scholarly journals Penyelesaian Kredit Macet di Koperasi Sumber Kasih Desa Tangeb, Kecamatan Mengwi, Kabupaten Badung

2021 ◽  
Vol 2 (3) ◽  
pp. 570-575
Author(s):  
I Kadek Nova Astrawan ◽  
Anak Agung Sagung Laksmi Dewi ◽  
Luh Putu Suryani
Keyword(s):  
Economic Development ◽  
Developing Country ◽  
Research Methods ◽  
Government Regulations ◽  
Community Associations ◽  
Legal Science ◽  
Bank Staff ◽  
Direct Data ◽  
Bad Loans ◽  
The Government

Indonesia is a developing country with various kinds of economic development. Bound by government regulations, the community cannot act arbitrarily and must follow applicable norms. The government in an effort to equalize the welfare of its people creates a forum for community associations to manage their funds or borrow funds to open a business. The purpose of this study is to reveal the legal arrangements for bad loans at KSU Sumber Kasih, Tangeb village and the settlement of bad loans at KSU Sumber Kasih, Tangeb village. This research applies normative research methods. Sources of data used in the form of primary and secondary legal materials. This research was conducted by looking for direct data from the field and through legal science books and connecting with the issues raised and then linking them to the current legislation which was then analyzed systematically. The results of the study reveal that Rural Banks are the government's solution to provide convenience to the community but with terms and conditions in the lending process. Every community who wants to borrow money for certain purposes can be done at BPR, those who want to borrow capital must have collateral which will later be calculated according to the desired loan, but it is not uncommon for bank staff not to think about the amount of collateral used with borrowed funds, this often happens. default

scholarly journals Penyelesaian Perjanjian Kredit Terhadap Debitur yang Wanprestasi di Pt. Bank Perkreditan Rakyat Hari Depan Denpasar

2021 ◽  
Vol 2 (3) ◽  
pp. 531-536
Author(s):  
Ni Made Lady Ruslya ◽  
I Nyoman Putu Budiartha ◽  
Ida Ayu Putu Widiati
Keyword(s):  
Developing Country ◽  
Empirical Research ◽  
Economic Activities ◽  
Community Associations ◽  
Bank Staff ◽  
Qualitative Descriptive ◽  
Last Stage ◽  
The Government ◽  
Credit Agreement

Indonesia is a developing country, this development is followed by rapid competition. In carrying out activities in any field, especially in economic activities, the community should not act recklessly but must follow the applicable norms. The government in an effort to equalize the welfare of its people creates a forum for community associations to process funds owned or borrowed funds to open a business. One of them is a bank that is engaged in the financial sector. People's credit banks are the government's solution to provide convenience to the community but with terms and conditions in the lending process. Every community who wants to borrow money for certain purposes can be done at BPR, those who want to borrow capital must have collateral which will later be calculated according to the desired loan, but it is not uncommon for bank staff to not think about the amount of collateral used with borrowed funds, resulting in frequent defaults. This study examines the factors that cause default in the credit agreement at PT. The People's Credit Bank for the Future of Denpasar and explained the efforts of PT. The People's Credit Bank of Denpasar is in the process of settling debtors who are in default. Researchers conduct direct information searches through interviews or empirical research with a case and legislation approach. Furthermore, the data were analyzed using qualitative descriptive. The factor for the occurrence of default is due to the negligence of the bank in complying with the rules that have been outlined. Efforts made to customers who are in default are conducting coaching, rescuduling, reconditioning and restructuring, if not fulfilled, a settlement will be carried out under the hands of selling both parties, the last stage is the determination of execution through the court. If the determination has been granted, the creditor immediately carries out the execution in accordance with.

scholarly journals PERJANJIAN KERJA WAKTU TERTENTU PASCA UNDANG-UNDANG CIPTA KERJA: IMPLEMENTASI DAN PERMASALAHANNYA

2021 ◽  
Vol 17 (2) ◽  
pp. 178-191
Author(s):  
Dewa Gede Giri Santosa
Keyword(s):  
Research Methods ◽  
Job Creation ◽  
Legal Research ◽  
Government Regulations ◽  
Employment Agreement ◽  
The Government

AbstractAfter Law No. 11 of 2020 concerning Job Creation has been enacted, there are several changes regarding the provisions related to fixed-term employment agreements previously regulated in Law No. 13 of 2003 concerning Manpower. Law No. 11 of 2020 experienced rejection from many workers because there were several changes to the provisions regarding fixed-term employment agreements which were feared to cause problems in its implementation. One of them is related to changes in the provisions regarding the period of time for a fixed-term employment agreement which is determined by the employment agreement itself and is not limited by law. This research uses normative legal research methods. The results of the analysis show that there have been several changes related to the regulations regarding fixed-term employment agreements in Law No. 11 of 2020 and with these changes, there are still some problems and legal voids in several provisions, thus the government should issue government regulations and/or other implementing regulations deemed necessary to address these problems.Keywords: employment agreement; fixed-term employment agreement; job creation lawAbstrakSetelah diundangkannya Undang-Undang No. 11 Tahun 2020 tentang Cipta Kerja, terdapat beberapa perubahan mengenai ketentuan-ketentuan terkait perjanjian kerja waktu tertentu yang sebelumnya diatur dalam Undang-Undang No. 13 Tahun 2003 tentang Ketenagakerjaan. Undang-Undang No. 11 Tahun 2020 tentang Cipta Kerja kemudian mengalami penolakan dari banyak pekerja karena terdapat beberapa perubahan ketentuan mengenai perjanjian kerja waktu tertentu yang dikhawatirkan akan menimbulkan permasalahan dalam implementasinya. Salah satunya adalah terkait perubahan ketentuan tentang jangka waktu untuk dapat dilakukan perjanjian kerja waktu tertentu yang lamanya ditentukan oleh perjanjian kerja dan tidak diatur mengenai batas maksimalnya dalam undang-undang. Penelitian hukum ini merupakan penelitian hukum normatif. Hasil dari analisa menunjukkan bahwa terdapat beberapa perubahan terkait aturan-aturan mengenai perjanjian kerja waktu tertentu dalam Undang-Undang No. 11 Tahun 2020 tentang Cipta Kerja dan terhadap perubahan-perubahan tersebut masih ditemukan beberapa permasalahan serta kekosongan hukum pada beberapa ketentuan, sehingga pemerintah patut menerbitkan peraturan pemerintah dan/atau peraturan pelaksana lainnya yang dianggap perlu untuk menangani permasalahan tersebut.

scholarly journals PELAKSANAAN INVESTASI SEKTOR PARIWISATAPULAU-PULAU KECIL DI KABUPATEN PESISIR SELATAN

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Divya Koemala
Keyword(s):  
Developing Country ◽  
Research Methods ◽  
Local Communities ◽  
Travel Agency ◽  
Tourist Attraction ◽  
Small Islands ◽  
Food And Beverage ◽  
Tourism Activity ◽  
The Government ◽  
Basic Investigation

Indonesia as a developing country is doing a lot of activities in Pesisir Selatan that is being actively growing. In this skripsi, the formulation of the problem are: a) how the government of Kab.Pesisir Selatan manage the investation in tourism of small islands. b) what is the government challange involved in investment in tourism of small Islands in Kab. Pesisir Selatan. Research methods used are juridical empirical, that is the existing approach with an understanding positif law of an object and how reality in the field. Then analyzed qualitatively and described descriptively. The results showed that: a) The basic investigation in Kab.Pessel has been implemented in accordance with UU Penanaman Modal and UU Kepariwisataan. In practice it finds one investment company and more than 12 domestic investors who invest in insland tourism. Activity that involved in investing in small islands tourism are tourist attraction transportation, tourism and travel agency, food and beverage, providing accommodatin and other tourism bussiness activity. b) in the implementation there is obstacles such as: whether unregistered land, potential investors who do not meet the requirements, lack of people awareness about investation commonly in tourism field, and low in facility in Pesisir Selatan. The government's ongoing solution is to counseling and coaching local communities to register their land, take care of permits and be open to investing activities and tourism, make it easier permit service and non permit service and coordinating inter-sectoral services to improve facilities.

scholarly journals ANALISIS YURIDIS MASA KERJA PADA PEGAWAI PEMERINTAH DENGAN PERJANJIAN KERJA

2021 ◽  
Vol 14 (2) ◽  
pp. 149-159
Author(s):  
Arief Dwi Adyatma
Keyword(s):  
Research Methods ◽  
Good Governance ◽  
The State ◽  
Time Limit ◽  
Legal Certainty ◽  
Government Employees ◽  
Work Time ◽  
Government Regulations ◽  
Maximum Work ◽  
The Government

The purpose of this study is to determine the legal certainty of tenure in government employees with a work agreement. This research uses normative research methods that are oriented towards statutory and conceptual rules. Through this research, the researcher offers that the tenure of government employees with a work agreement is not explicitly regulated in Law no. 5 of 2014 concerning the State Civil Apparatus. Problems arise because of the absence of a work time limit rule in the work agreement in the State Civil Apparatus Law. This problem is in the form of unclear how long the maximum work agreement will end. As a legal state, legal certainty is very important. The government should immediately stipulate implementing regulations after the promulgation of laws and regulations so that legal certainty can be achieved. Implementing regulations such as Government Regulations, Ministerial Regulations, Presidential Decrees, or others. Legal certainty if achieved can create justice, and vice versa justice that is created also shows the existence of legal certainty. This thinking reflects good governance and the functioning of the country in good conditionKeyword: government; legal certainty, working period AbstrakTujuan penelitian ini yaitu mengetahui kepastian hukum masa kerja pada Pegawai Pemerintah Dengan Perjanjian Kerja. Penelitian ini menggunakan metode penelitian normatif yang berorientasi pada aturan perundang-undangan dan konseptual. Melalui penelitian ini peneliti menawarkan bahwa masa kerja Pegawai Pemerintah Dengan Perjanjian Kerja tidak diatur secara tegas di dalam Undang-Undang No. 5 Tahun 2014 tentang Aparatur Sipil Negara. Muncul permasalahan karena tidak adanya aturan batas waktu masa kerja dalam perjanjian kerja dalam Undang-Undang Aparatur Sipil Negara.  Permasalahan ini berupa tidak jelasnya sampai kapan maksimal perjanjian kerja ini akan berakhir. Sebagai negara hukum kepastian hukum sangatlah penting. Pemerintah seharusnya segera menetapkan peraturan pelaksana setelah diundangkannya pertaruran perundang-undangan agar kepastian hukum dapat tercapai. Peraturan pelaksana seperti Peraturan Pemerintah, Peraturan Menteri, Keppres, atau lainnya. Kepastian hukum bila dicapai dapat menciptakan keadilan, begitu juga sebaliknya keadilan yang tercipta juga memperlihatkan adanya kepastian hukum. Pemikiran ini mencerminkan pemerintahan yang baik dan guna berjalannya negara dalam keadaan baik.

Living on a low income as a systemic impediment to socio-economic development of Ukraine

2020 ◽  
pp. 99-109
Author(s):  
NATALIIA TOLSTYKH
Keyword(s):  
Economic Development ◽  
Social Welfare ◽  
Low Income ◽  
Labour Force ◽  
Well Being ◽  
Social Consequences ◽  
Human Potential ◽  
Subsistence Level ◽  
Socio Economic Development ◽  
The Government

The article sheds light on various approaches that seek to determine how widespread poverty and life on a low income are in Ukraine nowadays. As a social phenomenon, poverty has traditionally been associated with destitution and living below the subsistence level set by the government. However, the author holds the view that life on a low income not only means living near or below the poverty line. There is another part of Ukraine’s population that should also be considered needy — those whose income is less than twice as the subsistence level, and most of them are also subject to socio-economic deprivation. Drawing upon the findings of a social survey conducted by the Institute of Sociology of the NAS of Ukraine in 2019, the paper analyses the standard of living among different income groups. Particular attention is given to consumption patterns and social well-being of respondents in the lower income brackets. From the data, it can be inferred that living conditions of many Ukrainians are inadequate to sustain and develop human potential; furthermore, the low-income households have literally to struggle every day to make ends meet. The author brings into focus the main macroeconomic factors contributing to this situation and its adverse effect on the nation’s social potential. Some of the most common social consequences of living on a low income have been identified, such as limited consumption, a person’s dissatisfaction with life and his/her position in society. The above-mentioned survey also provides the estimates of how much the current subsistence level (with regard to Ukraine) should be. Having been made by different socio-demographic and occupational groups of Ukraine’s population, these estimates are a useful source of information — given that subsistence level is considered the basic social standard. According to the survey, all these figures are at variance with the official subsistence level, which is noticeably lower, and this indicates that the current subsistence level needs an upward revision. Today, the overall socio-economic situation in Ukraine is unfavourable for neoliberal economic reforms initiated by the government. Since these policies are primarily designed to reduce the role of state in managing the economy and implementing social welfare programmes, following this path will inevitably result in the entrenchment of mass poverty and in a major loss of Ukraine’s human potential, as well as labour force. The author argues that tackling the country’s chronic low income problem is only possible if a new strategy for socio-economic development is adopted, where social welfare is prioritised.

Pelaksanaan Peraturan Pemerintah No. 9 Tahun 1975 dalam Perspektif Sosiologi dan Antropologi Hukum Islam

2018 ◽  
Vol 1 (2) ◽  
Author(s):  
Muchimah MH
Keyword(s):  
Social Environment ◽  
Government Regulation ◽  
Islamic Law ◽  
Marriage Law ◽  
Anthropological Perspective ◽  
Government Regulations ◽  
The Social ◽  
The Government

Government Regulation No. 9 of 1975 related to the implementation of marriage was made to support and maximize the implementation of Law No. 1 of 1974 which had not yet proceeded properly. This paper examines Government Regulations related to the implementation of marriage from the perspective of sociology and anthropology of Islamic law. Although the rules already exist, some people still carry out marriages without being registered. This is anthropologically the same as releasing the protection provided by the government to its people for the sake of a rule. In the sociology of Islamic law, protection is a benchmark for the assessment of society in the social environment. Therefore the purpose of this paper is to find out how the implementation of marriage according to PP. No. 9 of 1975 concerning the Marriage Law in the socio-anthropological perspective of Islamic Law.

Artificial Intelligence as a Technological Innovation to Accelerate Economic Development

2019 ◽  
Vol 12 (3) ◽  
pp. 125-133
Author(s):  
S. V. Shchurina ◽  
A. S. Danilov
Keyword(s):  
Artificial Intelligence ◽  
Economic Development ◽  
Technological Innovation ◽  
Manufacturing Industry ◽  
New Technologies ◽  
Retail Trade ◽  
High Tech ◽  
Industrial Complex ◽  
Technological Gap ◽  
The Government

The subject of the research is the introduction of artificial intelligence as a technological innovation into the Russian economic development. The relevance of the problem is due to the fact that the Russian market of artificial intelligence is still in the infancy and the necessity to bridge the current technological gap between Russia and the leading economies of the world is coming to the forefront. The financial sector, the manufacturing industry and the retail trade are the drivers of the artificial intelligence development. However, company managers in Russia are not prepared for the practical application of expensive artificial intelligence technologies. Under these circumstances, the challenge is to develop measures to support high-tech projects of small and medium-sized businesses, given that the technological innovation considered can accelerate the development of the Russian economy in the energy sector fully or partially controlled by the government as well as in the military-industrial complex and the judicial system.The purposes of the research were to examine the current state of technological innovations in the field of artificial intelligence in the leading countries and Russia and develop proposals for improving the AI application in the Russian practices.The paper concludes that the artificial intelligence is a breakthrough technology with a great application potential. Active promotion of the artificial intelligence in companies significantly increases their efficiency, competitiveness, develops industry markets, stimulates introduction of new technologies, improves product quality and scales up manufacturing. In general, the artificial intelligence gives a new impetus to the development of Russia and facilitates its entry into the five largest world’s economies.

Foreign Trade Regimes and Economic Development: India. By Jagdish N. Bhagwati and T.N. Sirinivasan. New York Columbia University Press (Published by the National Bureau of Economic Research 1975) 261 pages.

1977 ◽  
Vol 16 (1) ◽  
pp. 112-114
Author(s):  
Abdur Razzaq Shahid
Keyword(s):  
New York ◽  
Economic Development ◽  
Foreign Trade ◽  
Developed Countries ◽  
Exchange Rate Policy ◽  
Economic Research ◽  
National Bureau ◽  
Columbia University ◽  
The Government ◽  
Exchange Control

This volume on India is one of a series of research projects on exchange control, liberalization, and economic development, undertaken for many less developed countries. The study deals with three major topics: exchange control, liberalization, and growth. First, under 'The Anatomy of Exchange Control', the methods of allocation and intervention in the foreign trade and payments practised by the government during the restrictive period 1956-66 and their economic impact are discussed. Then, a detailed analysis of the 'Liberalization Episode' which covers the policies in the period 1966-68, including the June 1966 devaluation, and the episode's effect on price level, economic activity, and exports is given. Finally, the overall growth effects of the foreign trade regime (broadly defined as exchange rate policy plus the frame-work of relevant domestic policies such as industrial licensing), and their possible contribution to India's rather unsatisfactory economic performance are examined.

Prinsip Dasar Ekonomi Dan Bisnis Dalam Islam

AKADEMIKA ◽  
2015 ◽  
Vol 9 (1) ◽  
pp. 69-77
Author(s):  
Misbahul Khoir
Keyword(s):  
Economic Development ◽  
Economic System ◽  
Human Behavior ◽  
Business Performance ◽  
Positive Impact ◽  
Economic Life ◽  
Universal Values ◽  
The Government ◽  
Islamic Economic ◽  
And Behavior

In order for humans could reach the so-called falah (goodness), human behavior needs to be colored with the spirit and norms of Islamic economics reflected in its values. The principles and values of Islamic economics are considerably two inseparable things. The implementation of economic principles without being colored with values or values without being based on principles could keep people far away from their purpose, namely falah. The implementation of values not based on principles will tend to bring with it the normative economics, which would cause it trapped into injustice. While the implementation of values on the Islamic economic development is based on the five universal values, namely akidah (belief), 'adl (justice), nubuwwah (prophetic), khilafah (the government), and ma'ad (results). The five principles are used as the basis for building theories of Islamic economics. But strong and adequate theories not applied into a system will make the Islamic economics just as the study of science without giving positive impact on the economic life. Therefore, based on the five universal values, the three derivative principles should be built into the characteristics and the forerunner of the Islamic economic system. The Islamic economic system makes sure that there are no economic transactions that are contrary to the Shari'a. But business performance depends on the man behind the gun. For that reason, the economic actors within this framework could be held by non-Muslims. The Islamic economics could only be developed if the mindset and behavior of Muslims are already itqan (diligent) and ihsan (professional). It "may be" one of the secrets of the Prophet's statement, saying "Truly I was sent to perfect good character". Because good character could be an indicator of knowing good or bad behavior in determining both the success and the failure of business itself.

PENGARUH PEMBANGUNAN INFRASTRUKTUR TERHADAP PDRB DI PROVINSI INDONESIA

Wahana ◽  
2019 ◽  
Vol 22 (1) ◽  
pp. 15-27
Author(s):  
Suripto Suripto ◽  
Eva Dwi Lestari
Keyword(s):  
Economic Growth ◽  
Economic Development ◽  
Panel Data ◽  
Infrastructure Investment ◽  
Water Infrastructure ◽  
Infrastructure Development ◽  
Road Infrastructure ◽  
Health Infrastructure ◽  
Spatial Coverage ◽  
The Government

Economic growth is one indicator to measure  the success of economic development in a country. Economic development is closely related to infrastructure. Infrastructure development will have an impact on economic growth both directly and indirectly. Therefore, the role of the government in determining infrastructure development policies is very important to increase economic growth in Indonesia. The purpose of this study is to determine the effect of infrastructure on economic growth in Indonesia including road infrastructure, electricity infrastructure, investment, water infrastructure, education infrastructure and health infrastructure in Indonesia in 2015-2017.The analytical tool used in this study is panel data regression with the approach of Fixed Effect Model. The spatial coverage of this study is all provinces in Indonesia, namely 34 provinces, with a series of data from 2015 to 2017 with a total of 102 observations. The data used is secondary data obtained from BPS Indonesia.The results of the study show that (1) the road infrastructure variables have a negative and not significant effect on GDRP. (2) electrical infrastructure variables have a negative and not significant effect on GDRP. (3) investment variables have a positive and significant effect on GDRP. (4) water infrastructure variables have a positive and not significant effect on GDRP. (5) educational infrastructure variables have a positive and not significant effect on GDRP. (6) health infrastructure variables have a positive and significant effect on GDRP. Keywords: development, infrastructure, investment, GDRP, panel data

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