scholarly journals The Theoretical Model of Polish Housing Policy between 2002 and 2016

2019 ◽  
Vol 19 (1) ◽  
pp. 20-30
Author(s):  
Maciej Kamiński
Keyword(s):  
Theoretical Model ◽  
Housing Policy ◽  
Social Housing ◽  
Research Method ◽  
Substantial Impact ◽  
Main Research ◽  
Policy Models ◽  
Per Capita ◽  
Housing Needs ◽  
The Empirical Analysis

Abstract Research background: This paper attempts to introduce the concept of Polish housing policy and define its course. Purpose: The main aim of the paper is to attribute the theoretical model of Polish housing policy and its goals and summarize the practical instruments and programs implemented between 2002 and 2016 to try to answer the question in what way the state was helping households to fulfil housing needs. Research methodology: The research method used in the paper was a query of Polish and foreign literature of housing policy models, goals and instruments in the theoretical part, in the practical part (main research) is the monograph analysis of Polish housing policy between 2002 and 2016 including: housing resource, housing supply and change of their structure in the examined timeline, availability of apartments, supply of mortgages and connections with the availability of apartments and macroeconomic situation measured by the yearly GDP per capita. Results: Theoretical and practical solutions were made. Polish housing policy can be defined as a wide ranging selective model according to Ghekiere (2009) division, the empirical analysis of the adopted solutions risks – marginalization of social housing and substantial impact of the financial sector (banking and mortgages) on housing which may be negative in the case of an economic crisis. Novelty: The value of this paper is a contribution to the debate on defining a theoretical model of housing policy and an explanation of the changes in housing in Poland from 2002–2016.

scholarly journals CRISE DO CAPITAL E ORÇAMENTO PÚBLICO DA HABITAÇÃO SOCIAL NO BRASIL

2016 ◽  
Vol 20 (1) ◽  
pp. 289
Author(s):  
Aline Cavalcanti De Abreu
Keyword(s):  
Housing Policy ◽  
Economic Crisis ◽  
Social Housing ◽  
Theoretical Research ◽  
Public Budget ◽  
Public Fund ◽  
The Public ◽  
The Social ◽  
Housing Needs ◽  
Social Liberalism

O presente estudo trata do financiamento da habitação social no Brasil no período de 2006 a 2012. Para isso, a metodologia envolveu a pesquisa teórica e do orçamento público da União. A institucionalização da política habitacional se desenvolveu num contexto de tomada do Estado como indutor de uma macroeconomia sob o ideário do social-liberalismo. Nessa perspectiva, ocorreu a reestruturação do mercado imobiliário e sob a crise econômica de 2008 a implementação de medidas anticíclicas para minimizá-la. Para a promoção da habitação social tivemos o Fundo Nacional de Habitação de Interesse Social orientado a satisfazer as necessidades habitacionais da população. Contudo, este foi paulatinamente desfinanciado e esvaziado de seu sentido político. Em 2009, foi criado o Programa Minha Casa Minha Vida com caráter de privilegiamento do produtor privado, o que possibilita a punção de fundo público e a redução da responsabilidade do Estado sob a habitação social como direito social. Palavras-chave: Crise do capital, Política de habitação social, Orçamento público.CAPITAL CRISIS AND PUBLIC SOCIAL HOUSING BUDGET IN BRAZIL Abstract: This study deals the financing of social housing in Brazil between the years 2006 to 2012. For this purpose, the methodology involved the theoretical research and the Union's public budget. The institutionalization of the housing policy developed in a context of state taken as inducer of macroeconomics under the social liberalism of ideas. From this perspective, it occurred the restructure of the housing market and under the economic crisis of 2008 measures were implemented to minimize it. For the promotion of social housing we had the National Funding for housing of social interesting oriented to meet the housing needs of the population. However, this was gradually non-funding and withdraw from its political sense. In 2009, it was created the Programa Minha Casa Minha Vida with character of the private producer privileging to continue taking in the public fund and the State’s to reduce under the politic of social housing as a social right. Key words: Capital Crisis, Social housing policy, Public budget.

Optimum Structure of the Banking Market: How Many Banks Are Necessary for Russia?

2006 ◽  
pp. 75-92 ◽  
Author(s):  
S. Moiseev
Keyword(s):  
Banking Sector ◽  
Optimum Structure ◽  
Population Number ◽  
The Third ◽  
Banking Market ◽  
The World ◽  
The Usa ◽  
Per Capita ◽  
The Empirical Analysis ◽  
Equilibrium Number

The number of classical banks in the world has reduced. In the majority of countries the number of banks does not exceed 200. The uniqueness of the Russian banking sector is that in this respect it takes the third place in the world after the USA and Germany. The paper reviews the conclusions of the economic theory about the optimum structure of the banking market. The empirical analysis shows that the number of banks in a country is influenced by the size of its territory, population number and GDP per capita. Our econometric estimate is that the equilibrium number of banks in Russia should be in a range of 180-220 units.

scholarly journals The intercultural component in an EFL course-book package

2016 ◽  
Vol 4 (3) ◽  
pp. 178-203 ◽  
Author(s):  
Zuzana Sándorová
Keyword(s):  
Content Analysis ◽  
Research Method ◽  
Communicative Competence ◽  
Communication Technologies ◽  
Information Communication Technologies ◽  
Intercultural Communicative Competence ◽  
Information Communication ◽  
Main Research ◽  
Sociocultural Background

Abstract Along with mastery of the grammar and vocabulary of a given language, contemporary students are also expected to acquire intercultural communicative competence (ICC), i.e., the ability to use the language efficiently with regard to the sociocultural background of the communicative situation. This requirement should also be reflected in FL course-books, which are considered to be fundamental didactic tools in FL education, even in an era of information communication technologies. Therefore, the aim of the present paper is to report the results of the research focused on the investigation of intercultural component in the New Opportunities Pre-Intermediate and Intermediate course-book packages. To validate the findings of the content analysis, as the main research method, the method of triangulation was used, i.e., the results of the course-book package analyses were compared with those of observation and interview analyses. The findings of the research revealed that in the investigated course-book packages only some aspects of the intercultural component could be considered relevant because they were suitably treated.

Failed Markets

2016 ◽  
Vol 44 (2) ◽  
pp. 38-51 ◽  
Author(s):  
Alfonso Valenzuela Aguilera
Keyword(s):  
Public Policy ◽  
Financial Markets ◽  
Housing Market ◽  
Low Income ◽  
Social Housing ◽  
Financial Capital ◽  
Low Income Population ◽  
The Past ◽  
Politica Publica ◽  
Housing Needs

A confluence between the state, the housing market, and the rationale of financial capital has led to excessive growth of social housing in Mexico in the past two decades. This growth has been one way of channeling excess capital into global financial markets rather than the result of a public policy to address the housing needs of the low-income population. Durante las últimas dos décadas la confluencia entre el estado, el mercado de la vivienda y la lógica del capital financiero ha llevado a un crecimiento excesivo de la vivienda social en México. Este crecimiento ha sido una manera de canalizar el excedente de capital hacia los mercados financieros internacionales en vez del resultado de una política pública para resolver las necesidades de vivienda de la población de bajos ingresos.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KESEJAHTERAAN MASYARAKAT KOTA PADANG

2020 ◽  
Vol 11 (1) ◽  
pp. 67
Author(s):  
Rizki Afri Mulia ◽  
Nika Saputra
Keyword(s):  
Unemployment Rate ◽  
Research Method ◽  
Quantitative Research ◽  
Regression Coefficient ◽  
Sampling Technique ◽  
Domestic Product ◽  
Poor People ◽  
The People ◽  
Per Capita ◽  
The City

This study aims to analyze the factors that affect the welfare of the people of the City of Padang measured using the Human Development Index consisting of: 1) To determine the effect of the Per Capita Gross Regional Domestic Product on the welfare of the people in the City of Padang. 2) To determine the effect of number of Poor in community welfare in Padang. 3) To determine the effect of Unemployment Rate on the welfare of people in the city of Padang. The research method used in this research is descriptive quantitative research method. The sampling technique in this study is total sampling. Data collection was performed using documentation and hypothesis testing techniques in this study using multiple linear regression test. Based on the results of the study note that: 1) The regression coefficient value of GDP per capita is equal to 0.0000002 with a probability of 0.001 which is smaller than 0.05. 2) The regression coefficient value of the number of poor population is 0.156 with a probability of 0.526 which is smaller than 0.05. 3) The regression coefficient value of the Open Unemployment Rate is -0,00014 with a probability of 0.117 less than 0.05. The conclusions that can be drawn are as follows: 1) Gross Regional Domestic Product (GRDP) has a positive and significant effect on the welfare of the people in Padang City. 2) The number of poor people has no significant effect on the welfare of the people in the city of Padang. 3) Open Unemployment Rate has no negative and significant effect on the welfare of the people in Padang City.

scholarly journals Marketing, management and financial providing of affordable housing

2021 ◽  
Vol 5 (2) ◽  
pp. 213-230
Author(s):  
Svitlana Ianchuk ◽  
Olga Garafonova ◽  
Yuliia Panimash ◽  
Dariusz Pawliszczy
Keyword(s):  
Housing Market ◽  
Affordable Housing ◽  
Social Housing ◽  
Time Lag ◽  
Generalized Method Of Moments ◽  
Housing Prices ◽  
Marketing Management ◽  
Gdp Per Capita ◽  
Local Authorities ◽  
Per Capita

Today’s rising housing prices in most countries worldwide have caused increasable attention to the problem of affordable housing. It is a social or ethical issue and an essential economic direction. Thus, affordable housing has great potential, influencing economic growth, labor forces, innovation, sustainable development, and an inclusive economy. Systematization of informational sources, theoretical and practical approaches for providing affordable housing, and assessing social housing needs indicated many views on this problem among scholars and policymakers. That is why marketing, management, and financial providing of affordable housing are significant mainstreams. The research aims to investigate marketing and management fundamentals of providing affordable housing in connection with funding aspects based on cross-country analysis. For achieving this target, key trends of housing market segmentation were analyzed, considering the distribution of the population by tenure status and analytical house price indicators using the data of the statistical office of the EU, the World Bank, and the OECD. The ways to promote more affordable housing by public and local authorities, private investors in affordable housing, and specific social and affordable housing market organizations were described. Main organizational forms of providing affordable and social housing were also characterized. Particular attention was paid to strategic planning for affordable and social housing, especially housing business plans or affordable housing strategy development as a priority step in marketing, management, and financial providing affordable housing. A SWOT analysis for affordable housing developments was used to show strengths, weaknesses, opportunities, and threats to the affordable housing market. To empirically confirm some relevant strengths, the impact of indicators of financial providing of affordable housing was formalized based on correlation analysis (calculating Pearson or Spearman correlation coefficients with time lags based on results of Shapiro-Wilk testing) and construction of Arellano–Bond linear dynamic panel-data regression model with checking the Sargan test of overidentifying restrictions (the sample from 25 EU countries for 2011–2019) using the Excel 2010 and STATA 14.2 software. The dynamic model made it possible to consider the share of affordable housing owners with mortgage or loan or the share of tenants, rent affordable housing at a reduced price or free. The value of GDP of the previous period affects the current situation (due to introducing lag variables and using instrumental variables or the generalized method of moments (GMM) to obtain adequate estimates). The hypothesis that an increase of 1% of the share of affordable housing owners with mortgage or loan causes the rise in GDP per capita of an average of 0.44% with a two-year time lag was empirically confirmed. An increase of 1% of the share of tenants, rent-free housing or affordable housing at the reduced price, causes the decrease of GDP per capita of an average of 0.5% with a two-year time lag. It was substantiated that governments should continue and improve their policies for financing social and affordable housing. At the same time, they should prefer affordable mortgage lending programs over programs of reduced or free rental housing. The results of this research confirm the significant drivers of policies and practices devoted to affordable and social housing, such as marketing, management, and financial providing. The presented recommendations are useful for scholars interested in this scientific field of research, public and local authorities, investors in affordable housing, and specific affordable and social housing organizations.

scholarly journals Developing a conceptual model for the relationship between rituals and the city based on the Theory of Sense of Place: the case of the historical texture of Gorgan, Iran

2021 ◽  
Vol 13 ◽  
Author(s):  
Masoumeh Livani ◽  
Hamidreza Saremi ◽  
Mojtaba Rafieian
Keyword(s):  
Content Analysis ◽  
Sense Of Place ◽  
Research Method ◽  
Research Question ◽  
Main Research ◽  
Data Coding ◽  
Library Research ◽  
The Relationship ◽  
The City ◽  
Oriented Approach

Abstract The aim of this study is to investigate how the city is influenced by the ritual of Muharram. The main research question is: what is the relationship between the city and the ritual of Muharram? To answer this question, we examined different intangible layers of this ritual heritage. This study is based on the three components of the sense of place. The research method is qualitative and a context-oriented approach is adopted. The context of the study is the historical texture of the city of Gorgan, Iran. The data were collected through library research and immediate observation. Next, content analysis and data coding were used to obtain a set of thematic categories. The results suggest that, as a kind of ritual-social behavior, the ritual of Muharram has had remarkable, enduring effects on the city over centuries. The non-urban-development dimension has thus allowed for the formation of sense of place in the relationship between people and the urban environment through a different process.

scholarly journals Export Contribution of Micro, Small and Medium Enterprises to GDP Per capita in Indonesia

2021 ◽  
Vol 4 (3) ◽  
pp. p11
Author(s):  
Deddy Tri Harjanto ◽  
Cicih Ratnasih ◽  
Yolanda Yolanda
Keyword(s):  
Exchange Rate ◽  
Gross Domestic Product ◽  
Research Method ◽  
Inverse Relationship ◽  
Small And Medium Enterprises ◽  
Gdp Per Capita ◽  
Negative Effect ◽  
Per Capita ◽  
The Exchange Rate ◽  
Medium Enterprises

This study will determine how much the influence of the exchange rate, the number of MSMEs, investment, credit, and inflation on MSME exports nationally, and how they contribute to GDP per capita. The research method uses multiple regression with data transformation ln. The results of the study consist of model 1, the exchange rate factor, the number of MSMEs, investment, credit, and inflation are variables that influence increasing the number of product exports produced from the MSME sector. In the second model, the contribution of MSME exports to GDP per capita. The results showed that of all significant positive variables and one significant negative variable. The investment required in Indonesia, whose number continues to increase yearly, affects the high number of products exports from the MSME sector. For this reason, investment factors must continue to be considered to increase MSME exports. In contrast, the contribution of the inflation variable has a significant negative effect, which is an inverse relationship to MSME exports. It is predicted that if inflation is low, MSME exports will increase, and vice versa if inflation is high, MSME exports will decline. Furthermore, model 2 shows that MSME exports significantly contribute to gross domestic product per capita. In this case, the ups and downs of Micro, Small, and Medium Enterprises' exports need special attention.

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