scholarly journals Monitoring dan Penilaian Tingkat Kesehatan Koperasi pada Dinas Koperasi dan UMKM Provinsi Bali dengan Dukungan GIS

Jurnal INFORM ◽  
2017 ◽  
Vol 2 (2) ◽  
Author(s):  
Ketut Queena Fedlina ◽  
Rita Dwi Susiowati ◽  
Bagus Putu Wahyu Nirmala
Keyword(s):  
Small And Medium Enterprises ◽  
Health Assessment ◽  
System Support ◽  
Savings And Loans ◽  
The Republic ◽  
The Government ◽  
Conventional Manner ◽  
Medium Enterprises ◽  
Computerized System

The growth of cooperatives in Indonesia today is very fast, especially the growth of cooperatives in Bali. Based on data from the Department of Cooperatives, Micro, Small and Medium Bali Province the number of cooperatives in bali per June 30, 2016 as many as 4934, this is certainly a positive picture for the growth of cooperatives. The development of micro-credit activities undertaken cooperative is also growing very rapidly, but this is not matched by the quality of the performance of the cooperative itself. These conditions encourage the government oversight of credit unions and savings and loans by issuing a decision on guidelines for the rating of the cooperative based on Regulation Supervision Deputy Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number 01 / Per / Dep.6 / IV / 2016. The process of calculating the cooperative health assessment has now been made but there is still a conventional manner using Microsoft Excel so that experienced problems in the calculation and delivery of information on the results. Supervision of the cooperative in question is difficult because the delay of information and the lack of technology used. Computerized system and geographic information system support can be used to assist in the process of assessment of the level of health and also facilitate cooperative Cooperative Agency in monitoring the cooperative in question.

scholarly journals Penilaian Kesehatan Keuangan Koperasi Berdasarkan Peraturan Deputi Bidang Pengawasan Kementerian Koperasi dan UKM RI Nomor: 07/PER/DEP.6/IV/2016 pada KSPPS Tanah Sirah Piai Nan XX Kota Padang Periode 2016-2018

2020 ◽  
Vol 4 (1) ◽  
pp. 68
Author(s):  
Dwila Maresti ◽  
Sriwahyuni Riza
Keyword(s):  
Quantitative Research ◽  
Small And Medium Enterprises ◽  
Health Assessment ◽  
Health Condition ◽  
Savings And Loans ◽  
City Area ◽  
Savings And Loan ◽  
Descriptive Approach ◽  
The Republic ◽  
Medium Enterprises

The purpose of this study was to determine the level of health of a Savings and Loan Cooperative and Sharia Financing (KSPPS) in one of the Padang City sub-districts namely Tanah Sirah Piai Nan XX in 3 (three) years of operation. The research is intended to help the Padang City Cooperative Office to find out the health condition of cooperatives in the Padang City area as well as the KSPPS Cooperative to find out the health of cooperatives managed. Based on quantitative research with a descriptive approach, this health assessment analysis refers to the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number 07 / Per / Dep.6 / IV / 2016 concerning Guidelines on Health Assessment for Savings and Loans Cooperatives and Sharia Financing and Units Savings and Credit Sharia Financing. The results showed the health level of KSPPS Tanah Sirah Piai XX was concluded that KSPPS Tanah Sirah Piai Nan XX was quite healthy.

scholarly journals SERVICE IMPLEMENTATION OF CONSUMER INTEREST IN TEBING TINGGI BUSINESS CLINIC SUMATERA UTARA

2020 ◽  
Vol 8 (9) ◽  
pp. 200-208
Author(s):  
M. Umar Maya Putra ◽  
Syafrida Damanik
Keyword(s):  
Small And Medium Enterprises ◽  
Research Result ◽  
Service Needs ◽  
Ratio Data ◽  
International Exhibitions ◽  
The Government ◽  
Medium Enterprises ◽  
The Cost ◽  
The Relationship

This research begins with the development of MSMEs (Micro, Small and Medium Enterprises) which is an illustration of strengthening regional potential. Developing MSMEs can improve services to consumers in order to create buying interest. The benchmarks that are assessed through the level of confidence in a product directly aim to analyze customer interest. In this study, it is explained that customer interest is product quality, service quality, price, and cost which are closely related to meeting the service needs of the Tebing Tinggi Business Clinic (KLIBI) assisted them. The method used is the canonical analysis method which is a multivariate model that studies the relationship between the dependent variable set varied from the independent variable set. The data characteristics for canonical correlation are metric data, namely interval or ratio data. The research result gained that responsiveness and concern give the significant effect on the cost so that customers want to buy continuously. For the recommendation, The Government needs to improve the quality of product endorsement among Tebing Tinggi and Indonesian consumers by making the program business promotion and international exhibitions through KLIBI.

scholarly journals The Business Environment and Problems of Small and Medium Enterprises in Kosovo

2014 ◽  
Vol 4 (1) ◽  
pp. 109
Author(s):  
MSc. Muhamet Hashani ◽  
Dr.Sc. Myrvete Badivuku-Pantina
Keyword(s):  
Economic Development ◽  
Small And Medium Enterprises ◽  
Business Environment ◽  
Economic Policies ◽  
Economies In Transition ◽  
Advantages And Disadvantages ◽  
The Republic ◽  
Business Survey ◽  
The Government ◽  
Medium Enterprises

A good business environment means a catalyst for small and medium enterprises, a good business environment facilitates development and sustainability of small and medium enterprises. The development of micro, small and medium enterprises (MSME) is very important to the economic development of a country, and intentionally, MSMEs are considered to be amongst the most efficient instruments for economies in transition, because of their production of sustainable economic growth, employment and poverty reduction.Small and medium enterprises are a generator of new products and technologies; they are are a source of new ideas and advanced strategies of management. Development and sustainability of small and medium enterprises depends on the business environment, which implies a series of social, legal, economic, political or institutional conditions, which are uncontrollable in nature, and affect the organizations’ functions.This study addresses the baseline documents which were taken into consideration by the Government of the Republic of Kosovo in developing economic policies, thereby analysing their advantages and disadvantages. By analysing reports, statistics on MSMEs and other documents, and further complementing the study by a research section (business survey), this paper aims at identifying the key problems faced by the MSMEs in Kosovo, and provide adequate recommendations which may be of service in resolving such problems, but also resulting into a better business environment, and economic development in general.

Pelatihan Dan Pendampingan Sistem Informasi Manajemen Di Era New Normal

2021 ◽  
Vol 5 (1) ◽  
pp. 205-212
Author(s):  
Ni Luh Putu Sariani ◽  
Ni Made Satya Utami Satya Utami
Keyword(s):  
Small And Medium Enterprises ◽  
Support Service ◽  
Quality Of Services ◽  
Online Networks ◽  
Business Operations ◽  
Excellent Service ◽  
World Economic ◽  
The Government ◽  
Medium Enterprises

Bali has a charm nature, unique culture that captivated the hearts of foreign tourists and domestic to visit. Since the pandemic covid-19 struck the world, economic growth in Bali the year 2020 has decreased, because one of the economic incomes of the business sector tourism. Efforts The government Bali restore the economy, turn on the micro, small and medium Enterprises (SMES). Peken Facebook is the SMES take the opportunities businesses trading through online networks and social media that continues to innovate using digital technology in the pandemic covid-19. Based on observation and interview found a weakness, the absence of application of Management Information System (SIM) the better. The purpose for apply SIM in the running of the operational business Peken Facebook so the quality of services increased as well as customer satisfaction achieved. Methods the activities of socialization, provides training and the practice of direct application of SIM and mentoring. The results of the activity show the high enthusiasm of the participants, Peken Facebook apply SIM in the running of their business operations to support service activities to meet the needs of the consumer. Conclusion, the service is done to increase the quality of human resources and partnerships, understand the concept of SIM as well as can give the satisfaction of consumers. Advice, Peken Facebook expected can apply the SIM properly, perform the evaluation in accordance with the development of market conditions so that it can create, innovate, following the development of better technology, particularly in terms of the provision of excellent service to the consumer.

scholarly journals Analisis Kesehatan Koperasi Kredit Sentosa Palembang

MBIA ◽  
2021 ◽  
Vol 19 (3) ◽  
pp. 343-354
Author(s):  
Agustinus Supriyanto ◽  
Rikkie Dekas ◽  
Ita Ita
Keyword(s):  
Government Regulation ◽  
Small And Medium Enterprises ◽  
Credit Union ◽  
Average Score ◽  
Financial Reports ◽  
Savings And Loans ◽  
Quality Aspects ◽  
Savings And Loan ◽  
The Republic ◽  
Medium Enterprises

The Sentosa Credit Union (CU) is the primary cooperative that runs a savings and loan business and is guided by Government Regulation number 9 of 1995 concerning the implementation of savings and loan business activities. The author conducted research to determine the suitability of financial reports based on the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia number 06 / Per / Dep.6 / IV / 2016 regarding the assessment of the Health of Savings and Loans Cooperatives and Savings and Loan Units. This type of research is descriptive evaluative research. The data source used is primary dataThe results showed that the health level of Koperasi kredit Sentosa from 2017 - 2019 in the fairly healthy category, on average, got a score of 67.35 with details (1) the aspect of capital on average got a score of 13.80 in the healthy category; (2) the quality aspects of earning assets on average score 14.92 are in the fairly healthy category; (3) management aspects on average score 13.30 are in the healthy category; (4) the efficiency aspect averaged a score of 7.00 in the fairly healthy category; (5) the liquidity aspect scores on average 9.58 and is in the fairly healthy category; (6) aspects of independence and growth on average score 1.75 and are in the fairly healthy category; (7) the aspect of cooperative identity on average gets a score of 7.00 and is in the fairly healthy category   Abstrak Koperasi Kredit (Koperasi kredit) merupakan primer koperasi yang menjalankan usaha simpan pinjam dan berpedoman pada Peraturan Pemerintah nomor 9 tahun 1995 tentang pelaksanaan kegiatan usaha simpan pinjam. Penulis melakukan penelitian untuk mengetahui kesesuaian laporan keuangan  yang berpedoman pada Peraturan Deputi Bidang Kepengawasan Kementerian Koperasi dan Usaha Kecil dan Menengah Republik Indonesia dengan nomor 06/Per/Dep.6/IV/2016 mengenai penilaian Kesehatan Koperasi Simpan Pinjam dan Unit Simpan Pinjam. Jenis penelitian ini adalah penelitian desktriptif evaluatif. Sumber data yang digunakan adalah data primer yang diterima langsung dari sumbernya. Hasil penelitian menunjukkan bahwa tingkat kesehatan Koperasi kredit Sentosa   dari tahun 2017 – 2019 kategori cukup sehat secara rerata mendapatkan skor 67,35 dengan rincian (1) aspek permodalan secara rerata mendapat skor 13,80 berada pada kategori sehat; (2) aspek kualitas aktiva produktif secara rerata mendapat skor 14,92 berada dalam kategori  cukup sehat; (3) aspek manajemen secara rerata mendapat skor 13,30 berada dalam kategori  sehat; (4) aspek efisiensi secara rerata mendapat skor 7,00 berada dalam kategori cukup sehat; (5) aspek likuiditas secara rerata mendapat skor 9,58 dan berada dalam kategori cukup sehat; (6) aspek kemandirian dan pertumbuhan secara rerata mendapat skor 1,75 dan berada dalam kategori cukup sehat; (7) aspek jati diri koperasi secara rerata mendapat skor 7,00 dan berada dalam kategori cukup sehat Kata Kunci: Tingkat kesehatan, Kinerja Koperasi kredit

scholarly journals STRATEGI PENGEMBANGAN USAHA KECIL MENENGAH UNTUK MENINGKATKAN PENDAPATAN MASYARAKAT (STUDI KASUS SENTRA PRODUKSI PENGELASAN DI GETAP)

2020 ◽  
Vol 6 (2) ◽  
pp. 205
Author(s):  
Heni Ariyani ◽  
Halpiah Halpiah
Keyword(s):  
Small And Medium Enterprises ◽  
Living Standards ◽  
Production Costs ◽  
The Other ◽  
The People ◽  
Descriptive Approach ◽  
The Government ◽  
Medium Enterprises

This research is entitled "The Strategy of Small and Medium Enterprises to Increase Society Revenue (Case Study of Center for Elimination in Getap)". The purpose of this thesis is to find out the size of the income generated from the Welding in Getap, Cakra Selatan Baru Village, Cakranegara District, knowing what things affecting income, production costs, the quality of the products produced and the ways of marketing.The type of research used in this study is qualitative research with a descriptive approach by utilizing interview activities and direct observation as a technique of data collection, informants from this study consisted of the Welding Owners, Employees and Communities in Getap, South Cakra, New Cakranegara District.The results of this study indicate that the income of the welding is quite large on average - Rp. 20,000,000 per month which also undermines unemployment because workers who work in, work hard and want to take part in training conducted by the government so that they have expertise in the field of welding. On the other hand, with the presence of the welding, it was able to improve the living standards of the people around Getap with the opening of small kiosks of snack vendors, and rice stalls which earned an average daily income of Rp.250,000 to Rp.300,000 perday.

scholarly journals Big Data-Driven Market-Oriented Information System for the Internationalisation and Strategic and Sustainable Management of SMEs

2019 ◽  
Author(s):  
Yoseob Heo ◽  
Jungjoon Kim ◽  
Jongseok Kang
Keyword(s):  
Multinational Corporations ◽  
Small And Medium Enterprises ◽  
Information Support ◽  
Role Of Government ◽  
Efficient Information ◽  
The Republic ◽  
The Government ◽  
Analysis System ◽  
Medium Enterprises

There have been many discussions on the globalisation of SMEs, but it is true that there is not enough academic achievement after such the study of Born global (BG) ventures. The internationalisation of SMEs (Small and Medium Enterprises) is not easy because they lack resources or capabilities compared to multinational corporations. This study investigated the role of government in assisting the internationalisation of SMEs. In particular, SMEs lacked the ability to acquire market-oriented information, so we’ve established the scheme of efficient information support system for the internationalisation of SMEs. In other words, we proposed an information analysis system through the establishment of a relational database constructed for market-oriented information support. KISTI (Korea Institute of Science and Technology Information), which is one of the government-funded research institutes in the Republic of Korea, provided information support to the SMEs dealing with hydrazine related products. This study suggests this case for the market-oriented information support of the government in the internationalisation of SMEs. The research on information support of the government is meaningful in that it suggests a way to support SMEs in practical level.

scholarly journals Peran Badan Usaha Milik Desa (BUM-Des) dalam Meningkatkan Pendapatan Usaha Kecil Menengah (UKM) di Desa Gerung Permai, Kecamatan Suralaga, Kabupaten Lombok Timur

2022 ◽  
Vol 6 (1) ◽  
Author(s):  
Salmi Yuniar Bahri ◽  
Abdul Khalik ◽  
Martin Romiza
Keyword(s):  
Small And Medium Enterprises ◽  
Social Economy ◽  
Active Role ◽  
Savings And Loans ◽  
Research Perspective ◽  
Goods And Services ◽  
The Government ◽  
Village Government ◽  
Medium Enterprises ◽  
The Village

Small and Medium Enterprises (SMEs) are one of the pillars of the domestic economy, especially for village government. However, they often do not get good support from the village government. Therefore, the government must involve the existence of Village-Owned Enterprises (BUMDes) to increase the income of SMEs so that they can improve the village economy. Village-Owned Enterprises have become a pillar of social economy (social economy) and commercial (commercial Institution) for people who want to manage and develop the potential and needs of villages to be used as business facilities in increasing village community income, as well as contributing to good social service and presentation. Meanwhile, as a commercial institution, it aims to seek profit through offering local resources (goods and services) to the community. This research uses a qualitative descriptive approach that emphasizes understanding the design of the proposed social phenomenon approach from the subject of the research perspective. This research was conducted in Gerung Permai Village, Suralaga District, East Lombok Regency by involving BUMDes Management and UKM actors as sources of data taken by means of interviews and questionnaires. The results of the research are that BUMDes Gerung Permai, Suralaga District, East Lombok Regency supports the existence of SMEs as a means to improve the community's economy. Therefore, BUMDes plays an active role in providing assistance to SMEs in the form of savings and loans with only one percent interest.

scholarly journals IMPLEMENTASI PROGRAM BANTUAN BAGI PELAKU USAHA MIKRO DI KECAMATAN GUBENG KOTA SURABAYA

2021 ◽  
Vol 4 (2) ◽  
Author(s):  
Moch Rozzaq ◽  
Agus Widiyarta
Keyword(s):  
Model Theory ◽  
Small And Medium Enterprises ◽  
Implementation Model ◽  
Edward Iii ◽  
Standard Operating ◽  
Implementation Guidelines ◽  
The Republic ◽  
The Government ◽  
Medium Enterprises ◽  
The Impact

In order to reduce the impact of the sustainability of MSMEs due to the Covid-19 pandemic, the government issued a BPUM (Assistance for Micro Business Players) policy. This policy is stated in the Regulation of the Minister of Cooperatives, Small and Medium Enterprises of the Republic of Indonesia number 6 of 2020 concerning BPUM and BPUM Implementation Guidelines number 98 of 2020. The purpose of this research is to determine the implementation of BPUM in the Gubeng District of Surabaya City. The theory used in this research is the implementation model theory by Edward III. The type of research used is descriptive qualitative. The results of this study indicate that: (1) Communication has been implemented even though the socialization has not been carried out massively; (2) Resources are well implemented; (3) The disposition has been implemented even though the employee response is not optimal; (4) The Bureaucratic Structure has been implemented in accordance with the Standard Operating Procedures (SOP) applicable to BPUM. 

scholarly journals Kinerja Koperasi PRIMKOPPOL Resor Gunung Kidul

2016 ◽  
Vol 5 (2) ◽  
pp. 27
Author(s):  
Inaryu Melly Triyani Widodo ◽  
Bambang Sugeng Dwiyanto
Keyword(s):  
Small And Medium Enterprises ◽  
Profit Margin ◽  
Return On Equity ◽  
Accounts Receivable ◽  
Net Profit ◽  
The Republic ◽  
The Government ◽  
Medium Enterprises

Since 2006 the government of the Republic of Indonesia has awarded to cooperatives achievement. This study is a description of which is an analysis by taking a cooperative object "Primkoppol Resort Gunungkidul". The purpose of analysis is to determine whether the cooperative has met the criteria of cooperative achievement in 2012-2014 reviewed according to the Regulation of the Minister of Cooperatives, Small and Medium Enterprises in 2006 on Guidelines for Assessment of Cooperative Achievement/Cooperative Award. The analysis shows that "Primkoppol Resort Gunungkidul" cooperative in the period 2012-2014 includes performance categories good / fairly good because of the four aspects assessed scored 70.5 in 2012 and 69 respectively for 2013 and 2014. However, since there are still some elements of sub aspects are worth 0 (return on equity, net profit margin, curent ratio, accounts receivable turnover and employment) it can not be categorized based on the achievement of cooperative Ministerial Regulation No.06/Per/M.KUKM/V/2006, dated May 1, 2006

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