scholarly journals Testing the Efficiency of Capital Structure and Assets Structure in Bank

Author(s):  
Ahmad Roziq ◽  
Ayang Marizca ◽  
Alwan Sri Kustono

This study aims to examine and analyze the effect of capital and asset structure on the risk of financing and profitability of Islamic banks in Indonesia. This type of research is explanatory research, namely research that explains the relationship of the influence of the independent variable on the influence of the dependent variable through a hypothesis test using path analysis. The data used in this study is secondary data on capital structure, asset structure, risk, and profitability in Islamic banks for the 2014-2018 period. The data collection method used in this research is the documentation method. The results of the study conclude that capital structure has a significant effect on risk but does not have a significant effect on profitability, asset structure has no significant effect on risk and profitability and risk has a significant effect on profitability. The results of analysis and discussion can be advised the management of Islamic banks to improve the performance of Islamic banks, so the management of Islamic banks must be able to establish an efficient capital structure, namely by using temporary syirkah funds that use an efficient profit-sharing system and loans with the wadiah system.

2019 ◽  
Vol 3 (5) ◽  
Author(s):  
Nova Risma ◽  
Rices Jatra

The problem in this study is the lack of activeness and motivation of students of SMP Negeri 6 Pekanbaru in the learning activities of volleyball games, especially in learning service below, so that learning activities do not run optimally. The purpose of this study was to determine the relationship of motivation with the ability to serve under the volleyball game of SMP Negeri 6 Pekanbaru students. This study is correlational that connects the independent variable, motivation (X) with the dependent variable, namely the ability to serve under the game of volleyball (Y). The population in this study were all students of SMP Negeri 6 Pekanbaru, totaling 335 people. The sampling technique in this study is Purposive Sampling, so that the students sampled in this study amounted to 54 people. Data collection for motivation is done by distributing questionnaires and service capabilities under Russel-Lange. The data obtained were analyzed using thecorrelation formula product moment with α = 0.05. Hypothesis test results show there is a relationship between motivation and the ability to service down in the game of volleyball (rxy = 0.345> rtable 0.281) and (tarithmetic = 2.520> ttable = 2.012). This means that the higher motivation possessed by SMP Negeri 6 Pekanbaru students, the tendency of lower service ability in volleyball games is also increasing. In another sense, the hypothesis is accepted (significant).


2019 ◽  
Vol 3 (5) ◽  
pp. 1196
Author(s):  
Nova Risma ◽  
Rices Jatra

The problem in this study is the lack of activeness and motivation of students of SMP Negeri 6 Pekanbaru in the learning activities of volleyball games, especially in learning service below, so that learning activities do not run optimally. The purpose of this study was to determine the relationship of motivation with the ability to serve under the volleyball game of SMP Negeri 6 Pekanbaru students. This study is correlational that connects the independent variable, motivation (X) with the dependent variable, namely the ability to serve under the game of volleyball (Y). The population in this study were all students of SMP Negeri 6 Pekanbaru, totaling 335 people. The sampling technique in this study is Purposive Sampling, so that the students sampled in this study amounted to 54 people. Data collection for motivation is done by distributing questionnaires and service capabilities under Russel-Lange. The data obtained were analyzed using thecorrelation formula product moment with α = 0.05. Hypothesis test results show there is a relationship between motivation and the ability to service down in the game of volleyball (rxy = 0.345> rtable 0.281) and (tarithmetic = 2.520> ttable = 2.012). This means that the higher motivation possessed by SMP Negeri 6 Pekanbaru students, the tendency of lower service ability in volleyball games is also increasing. In another sense, the hypothesis is accepted (significant)


2017 ◽  
Vol 1 (1) ◽  
pp. 15-25
Author(s):  
Ismayana Marhamah

This study aims to determine the effect of profit sharing growth, liquidity growth, gross domestic product (GDP) growth, of mudharabah saving growth in general islamic banks. The variables studied are the influence of profit sharing rate, liquidity growth, gross domestic product (GDP) growth as independent variable and mudharabah saving growth as dependent variable. The population in this study are sharia islamic banks registered in Bank Indonesia (BI) and the amount of gross domestic productquarter-year period 2012-2016.The result of hypothesis testing (t test) shows that the profit sharing growth and gross domestic product partially has significant effect to mudharabah saving growth. Then the test result of liquidity growth partially has no effect and not significant to mudharabah saving growth. The results of simultaneous hypothesis test (test F), show that all independent variabels in this study has significant effect to mudharabah saving growth.


2020 ◽  
Vol 11 (1) ◽  
pp. 130-148
Author(s):  
Meilinda Nur Rasyida Fatmawati ◽  
Indah Yuliana

ABSTRAK Transaksi non tunai kini semakin banyak digunakan dalam bertransaksi. Selain lebih praktis, mudah dan cepat, transaksi non tunai memiliki pengaruh terhadap kebijakan moneter di Indonesia. Dalam kebijakan moneter, transaksi non tunai mempengaruhi tingkat jumlah uang beredar di masyarakat. Selain itu, terdapat faktor lain yang dapat mempengaruhi jumlah uang beredar yaitu inflasi. Transaksi non tunai pada penelitian ini menggunakan ATM debet, ATM kredit dan uang elektronik. Tujuan penelitian ini adalah untuk mendapatkan bukti pengaruh transaksi non tunai terhadap jumlah uang beredar di Indonesia dengan inflasi sebagai variabel moderasi selama tahun 2015- 2018. Pengumpulan data menggunakan data sekunder dan teknik analisis yang digunakan adalah uji Moderating Regression Analysis (MRA). Berdasarkan hasil penelitian yang telah dilakukan adalah transaksi non tunai memiliki pengaruh positif dan signifikan terhadap jumlah uang beredar dan inflasi mampu memperkuat hubungan transaksi non tunai terhadap jumlah uang beredar.   Kata Kunci: ATM debet. ATM kredit, uang eletronik, inflasi, jumlah uang beredar (M1)   ABSTRACT The use of Non-cash transactions in society are increasing recently. It is more practical, easy and fast, moreover non-cash transactions have an influence on monetary policy in Indonesia. In monetary policy, non-cash transactions affect the level of money supply. In addition, there are other factors that can affect the money supply, namely inflation. Non-cash transactions in this study use a debit ATM, credit ATM and electronic money. The purpose of this study is to obtain evidence of the effect of non-cash transactions on the money supply in Indonesia with inflation as a moderating variable during 2015-2018. Data collection is based on secondary data and the analysis technique used is Moderating Regression Analysis (MRA) test. This research results that non-cash transactions have a positive and significant effect on the money supply and inflation is able to strengthen the relationship of non-cash transactions and the money supply. Keywords: Debit AT, ATM credit, electronic money, inflation, money supply (M1)


2021 ◽  
Vol 9 (2) ◽  
pp. 131-140
Author(s):  
Fanesha Fanesha ◽  
Nusa Muktiadji ◽  
Ganjar Hendrian

This study aims to determine how the influence of Loan to Deposit Ratio, Capital Adequacy Ratio and Non Performing Loans on Banking Profitability Listed on the Indonesia Stock Exchange (IDX) that occurs at PT Bank Central Asia Tbk, PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Mandiri (Persero) Tbk, PT Bank CIMB Niaga Tbk, PT Bank Negara Indonesia (Persero) Tbk, PT Bank Tabungan Negara (Persero) in 2014-2018. The data used in this study are quantitative data with secondary data sources derived from the financial statements of each bank. This research uses descriptive statistical analysis methods, inference analysis, classic assumption test, multiple linear analysis and coefficient of determination. Regression analysis is used to find out how the influence of independent variables on the dependent variable with a significance value of 5 percent. While the determination coefficient analysis is used to determine the relationship between the independent variable and the dependent variable. From the partial hypothesis test (T Test) that has been done by the author, it is obtained that the Loan to Deposit Ratio affects Return On Assets, Capital Adequacy Ratio has no effect on Return On Assets and Non Performing Loans has no effect on Return On Assets. For simultaneous hypothesis testing (Test F), the results obtained are that the independent variables namely Loan to Deposit Ratio, Capital Adequacy Ratio and Non Performing Loans simultaneously influence the Return on Assets.   Key words :     Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return On Asset (ROA).


2019 ◽  
Vol 8 (4) ◽  
Author(s):  
Sigit Cahyono ◽  
Ni Ketut Surasni ◽  
Hermanto Hermanto

This research aims to analyze the effect profitability to firm value with capital structure as moderating variable in agriculture companies listed on the Indonesia Stock Exchange (IDX). The dependent variable used is firm value (PBV), the independent variable is profitability (ROA), and capital structure (DER) as a moderating variable. The sampling technique was purposive sampling so that the number of samples obtained was 9 companies, with an observation period of 2014-2017. This type of research is associative causal. The analysis technique used in this study is panel date regression (common effect modell) using eviews, with a significant level of 5 percent. Descriptive statistics were also included which included average, median, minimum, maximum, and std. deviation. The results of this study indicate that profitability has a positive and significant effect on firm value and, capital structure is weaken on the relationship of profitability to firm value. Capital structure is a quasi moderating where as the effect of capital structure to firm’s value and the effect of capital structure interaction to firm’s value is also significant.Keywords: Profitability, Capital Structure, Firm Value


At-Taqaddum ◽  
2020 ◽  
Vol 12 (2) ◽  
pp. 183-200
Author(s):  
Ahmad Rifqi Hidayat ◽  
Aidha Trisanty

The majority of Indonesia's population is Muslim. Ideally, the development of Islamic banking in Indonesia runs significantly, but the facts show that the market share of Islamic banks is still relatively small. This article aims to analyze the market share of Islamic banking in Indonesia. This study uses a descriptive quantitative approach. The data collection method used is the non-communication method, namely in the form of observation, literature review and experimentation through secondary data. Based on the results of the analysis and discussion, it shows that the market share of Islamic banking in Indonesia is still relatively low. The factors causing the low market share of Islamic banks and the improvement strategy are focused on three sides: Islamic banks' internal elements, aspects of government, regulators, and characteristics of society. In the future, there is a need for strategic steps from all parties to increase the market share of Islamic Banking in Indonesia.


2020 ◽  
Vol 27 (1) ◽  
Author(s):  
Syamsu Nahar ◽  
Wahyudin Nur Nasution ◽  
DTM Ayub Azhari

<p>This study is a quantitative approach. The variables of this study consisted of the dependent variable and the independent variable. This study aims to determine the magnitude of the relationship between the dependent variable and the independent variable. This study applied correlational research. The population of this study consisted of all students of SMA Negeri 16 Medan, 900 students, in 2020. The sample of this study was set to be 100 students, and the sampling was done by using of Slovin technique. The techniques of data collection in this study were a Likert scale questionnaire and pre-test and post-test. The research instruments were arranged according to variable indicators based on the direction and guidance of the Thesis advisor, then tested on students of Medan 16 High School. All data collection instruments for the first independent variable consist of 40 items from the second independent variable, consisting of 40 items. The requirement test for the first independent variable data and the second independent variable used data normality test, comparable data, and linearity. Hypothesis testing uses the t-test to look for correlations on each variable and a partial correlation test with the product-moment formula or SPSS version 20. The results of the research hypothesis state that there is a positive and significant relationship between emotional quotient and learning interest with learning achievement in Islamic Religious Education subjects, with proven that r arithmetic&gt; r<sub>table</sub> and also t arithmetic&gt; t<sub>table</sub> that can be accepted with a decision-making level of 0.05.</p>


2018 ◽  
Vol 4 (2) ◽  
pp. 157
Author(s):  
Ni Ketut Wiwiek Agustina

Tourism has become one of idol business in Indonesia, which can be seen by the graph of performance continues to rise up compared to oil, gas, coal, and palm oil which continue to decline. Each destination tries to serve tourists better using many kinds of strategies, one of them is the destination image. This research aims to analyze the influence of destination image on the revisit intention in Mount Batur, Bali. The study is explanatory and done using quantitative and descriptive approaches. The number of samples to be used is 100 samples. The method of data collection is done by questionnaire collection method to analyze the influence of the destination image variable on the variable of revisit intention obtained by descriptive explanation. Based on the results of the research conducted, it shows that the image of the destination has a significant effect on the interest in returning to tourists in Mount Batur, which means that the hypothesis proposed in the study was accepted. This can be seen in the results of the hypothesis test the value of t arithmetic obtained is equal to 7.242 with a significance value of 0.000 smaller than 0.05. Based on the correlation test, the relationship between the two variables is at a moderate level with a percentage of influence of 34.9%. So that from this it is expected that tourists area managers of  Mount Batur must try to maintain security, comfort and the environment.


2019 ◽  
Vol 11 (2) ◽  
pp. 269-283
Author(s):  
MEILINDA NUR RASYIDA FATMAWATI ◽  
Indah Yuliana

ABSTRACTNowadays, Non-cash transactions are increasingly used in transactions. Besides being more practical, easy and fast, non-cash transactions influence monetary policy in Indonesia. In monetary policy, non-cash transactions affect the level of money supply. Also besides, other factors can affect the money supply, namely inflation. Non-cash transactions in this study use a debit ATM, credit ATM, and electronic money. The purpose of this study is to obtain evidence of the effect of non-cash transactions on the money supply in Indonesia with inflation as a moderating variable during 2015-2018. Data collection is based on secondary data and the analysis technique used was Moderating Regression Analysis (MRA) test. Based on the results of research conducted, non-cash transactions have a positive and significant effect on the money supply and inflation can strengthen the relationship of non-cash transactions to the money supply.Keywords: non-cash transactions; Debit ATM. ATM credit, electronic money, inflation, money supply (M1) ABSTRAKTransaksi non tunai kini semakin banyak digunakan dalam bertransaksi. Selain lebih praktis, mudah dan cepat, transaksi non tunai memiliki pengaruh terhadap kebijakan moneter di Indonesia. Dalam kebijakan moneter, transaksi non tunai mempengaruhi tingkat jumlah uang beredar di masyarakat. Selain itu, terdapat faktor lain yang dapat mempengaruhi jumlah uang beredar yaitu inflasi. Transaksi non tunai pada penelitian ini menggunakan ATM debet, ATM kredit dan uang elektronik. Tujuan penelitian ini adalah untuk mendapatkan bukti pengaruh transaksi non tunai terhadap jumlah uang beredar di Indonesia dengan inflasi sebagai variabel moderasi selama tahun 2015- 2018. Pengumpulan data menggunakan data sekunder dan teknik analisis yang digunakan adalah uji Moderating Regression Analysis (MRA). Berdasarkan hasil penelitian yang telah dilakukan adalah transaksi non tunai memiliki pengaruh positif dan signifikan terhadap jumlah uang beredar dan inflasi mampu memperkuat hubungan transaksi non tunai terhadap jumlah uang beredar. Kata Kunci: transaksi non tunai; ATM debet. ATM kredit, uang eletronik, inflasi, jumlah uang beredar (M1) 


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