scholarly journals NILAI MANFAAT DAN TINGKAT PENERAPAN MATERI PELATIHAN LITERASI DAN EDUKASI KEUANGAN (PLEK)

2021 ◽  
Vol 1 (1) ◽  
pp. 51-55
Author(s):  
NINING HARIYANI
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Management Training ◽  
Daily Activities ◽  
Training Module ◽  
Outcome Indicators ◽  
Purposive Sampling ◽  
Finance Management ◽  
Training Materials ◽  
Education Training

The lack of awareness and ability in recording and managing the finances of farming and farmer households causes farmers can’t get a real of their welfare. Farmers are still oriented to production activities and have not led to a profitable business through professional financial management. Training is one of the activities carried out as an effort to provide financial literacy and education for farming and farmer households. This study aims to determine the value of benefits and the level of application of financial literacy and education training materials which consist of 2 core materials, namely farming finance management and household financial management. The research method uses purposive sampling with 29 respondents from the Tuban, Ngawi, Lamongan, Madiun and Jombang regencies of East Java Province as participants in financial literacy and education training in 2019 and 2020. The results showed that the two materials were considered useful about 4.35 and 4.27 and the level of application of the materials was still at 50% or about 3.23 and 3.07 from the specified learning outcome indicators. The value of benefits is positively correlated with the application of the two training materials.It is necessary to improve the training module to make it simpler, easier to understand and aplicable by participants as well as intensive assistance from local extention officer so the material can be applied more optimally in farmer daily activities. ABSTRAKRendahnya kesadaran dan kemampuan dalam pencatatan dan pengelolaan keuangan usahatani dan rumah tangga petani menyebabkan kesejahteraan kurang dirasakan oleh petani. Petani selama ini masih berorientasi pada kegiatan produksi dan belum mengarah pada bisnis yang menguntungkan melalui pengelolaan keuangan yang profesional. Pelatihan merupakan salah satu kegiatan yang dilakukan sebagai upaya untuk memberikan literasi dan edukasi keuangan baik usahatani maupun rumah tangga petani. Penelitian ini bertujuan untuk mengetahui nilai manfaat dan tingkat penerapan materi pelatihan literasi dan edukasi keuangan yang terdiri dari 2 materi inti yaitu pengelolaan keuangan usahatani dan pengelolaan keuangan rumah tangga. Metode penelitian menggunakan purposive sampling dengan responden alumni peserta pelatihan literasi dan edukasi keuangan tahun 2019 dan 2020 yang berasal dari Kabupaten Tuban, Ngawi, Lamongan, Madiun dan Jombang Provinsi Jawa Timur sebanyak 29 orang. Hasil penelitian menunjukkan bahwa kedua materi dinilai bermanfaat yaitu sebesar 4,35 dan 4,27 serta tingkat penerapan materi sebesar 3,23 dan 3,07 atau masih 50% dari indikator hasil pembelajaran yang ditetapkan. Nilai manfaat berkorelasi secara positif terhadap penerapan kedua materi pelatihan. Perlu perbaikan modul pelatihan agar lebih sederhana, mudah dipahami dan diterapkan oleh peserta serta pendampingan yang intensif dari penyuluh pertanian setempat agar penerapan materi lebih optimal dan bermanfaat dalam kegiatan sehari-hari.

scholarly journals Pengembangan Potensi SDM Pesantren Melalui Pelatihan Pemahaman dan Pengetahuan Pengelolaan Keuangan

2019 ◽  
Vol 4 (1) ◽  
pp. 20
Author(s):  
Etty Gurendrawati ◽  
Yunika Murdayanti ◽  
Susi Indriani
Keyword(s):  
Community Development ◽  
Financial Literacy ◽  
Financial Management ◽  
Cost Control ◽  
Financial Statements ◽  
Daily Activities ◽  
West Java ◽  
Development Activity ◽  
Financial Report ◽  
Training Materials

ABSTRAKKegiatan pengabdian masyarakat ini dilakukan karena masih ditemukan beberapa kelemahan dari pengelolaan pondok pesantren. Umumnya masalah tersebut bermula dari aktivitas keuangan pesantren baik yang berkaitan dengan anggaran, akuntansi, penataan administrasi, alokasi serta kebutuhan pengembangan pesantren maupun dalam proses aktivitas keseharian pesantren. Tidak sedikit pesantren yang memiliki sumber daya baik manusia maupun alamnya tidak tertata dengan rapi, dan tidak sedikit pula proses pendidikan pesantren berjalan lambat karena kesalahan dalam penataan manajemen keuangannya. Pelaksanaan Pengabdian Masyarakat ini dilakukan di di pondok pesantren Qotrun Nada Depok Jawa Barat. Peserta diberikan pelatihan pemahaman dan pengetahuan pengelolaan keuangan secara komputerisasi dan pembuatan laporan keuangan yang baik serta kiat-kiat dalam mengelola pengendalian biaya yang rutin dikeluarkan baik yang terjadi pada saat usaha maupun pengeluaran rumah tangga pesantren sehingga mampu mengatasi pengeluaran yang besar. Kesimpulan yang diperoleh terdapat peningkatan pemahaman dan pengetahuan pengelolaan keuangan serta teknik dalam membuat bentuk laporan keuangan yang baik dan benar baik secara manual maupun terkomputerisasi.Kata Kunci: pengetahuan keuangan; laporan keuangan; komputer akuntansiABSTRACT This community development activity was carried out because there were still some weaknesses in the management of pesantren. Generally, the problem starts from the pesantren's financial activities both related to the budget, accounting, administration managements, allocation and development needs of the pesantren and even in the process of pesantren's daily activities. Many pesantren with its resources both human and natural are not neatly arranged, and also the process of pesantren education runs slowly due to errors in financial management arrangements. The implementation of community develompent is done at the Pesantren Qotrun Nada in Depok, West Java. Participants are given training in understanding and knowledge of financial management manually and also accounting computerized application. Participants are also given a training materials of good financial report preparation and tips on managing routine cost control. The conclusions obtained are an increase in understanding and knowledge of financial management for all participants and also understand the techniques in making good financial statements both manually and computerized.Keywords: financial literacy; financial statements; accounting computerized

scholarly journals Accounting Training Module Development to Boost Agriculture Financial Literacy on Palm Farmers

2017 ◽  
Vol 10 (9) ◽  
pp. 78
Author(s):  
Henny Triyana Hasibuan ◽  
Danardana Murwani ◽  
Sri Umi Mientarti Widjaja ◽  
Mit Witjaksono
Keyword(s):  
Palm Oil ◽  
Financial Literacy ◽  
Financial Management ◽  
Lesson Plan ◽  
Model Development ◽  
Cost Calculation ◽  
Training Module ◽  
Community Members ◽  
Module Development ◽  
Interest And Motivation

This research aims to develop agriculture accounting training module in order to increase palm oil farmer financial literacy, in this case farmers in Donomulyo, Malang Regency, Indonesia. The method utilized in model development is Design Based Research using the following progression: problem identification, explanation of goals, design and development of artifacts, artifact testing, evaluation on artifact testing, and communication of artifact testing result. Examination was conducted on 25 palm oil farmers, through individual learning on agriculture accounting training to increase financial literacy. Module effectivity was determined should 50% of community members apply separate accounting records for agriculture and household respectively. Module development result has been validated and revised by economy lesson plan experts, education media experts, and agriculture accounting experts. Module composition consists of Chapter 1 (An Introduction to Agriculture Accounting), Chapter 2 (Accounting Basic Procedure), Chapter 3 (Agriculture Break Event Point), Chapter 4 (Agriculture Opportunity Cost Calculation), Chapter 5 (Palm Oil Farmer Household Financial Management). Graphic design provides colorful layout to increase learners’ interest and motivation to learn module content. 76% of the total number of participating farmers have utilized modules and implemented accounting in daily life.

scholarly journals Community Empowerment in the Development of Geoheritage Tourism Cliff Breksi for Improved Livelihood Villagers Sambirejo Yogyakarta [Pemberdayaan Masyarakat dalam Pengembangan Wisata Warisan Geoheritage Tebing Breksi untuk Peningkatan Taraf Hidup Warga Desa Sambirejo Yogyakarta]

2019 ◽  
Vol 2 ◽  
pp. 915
Author(s):  
Veronika Wiratna Sujarweni ◽  
I Made Laut Mertha Jaya
Keyword(s):  
Financial Management ◽  
Sweet Corn ◽  
Volcanic Eruptions ◽  
Management Training ◽  
Community Empowerment ◽  
Household Finances ◽  
Training Materials ◽  
Typical Food ◽  
Local Residents ◽  
Tourism Potential

Yogyakarta has a diversity of tourism potential, one of the most recently opened natural attractions is the Breksi Cliff. The location is in Sambirejo Village, Prambanan, Sleman, Yogyakarta. This tourist attraction is a rocky hill breccia originating from sedimentary ancient volcanic eruptions which were active around 60,000,000 million years ago. People who live around tourism utilize the tourism potential by opening food stalls, grocery stalls, souvenir shops, souvenir shops. However, financial management is still mixed with household finances and has not been recorded. In the area, there is also no food that has been used as a characteristic, so the servants provide financial management training including training in business financial management. Pengabdi offers spicy sweet corn chips as a typical food of breccia cliffs. Then, train the local residents to pack and sell in the stalls around the tour. The training method is in the form of lectures and direct practice.  The training activities of business financial management and packaging training to the marketing of typical food products to improve the living standards of the local people run smoothly. The financial training materials provided are designed to be easy to implement. Until now, the servants still provide assistance and establish good cooperation with the Sambirejo Prambanan village, Sleman, Yogyakarta.

scholarly journals OPTIMALISASI PEMBERDAYAAN NARAPIDANA LEMBAGA PERMASYARAKATAN TERBUKA MELALUI LITERASI KEUANGAN

2020 ◽  
Vol 4 (1) ◽  
pp. 11
Author(s):  
Nina Farliana ◽  
Khasan Setiaji ◽  
Indri Murniawaty ◽  
Hanif Hardianto
Keyword(s):  
Focus Group ◽  
Community Service ◽  
Junior High School ◽  
Financial Literacy ◽  
Financial Management ◽  
Management Training ◽  
Class Ii ◽  
Positive Contribution ◽  
Service Program ◽  
Service Activities

The Optimalization of Empowerment to Convicted Criminal in the Open Prison through Financial LiteracyAbstract. One of the empowerment of convicted criminals is done by increasing financial literacy. The aims of community service are: empowering convicted criminals class II B Kendal open prison through training financial management system, and give positive contribution by training financial management systems to improve financial literacy. The method of implementing community service activities is carried out by: coordination and mapping needs in prisons, focus group discussions (FGD) and financial literacy workshops, as well as post workshop assistance. The strategic steps of service are: convicted criminals in the prison class II B Kendal is given knowledge about financial literacy, convicted criminals are given training and understanding to develop financial literacy through financial management training, discussion sessions, questions and answers by giving opportunities to convicted criminals and prison management related to financial literacy, simulations implementation of financial literacy through personal and family financial management, as well as assisting and monitoring implementation financial literacy, and evaluating the results of service activities that have been carried out. Convicted criminals the prison class II B Kendal are dominated by elementary and junior high school graduates, who commit violations of the law due to economic needs. This community service program is a solution to overcome the low financial literacy of fostered citizens. The success of this service program is due to the achievement of target participants as well as the achievement of objectives and activity material. People who have good financial literacy are able to make the right decisions in financial management in order to face global challenges based on technological progress.Keywords: Empowerment, convicted criminal, financial literacy.Abstrak. Pemberdayaan narapidana salah satunya dilakukan dengan peningkatan literasi keuangan. Tujuan kegiatan pengabdian ini adalah memberdayakan narapidana lembaga permasyarakatan terbuka kelas II B Kendal melalui pelatihan sistem pengelolaan keuangan, serta memberikan kontribusi positif dengan adanya pelatihan sistem pengelolaan keuangan untuk meningkatkan literasi keuangan. Metode pelaksanaan kegiatan pengabdian dilakukan dengan: koordinasi dan pemetaan kebutuhan di lapas, focus group discussion (FGD) dan workshop literasi keuangan, serta pendampingan pasca workshop. Langkah strategis pengabdian yaitu: narapidana lapas terbuka kelas II B Kendal diberikan pengetahuan tentang literasi keuangan, narapidana diberikan pelatihan dan pemahaman untuk mengembangkan literasi keuangan melalui pelatihan pengelolaan keuangan, yaitu pencatatan keuangan, sesi diskusi dan tanya jawab dengan memberikan kesempatan kepada narapidana dan pengelola lembaga permasyarakatan terkait literasi keuangan, simulasi implementasi literasi keuangan melalui pengelolaan keuangan pribadi dan keluarga, serta melakukan pendampingan dan monitoring kepada narapidana dalam pengimplementasian literasi keuangan, terakhir melakukan evaluasi hasil kegiatan pengabdian yang telah dilakukan. Warga binaan Lapas Terbuka Kelas II B Kendal didominasi oleh lulusan SD dan SMP, yang melakukan pelanggaran hukum karena dorongan kebutuhan ekonomi. Program pengabdian kepada masyarakat ini sebagai solusi mengatasi rendahnya literasi keuangan warga binaan. Keberhasilan program pengabdian ini karena ketercapaian target peserta serta ketercapaian tujuan dan materi kegiatan. Masyarakat yang memiliki literasi keuangan yang baik mampu membuat keputusan yang tepat dalam pengelolaan keuangannya guna menghadapi tantangan global yang berbasis kemajuan teknologi.Kata kunci: Pemberdayaan, narapidana, literasi keuangan

scholarly journals FINANCIAL LITERACY, MONEY ATTITUDE, DAN FINANCIAL MANAGEMENT BEHAVIOR GENERASI MILENIAL

2020 ◽  
Vol 4 (2) ◽  
pp. 406
Author(s):  
Ida Ida ◽  
Sri Zaniarti ◽  
Graciela Ervina Wijaya
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Millennial Generation ◽  
Sampling Technique ◽  
University Education ◽  
Management Behavior ◽  
Purposive Sampling ◽  
Technological Developments ◽  
Money Attitude ◽  
Consumptive Behavior

Perkembangan teknologi dan gaya hidup generasi milenial mendorong perilaku konsumtif sehingga pentingya mengetahui faktor- faktor yang memengaruhi financial management behavior generasi milenial agar tidak terjebak pada masalah keuangan. Penelitian ini mempunyai tujuan untuk menguji pengaruh financial literacy dan money attitude dari dimensi power prestige dan anxiety terhadap financial management behavior pada generasi millenial yang tinggal di Bandung. Teknik pengambilan sampel dengan metode sampling non-probability yaitu teknik purposive sampling. Sampel berjumlah 1.120 responden yang mayoritas adalah perempuan dan berpendidikan perguruan tinggi. Dari hasil pengujian menggunakan analisis regresi berganda menunjukkan financial literacy dan money attitude dari dimensi power prestige mempunyai pengaruh yang signifikan terhadap financial management behavior sedangkan money attitude-anxiety tidak mempunyai pengaruh terhadap financial management behavior pada generasi millenial yang tinggal di Bandung. Penelitian ini menyarankan peningkatan financial literacy dan money attitude- Power-prestige bagi generasi milenial, adanya kurikulum pendidikan mengenai literasi keuangan, dan bagi peneliti selanjutnya dapat melakukan penelitian bagi generasi milenial di luar kota Bandung serta meneliti faktor- faktor lain yang memengaruhi financial management behavior. Technological developments and the lifestyle of the millennial generation encourage consumptive behavior, so it is important to know the factoes that influence the financial management behavior of the millennial generation so that they are not trapped in financial problems. The purpose of this study was to empirically examine the effect of financial literacy and money attitude form the dimensions of power prestige and anxiety on financial management behavior in the millennial generation living in Bandung. This study uses a non-probability sampling method with a purposive sampling technique. The sample consisted of 1,120 respondents, the majority of whom were women and had university education. From the test results using multiple regression analysis shows that financial literacy and money attitude from the power prestige dimension have a significant effect on financial management behavior, while money attitude from the anxiety dimension has no effect on financial management behavior in the millennial generation who live in Bandung. in Bandung. This study suggests an increase in financial literacy and money attitude from the Power-prestige dimension for the millennial generation, the existence of an educational curriculum regarding financial literacy, and for further researchers to conduct research for millennials outside Bandung and examine other factors that influence financial management behavior.

scholarly journals Evaluation of Household Finance Management Effectiveness in the Biggest Polish Cities

2017 ◽  
Vol 1 (327) ◽  
Author(s):  
Marta Musiał
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Research Method ◽  
Evaluation Model ◽  
Household Finance ◽  
Financial Control ◽  
Management Effectiveness ◽  
Finance Management ◽  
The Subject ◽  
Questionnaire Method

The main objective of the paper is to evaluate household finance management effectiveness in the biggest Polish cities. As part of the conceptualization study, the following specific objectives are set: adaptation of effectiveness approaches in relation to households functioning and a proposition of household finance management effectiveness evaluation model. In addition, an attempt has been made to verify the following hypothesis (H): Polish households are characterized by low financial management effectiveness, which is a result of low level of financial literacy, as well as lack of financial control. Within the research framework, the following research methods have been used: a critical analysis of the literature on the subject, a document research method, diagnostic questionnaire method, comparative research method and statistical methods. 

Upaya Peningkatan Kesejahteraan Keluarga Melalui Pelatihan Manajemen Keuangan Keluarga

2018 ◽  
Vol 1 ◽  
pp. 25
Author(s):  
Larisa Yohanna ◽  
Siska Maya
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Management Training ◽  
Financial Health ◽  
Community Knowledge ◽  
Family Finances ◽  
Training Activities

This day the Indonesian society tends to behave consumptively, that is why they feel difficult in managing family finances. Family Financial Management Training Activities are implemented with the following objectives: 1) Increase community knowledge about family financial management, 2) Communities can identify needs and wants, 3) Communities can create household budgets and evaluate family financial health, and 4) Community are motivated to improve Cash In and suppress Cash Out (non-consumptive behaviour). The result shows that  level of community knowledge about family financial planning (financial literacy) is good enough with a percentage of 68% than expected.

scholarly journals The Influence of Demographic, Financial Literacy and Information Factors on Investment Decision Among Millenial Generations in Bandung

2019 ◽  
Vol 4 (6) ◽  
Author(s):  
Yustitia Fitria ◽  
Raden Aswin Rahadi ◽  
Kurnia Fajar Afgani ◽  
Nur Arief R. Putranto ◽  
Isrochmani Murtaqi ◽  
...  
Keyword(s):  
Capital Market ◽  
Financial Literacy ◽  
Financial Management ◽  
Stock Exchange ◽  
Investment Decision ◽  
Secondary Data ◽  
Test Method ◽  
Descriptive Statistics ◽  
Daily Activities ◽  
Primary Data

Financial literacy is very important for someone in making decisions, especially those relating to daily activities such as in making decisions to save or invest to achieve a predetermined goal. Having good financial literacy will reduce the number of victims in the name of investment. In 2018 the Indonesian stock exchange stated that in 2018 the increase in the number of registered investors increased by 31.97% and an increase in the average number of active investors in trade compared to the end of 2017. From a total of 168 respondents, 61.76% had implemented financial management. Of the various types of financial management activities by investing in the capital market chosen by millennials, there are 54.41%. The author has a strong belief that demographic factors and many other factors vary to define investment management decisions. To conduct this research by collecting primary data by distributing questionnaires and secondary data from relevant journals, textbooks, and research publications. Data will be analyzed using descriptive statistics with the classic assumption test method using 5 types of tests. From the results of this study the authors aim to find out how many the factors above influence the decision to invest among millennial generations in Bandung.

scholarly journals Edu-Finance Management Model in BOS Fund Management to Create Financial Well-Being

2020 ◽  
Vol 15 (2) ◽  
pp. 230-242
Author(s):  
Maria Ulfah ◽  
Munawar Thoharudin
Keyword(s):  
Financial Management ◽  
School Principals ◽  
Management Training ◽  
Well Being ◽  
Management Model ◽  
Research Approach ◽  
Fund Management ◽  
Fund Managers ◽  
Finance Management ◽  
Work Programs

The purpose of this study is to analyze the implementation of BOS fund management and to design an edu-finance management model in order to achieve school financial well-being. The research approach used was a qualitative approach. Data sources consisted of BOS fund managers and school principals. Data collection techniques included FGDs with BOS fund managers; interview; and documentation. Data analysis techniques used the Miles and Hubermans model including data reduction, data presentation and drawing conclusions and verification. The conclusion of this research is that the compilers of school financial planning and work programs are made only to fulfill administrative requirements; the implementation of financial management in the management of BOS fund is still low; in making accountability reports, many do not understand the evidence documents that must be prepared and financial management training has not been carried out in accordance with the needs. After being given edu-finance training, the BOS fund managers understand the preparation of work programs, the use of BOS fund based on a priority scale, and the preparation of accountability reports along with the files that should be prepared.

scholarly journals Financial Management Training for Empowerment of Mosque Youth in Pelawad Village, Serang

2021 ◽  
Vol 2 (2) ◽  
pp. 114-120
Author(s):  
Rina Nopianti ◽  
Prastika Tjeng Suwandi ◽  
Leni Triana
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Management Training ◽  
Preliminary Information ◽  
Training Materials ◽  
Training Approach ◽  
Service Activity ◽  
Almost All ◽  
University Lecturers ◽  
Communication Board

Pelawad Village is one of the villages in the Ciruas sub-district, Serang Regency, where the majority of the population is Muslim. Pelawad Village has eight mosques. In the management of mosque finances, based on preliminary information received from the BKPM (Mosque Youth Communication Board) it has not been carried out properly. Almost all mosques do not yet have a good bookkeeping system. This activity aims to provide simple financial bookkeeping training with the theme Financial Management Training for Empowerment of Mosque Youth. The method used in this community service activity is an action study through a training approach for youth and adolescents in the Pelawad-Ciruas village environment. To make this happen, BKPM has collaborated with several Bina Bangsa University lecturers. The partnership cooperation between BKPM and Abdimas team at Bina Bangsa University is carried out with the following agreements: BKPM is responsible for providing training facilities and infrastructure as well as coordinating training participants. The community service team served as resource persons and provided training materials. This activity has an outcome that must be achieved, namely increasing the ability of mosque-based financial management. The activity was carried out by after isha considering that the participants were mosque administrators and BKPM members who were caretakers of the mosque, and lasted for 3 days while still observing strict health protocols.

Sign in / Sign up

Export Citation Format

Share Document