scholarly journals Endividamento em operadoras de planos de saúde filantrópicas: uma análise dos determinantes na perspectiva da regulação da Agência Nacional de Saúde Suplementar (ANS)

ForScience ◽  
2019 ◽  
Vol 7 (2) ◽  
Author(s):  
Ewerton Alex Avelar ◽  
Terence Machado Boina ◽  
Antônio Artur de Souza ◽  
Hudson Fernandes Amaral

Este artigo apresenta os resultados de uma pesquisa descritiva e quantitativa, que visou analisar os determinantes de endividamento em operadoras de planos de saúde (OPS) filantrópicas sob a perspectiva da regulação da Agência Nacional de Saúde Suplementar (ANS). A escolha dessa modalidade de operadora foi devido ao grande número de beneficiários atendidos e sua importância social. A amostra empregada consistiu nas OPS filantrópicas que apresentaram seus dados financeiros e operacionais ao longo do período de estudo (2010 a 2016) publicamente no site da ANS. Foram aplicadas as seguintes técnicas de análise de dados: análise de conteúdo, estatística descritiva e análise de regressão com dados em painel. Ao se analisar endividamento das OPS da modalidade Filantropia, observaram-se que variáveis clássicas empregadas como determinantes desse fenômeno em empresas foram consideradas significantes. Todas as variáveis relacionadas à regulação, que foram testadas, se mostraram significantes em pelo menos um modelo estimado. Diante do exposto, constatou-se que as normas da ANS afetaram de diferentes formas às operadoras no que tange ao seu endividamento. Ademais, é importante destacar que a significância das variáveis (tanto as tradicionais de endividamento quanto as de regulação) dependeu do horizonte temporal abordado (curto ou longo prazo).                                                       Palavras-chave: Determinantes do endividamento. Operadoras de planos de saúde. Agência Nacional de Saúde Suplementar. Operadoras filantrópicas.Indebtedness determinants in philanthropic private healthcare providers: an Analysis Based on the Supplementary Health Agency (ANS) RegulationAbstractThis paper presents the results of a study aimed at analyzing the indebtedness determinants of philanthropic Brazilian private healthcare providers (OPS) under the Supplementary Health Agency (ANS) regulation. This modality of OPS was chosen due to the high number of users and its social relevance. The study was a descriptive, quantitative and explanatory one. The employed sample consisted of healthcare OPS whose 2010-2016 data are publicly available on the ANS website. Data analysis followed these techniques: contend analysis, descriptive statistics and data panel regression. We verified that some traditional variables employed in corporative environment were statistically significant. We also observed the significance of many variables related to regulation. This indicates that such variables influence OPS indebtedness. Moreover, it is important to stress that the variables significance level varies according to the time lag (short or long-term). We can cited important contributions of this study: (a) enhancing the important of regulation on the selected OPS; (b) demonstrating the validity of traditional variables for explaining the indebtedness models in these organizations; and (c) purposing regulatory variables in order to explain the indebtedness in philanthropic OPS.Keywords: Indebtedness determinants. Private healthcare providers (OPS). Supplementary Health Agency (ANS). Philanthropic OPS. 

2018 ◽  
Vol 7 (1) ◽  
pp. 72
Author(s):  
William Cordeiro de Souza ◽  
André De Camargo Smolarek ◽  
Denise Barth Rebesco ◽  
Marcos Tadeu Grzelczak ◽  
Valderi Abreu de Lima ◽  
...  

Objetivo: Relacionar duas equações do método antropométrico do Índice de Massa Corporal (IMC) proposto por Quételet e Trefethen em mulheres. Métodos: A amostra foi constituída por 222 mulheres do município de Canoinhas/SC, com idades entre 18 e 49 anos. Para as medidas antropométricas foi avaliada a massa corporal e a estatura. Por meio dos dados obtidos foi calculado o IMC utilizando às fórmulas: Quételet= (kg/m2) e Trefethen= (1,3*kg/m2,5). Na análise dos dados realizou-se a estatística descritiva, o fator de correlação de Pearson (r) foi realizado para verificar a relação entre os métodos e o teste de Bland-Altman foi utilizado para verificar a concordância entre as equações. Foi adotado um nível de significância de p<0,05. Resultados: Foi encontrada uma relação muito forte e significante (r= 0,98; p= <0,001) com intervalo de confiança (IC 95% = 0,93-0,99) e concordância entre as equações do IMC. Conclusão: A equação do IMC de Trefethen apresentou associação muito forte e significante com a equação IMC de Quételet em mulheres.AbstractObjective: To relate two equations of the anthropometric method of the Body Mass Index (BMI) proposed by Quételet and Trefethen in women. Methods: The sample consisted of 222 women from the municipality of Canoinhas/SC, aged between 18 and 49 years. For the anthropometric measures body mass and height were evaluated. By means of the data obtained, the BMI was calculated using the formulas: Quételet= (kg/m2) and Trefethen= (1,3*kg/m2,5). In the data analysis, descriptive statistics were performed, the Pearson correlation coefficient (r) was performed to verify the relationship between the methods and the Bland-Altman test was used to verify the concordance between the equations. A significance level of p <0.05 was adopted. Results: A very strong and significant relationship was found (r= 0.98, p= <0.001) with a confidence interval (95% CI= 0.93-0.99) and concordance between the BMI equations. Conclusion: The BMI equation of Trefethen showed a very strong and significant association with the BMI equation of Quételet in women.


2018 ◽  
Vol 5 (2) ◽  
pp. 133-148
Author(s):  
Nyi Mas Rizki Noviyah

The purpose of this study is to analyze the effect of profitability (ROA), liquidity (LDR), and solvency (DER) to the stock price of banking and find out whether inflation moderates the effect of profitability (ROA), liquidity (LDR), and solvency (DER) to the stock price of banking. Data collection method used is the method of research libraries. Data analysis technique used is multiple linear panel regression and hypothesis testing using t-statistics as well as the interaction test Moderated Regression Analysis (MRA) with significance level of 5 percent. Data were processed using Eviews program ver. 6.0. The results showed that the profitability (ROA) and liquidity (LDR) have positive and significant impact to the stock price of banking, but the solvency (DER) have negative and significant impact to the stock price of banking.. In addition, inflation is moderating influence liquidity (LDR) and solvency (DER) to the stock price of banking. While on influence profitability (ROA) to the stock price banking, inflation does not moderate significantly.   Keywords: profitability (ROA), liquidity (LDR), solvency (DER),stock price of banking, inflation


2020 ◽  
Vol 15 (1) ◽  
pp. 1
Author(s):  
Hidayah Wiweko ◽  
Meiyana Eka Martianis LT

ABSTRACT The purpose of this study was to determine the effect of profitability, dividend policy and debt policy on the value of the company in state-owned companies (SOEs) listed on the Indonesia Stock Exchange (IDX) in 2013-2018. The variables examined in this study were profitability, dividend policy and debt policy while the sample used in this study used a purposive sampling method. Data analysis uses descriptive statistics, classic assumption tests, multiple regression analysis and hypothesis testing. The error or significance level used is 5%. The results of this study indicate that the profitability variable has a significant effect and debt policy has a significant effect on firm value, while the dividend policy variables have no significant effect on firm value. Keywords : Profitability, Dividend Policy and Debt Policy. ABSTRAK     Tujuan dilakukan penelitian ini adalah untuk mengetahui pengaruh profitabilitas, kebijakan deviden dan kebijakan hutang terhadap nilai perusahaan pada perusahaan Badan Usaha Milik Negara (BUMN) yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2013-2018. Variabel yang diteliti dalam penelitian ini adalah profitabilitas, kebijakan deviden dan kebijakan hutang sedangkan sampel yang digunakan dalam penelitian ini menggunakan metode purposive sampling. Analisis data menggunakan statistik deskriptif, uji asumsi klasik, analisis regresi berganda dan pengujian hipotesis. Tingkat kesalahan atau signifikansi yang digunakan adalah 5%. Hasil penelitian ini menunjukkan bahwa variabel profitabilitas berpengaruh dan kebijakan hutang berpengaruh signifikan terhadap nilai perusahaan, sementara variabel kebijakan deviden tidak berpengaruh signifikan terhadap nilai perusahaan. Kata Kunci : Profitabilitas, Kebijakan Deviden dan Kebijakan Hutang


2021 ◽  
Vol 10 (2) ◽  
pp. 134-156
Author(s):  
Ewerton Alex Avelar ◽  
Antônio Artur de Souza ◽  
Hudson Fernandes Amaral ◽  
Jacqueline Braga Paiva Orefici

Este artigo apresenta os resultados de um estudo que teve como objetivo analisar as variáveis que influenciaram a criação de valor nas operadoras de planos de saúde (OPS) brasileiras, sob perspectiva da regulação da Agência de Saúde Suplementar (ANS), no período de 2010 a 2016. A amostra empregada foi composta por OPS médico-hospitalares cujos dados estavam disponíveis publicamente no site da ANS. A análise dos dados empregou as seguintes técnicas: análise de conteúdo, estatística descritiva e análise de regressão com dados em painel. Com relação às decisões de investimento, com foco na criação de valor, constatou-se que as OPS usualmente criaram mais valor do que destruíram (exceto no caso das organizações da modalidade Filantropia). Pode-se concluir que as regras da ANS afetaram as diferentes modalidades de operadoras de várias formas, no que diz respeito à criação de valor. Quase todas as variáveis regulatórias foram significantes em diferentes contextos e variaram dependendo da modalidade de OPS. Isso demonstra a relevância de se considerar as especificidades de cada uma delas nas análises. A discussão apresentada pode subsidiar decisões de reguladores e gestores das organizações, devido à constatação de que a regulação da ANS sobre as OPS influencia na criação ou destruição de valor nas mesmas. Pode-se dizer que a regulação pode desenvolver um oligopólio neste setor e/ou criar oportunidades de criação de valor para as organizações.


2017 ◽  
Vol 11 (1) ◽  
pp. 43-53
Author(s):  
Håkan Nunstedt ◽  
Gudrun Rudolfsson ◽  
Pia Alsen ◽  
Sandra Pennbrant

Background:Patients' understanding of their illness is of great importance for recovery. Lacking understanding of the illness is linked with the patients' level of reflection about and interest in understanding their illness.Objective:To describe patients’ variations of reflection about and understanding of their illness and how this understanding affects their trust in themselves or others.Method:The study is based on the “Illness perception” model. Latent content analysis was used for the data analysis. Individual, semi-structured, open-ended and face-to-face interviews were conducted with patients (n=11) suffering from a long-term illness diagnosed at least six months prior to the interview. Data collection took place in the three primary healthcare centres treating the participants.Results:The results show variations in the degree of reflection about illness. Patients search for deeper understanding of the illness for causal explanations, compare different perspectives for preventing complication of their illness, trust healthcare providers, and develop own strategies to manage life.Conclusion:Whereas some patients search for deeper understanding of their illness, other patients are less reflective and feel they can manage the illness without further understanding. Patients' understanding of their illness is related to their degree of trust in themselves or others. Patients whose illness poses an existential threat are more likely to reflect more about their illness and what treatment methods are available.


2019 ◽  
Vol 5 (2) ◽  
pp. 82-91
Author(s):  
Ali Roshandel Hesari ◽  
◽  
Ali Kamali ◽  
Mohsen Tavakoli ◽  
◽  
...  

Objective Carpal Tunnel Syndrome (CTS) is one of the most common compression neuropathy in the upper extremities. The aim of this study was to investigate the prevalence of CTS among male hairdressers in Bojnourd, Iran. Methods This is a descriptive/analytical study with cross-sectional design conducted on 109 male hairdressers in bojnourd city. Among them, 38 had CTS symptoms such as finger numbness and underwent Phalen’s and Tinel’s tests, 22 of whom were positive. As a result, they were referred to a rehabilitation specialist for electrodiagnostic studies. Data analysis was carried out in SPSS v.22 software using descriptive statistics such as frequency and percentage and considering a significance level of 0.05. Results Twenty-two of 109 hairdressers had clinical and electrodiagnostic criteria for CTS (20.8%). Of these, 45.45% had mild (n=10), 31.81% moderate (n=7) and 22.72% severe CTS (n=5). Conclusion Hairdressing is one of the potential jobs for CTS. Hairdressers’ work situations need to be improved. It is also necessary to improve the awareness of hairdressers about biomechanics and the correct ways of doing work.


Author(s):  
Heather Churchill ◽  
Jeremy M. Ridenour

Abstract. Assessing change during long-term psychotherapy can be a challenging and uncertain task. Psychological assessments can be a valuable tool and can offer a perspective from outside the therapy dyad, independent of the powerful and distorting influences of transference and countertransference. Subtle structural changes that may not yet have manifested behaviorally can also be assessed. However, it can be difficult to find a balance between a rigorous, systematic approach to data, while also allowing for the richness of the patient’s internal world to emerge. In this article, the authors discuss a primarily qualitative approach to the data and demonstrate the ways in which this kind of approach can deepen the understanding of the more subtle or complex changes a particular patient is undergoing while in treatment, as well as provide more detail about the nature of an individual’s internal world. The authors also outline several developmental frameworks that focus on the ways a patient constructs their reality and can guide the interpretation of qualitative data. The authors then analyze testing data from a patient in long-term psychoanalytically oriented psychotherapy in order to demonstrate an approach to data analysis and to show an example of how change can unfold over long-term treatments.


2019 ◽  
Vol 13 (3) ◽  
pp. 355-376
Author(s):  
Ester A. Betrián Villas ◽  
Gloria Jové Monclus ◽  
Charly Ryan

Exploring long-term educational change, we investigate our re/construction of research methodology as we moved from a positivist framework to working with ideas drawn from Deleuze and Guattari. We reveal our becoming rhizomatic in data analysis in the metamodelling of the richness flowing horizontally through our practices. We tell of our struggles to escape hierarchical thinking and relations researching between the smooth and striated. A space of interactions, conversations and writings created relations between polyphonic voices, leading us to an emergent methodology. Our struggle against hierarchies in data analysis yielded rich educational possibilities for becoming that Deleuzo-Guattarian thinking offers us.


2019 ◽  
Vol 10 (9) ◽  
pp. 902-909
Author(s):  
Umbas Krisnanto ◽  
◽  
Conny Marpaung ◽  

This study aims to determine and analyze the influence of Service Quality and Customer Satisfaction on Customer Loyalty in Jabodetabek Commuter Line. The sample of this study was 50 people. Methods of collecting data by distributing questionnaires. Data analysis using the analysis used is simple linear regression, t test and coefficient of determination. The results showed 1) Service Quality has a positive and significant effect on Customer Loyalty in Jabodetabek Commuter Line, with a significance level of 0.048; and supported by the results of hypothesis testing with a t-count value of 4.433 > t-table value of 1.95, with a significance of 0.048 or < 0.05; 2) Customer Satisfaction positive and significant effect on Customer Loyalty in Jabodetabek Commuter Line, with a level significance of 0,000; and supported by the results of hypothesis testing with a t-count value of 4,969 > t-table value of 1.95, with a significance of 0,000 or < 0.05, 3) Service quality and Customer Satisfaction have a positive and significant effect on Customer Loyalty in Jabodetabek Commuter Line, with a significance level of 0,000. This means that the hypothesis H0 is rejected and Ha is accepted so that it can be concluded that service quality and customer satisfaction together have a positive and significant effect on customer loyalty in Jabodetabek Commuter Line.


2019 ◽  
Vol 14 (1) ◽  
pp. 17
Author(s):  
Andi S Tarigan ◽  
Zulkarnaian Siregar

AbstrakPenelitian ini bertujuan untuk mengetahui Pengaruh Harga dan Brand Trust Terhadap Keputusan Pembelian pada Sinergy Celular Medan.Sampel dalam penelitian ini adalah seluruh pengunjung Sinergy Celular Medan sebanyak 77 orang.Teknik pengumpulan data yang digunakan adalah melalui kuesioner (angket) yaitu dengan cara menyebarkan kuesioner kepada sampel (responden) dan mengumpulkannya kembali. Teknik analisis data yang digunakan adalah Regresi Linear Berganda.Sebelum data diregresikan maka terlebih dahulu di uji keterkaitannya antara variabel, datanya diuji menggunakan uji normalitas data, multikolinearitas, dan heterokedastisitas.Serta untuk mengetahui kontribusi faktor Harga dan Brand TrustTerhadap Keputusan Pembelian digunakan rumus Koefisien Determinasi (R2). Hipotesis penelitian diterima apabila t hitung >  t tabel dengan tingkat signifikansi 0,1. Nilai t tabel dalam penelitian ini 1,993. Nilai t hitung variabel X1 sebesar 2,107 t hitung lebih besar dari t tabel maka hipotesis di terima, nilai t hitung variabel X2   sebesar 3,405 t hitung lebih besar dari t tabel maka hipotesis di terima. Kata kunci: Harga, Brand Trust, Keputusan Pembelian AbstractThis study aims to determine the Influence of Price and Brand Trust on Purchasing Decision at Sinergy Celular Medan. The sample in this study is all visitors Sinergy Celular Medan as many as 77 people.Data collection technique used is through questionnaire (questionnaire) that is by distributing questionnaires to the sample (respondent) and collect it back. Data analysis technique used is Multiple Linear Regression. Before the data is diregresikan then first in the test the relationship between variables, the data tested using the test of data normality, multicollinearity, and heterokedastisitas. And to know the contribution of price factors and Brand Trust Against Purchase Decision is used the formula Coefficient of Determination (R2). Research hypothesis accepted if t arithmetic> t table with significance level 0,1. The value of t table in this study is 1,993. Value t arithmetic variable X1 of 2.107 t arithmetic greater than t table then the hypothesis received, the value of t arithmetic variable X2 of 3.405 t arithmetic greater than t table then the hypothesis received. Keywords: Price, Brand Trust, Purchase Decision


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