scholarly journals ANALISIS EKONOMI ISLAM TERHADAP BAGI HASIL PEMBIAYAAN MUDHARABAH UNTUK USAHA MIKRO PADA BAITUL QIRADH ABU INDRAPURI

2013 ◽  
Vol 2 (1) ◽  
Author(s):  
Jumadi Jumadi
Keyword(s):  
Descriptive Analysis ◽  
Secondary Data ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Analysis Method ◽  
Implementation Level ◽  
Collateral System ◽  
Micro Enterprises

This study generally aims to analyze the concept of mudharabah financing in Baitul Qiradh (BQ) Abu Indrapuri for micro-enterprises. Specifically, the paper reviews the systems implemented in the management and revenue-sharing mechanisms derived from these micro-enterprises. This study employs primary and secondary data which were collected through interview and documentation studies. The data were analyzed using descriptive analysis method. The findings show that generally the concept of mudharabah financing in BQ Abu Indrapuri is based on Fatwa Dewan Syariah Nasional No. 07/DSN/MUI/IV/2000. In the implementation level, however, the application of profit sharing and collateral system was not fully shariah compliance. The imbalance between the concept and implementation because the BQ still refers to the conventional banking rules. =========================================== Penelitian ini secara umum bertujuan untuk menganalisis konsep pembiayaan mudharabah pada Baitul Qiradh (BQ) Abu Indrapuri untuk usaha mikro. Secara spesifik, tulisan mengkaji tentang sistem yang diterapkan dalam pengelolaan dan mekanisme pembagian pendapatan yang diperoleh dari usaha mikro tersebut. Penelitian ini menggunakan data primer dan sekunder yang dikumpulkan dengan teknik wawancara bebas, dan studi dokumentasi. Data yang diperoleh dianalisis dengan menggunakan metode deskriptif analisis. Hasil penelitian menunjukkan bahwa secara umum konsep pembiayaan mudharabah pada BQ Abu Indrapuri berpedoman pada Fatwa Dewan Syariah Nasional No.07/DSN/MUI/IV/2000. Akan tetapi, dalam implementasinya masih terdapat hal-hal yang tidak sesuai dengan konsep syariah yaitu pada sistem bagi hasil dan jaminan. Terdapat ketimpangan antara konsep dan implementasi disebabkan karena BQ Abu Indrapuri masih mengacu pada aturan sistem perbankan konvensional.

scholarly journals Implementasi Sistem Bagi Hasil Mudharabah pada Koperasi Serba Usaha Amanah Desa Bunobogu Kecamatan Bunobogu Kabupaten Buol

Al-Buhuts ◽  
2017 ◽  
Vol 13 (2) ◽  
pp. 109-126
Author(s):  
Abdul Latif
Keyword(s):  
Small And Medium Enterprises ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Primary Data ◽  
Analysis Method ◽  
Qualitative Descriptive ◽  
Medium Enterprises ◽  
Made In

This study aims to determine the system for the results of Mudharabah on Business Multipurpose Cooperative (KSU) Amanah Desa Bunobogu with Qualitative Descriptive Analysis method. This study uses primary data sources and secondary data relating to the annual revenue sharing system Mudharabah (2010-2014). The results of this study indicate that the profit sharing system is implemented by the Multipurpose Business Cooperative (KSU) Amanah Desa Bunobogu in the form of Mudharabah financing. With a guarantee statement on the process akadnya. In the event of negligence made by members who resulted in his business losing the goods made in the guarantee will be seized by the cooperative. Businesses that are established by members are mostly small and medium enterprises so often encountered bookkeeping that is not clear and just make a budget booklet at random. However, it does not become alaasan and hamper the growth of cooperatives which each year has increased the remaining results of operations. Unclear budget bookkeeping can result in member earnings manipulation, by lowering the profits earned and the effect on the revenue share installments

scholarly journals Studi Implementasi Akad Rahn (Gadai Syariah) Pada Lembaga Keuangan Syariah

2018 ◽  
Vol 1 (2) ◽  
pp. 174
Author(s):  
Surepno Surepno
Keyword(s):  
Descriptive Analysis ◽  
Secondary Data ◽  
Profit Sharing ◽  
The Internet ◽  
Analysis Method ◽  
Working Capital ◽  
Literature Study ◽  
Study Research

<p><em>The development of sharia-based products is increasingly prevalent in Indonesia, including pawnshops. Perum pawnshops issued sharia-based products called sharia pawnshops. Basically, sharia-based products have such characteristics, do not collect interest in various forms due to usury, determine money as a medium of exchange not as a commodity traded, and do business to obtain compensation for services and or profit sharing.</em></p><p><em>This research includes the type of literature study by looking for theoretical references that are relevant to cases or problems found. Theoretical references obtained by means of literature study research and then used as the basic foundation and main tools for analyzing data. The type of data used by the authors in this study is secondary data obtained from journals, books, documentation and the internet. The data that has been obtained is then analyzed using descriptive analysis method</em></p><em>Islamic Pawnshop or known by the term rahn, in its operation using the Fee Based Income (FBI) or Mudharabah (profit sharing) method. Because customers in using UP (UP) have different objectives, for example for consumption, paying school fees or additional working capital, the use of the Mudharabah method has not been properly used. Therefore, pawnshops use the Fee Based Income (FBI) method.</em>

scholarly journals STUDI PENYULUHAN PERTANIAN PUPUK ORGANIK PADA PETANI KELAPA SAWIT DI DESA SUKASARI KECAMATAN MESUJI RAYA KABUPATEN OGAN KOMERING ILIR

2018 ◽  
Vol 6 (2) ◽  
pp. 117
Author(s):  
Joko Amin Sunarko ◽  
Rafeah Abubakar ◽  
Harniatun Iswarini
Keyword(s):  
Oil Palm ◽  
Sampling Method ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Agricultural Extension ◽  
Primary Data ◽  
Analysis Method ◽  
Purposive Sampling ◽  
Observation Methods ◽  
Collection Methods

ABSTRACT This study aims To find out the constraints faced by extension workers in providing agricultural extension in Sukasari Village Mesuji Raya District Ogan Komering Ilir Regency and To know the response of farmers to the implementation of agricultural extension in the Sukasari Village Mesuji Raya District Ogan Komering Ilir Regency. This research was carried out in Sukasari Village Mesuji Raya District Ogan Komering Ilir Regency in March to May 2017. The research method used is qualitative methods. While the sampling method used is simple random Purposive sampling will 28 samples of palm oil farmer. So the sample studied from members of the population as a whole that is as much as 28 oil palm farmers. Data collection methods used are interviews and observation methods. The data collected consists of primary data and secondary data. Method of processing and analysis of data used is using descriptive analysis method with qualitative approach. The results showed that agricultural extension facilities used extension workers are motorcycles, aids and props. Infrastructure that is not yet supported is not yet all extension workers get a service house near the location of counseling, Distance taken by agricultural extension workers in carrying out their duties is about 3 km for the location of the activities of the farmer's house and about 5 km for the location of agricultural gardens. Farmer's response to the organik fertilizer extension activiti b using cattle manure for oil palm plantation with total score or 47,50 which means getting high score.  ABSTRAK Penelitian ini bertujuan Untuk mengetahui kendala yang dihadapi penyuluh dalam memberikan penyuluhan pertanian di Sukasari Kecamatan Mesuji Raya Kabupaten Ogan Komering Ilir dan Untuk mengetahui tanggapan petani terhadap pelaksanaan penyuluhan pertanian di Desa Sukasari Kecamatan Mesuji Raya Kabupaten Ogan Komering Ilir. Penelitian ini dilaksanakan di Desa Sukasari Kecamatan Mesuji Raya Kabupaten Ogan Komering Ilir pada bulan Maret sampai dengan bulan Mei 2017. Metode penelitian yang digunakan adalah metode penelitian kualitatif. Sedangkan metode penarikan contoh yang digunakan adalah acak sederhana Purposive sampling dengan anggota populasi sebanyak 28. Maka sampel yang diteliti dari anggota populasi secara keseluruhan yaitu sebanyak 28 petani kelapa sawit. Metode pengumpulan data yang digunakan adalah wawancara dan observasi. Data yang dikumpulkan terdiri dari data primer dan data sekunder. Metode pengolahan dan analisis data yang digunakan yaitu menggunakan metode analisis diskriptif dengan pendekatan kualitatif. Hasil penelitian menunjukan bahwa Sarana penyuluhan pertanian yang digunakan penyuluh adalah sepeda motor, alat bantu dan alat peraga. Prasarana yang yang belum mendukung adalah belum semua penyuluh mendapatkan rumah dinas di dekat lokasi penyuluhan, Jarak yang ditempuh penyuluh pertanian dalam melaksanakan tugasnya adalah sekitar 3 km untuk kelokasi kegiatan dari rumah petani dan sekitar 5 km untuk lokasi kebun pertanian. Tanggapan petani terhadap kegitan penyuluhan pertanian pupuk organik dengan menggunakan kotoran ternak untuk tanaman kelapa sawit dengan jumlah keseluruhan skornya 47.5 yang artinya memperoleh nilai tinggi.  

scholarly journals Pengaruh Pendapatan Pembiayaan Mudharabah terhadap Profitabilitas (ROA) pada PT. Bank Muamalat Indonesia Tbk. Periode 2011-2015

2018 ◽  
Vol 2 (2) ◽  
Author(s):  
Indah Wahyuningsih
Keyword(s):  
Descriptive Analysis ◽  
Secondary Data ◽  
Revenue Sharing ◽  
Financial Statement ◽  
Net Income ◽  
Total Revenue ◽  
Return On Assets ◽  
Quantitative Descriptive Analysis ◽  
Quantitative Descriptive ◽  
Research Show

This research is about the influence of financing mudharabahincome of the result of profitability (return on assets) at PT. Bank Muamalat Indonesia Tbk. for period 2011 until 2015. The main problem in this research is how much financing mudharabahincome that calculated by ratio of mudharabahwhich is ratio of mudharabahincome and total revenue sharing income, influencing the profitability that calculated by return on assets (ROA) which is ratio of net income and total assets.             This research has a purpose to describe and explain the influence between financing mudharabahincome with profitability (return on assets) at PT. Bank Muamalat Indonesia Tbk. for period 2011 until 2015.            Research methods used in this research is quantitative descriptive analysis. The data used in this research is secondary data, in the form of financial statement of PT. Bank Muamalat Indonesia Tbk. as the population and the samples consist of quarter financial statement of PT. Bank Muamalat Indonesia that published from 2011 until 2015. The statistic method used to test the research hypothesis is simple regression.             After following the quantitative procedural, the result of this research show that financial mudharabahincome has influence the profitability, which is proved with the significant value is 0,009 that smaller than 0.05. It means that financial musharabahincome has influence the profitability. Keyword        : Mudharabah, Profitability, Return on Assets (ROA)

scholarly journals KEPUTUSAN SUMBER PEMBELANJAAN PADA USAHA MIKRO KECIL MENENGAH (UMKM) SWALAYAN DI DESA MULYOAGUNG KECAMATAN DAU MALANG

2018 ◽  
Vol 5 (1) ◽  
Author(s):  
M. Abdimas Haidar Rahbany
Keyword(s):  
Data Analysis ◽  
Survey Data ◽  
Small Businesses ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Considerable Cost ◽  
Qualitative Descriptive ◽  
Self Service ◽  
The Village ◽  
Micro Enterprises

The purpose of this study was to determine the source of funds used in the micro and small businesses in the village supermarket Mulyoagung District of DAU. The method used is the method of survey, data analysis is qualitative descriptive analysis based on primary and secondary data. Based on the results of a survey conducted by the researchers of the 10 self-service according to the class of micro enterprises in the village Mulyoagung DAU Malang, there is a 100% initial planning. the source of funds used for micro and small businesses in the supermarket, the source of funds used approximately 75.5% use their own capital due, which was developed in the supermarket business is already quite big and cost quite a lot. Supermarkets that require considerable cost using capital loans at the bank around 24.5% to run a business in this way could make more developed self.

scholarly journals Analisis Kelayakan Isi LKS “Pintar Pendidikan Agama Islam Berkarakter” Kelas V SD

2021 ◽  
Vol 2 (1) ◽  
pp. 21-35
Author(s):  
Lisa Yulia Sari ◽  
Muhammad Aufa Muis
Keyword(s):  
Religious Education ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Research Literature ◽  
Primary Data ◽  
Analysis Method ◽  
Learning Materials ◽  
Is Research ◽  
Library Research ◽  
Literature Searches

This study aims to identify and describe the results of the feasibility analysis of the contents of the Islamic Religious Education Smart LKS content in terms of the suitability of the material description with KI/KD, the accuracy of the material, and the content of supporting learning materials. The type of research used is library research. Literature research is research based on literature searches related to the problems to be discussed. The method used is descriptive analysis method. The primary data sources in this study were obtained from the Smart LKS for Islamic Religious Education with Character, while the secondary data were obtained from books, journals, articles, laws and regulations, and so on. All data will be collected, analyzed, interpreted as well as by interpreting the object under study. The results showed that the suitability of the description of the material with KI-KD obtained a percentage of 65%, while in terms of the accuracy of the material it obtained a percentage of 72%, and in terms of supporting learning materials it obtained a percentage of 73.2%. When viewed as a whole, the percentage of sub-components is 70%, which shows that the Smart LKS for Islamic Religious Education is worthy of being used as a companion book for learning in elementary schools

scholarly journals IMPROVING STUDENT (SANTRI) CARE FOR THE LIVING ENVIRONMENT IN NURUL HUDA ISLAMIC BOARDING SCHOOL, DEPOK

2020 ◽  
Vol 4 (1) ◽  
pp. 01-04
Author(s):  
Sri Rahayu Pudjiastuti
Keyword(s):  
Descriptive Analysis ◽  
Secondary Data ◽  
Environmentally Friendly ◽  
Care Program ◽  
Boarding School ◽  
Living Environment ◽  
Analysis Method ◽  
Environmental Care ◽  
Attitudes And Behaviors ◽  
Overview Analysis

In general, santri (student) in islamic boarding school do not have clean habits. The habit that is actually throwing garbage in the river/sewer, someone else's yard, empty land, by burning it, or handing over garbage that has not been sorted out to the garbage officer/cleaning service. This study aims to provide an overview, analysis and recommendations (problem solving) about the need to strengthen environmental education (specifically about waste) to increase santri concern for the environment. This research method uses descriptive analysis method that is supported by secondary data and literature studies. The number of respondents 80 santri (santri). The results showed: environmental care programs can be realized well if supported by four basic elements namely; policies of environmentally friendly institutions, implementation of environment-based curriculum, participatory-based environmental activities, and management of environmentally friendly supporting facilities. The environmental care program is essentially the formation of attitudes and behaviors that are pro-environment, including waste management which applies the 3R principle (reuse, reduse, recycle) to reuse goods, reduce consumption on goods, and recycle items that are is not used anymore

scholarly journals Analysis of Low Realization For Mudharabah Financing at Muamalat Indonesia Bank, Banda Aceh

2018 ◽  
Vol 1 (4) ◽  
pp. 215-223
Author(s):  
Arinal Rahmati ◽  
Deni Mulyadi ◽  
Januddin Januddin
Keyword(s):  
Moral Hazard ◽  
Descriptive Analysis ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Analysis Method ◽  
Income Statement ◽  
Financing Model ◽  
Depth Interviews ◽  
Problem Data ◽  
Banda Aceh

This study aims to determine the causes of low realization of mudharabah financing at Muamalat Indonesia Bank, Banda Aceh Branch. This research is expected to be a framework or model for other Islamic banks that have the same problem. Data for this study are collected through in-depth interviews and documentation studies. This research uses descriptive analysis method and the results of the data obtained are analyzed qualitatively. The results of the study show that the minimum factor of realization of mudharabah financing is caused by the bank's difficulty in obtaining the income statement accurately, transparently and routinely. In addition, mudharabah products are very vulnerable to the occurrence of moral hazard from business actors (mudharib) who tend to maximize profits resulting in reduced returns to the bank as shahibul mall. Then other factors are also influenced by the ineffectiveness of the profit-sharing financing model relating to entrepreneurs and the lack of interest in the scheme of profit sharing in business activities.

scholarly journals ANALISIS PERBANDINGAN POTENSI DAN REALISASI PENERIMAAN PAJAK RESTORAN TAHUN 2014-2017 (STUDI PADA BADAN KEUANGAN KABUPATEN MINAHASA UTARA)

2018 ◽  
Vol 14 (1) ◽  
Author(s):  
Veronica Waworundeng ◽  
Inggriani Elim ◽  
Novi S. Budiarso
Keyword(s):  
Data Collection ◽  
Qualitative Data ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Tax Revenue ◽  
Analysis Method ◽  
Data Collection Methods ◽  
Tax Revenues ◽  
Collection Methods

The purpose of study aims to determine the growth of restaurant tax revenues and analyze the potential and realization of restaurant tax revenues in Kabupaten Minahasa Utara. The data used to analyze that is qualitative data, the source using primary and secondary data. Data collection methods used in this study descriptive analysis method, which aims to explain about the object. The result of the research shows that the realization of restaurant tax is big enough compared to the potential of restaurant tax revenue. The effectiveness shows its effective.Keywords: Restaurant Tax, Restaurant Tax Potential, Restaurant Tax Reception and Restaurant Tax Effectiveness

scholarly journals PELATIHAN TARI TANUN DI SMA NEGERI 1 SAWAHLUNTO PADA KEGIATAN EKSTRAKURIKULER TARI

2020 ◽  
Vol 9 (4) ◽  
pp. 17
Author(s):  
Willy Tri Rama Putra ◽  
Yuliasma Yuliasma
Keyword(s):  
Material Selection ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Data Display ◽  
Analysis Method ◽  
Literature Study ◽  
Dance Training ◽  
Implementation Techniques ◽  
Main Instrument ◽  
Optimal Quality

This is a qualitative research with a descriptive analysis method. The main instrument in this study was the researcher itself and was assisted by supporting instruments such as writing instruments and cameras. The data used were primary and secondary data. The data was collected through literature study, observation, documentation, and interview. The data analysis was conducted by reducing the data, modeling the data (data display), and taking / verifying conclusions. The results show that 1) extracurricular dance planning can be conducted well as expected, the material selection is in accordance with students’ needs and abilities, and the schedule selection has been determined by the principal and is always consistent in its implementation, 2) the implementation techniques taught to students give optimal quality such as doing varied warm-ups, teaching difficult to easy movements, and emphasizing parts of the motion by using words such as 1-2-Hentak-Turak, 5-6-Sorong-Turak, 3) students' abilities which looks very good consist of several parts, namely motion, rhythm, and expression. In terms of doing movements, the students are always consistent (there is no change). In terms of rhythm, the students are always good at doing movements because the trainer always provides varied counts and consistently provides rhythms with sound or music during warming up. In terms of expression, students are also spontaneous in doing movements and giving off a beautiful smile. This is due to the fact that the trainer always explains the meaning of motion in every movement the students do.Keywords: Tanun dance Training

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