Technology as an Enabler of the Global Branding of Retail Financial Services

2002 ◽  
Vol 10 (2) ◽  
pp. 83-98 ◽  
Author(s):  
April Wright

The market for retail financial services has been transformed in the past decade by new distribution and processing technologies and their impact on consumer attitudes to banking and banks. These factors have removed the geographic and cost barriers to the global distribution of retail financial services and have led to a convergence in the key benefits sought by consumers in developed countries. This increases the need for and the effectiveness of globally consistent brand images.

2020 ◽  
pp. 49-57
Author(s):  
S. V. Orlova ◽  
E. A. Nikitina ◽  
L. I. Karushina ◽  
Yu. A. Pigaryova ◽  
O. E. Pronina

Vitamin A (retinol) is one of the key elements for regulating the immune response and controls the division and differentiation of epithelial cells of the mucous membranes of the bronchopulmonary system, gastrointestinal tract, urinary tract, eyes, etc. Its significance in the context of the COVID‑19 pandemic is difficult to overestimate. However, a number of studies conducted in the past have associated the additional intake of vitamin A with an increased risk of developing cancer, as a result of which vitamin A was practically excluded from therapeutic practice in developed countries. Our review highlights the role of vitamin A in maintaining human health and the latest data on its effect on the development mechanisms of somatic pathology.


Shore & Beach ◽  
2020 ◽  
pp. 65-73
Author(s):  
Gen Liu ◽  
Feng Cai ◽  
Hongshuai Qi ◽  
Jianhui Liu ◽  
Gang Lei ◽  
...  

Beach nourishment has been widely used for beach protection around the world. However, there is limited information about beach nourishment in China. This study offers an overview of beach nourishment practices, status and technological advances in China, based on the literature, reports, and personal communications. The results demonstrate that beach nourishment has been recognized as an effective and environmentally friendly measure to combat coastal erosion and has been increasingly adopted in China, especially in the past decade. The unique characteristics of coastal China resulted in a difference in beach nourishment between China and Western developed countries in terms of the types, objectives, and shapes of beach nourishment. For the types of nourishments in China, there were approximately the same number of restored beaches and newly constructed beaches. For fill sediment, homogeneous fill and heterogeneous fill comprised 51.1% and 48.9% of projects, respectively. The objective of beach nourishment was mainly to promote coastal tourism, and the shape of nourished beaches was dominated by headland bays. This study also indicated that China has achieved a number of technological advances in beach nourishment, including methods of beach nourishment on severely eroded coasts and muddy coasts, an optimized design of drain pipes involved in urban beaches, and ecological design considerations. From the past decade of practices, four aspects were proposed as considerations for future nourishment: sand sources, technique advances, ecological effects, and management of beach nourishments.


Author(s):  
Ravi Roy ◽  
Thomas D. Willett

The size and scope of financial sectors throughout the world have grown exponentially in tandem with the rise of globalization and increased capital mobility. The terms “economic globalization” and “financialization” are often discussed as inextricably related phenomena. Although the rapid increase in the number and variety of financial services and products during the past four decades has helped spur economic growth and create wealth on an unprecedented scale, the devastating fallout from the global financial crisis of 2008–2009, and the economic turbulence that followed, demonstrates how poorly managed financial sectors can simultaneously cause enormous pain. This chapter argues that if the opportunities created by economic globalization and financialization are to be maximized, while at the same tempering volatile financial markets, then the global financial system (and the national economies connected with it) must be fundamentally restructured. A number of ways that should be taken under consideration are discussed.


2018 ◽  
Vol 7 (4.5) ◽  
pp. 65
Author(s):  
T. P.Deepa ◽  
Dr Pradeepa.P

Airport security system is mandatory in all developing and developed countries. The major threat to any country’s economy, health and development is targeted and transported via airports which are evident from the past historical examples. The developments in Science and Technology have improved the methods of surveillance but failed to address few key health issues including privacy. The main objective of this paper is to develop a smart IOT based surveillance systems that is implemented in airport in smart screening without causing any unpleasant disturbances to the passengers. This paper makes use of the recently developed smart sensors, Tiva processor from Texas instruments connected via IOT and cloud and a remote station to effectively secure the airport area and overcoming all the real time challenges. 


1977 ◽  
Vol 4 (1) ◽  
pp. 66-68 ◽  
Author(s):  
John L. Cloudsley-Thompson

The term ‘ecodisaster’ may be defined as ‘a global catastrophe of the human species’. Any ecodisasters occurring in the near future will, almost certainly, be caused, directly or indirectly, by the present overpopulation of the world, accompanied by unwise and irresponsible disregard of environmental deterioration.The suggestion is made here that Man's first and, it is to be hoped, last, ecodisaster may already have begun. Although not dramatic, it is taking the form of a steady decline in the standard of living nearly everywhere, coupled with massive pollution, and widespread malnutrition in the under-developed countries of the world. It will persist until world population eventually becomes adjusted to environmental resources.It is ironical that control of the pests and diseases which have inflicted so much misery on mankind in the past, should have helped to engender the present population explosion with all the hunger and privation that accompany it in the under-developed regions of the world.


Vestnik ◽  
2021 ◽  
pp. 1-4
Author(s):  
А.Б. Мукашева ◽  
М.Ш. Шарипова ◽  
Д.Н. Маханбеткулова ◽  
А.Б. Смажан

Актуальность. Беременность и аборты, которые отрицательно сказываются на репродуктивном здоровье и качестве жизни подростков, могут стать серьезной проблемой для репродуктивного потенциала следующего поколения. По мнению многих отечественных исследователей, аборт и ранняя беременность неблагоприятны для девочек-подростков, так как могут не только привести к потенциальным осложнениям для здоровья, но и вызвать серьезные психологические проблемы. Цель исследования. Определить частоту распространенности показателей подростковой беременности и абортов за 2016-2020 гг. по г. Алматы Результаты и обсуждение. По данным Республиканского центра электронного здравоохранения в Алматы, была проведена оценка распространенности беременности и абортов среди подростков за последние пять лет (2016-2020 гг.). Выводы. Анализ показателей беременности и абортов среди девочек-подростков 15-17 лет в Алматы за период 2016-2020 годов показал, что они имеют умеренную тенденцию к снижению. Хотя показатель беременностей в 2020 году составляет 5,8, он выше, чем в развитых странах, таких как Япония и Южная Корея. Pregnancy and abortion, which negatively affect the reproductive health and quality of life of adolescents, can be a serious problem for the reproductive potential of the next generation. According to many domestic researchers, abortion and early pregnancy are unfavorable for adolescent girls, as they can not only lead to potential health complications, but also cause serious psychological problems. Purpose of the study. To determine the frequency of prevalence rates of teenage pregnancy and abortion for 2016-2020. in Almaty Results and discussion. According to the Republican Center for eHealth in Almaty, an assessment was made of the prevalence of pregnancy and abortion among adolescents over the past five years (2016-2020). Findings. Analysis of pregnancy and abortion rates among adolescent girls aged 15-17 years in Almaty for the period 2016-2020 showed that they have a moderate downward trend. Although the pregnancy rate in 2020 is 5.8, it is higher than in developed countries such as Japan and South Korea.


1999 ◽  
Vol 5 (1-2) ◽  
pp. 23-38
Author(s):  
Desimir Bošković

The basic question for further development of our tourism is a how, what with and when to restructure the mass tourist supply and make it flexible to market trends and demands. In the developed countries, the transformation of mass tourism to various selective forms and kinds of tourism is under way and very successful. The development of agritourism, which this paper is about, could significantly alleviate the past discrepancies in tourist supply and change the structure of the whole supply. On basic of the research done, the authors claim that some basic conditions for the development of agritourism in Istria have been fulfilled. So ther suggests its concept of development, financial funds needed, ways of financing, stimulative and other measures, legal regulations needed, organization of marketing activities, effects of the development etc.


2017 ◽  
Vol 12 (3) ◽  
pp. 356-372 ◽  
Author(s):  
Syed Nazim Ali

Purpose With the increasing instances of malfeasance and frauds coming to light in the financial services industry, trust has become a key concern for customers. Fortunately, in the case of Islamic Finance, trust is a central tenet, and its importance can be seen through the emphasis of Amanah or trustworthiness that should be present in every financial transaction. However, it has been argued that the principle of trust has not been truly realized in Islamic Finance, or that there are still issues of distrust regarding anything which is obtrusively branded as “Islamic”. In this paper, the author will analyze the reasons for gaps between the expectations and reality of the finance industry today by looking at the main factors contributing to distrust among the different stakeholders and the perceived impact of the distrust on the industry and the general public. It then focuses on the past and ongoing efforts by academia to bridge these gaps between the different stake holder groups with the help of illustrative case studies as well as recommends future steps to be taken to ensure a stronger foundation of trust within the Islamic Finance community.


2015 ◽  
Vol 22 (03) ◽  
pp. 26-45
Author(s):  
Bon Nguyen Van

Foreign direct investment (FDI) has been strongly affecting the world economy during the past years and is a critical topic for both developing and developed countries. Most countries, particularly developing ones, always attempt to adjust and modify appropriate policies and institutions to attract FDI inflows. In the context of Vietnam, does the institutional quality have any effect on attracting FDI inflows in provinces? To answer clearly and exactly this question, the impact of institutional quality on attracting FDI inflows is empirically investigated in a sample of 43 provinces of Vietnam over the period of 2005–2012 via the estimation technique of difference panel GMM. Estimated results indicate that in the total sample of all provinces the institutional quality has significantly positive effects on the FDI flows. However, in the sub-sample of provinces the impact of the institutional quality on attracting FDI inflows in Northern and Southern regions are statistically significant while that in Central region is not.


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