scholarly journals MEDIATION of PROFIT SHARING TO DEVELOP MSMEs WITH MUDHARABAH CAPITALIZATION SCHEMES

Author(s):  
Taudlikhul Afkar ◽  
Moch. Afrizal Miradji ◽  
Fauziyah Fauziyah

This study aims to show the development model of MSMEs with mudharabah capital schemes through the principle of profit sharing distribution from the perception of MSME actors. The object of research is in East Java by using a sample of three regions using random with total of 75 respondents who were obtained incidentally considering the number of MSMEs is very much. The analysis technique used is multivariate analysis using Warp PLS. The results showed that mudharabah financing with mudharabah mutlaqah, mudharabah muqayyadah and mudharabah mustyarakah financing schemes significantly influence the principle of profit sharing distribution. Furthermore, the mudharabah mutlaqah, mudharabah muqayyadah, mudharabah mustyarakah, and profit sharing distribution principles have a significant effect on the development of MSMEs. The profit sharing distribution principles can be mediated in the development of MSMEs with a capital scheme mudharabah mutlaqah, mudharabah muqayyadah, mudharabah mustyarakah. The recommended MSMEs Development Model is the Mudharabah capital scheme through the mediation of fairly in principles of profit sharing distribution.

2018 ◽  
Vol 2 (2) ◽  
pp. 72
Author(s):  
Eka Saraswati ◽  
Devi Novallyan

Tujuan dari penelitian ini adalah mengembangkan media pembelajaran interaktif berbasis android untuk memudahkan pemahaman konsep trigonometri. Penelitian ini merupakan penelitian pengembangan dengan pendekatan kualitatif yang didukung data kuantitatif. Model Pengembangan yang digunakan yaitu ADDIE. Karya inovasi ini dibuat dengan macromediaflash 8. Subjek dalam penelitian ini terdiri dari 8 siswa pada ujicoba kelompok kecil dan 30 siswa pada ujicoba kelompok besar. Teknik pengumpulan data yang digunakan yaitu angket dan wawancara. Teknik analisis data kualitatif dengan menggunakan model Miles Huberman.Hasilpengembangan diperoleh sebuah media pembelajaran yang dapat membantu siswa untuk mempermudah mengingat rumus trigonometri. Kata kunci: Media pembelajaran, android, konsep trigonometri Abstract [The Development of Interactive Android Based Learning Media to Facilitate Understanding of Trigonometric Concepts]. The purpose of this research is to develop interactive android based learning media to facilitate understanding of trigonometric concepts. This research is a development research with qualitative approach supported by quantitative data. Development model used is ADDIE. The innovation work was made with Macromedia Flash 8. The subjects in this study consisted of 8 students on a small group trial and 30 students on a large group trial. Data collection techniques used questionnaires and interviews. Qualitative data analysis technique using Miles Huberman model. The results of the development obtained a learning media that can help students to simplify remembering the trigonometric formula. Keywords: Learning media, android, the concept of trigonometry


Mathematics ◽  
2021 ◽  
Vol 9 (11) ◽  
pp. 1298
Author(s):  
Mitzi Cubilla-Montilla ◽  
Ana Belén Nieto-Librero ◽  
M. Purificación Galindo-Villardón ◽  
Carlos A. Torres-Cubilla

The HJ biplot is a multivariate analysis technique that allows us to represent both individuals and variables in a space of reduced dimensions. To adapt this approach to massive datasets, it is necessary to implement new techniques that are capable of reducing the dimensionality of the data and improving interpretation. Because of this, we propose a modern approach to obtaining the HJ biplot called the elastic net HJ biplot, which applies the elastic net penalty to improve the interpretation of the results. It is a novel algorithm in the sense that it is the first attempt within the biplot family in which regularisation methods are used to obtain modified loadings to optimise the results. As a complement to the proposed method, and to give practical support to it, a package has been developed in the R language called SparseBiplots. This package fills a gap that exists in the context of the HJ biplot through penalized techniques since in addition to the elastic net, it also includes the ridge and lasso to obtain the HJ biplot. To complete the study, a practical comparison is made with the standard HJ biplot and the disjoint biplot, and some results common to these methods are analysed.


2017 ◽  
Vol 3 (10) ◽  
pp. 800
Author(s):  
Wardati Mumtazah ◽  
Dina Fitrisia Septiarini

The purpose of this research is to know whether the internal factors of Islamic Banks (profit sharing and bonus and promotion cost), and external factor of Islamic Banks (inflation) have significant effect, both simultaneously and partially, to the amount of third-party’s funds Islamic Bank in 1st quarterly of 2010 – 1st quarterly of 2015 period. The method used in this research is quantitative method and also using the secondary data which obtained from financial reports and other reports started from in 1st quarterly of 2010 – 1st quarterly of 2015. The population is Islamic Banks in Indonesia. The choosing of sample was done with using sampling purposive method and there are 6 Islamic Banks that comply with the specified sample criteria. Analysis technique used is multiple linier regression analysis of panel data.


Cittaslow movement as a local development model has become increasingly important all overthe world since 1999. One of the important factor for the sustainability of this movement is communicated with both local residents and destination visitors accurately and conscious way about the principles and the benefits of Cittaslow philosophy and the unique features of the destination. At this point, social media is a key tool in destination marketing for Cittaslow destinations due to its features such as providing a competitive advantage, reaching a global audience, rapid dissemination of information, communicating with consumers. In this regard the study focuses the role of social media in destination marketing. The aim of the research is to determine how and at what level Cittaslow in Turkey use social media in destination marketing. In accordance with this purpose, content analysis technique was used and Facebook was chosen as social media channel. Among 11 Cittaslow in Turkey, 7 Cittaslow destinations (Gökçeada, Halfeti, Perşembe, Seferihisar, Şavşat, Vize, Yalvaç) that have an official municipality Facebook page were included to the research. This destinations’ posts between January 2016 and June 2016 were analysed in terms of content, frequency and interactivity by utilising the categories Hays et al. (2013) created in their study. The findings of this study show that, Seferihisar Municipality uses social media more effectively in terms of content and post frequency but they also reveal that interactivity which is one of the most important features of social media is not adequately heeded by all Cittaslow destinations in Turkey.


2021 ◽  
Vol 8 (1) ◽  
pp. 1
Author(s):  
Siti Wa’dah

The purpose of this research is to develop a lithosphere module for grade X SMA / MA students using the Dicky & Carey development model and to find out the effectiveness of the developed module. This research method uses research and development. The instruments used in this study were questionnaires and tests for each learning activity. The data analysis technique of this research uses descriptive statistical analysis. In this research, five modules have been developed, namely Module I (Structure of the Lithosphere Layer), Module 2 (Endogenous Energy), Module 3 (Exogenous Energy), Module 4 (Pedosphere), and Module 5 (Soil Erosion). Based on the results of field trials, this learning module has succeeded in showing benefits.


2018 ◽  
Vol 1 (1) ◽  
pp. 182
Author(s):  
Marha Marha ◽  
Islahudin Islahudin ◽  
Linda Sekar Utami

Abstrak: Tujuan dari penelitian ini untuk mengembangkan buku petunjuk pratikum pada pokok bahasan gelombang dan bunyi untuk meningkatkan motivasi siswa. Penelitian ini menggunakan metode research and development (R & D). Sebagai subjek dalam penelitian ini adalah siswa MAN 2 Model Mataram Kelas XI. Model pengembangan yang digunakan adalah Dick & Carey yang terdiri dari 10 langkah yang harus diikuti untuk menghasilkan produk berupa buku petunjuk pratikum. Data diperoleh melalui wawancara, angket dan dokumentasi. Teknik analisis data yang digunakan adalah deskriptif kualitatif untuk mengukur motivasi belajar siswa. Abstract:  The purpose of this study was to develop a pratikum manual on the subject of waves and sounds to improve student motivation. This research uses research and development (R & D) method. As subject in this research is student MAN 2 Model Mataram Class XI. The development model used is Dick & Carey which consists of 10 steps that must be followed to produce the product in the form of manual pratikum. Data obtained through interviews, questionnaires and documentation. Data analysis technique used is descriptive qualitative to measure student's learning motivation.


2015 ◽  
Vol 22 (1) ◽  
pp. 37 ◽  
Author(s):  
Ami Teja Rakhmi

<div data-canvas-width="788.4949999999995">Improvement of the national rice production could be done by using superior variety (VUB), which has early age of</div><div data-canvas-width="802.7116666666665">maturity and high productivity. However, the farmers, until now, still fanatics to grow the local rice. The utilization of</div><div data-canvas-width="802.6783333333335">local varieties as genetic resources for producing new superior varieties is expected to be solution. The study used seven</div><div data-canvas-width="802.6816666666666">local rice varieties (Anak Daro, Si Buyung, Cicih Merah, Mentik Wangi, Bengawan Solo, Rojolele, and Mandoti), to test</div><div data-canvas-width="802.6816666666666">the aroma and taste. Quantitative Descriptive Analysis (QDA) using trained panelists was applied. Data obtained were</div><div data-canvas-width="802.6866666666664">analyzed by Multivariate Analysis of Principle Component Analysis technique. Results showed that Mandoti and Rojolele</div><div data-canvas-width="802.7249999999999">have similar aroma and characterized by pandan, cereals, buttery, and green aroma. Cicih Merah characterized by creamy</div><div data-canvas-width="802.6766666666666">and sweet aroma. Mentik Wangi, Bengawan solo, and Anak Daro have similar properties but are not characterized by a</div><div data-canvas-width="802.6850000000001">distinctive aroma. Flavors of Cicih Merah and Bengawan solo are in one group and characterized by a taste of sweet and</div><div data-canvas-width="802.6916666666665">umami. Mandoti are in different groups and characterized by a taste of salty and bitter. Mentik Wangi and Si Buyung,</div><div data-canvas-width="669.7833333333333">Anak Daro and Rojolele even be in one group but not characterized by a distinctive flavor attributes.</div>


Author(s):  
Lelly María Useche Castro ◽  
Olga Lilian Mendoza Talledo ◽  
Rosalba Karen Bravo Saltos ◽  
Miguel Ángel Lapo Palacios

Se determinó un perfil de la infraestructura de una población rural en Venezuela con respecto a la vivienda según el sector, realizando un análisis de correspondencias simple en donde se compararon las variables de infraestructura con respecto a la variable “sector”.  La base de datos se obtuvo de una investigación previa basada en un cuestionario del censo de población y vivienda del Instituto Nacional de Estadística (INE) de una muestra de 226 hogares. Los resultados obtenidos variaron según el tipo de infraestructura y servicios básicos del sector. La técnica de análisis de correspondencias simple mostró ventajas y desventajas como método para caracterizar poblaciones.   Palabras clave: Análisis de correspondencias simple, análisis multivariante, caracterización, infraestructura.   Abstract A profile of the infrastructure of a rural population in Venezuela was determined with respect to housing according to the sector, performing a simple correspondence analysis in which the infrastructure variables were compared with respect to the variable "sector". The database was obtained from a previous investigation based on a questionnaire of the population and housing census of the National Institute of Statistics (INE) of a sample of 226 households. The results obtained varied according to the type of infrastructure and basic services in the sector. The simple correspondence analysis technique showed advantages and disadvantages as a method to characterize populations.   Keywords: Simple Correspondence Analysis, Multivariate Analysis, Characterization, Infrastructure.


2019 ◽  
Vol 4 (2) ◽  
pp. 130-137
Author(s):  
Aditya Sunu Widyanto ◽  
Priyanto Priyanto

The purpose of this study is designed to: (1) develop Job sheet in accordance with the curriculum for Grade XI students of Electronic Engineering; and (2) describes the percentage level of job sheet worthiness as a learning device for implementing electronic circuits. This research is a development research using the development model of 4-D models with four main stages namely, Define, Design, Develop, Disseminate. Data collection was carried out using a questionnaire. The data analysis technique in this research is quantitative descriptive. The results of the study note that: (1) Job sheet was developed containing 13 materials; and (2) based on the results of the assessment of the media experts, the average percentage was 86.76% (very feasible), the material experts reached the average percentage of 81% (feasible), and the students got an average percentage score of 88.34% (very good). Although job sheets are considered appropriate and good for use in learning, there are some limitations regarding their application by teachers when teaching.


2020 ◽  
Vol 5 (1) ◽  
pp. 38
Author(s):  
Annisa Masruri Zaimsyah

Purpose:This study aims to analyses of the influence of the external and internal factors on medium and small micro Enterprise financing in Indonesia Islamic Bank exsternal factors consist of inflation, BI Rate and Exceng Rate, while the internal factors consists of ROA, CAR, BOPO, FDR and NPF. Design/Method/Approach: The analysis technique used in this study is multiple regression with OLS approach. The data used this study are monthly data from 2014-2018. Data obtained from OJK and Bank Indonesia reports.Findings: The finding results of this study, change in macroeconomic conditions (external factor) will indirectly have an impact on the internal conditions od Islamic Bank and will have an impact on intermediation function, especially for the MSME sector, while partially the factors that influence MSME financing are only in inflation and Exceng rates, CAR, BOPO, NPF. FDR and BI Rate does not affect MSME financing because Islamic Bank do not use the interest system but instead use the profit sharing system.Originality/Values: The main contribution of this study to industry platetrs, Islamic bank and policy makers. Islamic bank must make more efferts to provide financing for MSME. Islamic Banks must be innovative and creative in creating and offering new products related to financing to MSME.


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