scholarly journals THE EFFECT OF FINANCIAL LITERATURE AND SELF CONTROL ON CONSUMPTION BEHAVIOR (STUDY ON STUDENTS OF THE FACULTY OF ECONOMICS AND BUSINESS UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA)

2021 ◽  
Vol 1 (2) ◽  
pp. 135-144
Author(s):  
Maya Sari ◽  
Nur Adilla Bahri Lubis ◽  
Jufrizen Jufrizen
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Self Control ◽  
Research Approach ◽  
Study Program ◽  
Management Study ◽  
Behavior Study ◽  
Analysis Technique ◽  
Consumptive Behavior ◽  
Financial Concentration

The purpose of this study was to determine and analyze the effect of financial literacy on consumptive behavior of students with financial concentration in 2017 in the Management Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. to find out and analyze the effect of self-control on consumptive behavior. Students with 2017 financial stambuc concentration in Management Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. This study uses a quantitative research approach. The data analysis technique in this study uses multiple linear analysis techniques. The results of the study indicate that partially there is a significant effect of the Financial Literacy variable on the Consumptive Behavior of the Students of the Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. The results of this study conclude that partially there is a significant effect of the variable Self-Control on Consumptive Behavior in Students of the Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. Economics and Business Universitas Muhammadiyah Sumatera Utara.

scholarly journals The Influence of Financial Literacy, Lifestyle and Self-Control on the Consumption Behavior of Economic Education Student

2021 ◽  
Vol 8 (8) ◽  
pp. 496-503
Author(s):  
Ririn Eka Fariana ◽  
Bayu Surindra ◽  
Zainal Arifin
Keyword(s):  
Financial Literacy ◽  
Sampling Technique ◽  
Economic Education ◽  
Self Control ◽  
Research Approach ◽  
Education Student ◽  
Sample Collection ◽  
Descriptive Research ◽  
Consumptive Behavior ◽  
Positive Effect

The purpose of this study was to determine financial literacy and lifestyle as well as self-control on the consumptive behavior of Economic Education students at UNP Kediri. This research approach used a quantitative approach as well as descriptive research techniques and multiple linear regressions. The sample collection used was a purposive sampling technique totaling 46 students. The results of this study indicated that financial literacy had a positive effect and had a significant value on student consumptive behavior, this can be seen in the value of Sig 0.027 <0.05. This lifestyle had a positive effect and had a significant value on the consumptive behavior of students, this could be seen in the value of Sig 0.038 <0.05. Self-control had a positive effect and had a significant value also on the consumptive behavior of students, this could be seen in the value of Sig 0.002 <0.05. Financial literacy, lifestyle and self-control had a significant and significant effect on the consumptive behavior of students, this could be seen in the value of Sig 0.000 <0.05. Keywords: Financial Literacy, Lifestyle, Self Control, Consumptive Behavior.

scholarly journals Pengaruh Literasi Keuangan dan Pengendalian Diri terhadap Perilaku Konsumtif Mahasiswa

Jurnal Ecogen ◽  
2021 ◽  
Vol 4 (1) ◽  
pp. 24
Author(s):  
Diary Prihatini ◽  
Agus Irianto
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Descriptive Study ◽  
Self Control ◽  
State University ◽  
Analysis Technique ◽  
Economics Faculty ◽  
Consumptive Behavior

This study aims to determine and analyze 1) the effect of financial literacy on the consumptive behavior of students of the Economics Faculty of Padang State University 2) the effect of self-control on the consumptive behavior of students of the Economics Faculty of Padang State University, and 3) the effect of financial literacy on self-control. This type of research is an inferential descriptive study. The sampling technique used in this study was proportional random sampling technique with a sample of 86 students. The data analysis technique used in this research is descriptive analysis and path analysis. The results showed that (1) financial literacy has a significant effect on the consumptive behavior of students of the Economics Faculty of Padang State University, (2) Self-control has a significant effect on the consumptive behavior of students in the Economics Faculty of Padang State University, and (3) Financial literacy has a significant effect on self-control of students in the Economics Faculty of State University field.Abstrak ditulis salam bahasa inggris, menggunakan jenis huruf Palatino Linotype 10 pt spasi satu,  Max 200 kata.Keywords : financial literacy, self-control, consumptive behavior

scholarly journals PENGARUH KOMPETENSI DAN MOTIVASI TERHADAP KUALITAS PELAYANAN PERIZINAN PADA DINAS PENANAMAN MODAL DAN PELAYANAN TERPADU SATU PINTU KOTA PALEMBANG

2020 ◽  
Vol 3 (1) ◽  
pp. 17-22
Author(s):  
Yofitri Heny Wahyuli
Keyword(s):  
Quantitative Research ◽  
Employee Motivation ◽  
Quality Of Services ◽  
Research Approach ◽  
Service Agency ◽  
Section Data ◽  
Analysis Technique ◽  
Employee Competencies ◽  
Positive Effect

The purpose of this study was to analyze the effect of employee competencies and employee motivation simultaneously or partially on the quality of services at the Investment and Integrated One Top Service Agency of Palembang city. This study uses a quantitative research approach with census strategies. The study population was 25 civil servants. The data used is cross section data collected using a questionnaire. The data analysis technique used is multiple linear regression with F test and t test. The results showed that employee competency and employee motivation simultaneously had a positive effect on the quality of services; employee competence partially has a positive effect on the quality of services; and employee motivation simultaneously has a positive effect on the quality of services Palembang city.

scholarly journals Reputasi Universitas, Biaya Kuliah, Fasilitas Perkuliahan dan Keputusan Mahasiswa Memilih Program Studi Manajemen Universitas Flores: Studi Pada Mahasiswa Program Studi Manajemen Angkatan 2019

Analisis ◽  
2020 ◽  
Vol 10 (2) ◽  
pp. 104-117
Author(s):  
Yosafat Kristianus Bao ◽  
Maria Helena Carolinda Dua Mea
Keyword(s):  
Quantitative Approach ◽  
Research Approach ◽  
Study Program ◽  
Significance Level ◽  
Management Study ◽  
The Third ◽  
Calculation Results ◽  
The University ◽  
Tuition Costs

The decision to study in a major is a big challenge among most students. They will consider the existing conditions or circumstances. If the circumstances or conditions seem not in accordance with what is expected, there will be doubts which result in the decision not to choose the expected study program. Although in making a decision to take education in a study program, a consideration is needed, however, students of the Management study program have not conducted an analysis of the study program they are taking. The research approach used is a quantitative approach. From the calculation, the t-count value is 19.794 with a significance level of 0.000 or a sig value <0.05, the first hypothesis which states "the reputation of the university affects the student's decision to choose Management Study Program at the University of Flores" is accepted. From the calculation results, the t-count value is 0.887 with a significance level of 0.377 or sig> 0.05, thus the second hypothesis which states "tuition costs affect students' decisions to choose Management Study Program at the University of Flores" is rejected. From the calculation results, it is obtained that the t-count value is 5.295 with a significance level of 0.000 or a sig value <0.05, the third hypothesis which states "lecture facilities affect the student's decision to choose Management Study Program at the University of Flores" is accepted.

scholarly journals FAKTOR - FAKTOR YANG MEMPENGARUHI MINAT ORANG TUA DALAM MEMILIH SEKOLAH MENENGAH KEJURUAN NEGERI 2 SEMARANG

2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Rr. Hawik Ervina I,Efriyani Sumastuti Farid Hasan
Keyword(s):  
Regression Analysis ◽  
Quantitative Research ◽  
Linear Regression Analysis ◽  
Analysis Data ◽  
Multiple Linear Regression Analysis ◽  
Research Approach ◽  
Vocational High School ◽  
Normality Test ◽  
Analysis Technique ◽  
Academic Qualifications

AbstrakPenelitian ini bertujuan mengeksplorasi faktor – faktor yang mempengaruhi minat orang tua memilih sekolah di SMK Negeri 2 Semarang. Jenis penelitian ini merupakan penelitian kuantitatif dengan pendekatan dengan populasi kelas X SMKN 2 Semarang tahun 2017 dan sampelnya siswa/siswi kelas X SMKN 2 Semarang berjumlah 120 responden. Instrumen yang digunakan adalah angket dan dokumentasi, sedangkan teknik analissi data menggunakan uji prasyarat analisis dengan menggunakan uji normalitas, uji multikolinieritas dan uji heteroskidastisitas dan pengujian hipotesis menggunakan analisis regresi linier berganda., teknik pengumpulan data dengan angket, dan pengolahan data menggunakan program SPSS versi 20. Hasil penelitian ini menunjukkan bahwa: 1) Sarana dan Prasasara, kualifikasi akademik guru, dan kompetensi lulusan berpengaruh signifikan terhadap minat orang tua dalam memilih sekolah SMK N 2 Semarang, 2) Produk pendidikan dan biaya pendidikan tidak berpengaruh tidak signifikan terhadap minat orang tua dalam memilih sekolah SMK N 2 SemarangKata Kunci:Faktor-faktor,minat,orangtua,Sekolah menengah kejuruan.Abstract This study aims to explore the factors that influence parents' interest in choosing a school at SMK Negeri 2 Semarang. This type of research is a quantitative research approach with a population of class X of SMK 2 Semarang in 2017 and a sample of students in grade X of SMKN 2 Semarang totaling 120 respondents. The instruments used were questionnaires and documentation, while the data analysis technique used the analysis prerequisite test using normality test, multicollinearity test and heteroskidasticity test and hypothesis testing using multiple linear regression analysis, data collection techniques with questionnaires, and data processing using the SPSS version 20 program. The results of this study indicate that: 1) Facilities and Presasara, teacher academic qualifications, and graduate competency have a significant effect on parents 'interest in choosing SMKN 2 Semarang, 2) Education products and education costs do not significantly influence parents' interest in chose the SMKN 2 SemarangKeywords:Factors,Interest,parent,vocational high school                                                                     

scholarly journals Pengaruh Life Style, Self Control Dan Financial Literacy Terhadap Perilaku Konsumtif Mahasiswa Melakukan Online Shopping

2020 ◽  
Vol 16 (1) ◽  
pp. 29
Author(s):  
Ratih Dewi Titisari Haryana
Keyword(s):  
Social Media ◽  
Consumer Behavior ◽  
Financial Literacy ◽  
Life Style ◽  
Online Shopping ◽  
Sampling Technique ◽  
Self Control ◽  
Sample Data ◽  
Convenience Sampling ◽  
Consumptive Behavior

The development of technology is related to people's behavior in Indonesia. Indonesian people, especially the younger generation, are very fond of social media. Besides used to communicate, send emails, social media is also used to online shopping. This is evidenced by the growing number of marketplaces in Indonesia such as Bukalapak, Tokopedia, Shoppee, Lazada and the others. This study aims to determine the effect of life style, self control and financial literacy on consumptive behavior in online shopping. This research is a quantitative study using explanatory design. The sample used was FEB students in East Surabaya. Sample data that can be used are 102 respondents. The sampling technique uses convenience sampling. Data collection using questionnaire distribution techniques using multiple linear regression data analysis techniques. The results showed that life style had a positive and significant effect on consumer behavior in doing online shopping. While self control and financial literacy variables negatively and significantly affect consumer behavior in doing online shopping.

scholarly journals AN ANALYSIS OF PERSONAL FINANCIAL LITERACY AMONG ADULTS IN VHEMBE DISTRICT, A RURAL MUNICIPALITY IN SOUTH AFRICA

2021 ◽  
Vol 9 (1) ◽  
pp. 55-66
Author(s):  
Adam Ndou ◽  
◽  
Sam Ngwenya ◽  
Keyword(s):  
South Africa ◽  
Low Income ◽  
Financial Literacy ◽  
Financial Services ◽  
Financial Management ◽  
Quantitative Research ◽  
Well Being ◽  
Primary Data ◽  
Research Approach ◽  
Vhembe District

Consumers in rural and low-income areas are the most financially vulnerable and are facing challenges with their finances and depend mostly on unsecured loans to finance their daily expenses. This has been exacerbated by global financial crises, which left many consumers in financial strains. The purpose of this paper is to measure the level of financial literacy focusing on the areas of day-to-day money management, financial planning, choosing appropriate financial services and products, and financial knowledge and understanding. The quantitative research approach was used to collect primary data among adults in Vhembe District Municipality (VDM), a rural and low-income municipality in South Africa. Primary data were analyzed through descriptive statistics. The results indicate that the level of financial literacy among adults in VDM is low at 38.73%. The low levels of financial literacy have serious consequences for an adult’s personal financial management skills and lead to their inability to make correct financial decisions. It is apparent that an individual’s level of financial literacy has become important in how individuals manage their finances in today’s complicated financial world. The paper concludes by suggesting interventions that could help adults to improve their level of financial literacy, manage and sustain their financial well-being.

scholarly journals THE EFFECT OF BRAND TRUST AND UNIVERSITY REPUTATION ON STUDENT'S DECISION TO CHOOSE MANAGEMENT STUDY PROGRAM IN THE FACULTY OF ECONOMICS AND BUSINESS UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

2021 ◽  
Vol 1 (2) ◽  
pp. 125-134
Author(s):  
Nel Arianty
Keyword(s):  
Sampling Technique ◽  
Coefficient Of Determination ◽  
Brand Trust ◽  
Purchasing Decisions ◽  
Study Program ◽  
Management Study ◽  
Simultaneous Test ◽  
University Reputation ◽  
Analysis Technique ◽  
Questionnaire Method

This study aims to determine the effect of brand trust and university reputation on purchasing decisions, namely student decisions in choosing the Management Study Program at the UMSU Faculty of Economics and Business. The approach taken in this research is to use an associative approach, namely research that seeks to examine how a variable has a relationship or relationship with other variables. Sampling was carried out by non-probability sampling technique, and by incidental sampling approach. The population in this study were all students of the 2018/2019 UMSU Management Study Program, and the sample used in this study amounted to 126 respondents using the slovin technique. Data were collected by questionnaire method. The data analysis technique used multiple linear regression, classical assumption test, t test, F test and coefficient of determination. The results showed that the brand trust variable had a significant effect on purchasing decisions, and the university reputation variable had a significant effect on purchasing decisions. Based on the simultaneous test, the variable brand trust and university reputation have a significant effect on purchasing decisions.

scholarly journals Determinants of Customer Preference to Save in Islamic Bank

2020 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Tia Afriani ◽  
Nadia Asandimitra
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Medium Effect ◽  
Snowball Sampling ◽  
Customer Preference ◽  
Analysis Technique ◽  
Questionnaire Online ◽  
Saving Decisions

The widespread use of sharia products and instruments encourages society to save funds in sharia banks. The main purpose of this research is to test the effect of financial literacy, profit sharing, knowledge of customers, gender, age, education, income to saving decisions. The type of research is quantitative research by using a non-probability sampling method with snowball sampling and purposive sampling technique to get a sample of 230 respondents. The object of this research was sharia bank's customers in Surabaya. The data obtained by spreading the questionnaire online and offline contains 41 items of statement and question. The data analysis technique is multiple linear regression that calculated by software package used for the analysis of statistical data. The result found that financial literacy’s of customer has medium effect about 72.1% to their saving decision. The higher level of customer’s financial literacy increases their ability to manage finance and saving. Meanwhile, profit-sharing has an effect to saving decision, as the higher level of profit sharing will raise society’s interest for saving in sharia bank. Otherwise, customer knowledge and demographic factors (gender, age, education and income) have no effect to their saving decision.  

Customer Expansion Processes Mediating by Knowledge from Customer in the Jordanian Telecommunication Sector to Achieve Customer Profitability

2015 ◽  
Vol 5 (1) ◽  
pp. 15-31
Author(s):  
Samer Alhawari
Keyword(s):  
Quantitative Research ◽  
Causal Structure ◽  
Partial Least Square ◽  
Least Square ◽  
Research Approach ◽  
Customer Profitability ◽  
Telecommunication Sector ◽  
Analysis Technique ◽  
Survey Strategy ◽  
Positive Effect

The topic of Customer profitability is a focal concern for telecommunication sector who seeks to identify its antecedents and causal structure with the aim of better understanding managing customer profitability. For this reason, Customer expansion processes and “Knowledge from Customer” is widely used in this competitive environment to achieve Customer profitability. The purpose of this paper is to suggest a model that defines how the combination between Customer expansion processes and “Knowledge from Customer” would achieve the Customer profitability. This paper adapts the quantitative research approach by using the survey strategy which is conducted by a questionnaire collected from 193 people working in the management position of Jordanian telecommunication organizations. The researcher uses the Smart Partial Least Square (PLS) as an analysis technique to test all hypotheses. The findings suggest that there is a positive effect on adapting the Customer expansion processes for improving the Customer profitability mediated by the “Knowledge from Customer”.

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