scholarly journals DEPOSITO MUDHARABAH, NPF, DAN TINGKAT BAGI HASIL TERHADAP PEMBIAYAAN BAGI HASIL PADA BUS DAN UUS DI INDONESIA TAHUN 2011-2016

2019 ◽  
Vol 5 (3) ◽  
pp. 231
Author(s):  
Inan Nati Ismah ◽  
Atina Shofawati
Keyword(s):  
Significant Influence ◽  
Financial Services ◽  
Quantitative Research ◽  
Secondary Data ◽  
Profit Sharing ◽  
Regression Result ◽  
Islamic Banks ◽  
Business Unit ◽  
Monthly Report ◽  
Independent Variable

The aim of the study was to determine the influence Mudharabah Deposit, NonPerforming Financing and Profit Sharing Level to Financing Based on Profit Sharing by Islamic Banks and Sharia Business Unit. This study used quantitative research, with purposive sampling. The data used for this study are secondary data gathered from Sharia Indonesia Banking Statistic on Financial Services Authority Website which is monthly report started from January 2011 till August 2016. Dependent variable in the study is financing based on profit sharing (Musyarakah and Mudharabah), then independent variable are MudharabahDeposit, Non Performing Financing, and Profit Sharing Level. This reserach used analysis technical multiple linear regression. The regression result of this study indicate that mudharabah deposit variable, non performing financing and profit sharing level simultaneously have significant influence to financing based on profit sharing. Meanwhile non performing financing partially has significant influence to financing based on profit sharing

scholarly journals Pengaruh Pembiayaan Musyarakah Terhadap Pendapatan Bank BRI Syariah Indonesia Periode 2014-2020

2021 ◽  
Vol 5 (2) ◽  
pp. 230-242
Author(s):  
Noorulviah Beredhawati Atmaja ◽  
Siti Amallia Tadim ◽  
R. Deden Adhianto
Keyword(s):  
Financial Services ◽  
Secondary Data ◽  
Profit Sharing ◽  
Annual Reports ◽  
Islamic Banks ◽  
Analysis Method ◽  
Simple Linear Regression ◽  
Statistical Program ◽  
Annual Time Series ◽  
Annual Time

Consumer financing is one of the focuses of BRI Syariah financing distribution because it has a low risk. This is because consumer financing is based on mortgages and multi-purpose financing. This study aims to determine the effect of Musyarakah Financing on Income. This research was conducted at Bank BRI Syariah Indonesia for the period 2014 to 2020. This method uses a descriptive quantitative approach. The development of Islamic banking is also marked by an increase in the distribution of financing. Financing is very important because this financing factor is the key to the development of Islamic banks in the future. Ideally, Islamic bank financing is dominated by musharaka contracts which are run with a profit-sharing system. The data used in this study is secondary data derived from annual reports that can be accessed through the Financial Services Authority website in the form of an annual time series from 2014-2020. This study applies a simple linear regression data analysis method. Based on the results of research using the SPSS Version 20 statistical program, Musyarakah Financing (X) has a positive and significant effect on Income (Y).

scholarly journals Testing the Efficiency of Capital Structure and Assets Structure in Bank

2021 ◽  
pp. 105-112
Author(s):  
Ahmad Roziq ◽  
Ayang Marizca ◽  
Alwan Sri Kustono
Keyword(s):  
Data Collection ◽  
Capital Structure ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Collection Method ◽  
Independent Variable ◽  
Relationship Of ◽  
The Relationship

This study aims to examine and analyze the effect of capital and asset structure on the risk of financing and profitability of Islamic banks in Indonesia. This type of research is explanatory research, namely research that explains the relationship of the influence of the independent variable on the influence of the dependent variable through a hypothesis test using path analysis. The data used in this study is secondary data on capital structure, asset structure, risk, and profitability in Islamic banks for the 2014-2018 period. The data collection method used in this research is the documentation method. The results of the study conclude that capital structure has a significant effect on risk but does not have a significant effect on profitability, asset structure has no significant effect on risk and profitability and risk has a significant effect on profitability. The results of analysis and discussion can be advised the management of Islamic banks to improve the performance of Islamic banks, so the management of Islamic banks must be able to establish an efficient capital structure, namely by using temporary syirkah funds that use an efficient profit-sharing system and loans with the wadiah system.

Pengaruh Tingkat Suku Bunga, Tingkat Bagi Hasil, Likuiditas, Inflasi, Ukuran Bank, dan Pertumbuhan Produk Domestik Bruto terhadap Deposito Mudharabah Bank Umum Syariah di Indonesia

2018 ◽  
Vol 6 (1) ◽  
pp. 1-22
Author(s):  
Akhris Fuadatis Sholikha
Keyword(s):  
Gross Domestic Product ◽  
Interest Rates ◽  
Significant Influence ◽  
Quantitative Research ◽  
Hypothesis Test ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Profit Sharing ◽  
Commercial Banking ◽  
Domestic Product

The purpose of this study is to examine the influence of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously and partially on mudaraba deposits at Islamic Commercial Banking in Indonesia. This study conduct quantitative research with hypothesis testing on secondary data in term of time series on the quartely financial statements starting from the first quarter of 2011 to fourth quarter of 2014. The reserach sample is six Islamic Commercial Banking in Indonesia. The data analysis technique in this study are descriptive analysis, classical assumption test, multiple regression analysis, hypothesis test uses F test, and t test. The result showed that variable of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia. while partially variable of the level of profit sharing, and the size of the company positivelly significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia, but interest rates, liquidity, inflation, and the growth of gross domestic product does not  significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia.

scholarly journals Pengaruh Solvabilitas terhadap Profitabilitas (Studi pada Perusahaan Asuransi Kerugian yang Terdaftar di Bursa Efek Indonesia Tahun 2013-2018)

2020 ◽  
Vol 1 (1) ◽  
pp. 49-61
Author(s):  
Muthia Nur Soniati ◽  
Ruhadi Ruhadi ◽  
Mochamad Edman Syarief
Keyword(s):  
Significant Influence ◽  
Financial Services ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Financial Reports ◽  
Independent Variable ◽  
The Impact

Insurance Company is developing, proved with the amount of insurance companies now, because companies need to minimalize their risk There were several insurance companies warned by Financial Services Authority. This research has purpose to uncover the impact of Risk Based Capital to Return On Asset.The independent variable is RBC and dependent variable is ROA. The methode is explanatory and quantitative methode with secondary data which is annual financial reports period 2013 – 2018 in insurance companies listed on Indonesia Stock Exchangd that dertermined 5 companies as sample.The statistic are classic assumption test, simple  linear regretion, coefficient of determination, and hypothesis test with SPSS version 23. The result by t test showed that Risk Based Capital has positive and significant influence on the Return On Asse. Where the change in Risk Based Capital can explain the change in Return On Asset by 44.9% while the rest is influenced by other factors.

scholarly journals Faktor-faktor yang Mempengaruhi Profitabilitas Bank Syariah Indonesia dan Malaysia

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Ike Dwi Astuti ◽  
Nur Kabib
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Services ◽  
Quantitative Research ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Analysis Tool ◽  
Islamic Banks ◽  
Stationarity Test

One of the benchmarks for state progress in banking which affects economic activity (Khasanah, 2016) . This study aims to determine the factors that influence profitability included CAR, BOPO, FDR, on ROA with NPF as a moderating variable for Indonesian and Malaysian Islamic banking listed in the Financial Services Authority (OJK) and Bank Negara Malaysia (BNM) for the 2014-2019 period. This type of quantitative research with secondary data is in the form of panel data. The sample includes 11 Indonesian Islamic banks and 7 Malaysian Islamic banks. The collection method is to access the annual report on the bank's website. Multiple Linear Regression analysis tool with the Eviews 10 Version application. The analysis used the Descriptive Statistical Test, Stationarity Test, and Multiple Linear Regression Test. The test results include: 1) CAR is not significant to ROA; 2) BOPO is not significant to ROA; 3) FDR is not significant to ROA; 4) CAR with NPF as a moderating variable has a positive and significant effect on ROA; 5) BOPO with NPF as a moderating variable has a negative and significant effect on ROA; 6) FDR with NPF as a moderating variable has a negative and significant effect on ROA.

scholarly journals The Effect of Islamic Financing Schemes on Risk and Financing Performance in Islamic Banks in Indonesia

2021 ◽  
Vol 10 (1) ◽  
pp. 17
Author(s):  
Ahmad Roziq ◽  
Hari Sukarno
Keyword(s):  
Quantitative Research ◽  
Secondary Data ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Financial Reports ◽  
Islamic Bank ◽  
Inner Model ◽  
Financing Risk ◽  
Financing Performance ◽  
Financing Schemes

The purpose of this study is to prove the effect of the financing scheme on financing risk and financing performance in Islamic banks in Indonesia. This research applies a form of quantitative research with the type of explanatory research that aims to accept or reject hypotheses. The population in this study are Islamic banks in Indonesia. The data used in the study are secondary data in the form of financial ratios sourced from Islamic bank financial reports for 2015 to 2019. Data analysis techniques use partial least squares which are used to test the inner model and outer model. The results of the study found that the sharia financing scheme that uses the buying and selling system and the profit sharing system has a significant effect on the risk of financing. However, the sharia financing scheme that uses the lease system has no significant effect on financing risk. The results also found that financing risk has a significant effect on the performance of Islamic bank financing in Indonesia. The results showed that the management of Islamic banks must be able to manage buying and selling financing and profit-sharing and profit-sharing financing schemes carefully and minimizing the risk of financing.

scholarly journals ANALISIS TINGKAT KESEHATAN BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH DENGAN METODE CAMELS DAN RGEC

El Dinar ◽  
2016 ◽  
Vol 3 (1) ◽  
Author(s):  
Lotus Mega Fortrania ◽  
Ulfi Kartika Oktaviana
Keyword(s):  
Financial Services ◽  
Quantitative Research ◽  
Secondary Data ◽  
Business Unit ◽  
Business Units ◽  
Good Corporate Governance ◽  
Bank Institution ◽  
The Face ◽  
Composite Rating ◽  
Public Banks

Banking should always be assessed health to stay fit in serving the customers,<br />the Bank that classified unhealthy can inflict the bank institution itself and of<br />the others, namely the customers of the bank. To assess a health bank can be<br />viewed from various aspects of assessment, this research aimed to determine<br />whether the bank is in a very healthy, healthy, healthy enough, less healthy or<br />unhealthy. There were several methods that can be used to assess or analyze<br />the health of the banking, namely CAMEL, CAMELS and RGEC. This research<br />was a quantitative research, with descriptive approach. The data used was<br />secondary data on 34 banking companies consisted of 11 companies of Syaria<br />public banks and 23 companies of Syaria business units. Analysis conducted<br />in this study was to use the calculation of financial ratios that have been set by<br />the financial services authority. The results showed that the health level of<br />Syaria public Bank and Syaria Business Unit with using CAMELS method and<br />RGEC showed health predicate of the bank in accordance with the standards<br />set by Bank Indonesia, for the period 2011 can be concluded that the Syaria<br />public Banks and Sharia Business Unit of composite rankings ”HEALT”, the<br />period of 2012 with the conclusion of composite rating ”HEALT”, and for the<br />period of 2013 with the conclusion of composite rating ”HEALT”. RGEC<br />method can be said to be better than in the two previous methods, namely<br />CAMELS and CAMEL, through RGEC, BI (Bank Indonesia) wanted banks to<br />be able to identify problems early, performed the appropriate and faster follow-up improvements, and implemented Good Corporate Governance (GCG) and<br />better risk management so banks will be more resilient in the face of crisis

scholarly journals ANALISIS TINGKAT BAGI HASIL, INDEKS SAHAM JII DAN PERTUMBUHAN EKONOMI TERHADAP DEPOSITO MUDHARABAH PADA PT BANK SYARIAH MANDIRI DI INDONESIA

2020 ◽  
Vol 22 (2) ◽  
Author(s):  
Hamdani Hamdani ◽  
Mizan Mizan ◽  
Nusyidah Nursyidah ◽  
Rahmi Raihan ◽  
Aura Humayrah
Keyword(s):  
Economic Growth ◽  
Financial Services ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Profit Sharing ◽  
Stock Index ◽  
Islamic Banks ◽  
Time Deposits ◽  
Negative Effect

he development of Mudharabah Deposits in conventional and sharia banking is increasingly becoming a choice and getting a positive response from consumers. Mudharabah time deposits are an important component for Islamic banks in collecting funds from the public as an investment. This study aims to conduct an analysis of the level of profit sharing and economic growth seen as an important factor in the development of mudharabah deposits. The data used in this study are secondary data, namely the data for the 2010-2019 quarter period contained on the official website of the Financial Services Authority (OJK), Yahoo Finance and the Central Statistics Agency. The object of research at PT Bank Syariah Mandiri in Indonesia. The analytical method used is multiple linear regression analysis.  Based on the results of this study indicate that the level of profit sharing, JII stock index and economic growth simultaneously have a significant effect on mudharabah deposits. Partially the profit sharing rate and JII stock index have a positive and significant effect on mudharabah deposits. While economic growth partially has a significant negative effect on mudharabah deposits. This study is in line with previous studies and there are differences from previous studies. The results of this study can be used for subsequent studies that want to see the development of mudharabah deposits, especially in Aceh, which has implemented the conversion of conventional banks into Islamic banks.  Keywords : Profit Sharing Rate, JII Stock Index, Economic Growth, Mudharabah Deposits

scholarly journals AKTOR-FAKTOR YANG MEMPENGARUHI JUMLAH DEPOSITO MUDHARABAH BANK SYARIAH DI INDONESIA (Periode Tahun 2013-2016)

2019 ◽  
Vol 5 (3) ◽  
pp. 216
Author(s):  
Rosi Astrika Agustina ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Revenue Sharing ◽  
Profit Sharing ◽  
Regression Result ◽  
Islamic Banks ◽  
Financial Report ◽  
Quarterly Data ◽  
Panel Data Regression ◽  
Variable Level ◽  
Data Regression ◽  
Independent Variable

The aim of the study was to determine influence inflation, profit sharing level and corporation size to mudharabah deposit amount of Islamic banks in Indonesia year of period 2013-2016. This study used quantitative approach. The data used for this study are quarterly data gathered from per quarterly financial report of Islamic banks in Indonesia period 2013- 2016. Dependent variable in the study is profit sharing level and corporation size, then independent variable are inflation. This research used analisys technical panel data regression. The regression result of this study indicate that variable that the inflation and the size of the company a significant effect on the mudharabah deposit amount. While, variable that the variable level revenue sharing significant effect on the amount of mudharabah deposit Islamic bank in Indonesia

The Effect of Bankruptcy Possibility on Audit Delay and Timeliness (Empirical Study on Manufacturing Companies Listed in Indonesian Stock Exchange in the Period of 2012-2016)

2019 ◽  
Vol 2 (2) ◽  
pp. 118-146
Author(s):  
Triana Meinarsih ◽  
Abdul Yusuf ◽  
Muhammad Zilal Hamzah
Keyword(s):  
Quantitative Research ◽  
Stock Exchange ◽  
Secondary Data ◽  
Annual Reports ◽  
Manufacturing Companies ◽  
Z Score ◽  
Quality Of Accounting Information ◽  
Independent Variable ◽  
A Company

Audit delay and timeliness are important factors that influence the quality of accounting information in term of relevance. This study provides empirical evidence to answer the question of how bankruptcy possibility impacts on audit delay and timeliness.  This research studies manufacturing firms listed in Indonesian Stock Exchange (IDX) in the period of 2012-2016. Data are taken from official website of IDX. This study is a quantitative research that seek to find out relationship between independent variable and dependent variable. External secondary data used are annual reports accessed from IDX website. Measurement used is Z-Score Altman model prediction, while simple linear regression is employed as technical analysis. This study finds that bankruptcy possibility which is measured by ZScore is negatively influence audit delay and timeliness. Any decrease of Z-Score shows the possibility of a company experience bankruptcy and therefore causes audit delay and timeliness.

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