scholarly journals Analisis Perbandingan Kinerja Keuangan antara Bank Syariah dan Bank Konvensional (Studi Kasus pada Bank Syariah Mandiri dan Bank Mandiri)

2016 ◽  
Vol 7 (1) ◽  
pp. 119
Author(s):  
Yusvita Nena Arinta

This study aims to analyze the performance of Sharia Bank and ConventionalBank viewed from financial ratio and to find the significant difference comparedto the performance of Islamic Bank and Conventional Banks viewed from financial ratio. This is a quantitative research. The data were taken from banks that published annual financial reports namely PT Bank Syariah Mandiri and PT. Bank Mandiri from 2011 to 2015. The analysis technique used in this research is financial ratio and t test. The results of this study showed that there is a significant difference between the performance of PT. Bank Syariah Mandri compared with PT. Bank Mandiri and, PT. Bank Syariah Mandiri has a better performance compared to that of PT. Bank Mandiri

2021 ◽  
Vol 4 (1) ◽  
pp. 480-484
Author(s):  
Khairuddin Khairuddin

This study aims to empirically determine the description of organizational commitment to MTs Al-Islamiyah Karang Anyar teachers. The sampling technique was carried out by total sampling technique and got 43 samples. The research instrument used was the organizational commitment scale. This type of research is quantitative research with descriptive and comparative models. The data analysis technique used is the one sample t-test. Researchers hypothesized that married teachers would tend to have higher organizational commitment than unmarried teachers. The results showed that the organizational commitment of the teachers was generally high. In accordance with the proposed hypothesis, it is said that there is a difference in organizational commitment between teachers who are married and teachers who are not married. The t-test results obtained were p = 0.000 (p <0.05). This shows that there is a significant difference. The empirical mean of married teachers are 100.06 and unmarried teachers are 90.54.


2020 ◽  
Vol 8 (1) ◽  
pp. 46-52
Author(s):  
Ahlul Nazar ◽  
Nurul Huda

AbstrakPenelitian ini bertujuan untuk mengetahui seberapa besar perbedaan yang signifikan ukuran perusahaan antara PT Telkomsel  Tbk dan PT XL Axiata Tbk. Penelitian komparatif, populasi penelitian ini adalah data laporan keuangan PT TERKOMSEL TBK selama 22 tahun dari tahun 1997-2018 dan PT XL AXIATA TBK yaitu selama 18 tahun dari tahun 1999-2018. Teknik pengambilan sampel dalam penelitian ini menggunakan Purposive Sampling. Sampel penelitian ini selama 5 tahun dari 2014-2018 terdaftar di bursa saham. Jenis data penelitian kuantitatif dengan sumber data sekunder. Teknik analisis data menggunakan uji normalitas data dan independent sample t-test. Analisis menunjukkan bahwa variabel Ukuran Perusahan pada PT Telkomsel  Tbk dan PT XL Axiata Tbk. berdasarkan nilai Sig (2-tailed) sebesar 0,010 sehingga nilai signifikan 0,000 > 0, 05, maka Ha ditolak dan H0 diterima yang menyatakan bahwa tidak ada perbedaan yang signifikan antara Ukuran Perusahaanpada PT Telkomsel  Tbk dan PT XL Axiata Tbk.AbstractThis study aims to find out how big a significant difference in company size between PT Telkomsel Tbk and PT XL Axiata Tbk. Comparative research, the population of this study is the data of PT TERKOMSEL TBK's financial statements for 22 years from 1997-2018 and PT XL AXIATA TBK for 18 years from 1999-2018. The sampling technique in this study uses purposive sampling. This research sample for 5 years from 2014-2018 was listed on the stock exchange. Types of quantitative research data with secondary data sources. The data analysis technique uses normality test data and independent sample t-test. The analysis shows that the Company Size variable at PT Telkomsel Tbk and PT XL Axiata Tbk. based on the Sig (2-tailed) value of 0.010 so that a significant value of 0,000> 0, 05, Ha is rejected and H0 is accepted stating that there is no significant difference between Company Size at PT Telkomsel Tbk and PT XL Axiata Tbk.


2020 ◽  
Vol 9 (4) ◽  
pp. 236-240
Author(s):  
Nanda Hestiana Putri

  Penelitian ini bertujuan untuk  membandingkan model Inquiry dan Think Pair Share terhadap hasil belajar IPA SD Gugus Susukan Kabupaten Semarang. Metode penelitian menggunakan kuantitafif jenis penelitian adalah komparatif dengan menggunakan desain eksperimen.Teknik Pengumpulan Data dengan observasi, wawancara, dokumentasi, kuisioner dan tes. Dalam penelitian ini populasinya ialah semua siswa SD Gugus Susukan  Kab. Semarang tahun pelajaran 2019/2020, sampelnya adalah siswa kelas IV. Teknik analisis data dengan uji prasyarat yaitu uji normalitas, homogenitas, dan uji akhir kesamaan rata – rata dan t-test. Berdasarkan hasil pengujiannya mendapatkan skort-21,493 dengan signifikansinya 0,065. Pasangan sampelnya yang dianalisa ada perbedaan yang signifikan antara nilai pretest dan  nilai postest SDN Susukan 04 Kelas IV, SDN Susukan 02 Kelas IV, SDN Susukan 01 Kelas IVA, SDN Susukan 01 Kelas IVB  (-21,493 > 1,9840 ) dan (Sig. 0,000 < 0,05). Hasil penelitian ini menunjukkan terdapat perbedaan yang signifikan dari hasil belajar siswa dengan menerapkan model pembelajaran Inquiry dan Think Pair Share. This study aimed to compare the Inquiry and Think Pair Share model to the science learning outcomes of SD Gugus Susukan Semarang Regency. The research method used a quantitative research type was comparative using experimental design. Data collection techniques with observation, interviews, documentation, questionnaires and tests. In this study the population was all students of SD Gugus Susukan Semarang Regency for the 2019/2020 school year, the sample was class IV students. The data analysis technique used the prerequisite test, they were normality test, homogeneity, and the final test of average similarity and t-test. Based on the test results got a score of-21.493 with a significance of 0.065. The sample pairs analyzed had a significant difference between the pretest and postest scores of SDN Susukan 04 Class IV, SDN Susukan 02 Class IV, SDN Susukan 01 Class IVA, SDN Susukan 01 Class IVB (-21,493> 1,9840) and (Sig. 0,000) <0.05). The results of this study indicated that there were significant differences in student learning outcomes by applying the Inquiry learning model and Think Pair Share.


2016 ◽  
Vol 1 (2) ◽  
Author(s):  
Rohimah Rohimah ◽  
Rifki Khoirudin

This research aims to know the level of health ratio of conventional banks and islamic banks in Indonesia that have Dual Banking System. The sample of this research is 25 conventional bank and 24 islamic bank. This type of research is quantitative research. This research was analyzed using RGEC approach. The variables that used in this research consisted of Risk Profile factor assessed with NPL ratio and LDR of Earning factors assessed by ROA and BOPO ratio, and Capital factor was assessed through CAR ratio. Hypothesis testing in this study using independent sample t-test. From the calculation of the health level of banks, conventional banks are healthier than islamic banks. While the results obtained by using independent test sample t-test in this study showed that the ratio of NPL and CAR there is no significant difference. While the ratio of LDR, ROA, and BOPO there are significant differences.Keywords : Risk Profil; Earning; Capital


Author(s):  
Rahmaya Unting Sari ◽  
Eka Utari Handayani

The background of this study is the lack of creativity of teachers in using media in learning Arabic at MAN 3 Bantul, Yogyakarta. This study aims to determine the learning process of mufradât with picture media and find out the differences in learning outcomes of students in learning mufradât between experimental classes that use image media and control classes that do not use image media. This research is quantitative research and the type of research is experiment. Data collection is done by the method of testing, observation, and documentation. This experimental research was conducted with a pretest, posttest control group design model. The object used is class X IPS 1 as an experimental class and class X IPS 2 as a control class. While the data analysis technique uses independent samples t-test. The results of this study indicate that, there are significant differences between the experimental class and the control class. This difference can be seen from the average value of the control class posttest 66.312 while the posttest value of the experimental class is 90.125. Whereas the "t" Test of the experimental class and the control class posttest produced a Sig. (2-tailed) value of 0,000 <0.05, which means that there was a significant difference in mastery of the mufradât between the experimental class and the control class, it can be concluded that Ha was accepted. The results of this analysis indicate that image media can be used as an alternative solution to improve the learning outcomes of students in grade 10 social studies.


2018 ◽  
Vol 5 (1) ◽  
Author(s):  
Danuri Danuri ◽  
Dwendha Lahitani

This study aims to determine the effectiveness of CSM strategies on comprehension reading skills in classes V Padokan 2 Elementary School. The research method used is a quasi-experimental method. In this study the subjects of the study were VA class students as the control class and V C as the experimental class with 28 VA and VC class students. Quantitative data analysis technique used is the calculation of independent sample t-test. Based on data analysis and discussion, researchers can conclude that CSM strategies are more effective than conventional methods of reading comprehension learning. The results of this study indicate that there is a significant difference between the experimental class and the control class as evidenced by the results of the independent sample t-test obtained by the value of Asymp. Sig (2-Tailed) 0.014 <0.05. CSM strategy is an effective learning strategy seen from the average value of the experimental class posstest which is 81.61 higher than the control class average value of 72.96.


IIUC Studies ◽  
2016 ◽  
pp. 81-98
Author(s):  
Mohammad Rokibul Kabir ◽  
Abdul Hamid Chowdhury

The study is based on a total number of seven full-fledged listed Islamic Banks operating in Bangladesh. Secondary sources of data are used in this research. Data were collected from the Website of Bangladesh Bank and studying relevant literatures. This paper examines whether there is any differences of profit rate on deposits among different Islamic Banks. It also aims at finding whether there is any relationship between inflation and profit rate on deposits. Analyses have been done for two types of deposits accounts called Mudaraba Term Deposits Account and Mudaraba Savings Account. The results of the study reveal that, in case of Term Deposits the highest mean return is 11.06458% as offered by the First Security Islamic Bank Ltd. and the lowest mean return of 8.687500% is offered by Export Import Bank of Bangladesh Ltd. while in case of Mudaraba Savings Deposits the highest mean return of 6.583333% is offered by the First Security Islamic Bank Ltd. and the lowest mean return of 4.330417% is offered by Al Arafah Islami Bank Ltd. during the studied period. One sample t-test has been applied to find whether there is any significant difference in profit rate in different months and the study unfolds that the profit rate differs significantly in all the banks from month to month. The findings of Paired Sample t-test suggests that there is a significant difference in mean return between the Islamic banks in both of the Mudaraba Term Deposits and Mudaraba Savings Accounts in all the cases except for two pairs as the return on savings deposit does not significantly differ between Al Arafah Islami Bank Ltd. and Social Islami Bank Limited while it does not differ significantly between Social Islami Bank Limited and Islami Bank Bangladesh Ltd. in case of Mudaraba Term Deposits. Finally, the relationship between inflation and rate of profit is found insignificant in case of Mudaraba Saving Deposits while significant relationship has been discovered between Mudaraba Term Deposits and rate of inflation.IIUC Studies Vol.10 & 11 December 2014: 81-98


2019 ◽  
Vol 2 (2) ◽  
pp. 138-153
Author(s):  
Marantika Marantika ◽  
Dwi Nur Aini Dahlan

Visionary leadership is a capability to make changes by having new visions and ideas, thinking ahead, carrying out stages of mutual interconnection that can influence and motivate teachers and their students. This research aims to find out the effect of leadership of Madrasah Principal Visionary to Teacher Discipline. The type of this research is quantitative research. The population in this study were all 60 teachers in MAN 2 Samarinda. The data of this research is obtained from questionnaire, observation and documentation. The data analysis technique uses product moment correlation formula, determinant coefficient (R²) and t test. The results of this study shows the results of the t-test value of 3.5090> t table 2.00172, which means that Ho is rejected and Ha is accepted. The meaning is there is a correlation between variable X and Y, product correlation 0.416. That means there is a strong correlation between visionary leadership variable and teacher discipline variable. Percentage of visionary leadership for teacher  discipline is 17.30% (strong enough), the factors that cause these results include: giving the best performance without analyzing / following new era, inability to change teachers knowledge into strategy, and treating teachers differently causing conflicting duties. The supporting and inhibiting factors in managing teacher discipline include: teacher personalitty, the headmaster teachers supervision.


2019 ◽  
Vol 5 (10) ◽  
pp. 835
Author(s):  
Adyagunita Karini ◽  
Dian Filianti

Comparing the financial performance of banks with other countries would show if the different standards and regulations affect their performance. This research aims to know if there is a significant difference in financial performance of sharia banks between Indonesia, Malaysia, Brunei and Thailand during 2011-2016. The samples used in this research consist of one sharia bank from each country: Bank Syariah Mandiri, Maybank Islamic Berhad, Bank Islam Brunei Darussalam and Islamic Bank of Thailand. This research uses a comparative quantitativeapproach using Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Return on Asset (ROA), and Capital Adequacy Ratio (CAR) as variables to indicate financial performance. One-Way ANOVA is used as the analysis technique. Results of the ANOVA test show there is a significant difference in NPF, FDR, ROA and CAR between sharia banks in Indonesia, Malaysia, Brunei and Thaiand as indicated by a significance value of 0,000 and 0,002.


2020 ◽  
Vol 3 (2) ◽  
pp. 77-88
Author(s):  
Intan Elita ◽  
K. Bagus Wardianto ◽  
M. Iqbal Harori

This study aims to measure the accuracy of technical analysis using the Bollinger Band indicator in predicting stock prices in the middle of pandemic covid-19. The concept in this study is to compare daily stock price predictions according to technical indicators with the closing prices that occured on that day. Sample selection technique used in this research used a purposive sampling method and obtained 9 pharmaceutical sub-sector companies listed on the IDX from February to April 2020. The type of data used is a chart of the company's daily stock price movements obtained from finance.yahoo.com. The data analysis technique used was the paired sample t-test and used the SPSS 26 analysis tool. The results of this study indicate that the Bollinger indicator does not have a significant difference. ABSTRAK Penelitian ini bertujuan untuk mengukur keakuratan analisis teknikal dengan indikator Bollinger Band dalam memprediksi harga saham pada masa pandemi Covid-19. Konsep pada penelitian ini adalah membandingkan prediksi harga saham harian menurut indikator teknikal dengan harga penutupan yang terjadi pada hari tersebut. Teknik pengambilan sampel dalam penelitian ini menggunakan metode purposive sampling dan diperoleh sebanyak 9 perusahaan sub sektor farmasi yang terdaftar di BEI selama Februari hingga April 2020. Jenis data yang digunakan yaitu berupa grafik pergerakan harga saham harian perusahaan yang diperoleh dari finance.yahoo.com. Teknik analisis data yang digunakan adalah uji independent sample t-test dan menggunakan alat analisis program SPSS 26. Hasil penelitian ini menunjukkan bahwa indikator Bollinger tidak memiliki perbedaan yang signifikan.


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