scholarly journals Determinants of Customer Preference to Save in Islamic Bank

2020 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Tia Afriani ◽  
Nadia Asandimitra
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Medium Effect ◽  
Snowball Sampling ◽  
Customer Preference ◽  
Analysis Technique ◽  
Questionnaire Online ◽  
Saving Decisions

The widespread use of sharia products and instruments encourages society to save funds in sharia banks. The main purpose of this research is to test the effect of financial literacy, profit sharing, knowledge of customers, gender, age, education, income to saving decisions. The type of research is quantitative research by using a non-probability sampling method with snowball sampling and purposive sampling technique to get a sample of 230 respondents. The object of this research was sharia bank's customers in Surabaya. The data obtained by spreading the questionnaire online and offline contains 41 items of statement and question. The data analysis technique is multiple linear regression that calculated by software package used for the analysis of statistical data. The result found that financial literacy’s of customer has medium effect about 72.1% to their saving decision. The higher level of customer’s financial literacy increases their ability to manage finance and saving. Meanwhile, profit-sharing has an effect to saving decision, as the higher level of profit sharing will raise society’s interest for saving in sharia bank. Otherwise, customer knowledge and demographic factors (gender, age, education and income) have no effect to their saving decision.  

scholarly journals Analisis Pengaruh Literasi Keuangan, Perilaku Keuangan dan Pendapatan Terhadap Keputusan Investasi

2021 ◽  
Vol 3 (3) ◽  
pp. 609-622
Author(s):  
Tri Yundari ◽  
Dwi Artati
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Investment Decisions ◽  
Sampling Technique ◽  
Analysis Data ◽  
Financial Behavior ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Analysis Technique

This study aims to determine the Analysis of the Effect of Financial Literacy, Financial Behavior and Income on Investment Decisions (Case Study on Private Employees in Sruweng District, Kebumen Regency). The type of research used is descriptive quantitative research method. The types and sources of data used are primary data collected and processed by the researchers themselves from the object. The total population in this study was 4.397 private employees. The sampling technique used non-probability sampling with the type of purposive sampling. This research was conducted by distributing questionnaires to 50 respondents from private employees in Sruweng District, Kebumen Regency. The data analysis technique used in this study is descriptive statistical analysis, data quality test, classical assumption test, multiple linear regression test, t test, f test and coefficient of determination with the help of SPSS Version 25 software program. The results of this study indicate that financial literacy is not significant effect on investment decisions, while financial behavior and income have a positive and significant effect on investment decisions.

Pengaruh Solvabilitas Terhadap Return Saham Dengan Earning Per Share Sebagai Variabel Moderasi

2020 ◽  
Vol 1 (1) ◽  
pp. 45-50
Author(s):  
Adinda Novia Ardianti ◽  
Elva Nuraina ◽  
Liana Vivin Wihartanti
Keyword(s):  
Regression Analysis ◽  
Stock Returns ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Observation Data ◽  
Significant Positive Effect ◽  
Analysis Technique ◽  
Food And Beverage ◽  
Positive Effect ◽  
Descriptive Statistical Analysis

Abstract— The purpose of this study is to analyze the effect of solvency on stock returns by using EPS as a moderating variable in the Food and Beverage companies listed on the IDX for the period 2015-2017. This study uses a type of quantitative research with a sampling technique that is purposive sampling. The research observation data were 36 companies. The analysis technique uses descriptive statistical analysis, classic assumption test and hypothesis testing using Moderated Regression Analysis (MRA). The results of the study prove that solvency has a not significant positive effect on stock returns and EPS reinforces the effect of solvency on stock returns. The smaller the level of solvability, the smaller the risk obtained. Keywords—: Solvability; Returns; EPS.

scholarly journals A Study Of Work Ethic And Commitment Of Professional Teachers Advisor at SMA Negeri Kota Manado (2018)

2021 ◽  
Vol 2 (2) ◽  
Author(s):  
Y Taher
Keyword(s):  
Work Ethic ◽  
National Level ◽  
Sampling Technique ◽  
Mentor Teachers ◽  
Professional Commitment ◽  
Snowball Sampling ◽  
Analytical Technique ◽  
Analysis Technique ◽  
Main Instrument ◽  
Professional Counsellor

The purpose of this research are: 1) to know work ethics counselor from the aspect of implementation of tasks SMA service   in Manado City. 2) To know the effort / how to tutor students develop ethics and morals in SMA Negeri Manado. 3) To know professional commitment counselor in the running  task in this school . 4) To determine the factors that inhibit a tutor increase work ethic and professional commitments. 5) To know the efforts have been made by a professionals tutor to overcome barriers to the implementation of the ministry in SMA Negeri of Manado City. This research uses qualitative approach. The sampling technique used is purposive sampling and snowball sampling. The main instrument in qualitative research is that the researchers themselves in the data collection are: 1). Observation 2). Interview, .3). Documentation. Data analysis technique used qualitative analytical technique. Teacher of professional counsellor to overcome barriers to the implementation of the ministry in SMA Negeri Manado? "According to the informant that the effort to overcome the implementation of the ministry in SMA Negeri in Manado City is still limited, namely seminars relating to the program counselling, either at regional and national level. Based on the results of the research and the discussion outlined above, it can be concluded that the work ethic and professional commitment of senior high school mentor teachers are in the category of enough, and who are still low, and each school has a Different obstacles. Keywords: Work Ethic; Commitment; Supervisor; professional.

scholarly journals Role Conflict, Role Ambiguity, Independensi dan Kinerja Auditor

2019 ◽  
Vol 1 (2) ◽  
pp. 65-77 ◽  
Author(s):  
Bahtiar Effendi
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Role Conflict ◽  
Quantitative Research ◽  
Role Ambiguity ◽  
Sampling Technique ◽  
Auditor Independence ◽  
Public Accounting ◽  
Accounting Firms ◽  
Analysis Technique

This study aims to examine the effect of role conflict, role ambiguity, and auditor independence on auditor performance. This type of research is quantitative research. The sampling technique was purposive sampling with a sample of 35 respondents from 14 Public Accounting Firms in the Jakarta. The data analysis technique used in this study is a multiple linear regression using the IBM SPSS Statistics version 24 program. The results show that: role conflict does not affect auditor performance, role ambiguity does not affect auditor performance, and auditor independence do not affect auditor performance.

scholarly journals Financial performance mediates the relationship of intellectual capital to firm value in Indonesian banking companies

2021 ◽  
Vol 10 (6) ◽  
pp. 181-188
Author(s):  
Sigit Hermawan ◽  
Nisfatur Rokhmania ◽  
Ruci Arizanda Rahayu ◽  
Iffah Qonitah ◽  
Ratna Nugraheni
Keyword(s):  
Financial Performance ◽  
Intellectual Capital ◽  
Firm Value ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Equation Model ◽  
Sem Analysis ◽  
Research Subjects ◽  
Analysis Technique ◽  
Relationship Of

This study was conducted to seek the consistency of the results of previous studies on the influence of Intellectual Capital, with the mediation of financial performance, on the value of banking firms. The quantitative research method used the PLS-SEM analysis technique by using the Smart PLS 3 application. The research subjects were 45 banks listed on the IDX for the period 2015-2019. The sampling technique used was purposive sampling. The results showed the consistency of the financial performance of banking companies with ROE and ROA indicators as mediating variables between Intellectual Capital as the dependent variable on the value of conventional banking companies using PER indicator as an independent variable. The type of mediation formed in the PLS-SEM equation model is partial mediation.

scholarly journals Analisis Pengaruh Media Bahan Bekas Terhadap Keterampilan Motorik Halus pada Anak Usia 5-6 Tahun di PAUD Al Hikmah

2021 ◽  
Vol 8 (4) ◽  
pp. 594
Author(s):  
Baiq Nuning Sudiarni ◽  
I Made Gunawan
Keyword(s):  
Early Childhood ◽  
Motor Skills ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Fine Motor ◽  
Fine Motor Skills ◽  
Simple Linear Regression ◽  
Analysis Technique ◽  
Regression Test ◽  
Class B

This study aims to analyze the effect of used material media on fine motor skills of early childhood. This research uses quantitative research. The sample of this study were 15 children aged 5-6 years in class B PAUD Al Hikmah, with a purposive sampling technique. The research instrument used an observation sheet in the form of an assessment rubric. The data analysis technique used a simple linear regression test. The results of this study concluded that there was an effect of used material media on fine motor skills of early childhood in PAUD Al Hikmah.

scholarly journals The Effect Of Promotion Mix Costs On Sales Volume And Its Impact On The Benefits Of Agribusiness Medium Enterprises In Maros District

2021 ◽  
Vol 2 (1) ◽  
pp. 1-12
Author(s):  
Ahmad Rijal ◽  
Ahmad Ramadhan Siregar ◽  
Jusni
Keyword(s):  
Regression Analysis ◽  
Quantitative Research ◽  
Small And Medium Enterprises ◽  
Personal Selling ◽  
Sampling Technique ◽  
Sales Volume ◽  
Analysis Technique ◽  
Independent Variable ◽  
Medium Enterprises ◽  
Intervening Variables

This research was conducted on Small and Medium Enterprises in the agribusiness sector in Maros Regency by taking data on the promotion mix costs, sales volume and profits from 2017-2019. The purpose of this research is to partially determine the effect of advertising costs, promotion costs, personal selling costs on sales volume in increasing profits in agribusiness Small and Medium Enterprises in Maros district. This type of quantitative research uses an associative approach which aims to determine the effect and relationship between the independent variable and the dependent variable through intervening variables. The sample in the study obtained 21 small and medium enterprises using purposive sampling technique. The data analysis technique used is regression analysis with the help of SPSS and Sobel test. The results showed that advertising costs (X1) and personal selling costs (X3) had a significant effect on sales volume in increasing profits with the calculated value of the Sobel test, the Z1 value obtained was 2.0337 and Z3 was 2.168 > 1.669 and the selling promotion costs ( X2) does not have a significant effect on sales volume in increasing profits in small and medium agribusiness enterprises in Maros district. The value of the calculation of the Sobel test, the Z2 value obtained is -0.4967 < 1.669 (t table N = 63, Prob 5%).

Analysis of Financial Literation Levels of Micro Enterprises in Kulon Progo District, Special Region of Yogyakarta

2020 ◽  
Vol 4 (2) ◽  
pp. 163-171
Author(s):  
Dadan Ramadhan ◽  
Lilies Setiartiti
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Chi Square ◽  
Analysis Technique ◽  
Chi Square Test ◽  
High Level ◽  
Micro Enterprises ◽  
Special Region

This research is quantitative. The population of this research was all of Micro Enterprises in Kulon Progo Regency. The sample of this research were 156 micro-entrepreneurs in the Kulonprogo district. This research used a simple random sampling technique to get the data. The researcher used a questionnaire as the instrument, which tested both its validity and its reliability. The data analysis technique used in this research is the Chi-Square test. The result showed, the majority of respondents had knowledge (79,5%), and the ability of financial literacy (80,8%) was categorized in the high-level category. There was a no different level of financial literacy for the micro-entrepreneur in Kulon Progo Regency based on the gender.

Analysis Of Quality Of Life Of Dialysis Patients (Male And Female) With Kidney Disease

2020 ◽  
Vol 20 (1) ◽  
pp. 1-20
Author(s):  
Aqeel Haider ◽  
Nasreen Aslam Shah ◽  
Muhammad Shahid
Keyword(s):  
Kidney Disease ◽  
Quantitative Research ◽  
Sampling Technique ◽  
The Body ◽  
Snowball Sampling ◽  
Dialysis Patients ◽  
Sodium Potassium ◽  
Additional Water ◽  
Waste Salt

Focus of the investigation is to get some answers concerning the kidney illness and its effects on the everyday lives of the patients. Mostly patients don't think about the causes and how this illness is influencing and hauling them to finish their life step by step, so this examination will be useful to comprehend the Kidney sicknesses and financial and mental, effect of dialysis patients further to make sense of pretty much all that. Any harm which disturbs the roles of the kidneys and stops them to work normally is basically Kidney disease. Kidneys are a fist sized organ placed below the rib cage. They resemble a couple of bean formed organs in a human body and assume a significant job in managing the measure of water and synthetics (electrolytes) in the body, for example, sodium, potassium and phosphorous. In this study quantitative research method is used along with the non-probability sampling technique to collect data from the selected sample by using interview schedule and purposive and snowball sampling technique. The sample size is 250 respondents to gather the genuine information identified with this exploration from patients experiencing dialysis or kidney ailments. The Universe of this study would be the registered patients of the Liaquat National Hospital, Karachi. According to the findings dialysis really keeps the body in balance by giving it what it requires like evacuating waste, salt, and additional water from the body to cause hurt. It assists with dealing with the degree of specific synthetic substances safe in the blood like sodium, potassium and bicarbonate. It likewise controls the circulatory strain of the kidney patients.

scholarly journals Tradisi Adat Kawi’a Masyarakat Suku Moronene Di Kecamatan Poleang Utara Kabupaten Bombana

2020 ◽  
Vol 3 (1) ◽  
pp. 33
Author(s):  
Anwar Anwar ◽  
Amal Arfan ◽  
Erman Syarif
Keyword(s):  
Character Education ◽  
School Environment ◽  
Sampling Technique ◽  
Learning Material ◽  
Data Display ◽  
Snowball Sampling ◽  
Daily Lives ◽  
Analysis Technique ◽  
Data Collecting ◽  
Before And After

The study aims at (1) examining the proses of Kawi’a traditional tradition or marriage of Moronene tribe in North Poleang subdistrict in Bombana district, (2) the role of Tolea in Kawi’a traditional tradition of marriage of Moronene Tribe in North Poleang Subdsitrict in Bombana district, and (3) integrating the Kawia’a traditional tradition or marriage in Geography learning material in SMA (senior high school). This study employed qualitative research with ethnography approach. The data source of the study employed snowball sampling technique with the informants consisted of customary council chairman of Moronene, Tolea, and prominent people. Data Collecting technique employed direct observation, in-depth interview, and documentation. Data analysis technique consisted of data collecting, data reduction, data display, and conclusion drawing. The results of the study reveal that (1) the process in Kawi’a tarditional tradition or marriage of Moronene tribe in North Poleang subdistrict in Bombana district is divided into three stages, namely pre-marriage stage which consist of Mowindahako (marriage proposal), Moduduhi, Mompokontodo (following the marriage proposal), Mesisiwi (persuading the bride), Mesampora (engagement), Lumanga (delivery the dowry) and Khatam Qur’an. The marriage stage consists of Melongko (picking up the bride), Metiwawa (taking the bride to the venue), Melawati/Moantani (welcoming the bride), Mompindai Sincu (confirming the bride and groom), pinokompe’olo (eating together in on plate), Pinokompompanga (eating the sirih pinang together) dan Montente Awu (Molulo together) and the Post-marriage is called  Mohuletako Alo (taking the bride to the parent’s in-law home); (2) the roles of Tolea in Kawi’a traditional tradition of marriage of Moronene Tribe in North Poleang Subdsitrict in Bombana district are the marriage proposal carrier, following the marriage proposal, discussing and deciding as well as taking the dowry and marriage cost, conducting the procession before and after the marriage and taking the bride to the parent’s in-law home; (3) the Kawi’a traditional tradition or marriage of Moronene tribe can be integrated in Geography learning material in class XI at SMA inside or outside of the clas in a form of field observatioan and applying character education values caontained in Kawi’a traditional tradition such as being religious, discipline, responsibility and caring working togehter in daily lives in school environment as well as in the society.Tujuan Penelitian ini adalah (1) Untuk mengetahui proses dalam tradisi adat Kawi’a / perkawinan masyarakat Moronene di Kecamatan Poleang Utara Kabupaten Bombana, (2) Untuk mengetahui peran Tolea dalam adat tradisi Kawi’a / perkawinan masyarakat Suku Moronene di Kabupaten Bombana, (3) Untuk mengintegrasikan tradisi adat Kawi’a / Perkawinan dalam materi pembelajaran geografi di SMA. Penelitian ini menggunakan jenis penelitian kualitatif dengan pendekatan etnografi. Sumber data mengggunakan teknik snowball sampling dengan memilih informan yang terdiri dari Ketua Dewan Adat Moronene, Tolea dan Tokoh Masyarakat. Teknik pengumpulan data melalui observasi langsung, wawancara mendalam dan dokumentasi. Teknik analisis data terdiri dari pengumpulan data, reduksi data, display data dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa (1) proses dalam tradisi adat kawi’a / perkawinan masyarakat Moronene di Kecamatan Poleang Utara Kabupaten Bombana terbagi dalam tiga tahap yaitu tahap praperkawinan yang terdiri dari Mowindahako (Pelamaran), Moduduhi, Mompokontodo (Menyusul lamaran), Mesisiwi (membujuk Pengantin), Mesampora (Pertunangan), Lumanga (pengantaran Pokok Mahar) dan Khatam Qur’an. Tahap Perkawinan terdiri dari Melongko (Menjemput pengantin), Metiwawa (mengantar pengantin ke tempat acara), Melawati/Moantani (menyambut pengantin), Mompindai Sincu (Mengukuhkan Pengantin), pinokompe’olo (Makan Bersama dalam satu piring), Pinokompompanga (Makan Sirih Pinang Bersama) dan Montente Awu (Molulo Bersama) dan tahap Pascaperkawinan disebut Mohuletako Alo (mengantar Pengantin ke rumah orang tua laki-laki): (2) peran tolea dalam adat tradisi kawi’a / perkawinan masyarakat Suku Moronene di Kabupaten Bombana yaitu pembawa lamaran, menyusul lamaran, membicarakan dan memutuskan serta mengantar Pokok Mahar dan Biaya Perkawinan, melaksanakan prosesi adat sebelum dan sesudah perkawinan dan mengantar pengantin ke rumah orang tua pengantin laki-laki (3) tradisi adat Kawi’a / Perkawinan masyarakat suku moronene dapat dintegrasikan dalam materi pembelajaran geografi kelas XI (Sebelas) di SMA baik di dalam maupun di luar kelas dalam bentuk observasi lapangan dan menerapkan nilai-nilai pendidikan karakter yang ada dalam tradisi adat Kawi’a tersebut seperti Religius, Disiplin, Tanggung Jawab dan Peduli Sosial / Gotong Royong dalam kehidupan sehari-hari baik di lingkungan sekolah maupun di lingkungan masyarakat.

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