scholarly journals Edu-Finance Management Model in BOS Fund Management to Create Financial Well-Being

2020 ◽  
Vol 15 (2) ◽  
pp. 230-242
Author(s):  
Maria Ulfah ◽  
Munawar Thoharudin
Keyword(s):  
Financial Management ◽  
School Principals ◽  
Management Training ◽  
Well Being ◽  
Management Model ◽  
Research Approach ◽  
Fund Management ◽  
Fund Managers ◽  
Finance Management ◽  
Work Programs

The purpose of this study is to analyze the implementation of BOS fund management and to design an edu-finance management model in order to achieve school financial well-being. The research approach used was a qualitative approach. Data sources consisted of BOS fund managers and school principals. Data collection techniques included FGDs with BOS fund managers; interview; and documentation. Data analysis techniques used the Miles and Hubermans model including data reduction, data presentation and drawing conclusions and verification. The conclusion of this research is that the compilers of school financial planning and work programs are made only to fulfill administrative requirements; the implementation of financial management in the management of BOS fund is still low; in making accountability reports, many do not understand the evidence documents that must be prepared and financial management training has not been carried out in accordance with the needs. After being given edu-finance training, the BOS fund managers understand the preparation of work programs, the use of BOS fund based on a priority scale, and the preparation of accountability reports along with the files that should be prepared.

scholarly journals AN ANALYSIS OF PERSONAL FINANCIAL LITERACY AMONG ADULTS IN VHEMBE DISTRICT, A RURAL MUNICIPALITY IN SOUTH AFRICA

2021 ◽  
Vol 9 (1) ◽  
pp. 55-66
Author(s):  
Adam Ndou ◽  
◽  
Sam Ngwenya ◽  
Keyword(s):  
South Africa ◽  
Low Income ◽  
Financial Literacy ◽  
Financial Services ◽  
Financial Management ◽  
Quantitative Research ◽  
Well Being ◽  
Primary Data ◽  
Research Approach ◽  
Vhembe District

Consumers in rural and low-income areas are the most financially vulnerable and are facing challenges with their finances and depend mostly on unsecured loans to finance their daily expenses. This has been exacerbated by global financial crises, which left many consumers in financial strains. The purpose of this paper is to measure the level of financial literacy focusing on the areas of day-to-day money management, financial planning, choosing appropriate financial services and products, and financial knowledge and understanding. The quantitative research approach was used to collect primary data among adults in Vhembe District Municipality (VDM), a rural and low-income municipality in South Africa. Primary data were analyzed through descriptive statistics. The results indicate that the level of financial literacy among adults in VDM is low at 38.73%. The low levels of financial literacy have serious consequences for an adult’s personal financial management skills and lead to their inability to make correct financial decisions. It is apparent that an individual’s level of financial literacy has become important in how individuals manage their finances in today’s complicated financial world. The paper concludes by suggesting interventions that could help adults to improve their level of financial literacy, manage and sustain their financial well-being.

scholarly journals NILAI MANFAAT DAN TINGKAT PENERAPAN MATERI PELATIHAN LITERASI DAN EDUKASI KEUANGAN (PLEK)

2021 ◽  
Vol 1 (1) ◽  
pp. 51-55
Author(s):  
NINING HARIYANI
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Management Training ◽  
Daily Activities ◽  
Training Module ◽  
Outcome Indicators ◽  
Purposive Sampling ◽  
Finance Management ◽  
Training Materials ◽  
Education Training

The lack of awareness and ability in recording and managing the finances of farming and farmer households causes farmers can’t get a real of their welfare. Farmers are still oriented to production activities and have not led to a profitable business through professional financial management. Training is one of the activities carried out as an effort to provide financial literacy and education for farming and farmer households. This study aims to determine the value of benefits and the level of application of financial literacy and education training materials which consist of 2 core materials, namely farming finance management and household financial management. The research method uses purposive sampling with 29 respondents from the Tuban, Ngawi, Lamongan, Madiun and Jombang regencies of East Java Province as participants in financial literacy and education training in 2019 and 2020. The results showed that the two materials were considered useful about 4.35 and 4.27 and the level of application of the materials was still at 50% or about 3.23 and 3.07 from the specified learning outcome indicators. The value of benefits is positively correlated with the application of the two training materials.It is necessary to improve the training module to make it simpler, easier to understand and aplicable by participants as well as intensive assistance from local extention officer so the material can be applied more optimally in farmer daily activities. ABSTRAKRendahnya kesadaran dan kemampuan dalam pencatatan dan pengelolaan keuangan usahatani dan rumah tangga petani menyebabkan kesejahteraan kurang dirasakan oleh petani. Petani selama ini masih berorientasi pada kegiatan produksi dan belum mengarah pada bisnis yang menguntungkan melalui pengelolaan keuangan yang profesional. Pelatihan merupakan salah satu kegiatan yang dilakukan sebagai upaya untuk memberikan literasi dan edukasi keuangan baik usahatani maupun rumah tangga petani. Penelitian ini bertujuan untuk mengetahui nilai manfaat dan tingkat penerapan materi pelatihan literasi dan edukasi keuangan yang terdiri dari 2 materi inti yaitu pengelolaan keuangan usahatani dan pengelolaan keuangan rumah tangga. Metode penelitian menggunakan purposive sampling dengan responden alumni peserta pelatihan literasi dan edukasi keuangan tahun 2019 dan 2020 yang berasal dari Kabupaten Tuban, Ngawi, Lamongan, Madiun dan Jombang Provinsi Jawa Timur sebanyak 29 orang. Hasil penelitian menunjukkan bahwa kedua materi dinilai bermanfaat yaitu sebesar 4,35 dan 4,27 serta tingkat penerapan materi sebesar 3,23 dan 3,07 atau masih 50% dari indikator hasil pembelajaran yang ditetapkan. Nilai manfaat berkorelasi secara positif terhadap penerapan kedua materi pelatihan. Perlu perbaikan modul pelatihan agar lebih sederhana, mudah dipahami dan diterapkan oleh peserta serta pendampingan yang intensif dari penyuluh pertanian setempat agar penerapan materi lebih optimal dan bermanfaat dalam kegiatan sehari-hari.

scholarly journals Secondary School Principals’ Perceptions of the Influence of KEMI Programmes on Leadership Competence Levels in Two Counties in Kenya

2018 ◽  
Vol 1 (1) ◽  
pp. 40-71
Author(s):  
D K Kombo ◽  
J M Kalai ◽  
A K Sang
Keyword(s):  
Secondary School ◽  
Financial Management ◽  
Management Practices ◽  
School Principals ◽  
Secondary School Principals ◽  
Management Training ◽  
Legal Aspects ◽  
Leadership Competence ◽  
Administrative Task ◽  
Training Programmes

Adequate preparation and professional development is imperative for institutional leaders and managers particularly those in the education sector with a view to equipping professionals with requisite knowledge, skills and attitudes to function to the required competency levels. The Ministry of Education (Kenya) has been spending large amounts of money on development of educational managers,through its management training agency Kenya Education Management Institute (KEMI). For instance, in 2006 the annual management training budget was KShs. 250million (Kenya Education Staff Institute, 2006). The budget is likely to have gone up owing to inflation rates and escalating living standards. This study sought to analyse the influence of KEMI management training on secondary school principals‟ management practices in their administrative task areas in Kenya. The study also sought to determine whether significant differences existed in principals‘ management practices scores between principals exposed to management training and those who had not been exposed to KEMI management training. The study also sought to determine whether principals‘ management practices scores differed significantly based on school categories (provincial and district schools). The findings indicated significant differences in principals‘ management practices based on exposure to management training by KEMI, and those not exposed to such training programmes. In particular, principals exposed to KEMI management training exhibited higher scores in all administrative tasks while all principals cited challenges in financial management, legal aspects in education and resource management. Principals in provincial schools indicated having more of the best practices in management than their counterparts in district and private schools.

scholarly journals Governing of Village Fund in South Sulawesi

2021 ◽  
Vol 5 (1) ◽  
pp. 8
Author(s):  
Samirah Dunakhir ◽  
Mukhammad Idrus
Keyword(s):  
Data Collection ◽  
Qualitative Analysis ◽  
Secondary Data ◽  
Analysis Data ◽  
Management Model ◽  
Fund Management ◽  
Fund Managers ◽  
South Sulawesi ◽  
The Village

This study aims to contribute to the development of a village fund management model in South Sulawesi. To achieve the research objectives, data collection was carried out by collecting secondary data and conducting follow-up interviews in sample villages in South Sulawesi. The analysis data that used was the descriptive qualitative analysis. The results showed that the stages in managing village funds in several villages in South Sulawesi Province had generally been carried out well. However, several obstacles are still faced by implementers in the village. Communication is one of them. Another factor that has the potential to become an obstacle in implementing the stages of village fund management is Competence. Based on the results of interviews with research informants, it was found that the backgrounds of village fund managers were mostly not in accordance with the fields that had to be handled. This in turn has an impact on the performance of the village fund managers.

scholarly journals Financial accountability & governance in an emerging country

2017 ◽  
Vol 14 (3) ◽  
pp. 204-208
Author(s):  
Shewangu Dzomira
Keyword(s):  
Public Sector ◽  
Financial Management ◽  
Research Approach ◽  
Public Agencies ◽  
Accounting Systems ◽  
Management Reform ◽  
The Public ◽  
Finance Management ◽  
Financial Governance ◽  
Symbolic Content

In the public sector the agents have the responsibility of being accountable to the exploitation of the resources towards service delivery. The public sector expenditure has been characterised with wasteful and fruitless, irregular and unauthorised expenditures. Therefore governance embraces the engagements set to certify that the anticipated upshots for stakeholders (citizens) are limpid and realized. This study is grounded on agency theory as it seeks out to analyse public expenditure and governance in South Africa’s public sector. The research study followed a qualitative research approach based on an interpretative philosophy which examined meaningful and symbolic content of qualitative data from 24 General Reports on The Provincial Audit Outcomes for the three periods (2012-2013; 2013-2014 and 2014-2015). The research results propose that public sector financial governance in South Africa is pitiable as the public agencies perpetrate an act of financial misdemeanour as they continue to errantly make irregular expenditures, unauthorised expenditures and, fruitless and wasteful expenditures. Public finance management reform is a necessity as it can aid governments move to single accounting systems across the public sector, permitting centralised planning and budgeting, as well as the capacity to observe the expenditure of funds centrally. It is recommended that governments should implement integrated financial management systems which allows for integrated budgeting, financial management, procurement and supply chain management.

scholarly journals Pemberdayaan ekonomi masyarakat pelaku usaha UMKM di Kelurahan Limbungan Kecamatan Rumbai Pesisir Kota Pekanbaru

2020 ◽  
Vol 2 ◽  
pp. 494-497
Author(s):  
Sri Endang Kornita ◽  
Syafril Basri ◽  
Restu Restu ◽  
Ufira Isbah ◽  
Selly Prima Desweni
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Management Training ◽  
Well Being ◽  
Online Marketing ◽  
Added Value ◽  
Training Methods ◽  
Service Program ◽  
Student Community ◽  
Service Activity

The community service activities carried out are Community Economic Empowerment of MSME Entrepreneurs in Limbungan Village, Rumbai Pesisir District, Pekanbaru City. This activity integrated with the implementation of the Student Community Service Program of 2020. The role of the community service team is business management training (financial management, taxation), strategy of business development, and accompaniment for the 19 MSME entrepreneurs in this area that participated. The aims of this community service activity are to improve understanding and implementation of MSME management in a professional, efficient, and effective way, with the result that can manifest independence and well-being of the community to optimize the existing potential. It is also expected that this training will provide an added value for the community development of MSME entrepreneurs’s business. This training can change community behavior into more creative and improve community income in this area. The training methods are a combination between lectures and accompaniment, where participants will obtain material manual books about finance and taxation of MSME. It can be seen that the participants have more understanding about bookkeeping and finance of MSME, taxation, and online marketing after participating in the integrated community service and student community service program of LPPM UNRI.

scholarly journals Pengembangan Program Inkubator Wirausaha Sosial di Kecamatan Cibungbulang, Kabupaten Bogor

2016 ◽  
Vol 1 (2) ◽  
pp. 88
Author(s):  
Amiruddin Saleh ◽  
Ujang Sehabudin ◽  
. Warcito
Keyword(s):  
Action Research ◽  
Financial Management ◽  
Technical Assistance ◽  
Descriptive Analysis ◽  
Management Training ◽  
Business Community ◽  
Research Approach ◽  
Regional Government ◽  
Community Members ◽  
Business Partnership

The action research purposes are: 1) Studying the characteristics of entrepreneurs and business community members of the social entrepreneurial incubator; 2) Review the business partnership and business community through social business incubator; and 3) Increase the motivation for the business and the business community. This research approach is action research. This study uses a descriptive analysis of the target group and the entrepreneurs and business people in the Situ Udik and Cimanggu I Village Cibungbulang Subdistrict, Bogor District. Based on the results of the study showed that: 1) The characteristics of the micro small businessman at Posdaya dominated the productive age with a high school graduate, pick the dependents of 3-4 people; 2) Partnerships undertaken by Posdaya among others, the regional government through BKP5K Bogor, MT Farm, Dompet Dhuafa Livestock, P2MKP KKP, Koperasi Posdaya Indonesia (KPI), IPB, and BRI; and 3) Training and mentoring for small micro business focused on financial management training for families and businesses, packaging design training, mentoring, and technical assistance.

Mutual fund management in the period of financial crisis

2017 ◽  
Vol 31 (2) ◽  
pp. 75-81
Author(s):  
О. А. Bank
Keyword(s):  
Financial Crisis ◽  
Mutual Fund ◽  
Economic Recession ◽  
Investment Strategy ◽  
Economic Conditions ◽  
Investment Strategies ◽  
Fixed Income ◽  
Fund Management ◽  
Fund Managers ◽  
Different Types

Mutual fund managers do not have full freedom in choosing investment strategies - they are limited both by the laws and by investment declarations of the funds. Investment strategy cannot be fully changed even in financial crisis but it only can be corrected. This fact could not be characterized as a disadvantage because different types of funds are efficient in different time even during the same economic recession. Mutual fund manager should rationally invest funds of their clients: it is better to keep the maximum possible part of the portfolio in cash and instruments with fixed income on the declining market and it is better to keep shares on the rising market. However the choice of bonds also as the choice of shares should pay respect for the features of these instruments during unfavorable economic conditions. Russian mutual fund management differs from fund management in other countries as in stable economic situation so in the circumstances of financial crisis.

scholarly journals Participation in community gardening: Sowing the seeds of well-being

2021 ◽  
pp. 000841742199438
Author(s):  
Melinda J. Suto ◽  
Shelagh Smith ◽  
Natasha Damiano ◽  
Shurli Channe
Keyword(s):  
Mental Health ◽  
Social Connectedness ◽  
Community Gardens ◽  
Well Being ◽  
Supported Housing ◽  
Research Approach ◽  
Subjective Well Being ◽  
Health Issues ◽  
Community Gardening ◽  
Mental Health Issues

Background. Sustaining well-being challenges people with serious mental health issues. Community gardening is an occupation used to promote clients’ well-being, yet there is limited evidence to support this intervention. Purpose. This paper examines how facilitated community gardening programs changed the subjective well-being and social connectedness of people living with mental health issues. Method. A community-based participatory research approach and qualitative methods were used with 23 adults living in supported housing and participating in supported community gardening programs. A constructivist approach guided inductive data analysis. Findings. Participation in community gardening programs enhanced well-being through welcoming places, a sense of belonging, and developing positive feelings through doing. The connection to living things and responsibility for plants grounded participants in the present and offered a unique venue for learning about gardening and themselves. Implications. Practitioners and service-users should collaborate to develop leadership, programs, places, and processes within community gardens to enhance well-being.

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