scholarly journals Predictors of Bankruptcy Probability among Malaysian Civil Servants : Examining the Subjective Measurement

2016 ◽  
Vol 4 (1) ◽  
pp. 22
Author(s):  
Yashota Nair ◽  
Laily Paim ◽  
Mohd.Fazli Sabri ◽  
Husniyah Abdul Rahim
Keyword(s):  
Financial Management ◽  
Management Practices ◽  
Sampling Technique ◽  
Civil Servants ◽  
Cluster Sampling ◽  
Asset Ownership ◽  
Determinant Factors ◽  
Multi Stage ◽  
Bankruptcy Probability ◽  
Warning Model

Bankruptcy and its impact on the quality of life among Malaysian civil servants has received considerable attention from many authorities. The purpose of this study is to examine the determinant factors of civil servants’ bankruptcy probability in Malaysia. The results of this study can be used to predict the possibility of bankruptcy. The knowledge of this early warning model may help to prevent the consequences or reduce the possibility of bankruptcy among Malaysian civil servants. It can be also used for a better understanding of the relationship on bankruptcy probability by highlighting the determinant factors such as asset ownership, attitude towards debt, and financial management practices. Samples were selected by using multi-stage cluster sampling technique among civil servants in public sectors. A total of 399 completed questionnaires were analysed using logistic regression to identify the probability of bankruptcy among the civil servants. The results identified that the possibility of bankruptcy is significantly determined by asset ownership, attitude towards debt, and financial management practices.   

scholarly journals Financial Ratios and the Probabilistic Prediction of Bankruptcy among Malaysian Civil Servants

2016 ◽  
Vol 4 (2) ◽  
pp. 21
Author(s):  
Yashota Nair ◽  
Laily Paim ◽  
Mohd.Fazli Sabri ◽  
Husniyah Abdul Rahim
Keyword(s):  
Sampling Technique ◽  
Civil Servants ◽  
Financial Ratios ◽  
Cluster Sampling ◽  
Probabilistic Prediction ◽  
Ratio Requirement ◽  
Financial Ratio ◽  
Minimum Requirement ◽  
Bankruptcy Probability ◽  
Solvency Ratio

The rising debt problem and bankruptcy among civil servants in this country is worrying. To what extent this problem is contributed by financial ratios is not empirically assured. Financial ratios and bankruptcy are two aspects that are wherefore related with one another that have received major consideration from scholars and financial advisor. Financial ratios can affect an individual, team and also organization either directly or indirectly. Changes in civil servant’s financial ratios whether they achieved the minimum requirement by fulfilling only one out of three financial ratios (liquidity ratio, solvency ratio and consumer debt ratio) will affect the bankruptcy probability among them. The purpose of this study is to predict the bankruptcy probability of civil servants based on their financial ratio as a tool of objective measurement. A total of 399 civil servants from five randomly selected ministries responded to the e-survey (email based) using multistage cluster sampling technique. The results identified that around 20 out of 399 civil servants did not fulfill any of the financial ratio requirement and these are the civil servants who face higher chances of becoming bankrupt in five years’ time. Apart from that, the findings of financial ratio in this study were considered fairly stable since 95 percent of the civil servants achieved the minimum requirement by fulfilling only one out of three financial ratios. It was also shown that five percent of the civil servants were identified to have bankruptcy probability. Thus, proper action should be taken through financial training, education and literacy in order to prevent unwanted scenarios in the future. Consequently, findings of this study may be used as basis to reduce financial problems and bankruptcy among Malaysian civil servants.   

scholarly journals Investigating the Wastes Management Practices of Businesses in Nigeria

2016 ◽  
Vol 6 (4) ◽  
pp. 107
Author(s):  
Ebikapade Amasuomo ◽  
Jim Baird
Keyword(s):  
Environmental Management ◽  
Small Businesses ◽  
Management Practices ◽  
Sampling Technique ◽  
Cluster Sampling ◽  
Sampling Frame ◽  
Environmental Management Practices ◽  
Multi Stage ◽  
Monitoring And Enforcement ◽  
Indiscriminate Disposal

<p class="EbiBody">Wastes and environmental management in many Nigerian cities have suffered tremendous setbacks in the last few decades. Literatures and environmental reports confirm a below average performance in relation to wastes and environmental management practices. Apart from unwholesome practices that characterises wastes management at household levels, many businesses across Nigeria have also capitalized on the lack of proper monitoring and enforcement of wastes and environmental laws to adopt practices that promotes organizational profits over environmental quality.</p><p class="EbiBody">Hence, the current research investigates wastes management practices of small businesses (retailers) in Nigeria with a view to identify where corrections should be made in order to improve the overall wastes management standards in the country.</p><p class="EbiBody">In order to achieve these aims and to proffer adequate solutions to the wastes management issues in the city, the paper employed a mixed method approach using closed and open-ended questionnaires in collecting data. In all about 900 questionnaires were collected and analysed for the study. A multi stage cluster sampling technique was employed due to the unavailability of an up-to-date sampling frame in the study area.</p><p>It was found that businesses were heavily involved in unfriendly environmental practices such as; burning of wastes, random and indiscriminate disposal, dumping of wastes on water bodies and disposal on illegal dumpsites. These wastes management practices were found to be a clear violation of standard international best practices as only a fraction of businesses dispose their wastes using official disposal points. The study therefore advocates that the wastes management authorities develop a means of influencing the environmental culture of organizations (retailers) in order to improve wastes management among businesses. Similarly, the research argues that adequate environmental policies be formulated and enforced in order to encourage retailers to embrace sustainable wastes management practices.</p>

scholarly journals Integrated weed management practices and sustainable food production among farmers in Kwara State, Nigeria

2021 ◽  
Vol 6 (1) ◽  
pp. 124-134
Author(s):  
Emmanuel Oyamedan Imoloame ◽  
Ibrahim Folorunsho Ayanda ◽  
Olayinka Jelili Yusuf
Keyword(s):  
Weed Management ◽  
Food Production ◽  
Management Practices ◽  
Sampling Technique ◽  
Structured Interview ◽  
Integrated Weed Management ◽  
Sustainable Food ◽  
Arable Crops ◽  
Multi Stage ◽  
Self Sufficiency

Abstract A survey was conducted in the Kwara State of Nigeria to study the integrated weed management (IWM) practices by farmers. This was in view of the poor weed management practices adopted by farmers, which is a major factor responsible for low yields of many arable crops in Kwara State. A multi-stage sampling technique was used to select a sample size of 480 respondents, and a structured interview schedule was used to elicit information from them. Data obtained were analyzed using descriptive statistics. Factor analysis was also carried out to examine the perception of farmers’ benefits of IWM. Results showed that the majority of farmers (29.4%) were youths, married (89.1%), and involved in medium-scale farming (47.2%). Furthermore, 50.8% of the farmers had primary or secondary education. Although farmers use different weed control methods, more than half of them (54.7%) use herbicides. Most farmers (92.6%) are engaged in the use of IWM, However, 73.5% of them use a combination of herbicides and hoe weeding. Although not properly practiced, farmers perceived IWM as having socio-environmental (29.229%) and techno-efficacious (23.495%) benefits over either hoe weeding or herbicides used alone. The findings suggest a need to train farmers on all aspects of IWM to achieve self-sufficiency in food production in Kwara State.

scholarly journals Moderating Effects of Teachers’ Teaching Experience on Home Learning Associated with Literacy Skills among Chinese Preschoolers

2016 ◽  
Vol 12 (2) ◽  
pp. 23
Author(s):  
Chan Mei Yee ◽  
Zarinah Arshat
Keyword(s):  
Teaching Experience ◽  
Sampling Technique ◽  
Literacy Skills ◽  
Cluster Sampling ◽  
Moderating Effects ◽  
Hierarchical Multiple Regression ◽  
Multi Stage ◽  
Home Learning ◽  
The Relationship ◽  
Over Time

<p>This study was designed to determine the influence of home learning on Chinese preschoolers’ literacy skills is likely to be moderated by the level of teacher’s teaching experience. There were 136 preschoolers aged ranged between three to six years old with their parents and teachers recruited in this study using a Multi-Stage Cluster sampling technique. The results of the Hierarchical Multiple Regression analysis indicate that teacher’s teaching experience has a significant moderating effect on the strengths of the relationship between home learning and preschoolers’ literacy skills. Further research is needed to investigate more deeply to identify whether these relationships are upheld over time and with diverse sample. </p>

scholarly journals PENGARUH KAPASITAS INTELEGENSI MELALUI MENYIMAK DAN MEMBACA TERHADAP PRESTASI BELAJAR SISWA SMAN DI KOTA BANDUNG

LITERA ◽  
2016 ◽  
Vol 7 (1) ◽  
Author(s):  
Pien Supinah Adiwiria
Keyword(s):  
Direct Effect ◽  
Indirect Effect ◽  
Reading Ability ◽  
Survey Design ◽  
Sampling Technique ◽  
Cluster Sampling ◽  
Learning Achievement ◽  
Multi Stage ◽  
Research Findings ◽  
Listening Ability

AbstractThis research study aims to investigate the direct effect of the intelligence capacity on learning achievement and the indirect effect of the intelligence capacity on learning achievement through listening and reading. This study employed the explanatory survey design. The sample, consisting of 112 students of SMAN in Bandung City, was selected by using the multi-stage cluster sampling technique. The research instruments were tests. The statistical test employed was the path analysis. The research findings show that the intelligence capacity has a direct effect on learning achievement and an indirect effect on learning achievement through listening and reading. The intelligence capacity will have a greater effect on learning achievement if it is supported by the reading ability. The effect of the intelligence capacity on learning achievement through listening is smaller than the direct effect of the intelligence capacity on learning achievement.Key words: intelligence capacity, listening ability, reading ability, learning achievement

scholarly journals Assessment of Knowledge and Physical Activity Pattern of Civil Servants in Ilorin South Local Government, Kwara State, Nigeria

2021 ◽  
Vol 1 (2) ◽  
pp. 115-127
Author(s):  
Adewale Adeoye ◽  
Yusuf Naimat Aderonke ◽  
Abubakar Nurudeen Ojo
Keyword(s):  
Physical Activity ◽  
Local Government ◽  
Activity Pattern ◽  
Demographic Data ◽  
Sampling Technique ◽  
Civil Servants ◽  
Test Method ◽  
Survey Method ◽  
Physical Activity Pattern ◽  
Multi Stage

If regular physical activity can be packaged into a pill, it will be the commonest drug on the counter. Therefore, this study assessed the knowledge and physical activity pattern of civil servants in Ilorin south Local Government, Kwara State, Nigeria. Descriptive research design of survey method was used for this study. The population for this study comprised civil servants in Ilorin South Local Government, Kwara State, Nigeria. Multi-stage probability sampling technique was conducted to select 259 respondents. Adapted GPAQ was used as instrument for data collection. The instrument was validated and tested for reliability. A correlation co-efficient of 0.84 was obtained through test re-test method using Pearson Product Moment Correlation. Socio-demographic data of the respondents was analysed using descriptive statistics of frequency, percentage, mean and standard deviation and to answer the research questions; inferential statistics of Pearson’s Product Movement Correlation (PPMC), One-way Analysis of variance (ANOVA) and independent sample t-test were used to test the null hypotheses at 0.05 significance. It was concluded in the study that there is significant relationship on Knowledge and pattern of physical activity of civil servants in Ilorin South Local Government Kwara State among others. Recommendation this study; experts in the field of physical activity and fitness in conjunction with the management of various ministries and commissions in the study locale should organise workshops and seminars to improve the knowledge of the civil servants on the benefits of regular participation in physical activity. Also, an official hour should be earmarked for staff to encourage participation by all.

scholarly journals THE DETERMINANT FACTORS OF PERSONAL FINANCIAL MANAGEMENT OF INDONESIAN MIGRANT WORKERS IN HONGKONG

2021 ◽  
Vol 11 (1) ◽  
pp. 47
Author(s):  
Caecilia Wahyu Estining Rahayu ◽  
Christina Heti Tri Rahmawati
Keyword(s):  
Migrant Workers ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Technique ◽  
Primary Data ◽  
Chi Square ◽  
Academic Background ◽  
Determinant Factors ◽  
Questionnaire Method ◽  
Chi Square Analysis

This study aims to examine determinants factors of personal financial management of Indonesian migrant workers in Hongkong. The determinant factors are 1) demographic aspects include age, academic background, number of dependents, and 2) financial literacy. The sample used in this study was several Indonesian migrant workers who are still actively working in Hongkong, especially as household assistants. This study used questionnaire method to obtain the primary data from migrant workers. The sampling technique was non-random sampling which was accidental sampling technique. The data analysis used was Chi-Square analysis. The result shows that: 1) partially, there is relationship between ages and personal financial management; 2) there is a relationship between financial literacy and personal financial management; 3) partially, there is no relationship between academic background and number of dependents with personal financial management. The implication of this study is that by having good knowledge and understanding about finances, Indonesian migrant workers in Hongkong are expected to manage good and wise personal finances, so that they can improve their prosperity.

scholarly journals Financial Management, Savings and Investment Behavior and Financial Well-Being of Working Women in the Public Sector

2020 ◽  
Vol 17 (2) ◽  
pp. 135-153
Author(s):  
Mohamad Fazli Sabri ◽  
T. Syahrul Reza ◽  
Rusitha Wijekoon
Keyword(s):  
Public Sector ◽  
Financial Management ◽  
Sampling Method ◽  
Management Practices ◽  
Working Women ◽  
Well Being ◽  
Investment Behavior ◽  
Financial Status ◽  
The Public ◽  
Multi Stage

Women have made an amazing progress personally, financially, and professionally however, with regards to the field of finance, an extensive effort to be done to become well performers comparing to the men. Therefore, women must begin understanding, and thinking the significance of money, savings, and its investment perspectives to overcome critical circumstances at any phase of their lives. Therefore, the major objective of this research is to investigate the relationships among financial management, savings and investment behavior, andfinancial well-being (FWB) of working women in the public sector in Malaysia. A sum of 722 respondents were selected using the multi-stage random sampling method in Malaysia. According to the financial status of working women, 39.2% felt that their assets were more than their debt, and 44.3% was said that their salary was sufficient to meet only their basic requirements. Furthermore, more than 80% of the respondents were followed good financial management practices such as, keeping updated records of the expenses, planning the expenses, doing investments monthly, keeping the loan payment on schedule, settling all the bills on time, and maintaining a savings account. Moreover, it also showed that Malaysian working women have good financial management practices which are indicated by their abilities in performing the savings and investment behaviors to manage their surplus money wisely in order to achieve higher FWB levels. Further, this study was detected some specific financial challenges that Malaysian public sector working women meet over their lifetime, and offered possible solutions for the present and future.

scholarly journals Immunization coverage under universal immunization programme in Kozhikode district, Kerala

2019 ◽  
Vol 6 (9) ◽  
pp. 3667
Author(s):  
Sreedevi C.
Keyword(s):  
Immunization Coverage ◽  
Sampling Technique ◽  
Cost Effective ◽  
Dropout Rate ◽  
Cross Sectional Study ◽  
Cluster Sampling ◽  
Cross Sectional ◽  
Vaccine Preventable Diseases ◽  
Immunization Programme ◽  
Multi Stage

Background: Immunization is an important cost effective tool for preventing the morbidities and mortalities caused by vaccine preventable diseases. The objectives of this study were to assess the universal immunization programme coverage of children of 12–23 months of age in Kozhikode district and to study the factors associated with immunization coverage.Methods: A cross sectional study was conducted in 30 randomly selected electoral wards of Kozhikode district which were selected using multi stage cluster sampling technique during April 2013 to May 2014.Results: 469 children were studied from 30 clusters. 75.5% was fully immunized while 1.5% was unimmunized. Dropout rate for DPT 3 to Measles was the highest accounting to 20.2%. Most common reason for failure of immunization among unimmunized was that the parents didn’t feel the need (57.1%) and for partially immunized was the illness of the child (27.8%) followed by lack of awareness of the time of immunization (22.2%). Religion, early age of the mother at marriage and first delivery and high birth order were significantly associated with a higher proportion of partially immunized while higher education of the parents (>12th standard), health worker’s home visit in the first year of the child and presence of immunization card were significantly associated with a high full immunization coverage (p<0.05).Conclusions: Immunization coverage of 75.5% is far behind the target to be achieved. 1.5% of the children didn’t get any of the vaccinations. It is very important to increases the coverage to prevent the re-emergence of vaccine preventable diseases.

scholarly journals KNOWLEDGE MANAGEMENT AND PERFORMANCE OF SMALL AND MEDIUMSIZED ENTERPRISES: LESSONS FROM TANZANIAN BAKERIES

2020 ◽  
Vol 8 (2) ◽  
pp. 75-93
Author(s):  
Kafigi Jeje ◽  
Keyword(s):  
Knowledge Management ◽  
Policy Development ◽  
Management Practices ◽  
Qualitative Content Analysis ◽  
Management Strategies ◽  
Principal Component ◽  
Sampling Technique ◽  
Public And Private ◽  
Multi Stage ◽  
The Right

Small and Medium-sized Enterprises around the globe have for years been struggling to realize competitiveness. Literature proposes knowledge management as one of the drivers of their performance. However, most of these SMEs still face challenges in ascertaining the right knowledge management strategies that would influence their performance and competitiveness. The study seeks to find the contribution of knowledge management strategies on SME performance. It intends to draw lessons from the operations and practices of small and mediumsized bakeries in Tanzania. It has adopted a mixed research methods, and a multi-stage sampling technique and ultimately received responses from 161 questionnaires, and 20 in depth interviews from bakery owners/managers throughout Tanzania. By employing a moderator analysis which is preceded by principal component analysis, and the qualitative content analysis (manifest analysis), the study is able to establish that both the owner/manager’s education, and business experience, moderate the relationship between knowledge management strategies and SME performance. This study’s argument lies in the fact that the knowledge management practices need to be enhanced in order to drive SME competitiveness. The study also argues that the initiatives to enhance these practices need the support of all relevant players in SME development, including the policy development practitioners from both public and private sectors.

Sign in / Sign up

Export Citation Format

Share Document