Fracking Disclosure, Collateral Value, and the Mortgage Market

2021 ◽  
Author(s):  
Kirti Sinha
Keyword(s):  
Drinking Water ◽  
Oil And Gas ◽  
Mortgage Lending ◽  
Water Sources ◽  
Mortgage Market ◽  
Cross Sectional ◽  
Drinking Water Sources ◽  
Percentage Points ◽  
Lending Activity ◽  
Oil And Gas Firms

This paper examines whether laws requiring oil and gas firms to disclose the chemicals used in their fracking operations affect the mortgage lending activity for properties located in nearby areas. I hypothesize and find that the disclosure mandate reduces uncertainty about the value of housing collateral and subsequently increases 1) the probability of obtaining a mortgage by 2.5 percentage points (pp) and 2) loan-to-value by 2.2 pp. My main analyses exploit the variation in the location of properties relative to fracking wells. Cross-sectional tests that exploit heterogeneity in drinking water sources and the content of firm disclosures further substantiate my inferences and mitigate endogeneity concerns. These findings suggest that disclosure regulation for oil and gas firms affects housing collateral values, thereby impacting the mortgage market.

scholarly journals KARAKTERISTIK RUMAH TANGGA PENGGUNA AIR MINUM KEMASAN DAN ISI ULANG DI INDONESIA

2019 ◽  
Vol 17 (3) ◽  
pp. 155-164
Author(s):  
Elsa Elsi ◽  
Sahat P Manalu ◽  
Dasuki Dasuki ◽  
Aria Kusuma
Keyword(s):  
Drinking Water ◽  
Travel Time ◽  
Water Source ◽  
Water Sources ◽  
Bottled Water ◽  
Drinking Water Source ◽  
Clean Water ◽  
Cross Sectional ◽  
Source Characteristics ◽  
Drinking Water Sources

ABSTRACT One of SDG's 2030 targets is that households have access to drinking water. The phenomenon is some of community use bottled water/refill as drinking water. The aim of this article are knowing household proportion with improve clean water source and water collecting time that use bottled water/refill drinking water, and relation of clean water source characteristics with using bottle/refill drinking water. Research design is cross sectional. Dependent variable is household drinking water sources type, independents are household clean water source characteristics, and travel time collecting water. Bivariate data analysis was carried out to analyze the relationship between the proportion of bottled / refilled water users by households with adequate water sources and households that use inappropriate water sources. The results showed that proportion of households with unimproved drinking water sources, unimproved clean water source and unimproved water collecting time are greater using bottled/refill  drinking, each (7,6%) and (26,7%). There are statistic significances relation between household with unimproved drinking water source, unimproved travel time collecting water with using bottled/ relill drinking water (p = 0,000). Also found statistic significances between household with improved drinking water source, unimproved clean water source and unimproved travel time collecting water with using bottled/ relill drinking water (p = 0,000). Keywords: Bottled water, refill drinking water, improved water   ABSTRAK Salah satu target SDG’s 2030 adalah rumah tangga memiliki akses terhadap air minum. Sebagian masyarakat menggunakan air minum kemasan/ isi ulang sebagai air minum. Artikel ini bertujuan untuk mengetahui karakteristik pengguna air minum kemasan/isi ulang sebagai sumber air utama. Desain penelitian adalah potong lintang. Variabel terikat adalah jenis sumber air minum rumah tangga, sedangkan variabel bebas terdiri dari karakteristik sumber air utama dan waktu yang diperlukan untuk mengambil air. Analisis data secara bivariat dilakukan untuk menganalisis hubungan antara proporsi pengguna air minum kemasan/isi ulang oleh rumah tangga dengan sumber air layak dengan rumah tangga yang menggunakan sumber air tidak  layak.  Hasil menunjukkan bahwa proporsi pengguna air minum kemasan/isi ulang oleh  rumah tangga dengan sumber air minum yang belum layak  lebih tinggi diibandingkan dengan rumah tangga dengan sumber air minum layak, yaitu masing-masing (7,6%) dan (26,7%). Terdapat hubungan bermakna antara rumah tangga dengan sumber air minum belum layak, dengan waktu tempuh pengambilan air belum layak terhadap penggunaan air minum kemasan/ isi ulang (p=0,000).  Pada rumah tangga dengan  sumber air minum layak, sumber air utama belum layak dan waktu pengambilan belum layak juga ditemukan hubungan bermakna secara statistik terhadap penggunaan air minum kemasan/ isi ulang (p=0,000). Kata kunci: Air kemasan, air minum isi ulang, air layak

scholarly journals Determinants of water source use, quality of water, sanitation and hygiene perceptions among urban households in North-West Ethiopia: A cross-sectional study

PLoS ONE ◽  
2021 ◽  
Vol 16 (4) ◽  
pp. e0239502
Author(s):  
Shewayiref Geremew Gebremichael ◽  
Emebet Yismaw ◽  
Belete Dejen Tsegaw ◽  
Adeladilew Dires Shibeshi
Keyword(s):  
Drinking Water ◽  
Water Source ◽  
Cross Sectional Study ◽  
Water Sources ◽  
Cross Sectional ◽  
North West ◽  
Drinking Water Sources ◽  
Quality Of Water ◽  
Sanitation And Hygiene ◽  
North West Ethiopia

Background Clean water is an essential part of human healthy life and wellbeing. More recently, rapid population growth, high illiteracy rate, lack of sustainable development, and climate change; faces a global challenge in developing countries. The discontinuity of drinking water supply forces households either to use unsafe water storage materials or to use water from unsafe sources. The present study aimed to identify the determinants of water source types, use, quality of water, and sanitation perception of physical parameters among urban households in North-West Ethiopia. Methods A community-based cross-sectional study was conducted among households from February to March 2019. An interview-based a pre-tested and structured questionnaire was used to collect the data. Data collection samples were selected randomly and proportional to each of the kebeles’ households. MS Excel and R Version 3.6.2 were used to enter and analyze the data; respectively. Descriptive statistics using frequencies and percentages were used to explain the sample data concerning the predictor variable. Both bivariate and multivariate logistic regressions were used to assess the association between independent and response variables. Results Four hundred eighteen (418) households have participated. Based on the study undertaken,78.95% of households used improved and 21.05% of households used unimproved drinking water sources. Households drinking water sources were significantly associated with the age of the participant (x2 = 20.392, df = 3), educational status (x2 = 19.358, df = 4), source of income (x2 = 21.777, df = 3), monthly income (x2 = 13.322, df = 3), availability of additional facilities (x2 = 98.144, df = 7), cleanness status (x2 = 42.979, df = 4), scarcity of water (x2 = 5.1388, df = 1) and family size (x2 = 9.934, df = 2). The logistic regression analysis also indicated that those factors are significantly determining the water source types used by the households. Factors such as availability of toilet facility, household member type, and sex of the head of the household were not significantly associated with drinking water sources. Conclusion The uses of drinking water from improved sources were determined by different demographic, socio-economic, sanitation, and hygiene-related factors. Therefore; the local, regional, and national governments and other supporting organizations shall improve the accessibility and adequacy of drinking water from improved sources in the area.

scholarly journals Hubungan Sanitasi Lingkungan dengan Kejadian Stunting pada Balita Di Desa Jayabakti Tahun 2021

2021 ◽  
Vol 12 (2) ◽  
Author(s):  
Yurike Kuewa ◽  
Herawati ◽  
Marselina Sattu ◽  
Anang S. Otoluwa ◽  
Erni Yusnita Lalusu ◽  
...  
Keyword(s):  
Drinking Water ◽  
Random Sampling ◽  
Simple Random Sampling ◽  
Water Sources ◽  
Bivariate Analysis ◽  
P Value ◽  
Cross Sectional ◽  
Children Under Five ◽  
Under Five ◽  
Drinking Water Sources

Stunting merupakan sebuah masalah kesehatan dimana seorang bayi atau anak-anak mengalami hambatan dalam pertumbuhan tubuhnya, sehingga gagal memiliki tinggi yang ideal pada usianya. Tujuan penelitian ini adalah melihat hubungan sumber air minum, kepemilikan jamban, sarana pembuangan air limbah dan kepemilikan tempat sampah dengan kejadian stunting di Desa Jayabakti wilayah kerja Puskesmas Pagimana Tahun 2021.Jenis penelitian ini adalah Observasional analitik  dengan pendekatan Cross Sectional serta Teknik pengambilan sampel yang digunakan yaitu simple random sampling. Sampel dalam penelitian ini adalah ibu balita sebanyak 156 responden  Analisis data yang digunakan adalah analisis bivariat menggunakan uji Chi Squaree. Hasil penelitian menunjukan bahwa tidak terdapat hubungan antara sumber air minum, kepemilikan jamban, dan kepemilikan SPAL dengan kejadian stunting di Desa Jayabakti dengan nilai p value > 0,05. Sedangkan hasil analisis tabulasi kepemilikan tempat sampah di peroleh hasil p value = 0,006 (<0,05), dengan demikian terdapat hubungan antara kepemilikan tempat sampah dengan kejadian stunting. Sanitasi lingkungan secara tidak langsung mempengaruhi gizi balita. Sanitasi yang buruk dapat menimbulkan penyakit infeksi pada balita seperti diare dan kecacingan yang dapat menganggu proses pencernaan dalam proses penyerapan nutrisi, jika kondisi ini terjadi dalam waktu yang lama dapat mengakibatkan masalah stunting. Stunting is a health problem in which a baby or child experiences obstacles in their body growth, so they fail to have the ideal height for their age. The purpose of this study was to see the relationship between drinking water sources, latrine ownership, waste water disposal facilities and ownership of trash bins with stunting in Jayabakti Village, Pagimana Health Center working area in 2021. namely simple random sampling. The sample in this study were mothers of children under five as many as 156 respondents. The data analysis used was bivariate analysis using the Chi Squaree test. The results showed that there was no relationship between drinking water sources, latrine ownership, and SPAL ownership with stunting in Jayabakti Village with p value > 0.05. While the results of the tabulation analysis of the ownership of the trash can obtained the results of p value = 0.006 (<0.05), thus there is a relationship between the ownership of the trash can and the incidence of stunting. Environmental sanitation indirectly affects the nutrition of children under five. Poor sanitation can cause infectious diseases in toddlers such as diarrhea and worms which can interfere with the digestive process in the process of absorption of nutrients, if this condition occurs for a long time it can cause stunting problems.

scholarly journals Determinants of Water Source Use, Quality of Water, Sanitation and Hygiene Perceptions among Urban Households in North-West Ethiopia: A Cross-Sectional Study

2020 ◽  
Author(s):  
Shewayiref Geremew Gebremichael ◽  
Emebet Yismaw ◽  
Belete Dejen ◽  
Adeladilew Dires
Keyword(s):  
Drinking Water ◽  
Water Source ◽  
Cross Sectional Study ◽  
Water Sources ◽  
Cross Sectional ◽  
North West ◽  
Drinking Water Sources ◽  
Quality Of Water ◽  
North West Ethiopia

AbstractBackgroundClean water is an essential element for human health, wellbeing, and prosperity. Every human being has the right to access safe drinking water. But, in now day, due to rapid population growth, illiteracy, lack of sustainable development, and climate change; it still faces a global challenge for about one billion people in the developing nation. The discontinuity of drinking water supply puts in force households either to use unsafe water storage materials or to use water from unimproved sources. This study aimed to identify the determinants of water source types, use, quality of water, and sanitation perception of physical parameters among urban households in North-West Ethiopia.MethodsA community-based cross-sectional study was conducted among households from February to March 2019. An interview-based pre-tested and structured questionnaire was used to collect the data. Data collection samples were selected randomly and proportional to each kebeles’ households. MS Excel and R Version 3.6.2 was used to enter and analyze the data; respectively. Descriptive statistics using frequencies and percentages were used to explain the sample data concerning the predictor variable. Both bivariate and multivariate logistic regressions were used to assess the association between the independent and the response variables.ResultsFour hundred eighteen (418) households have participated. Based on the study undertaken, 78.95% of households used improved and 21.05% of households used unimproved drinking water sources. Households drinking water sources are significantly associated with age of participant (x2 = 20.392, df=3), educational status (x2 = 19.358, df=4), source of income (x2 = 21.777, df=3), monthly income (x2 = 13.322, df=3), availability of additional facilities (x2 = 98.144, df=7), cleanness status (x2 =42.979, df=4), scarcity of water (x2 = 5.1388, df=1) and family size (x2 = 9.934, df=2). The logistic regression analysis also indicated as those factors are significantly determined (p 0.05) the water source types used by households. Factors such as availability of toilet facility, household member type, and sex of head of the household are not significantly associated with the drinking water sources.ConclusionThe study showed that being an older age group of the head of the household, being government employer, merchant and self-employed, being a higher income group, the presence of all facilities in the area, lived in a clean surrounding and lower family size are the determinant factors of using drinking water from improved sources. Therefore; the local, regional, and national governments and other supporting organizations shall improve the accessibility and adequacy of drinking water from improved sources through short and long time plans for the well-being of the community in the area.

scholarly journals Assessing the drinking water quality and performance of pond sand filters (PSF) in coastal area of Bangladesh: a cross sectional study on dacop upazila of Khulna

2017 ◽  
Vol 5 (2) ◽  
pp. 69
Author(s):  
F M Ashraful Alam ◽  
Md Shafiqul Islam ◽  
Gopal Chandra Ghosh ◽  
Tania Yeasmin
Keyword(s):  
Drinking Water ◽  
Coastal Area ◽  
Fecal Coliform ◽  
Coastal Region ◽  
Pond Water ◽  
Water Sources ◽  
Drinking Water Source ◽  
Sand Filters ◽  
Cross Sectional ◽  
Drinking Water Sources

The study focused on existing condition of drinking water and evaluates the performance of pond sand filters (PSFs) as a safe drinking water source of three selected Union of Dacope Upazila, Khulna in south-west coastal part of Bangladesh. This study exposed that the un-treated pond water is the main drinking water sources (54 %) in the study area. Other options for drinking water are PSF (43 %) and rain-water harvesting (RWH) systems (3%). The people who are using pond water directly as drinking water are suffered (67%) from various water-borne diseases in different times of the year. Most of the PSF users satisfied with the existing system of PSF. In most cases 85% the beneficiary’s willingness to pay for maintaining of PSFs. The water qualities were tested for the raw and treated water at various steps of the treatment process. The laboratory analysis showed that turbidity, pH, nitrate (NO3), ammonia (NH3), total dissolved solid (TDS), elec-trical conductivity (EC) and phosphate (PO4) of the PSFs water meet the Bangladesh standard, but the microbial contaminations are failed to meet the Bangladesh standard. In the raw water from three PSFs, the fecal coliform ranges are 64,122 and 136 CFU/100ml. After the treatment the fecal coliform ranges were 9, 19 and 38 CFU/100ml respectively. The outcome of the study provided information to ensure safe and adequate quantity of drinking water system in a disaster-prone coastal area of Bangladesh. It seems that if the PSF installs more in this region and takes action in regular monitoring and proper management, therefore, it will be one of the most sustainable drinking water sources for this coastal region.

scholarly journals Microbial quality of improved drinking water sources: evidence from western Kenya and southern Vietnam

2014 ◽  
Vol 13 (2) ◽  
pp. 607-612 ◽  
Author(s):  
Caitlin A. Grady ◽  
Emmanuel C. Kipkorir ◽  
Kien Nguyen ◽  
E. R. Blatchley
Keyword(s):  
Drinking Water ◽  
Cross Sectional Study ◽  
Water Sources ◽  
Cross Sectional ◽  
Western Kenya ◽  
Safe Water ◽  
Southern Vietnam ◽  
Drinking Water Sources ◽  
Public And Private Sector

In recent decades, more than 2 billion people have gained access to improved drinking water sources thanks to extensive effort from governments, and public and private sector entities. Despite this progress, many water sector development interventions do not provide access to safe water or fail to be sustained for long-term use. The authors examined drinking water quality of previously implemented water improvement projects in three communities in western Kenya and three communities in southern Vietnam. The cross-sectional study of 219 households included measurements of viable Escherichia coli. High rates of E. coli prevalence in these improved water sources were found in many of the samples. These findings suggest that measures above and beyond the traditional ‘improved source’ definition may be necessary to ensure truly safe water throughout these regions.

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