analysis of the effect of taxes and subsidies and ZIS (Zsakat, Infaq and Sedekah) to the reduction of poverty in Indonesia in the period 1994 to 2013. The variables used in include taxes, subsidies, ZIS and poverty of the State of Indonesia. The method used in this thesis is a multiple regression method along with the classical assumptions. This study aims to determine the relationship between variables taxes, subsidies and ZIS against poverty. In addition, this study also aims to look at the variables which play a role in reducing poverty. The results using multiple regression analysis, it appears that all the independent variables are not significant and have adjusted R-square is nice. Next to the classical assumption test, based on the results of research there is a violation of classical assumptions in this research is the Normality.</p>

scholarly journals The Effect of Phase on Paper Thickness Optimization in the Paper Recycling Process Using Recycling Machine

2020 ◽  
Vol 2 (1) ◽  
pp. 19
Author(s):  
Fauzhia Rahmasari
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Regression Model ◽  
Multiple Linear Regression ◽  
Multiple Linear Regression Model ◽  
Thickness Optimization ◽  
Recycling Process ◽  
Paper Recycling ◽  
Independent Variables ◽  
The Relationship

AbstractEfforts to manage the recycling of paper waste into new paper have been carried out in recent times. It takes a tool or machine that is able to effectively and efficiently recycle used paper into new paper. There are several factors that affect the effectiveness of paper recycling machines, one of which is the paper thickness. One method that can be used to analyze the factors that influence paper thickness in the paper production process using a paper recycling machine is regression analysis. Regression analysis is data analysis techniques in statistics that is used to examine the relationship between several independent variables and dependent variable. However, if we want to examine the relationship or effect of two or more independent variables on a dependent variable, the regression model used is a multiple linear regression model. This study purposes are to analyze the factors that influence paper thickness using a paper recycling machine using multiple linear regression and to inform the modeling about that. The results showed that the factors that affect the paper thickness optimization are destruction and press phase. AbstractUpaya pengelolaan daur ulang sampah kertas menjadi kertas baru telah banyak dilakukan pada jaman sekarang. Dibutuhkan suatu alat atau mesin yang mampu secara efektif dan efisien dalam mendaur ulang kertas bekas menjadi kertas baru. Terdapat beberapa faktor yang mempengaruhi tingkat efektifitas mesin daur ulang kertas diantaranya adalah ketebalan kertas. Salah satu metode yang dapat digunakan untuk menganalisis faktor-faktor yang mempengaruhi ketebalan kertas pada proses produksi kertas menggunakan mesin daur ulang kertas adalah analisis regresi. Analisis regresi merupakan teknik analisis data dalam statistika yang digunakan untuk mengkaji hubungan antara beberapa variabel bebas dengan variabel tidak bebas. Namun, jika ingin mengkaji hubungan atau pengaruh dua atau lebih variabel bebas terhadap satu variabel tidak bebas, maka model regresi yang digunakan adalah model regresi linier berganda. Tujuan dalam penelitian ini yaitu menganalisis faktor-faktor yang mempengaruhi ketebalan kertas menggunakan mesin daur ulang kertas menggunakan regresi linier berganda serta memberikan informasi pemodelan mengenai hal tersebut. Hasil penelitian menunjukkan bahwa faktor yang mempengaruhi keoptimalan ketebalan kertas adalah fase penghancuran dan pemadatan kertas

scholarly journals PENGARUH MOTIVASI DAN DISIPLIN KERJA TERHADAP KINERJAPEGAWAI PADA DINAS PERTANIAN KABUPATEN SUPIORI

2016 ◽  
Vol 12 (3A) ◽  
pp. 27
Author(s):  
Johanes Eliezer Ayer ◽  
Lyndon R.J. Pangemanan ◽  
Yolanda P. I. Rori
Keyword(s):  
Regression Analysis ◽  
Employee Performance ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Reliability Test ◽  
Measuring Instrument ◽  
Test Results ◽  
Independent Variables ◽  
Labor Discipline

This study aims to identify and analyze whether there is influence of motivation and discipline ito the performance of employees in the Agriculture Office of Supiori District, Papua Province. This research is classified as causal research associative quantitative approach to the instrument in the form of a questionnaire. The population in this study were all employees of the District Agriculture Office Supiori as many as 80 people. The sampling technique by means of saturated or census sampling technique. The sample in this research is to take the population, or as many as 80 samples. The data used in this study are primary data obtained through questionnaires and secondary data related agencies and journals to support this research. Test the validity of the instrument using bivariate Correclation formula, while the reliability test using Cronbach Alpha. Measuring instrument proved valid and reliable for research instruments. Multiple regression analysis used to test hypotheses of this study. The results showed that: motivation (X1) positive and significant impact on employee performance of Agriculture Office in Supiori District () 0.413 with significantly 0,01. Labor discipline (X2) positive and significant impact on employee performance Supiori of Agriculture Office () 0.741 with significantly by 0,00. And based on the test results both independent variables were tested individually dominant in influencing the performance of employees in Supiori District Agriculture Office is working discipline (with a coefficient of 0.489). It can be concluded that in this study the discipline of work (X2) partially are factors that significantly affect performance (Y).

scholarly journals Analisis PAD dan Dana Perimbangan Terhadap Kinerja Keuangan Pemda Se-Jawa Barat

2018 ◽  
Vol 3 (1) ◽  
pp. 80
Author(s):  
PUTRI PUSPITA_AYU
Keyword(s):  
Regression Analysis ◽  
Local Government ◽  
Financial Performance ◽  
Hypothesis Testing ◽  
Multiple Regression ◽  
Linear Regression Analysis ◽  
Independent Variables ◽  
Equalization Fund ◽  
The Relationship ◽  
The City

The research is to find out and analyze the contribution of Original income Equalization Funds against the region and the financial performance of local Government Counties and the city of se-West Java province. Hypothesis testing in this study using multiple regression analysis (Multiple Regression) on the grounds that its independent variable more than one. This analysis is used to determine the relationship between financial performance areas with independent variables (the original Revenue Equalization Fund and regional). To know the influence between independent variables with the performance levels of local government then performed testing of hypothesis testing research on the variables with the determination coefficient and t-test. Linear regression analysis of the barganda equation KKPD = 1.452 + 0, 561PAD – 0, 171DP + e. Whereas determinasinya coefficients (R2) of 25.3%. based on the research results obtained the conclusion that Equalization Fund of PAD effect partially against the financial performance of local government.

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