scholarly journals Impact of Microfinance on Enterpreneurship Development: A Case Study of JLGS Lucknow, Uttar Pradesh, India

2019 ◽  
Vol 13 (01) ◽  
Author(s):  
Meenu Arora ◽  
S. D. Sharma
Keyword(s):  
Uttar Pradesh ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Industry ◽  
Joint Liability ◽  
Significant Difference ◽  
Entrepreneurial Development ◽  
The Government ◽  
The Impact

This research study investigates the impact of microfinance schemes on entrepreneurial development in lucknow district. To achieve the stated objective of the study, three research questions were formulated. The descriptive research design was adopted for the study. The Population for our study encompasses the joint liability groups who have been engaged in microfinance activities and are the beneficiaries of microfinance credit.250 JLGs respondents were selected from lucknow District according to simple random sampling method The researcher used questionnaire as an instrument of primary data collection. Tables and simple percentages were used in data presentation. For clear analysis, the study centres on two broad variables; the dependent variable which is entrepreneurial development and the independent variable which is microfinance institutions. The study reveals that i there is a significant difference in the number of entrepreneurs who used microfinance institutions and those who do not use them; ii there is a significant effect of microfinance institutions activities in predicting entrepreneurial productivity; and iii that there is no significant effect of microfinance institutions activities in predicting entrepreneurial development. The researcher concludes that microfinance institutions world over and especially are identified to be one of the key players in the financial industry that have positively affected individuals, business organizations, other financial institutions, the government and the economy at large through the services they offer and the functions they perform in the economy.

scholarly journals DETERMINANTS OF GROUNDWATER RETENTION IN WELLS: A CASE OF KEIYO NORTH DISTRICT, ELGEYO MARAKWET COUNTY, KENYA

2017 ◽  
Vol 3 (1) ◽  
Author(s):  
Andrew Rutto Kiptum ◽  
Catherine Chebet Sang
Keyword(s):  
Sampling Technique ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Conservation Strategies ◽  
Retention Capacity ◽  
Random Factor ◽  
Biophysical Factors ◽  
Groundwater Supply ◽  
Significant Difference ◽  
The Impact

Continuous degradation of biophysical factors and over utilisation of available water through unsustainable consumptive means, tend to threaten the existence of groundwater supply. The aim of this study was to examine the influence of human activities and biophysical factors on groundwater retention in wells in Keiyo North District, Elgeyo Marakwet County, Kenya. Structured questionnaires were used to obtain primary data. Systematic simple random sampling technique was applied in the study. Excel and Statistical Package for Social Sciences (SPSS) were used for data analysis. The results of the study showed that biophysical factors had significant influence on groundwater level and/or retention capacity during dry season and no association during rainy season. Altitude and land use were insignificant in influencing groundwater retention during both dry and wet seasons. The logit model showed that nearness to the forest, swamp, river had high probability to influence groundwater retention in the wells. However, the random factor in the regression model showed significant difference in influencing groundwater retention, which explains more on the impact of other parameters that were beyond the scope of this study such as soil characteristics and climate on water retention capability. The findings of this study will inform policy and decision makers as they develop sustainable conservation strategies that will ensure continuous groundwater supply.

Dynamic Incentives and Microfinance Borrowers

2017 ◽  
Vol 5 (1) ◽  
pp. 67-92 ◽  
Author(s):  
Vijeta Singh ◽  
Puja Padhi
Keyword(s):  
Uttar Pradesh ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Joint Liability ◽  
Self Help ◽  
Loan Demand ◽  
Socio Economic Impact ◽  
Credit Contracts ◽  
Self Help Groups ◽  
Policy Mechanisms

In recent years microfinance has been recognised as one of the policy mechanisms to achieve the goal of financial inclusion. Different lending models have been appropriated in microfinance sector to provide micro-loans to microfinance borrowers and their likely socio-economic impact on microfinance borrowers varies across different lending models. In case of microfinance, credit contracts between lenders and borrowers are designed in such a manner that borrowers’ initial loans are smaller but increases with each loan cycle over a period of time, termed as progressive lending.2 The present study using primary data collected from Mirzapur district in Uttar Pradesh attempts to explore the determinants/variables that explain progressive loan demand by microfinance borrowers in self-help groups (SHGs) and joint liability groups (JLGs). Using logit model, the paper concludes that in both SHGs and JLGs, longer association with microfinance groups helps in availing progressive loans from SHGs/microfinance institutions (MFIs) followed by loans procured from other sources also compel microfinance borrowers to demand larger loans from MFIs primarily for paying loan instalments. In addition to this income, size of group, number of dependents in household and asset endowment characteristics of SHG/JLG members also affect progressive loan demand by SHG/JLG members.

scholarly journals Impact of Government Welfare Schemes on Empowerment of Minority Women in Karnataka

2021 ◽  
pp. 191-203
Author(s):  
Niyaz ◽  
Abhinandan Kulal ◽  
Mahammad Thauseef P. ◽  
Abdul Jaleel
Keyword(s):  
Rural Areas ◽  
Simple Random Sampling ◽  
Primary Objective ◽  
Minority Women ◽  
Primary Data ◽  
Awareness Programs ◽  
Simple Regression Analysis ◽  
The Government ◽  
The Impact ◽  
Structured Questionnaire

Purpose: Even though the government had taken many initiatives for the empowerment of minority women but the success of such initiatives is questionable. A strong tool for perfect empowerment requires financial independence and self-reliant, and this can be achieved only through financial support. With this intention, a present study was conducted to evaluate the impact of awareness and utilisation of various welfare schemes on the empowerment of minority women. Design/Methodology/Approach: A study was conducted in Karnataka by taking 388 minority women as a sample unit. Simple random sampling techniques were used to select sample units and primary data was collected using a structured questionnaire. Hypotheses are developed to support the primary objective and tested with simple regression analysis. Findings/Result: The study found that minority women have a very low level of awareness and utilisation of government welfare schemes which has adversely affected the overall development of minority women. This study suggested to take awareness programs for minority women in rural areas to achieve overall empowerment in India. Paper Type: Analytical Paper

Impact of information and communication technology on marketing of rice

2019 ◽  
Vol 46 (9) ◽  
pp. 1061-1080
Author(s):  
Kakali Majumdar ◽  
Rajeev Kumar Singh
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Uttar Pradesh ◽  
Binary Logistic Regression ◽  
Sampling Technique ◽  
Primary Data ◽  
Content Type ◽  
Significant Difference ◽  
Information And Communication ◽  
The Impact

Purpose The lack of proper dissemination of market information is observed as the main reason of poor marketing of the agricultural produce in India. Application of information and communication technology (ICT) can bridge this information gap by means of dissemination of required marketing information specifically targeted at the farmers. The purpose of this paper is to study the impact of ICT on marketing of rice in Uttar Pradesh, one of the biggest northern states of India. Design/methodology/approach As rice is the dominant crop of Uttar Pradesh, the impact of ICT on net price received (NPf) by rice producers of the state is studied. An attempt is also made to identify the factors that influence the use of ICT. Primary data are collected through a multistage sampling technique. Single, multiple dummy and binary logistic regression models are used in the present work. Findings A significant difference is observed in the NPf of the farmers using ICT than that of non-users. Education and land holding type also have a positive and significant impact on ICT use. Originality/value In the existing literature, the study related to the impact of ICT on agricultural marketing is almost absent for India in general, and Uttar Pradesh in particular. ICT has created impact in almost all directions of life. It is expected that the implementation of ICT will create a notable impact on the income level of the farmers. The present study will give a direction in this regard. The study is based on primary data and original work of the authors.

Self perceived oro-facial behaviour and malocclusion among young adults in Hyderabad city

2020 ◽  
Vol 0 (0) ◽  
Author(s):  
Dasari Tejaswini ◽  
Suhas Kulkarni ◽  
Dolar Doshi ◽  
Adepu Srilatha
Keyword(s):  
Gender Differences ◽  
Young Adults ◽  
Health Knowledge ◽  
Simple Random Sampling ◽  
Cross Sectional Study ◽  
Sampling Procedure ◽  
Cross Sectional ◽  
Significant Difference ◽  
The Face ◽  
The Impact

AbstractBackgroundAesthetic alterations in the face can be self-perceived and can affect quality of life in young adults.ObjectiveTo assess the impact of malocclusion on self- perceived oro-facial behaviour among young adults.MethodsA Cross sectional study was conducted among 638 young adults (aged 18–21 years) of Hyderabad city. One college from each of the five zones of the Hyderabad city (five colleges) were selected by simple random sampling procedure. A 21-item Oro-facial investment scale (OFIS) questionnaire assessing self-perceived oral health knowledge, attitude, practice and Dental Aesthetic Index (DAI) assessing the severity of malocclusion was used. Data were analysed with standard statistical software (SPSS, Statistical package for the social sciences, version 20.0). p < 0.05 was considered statistically significant.ResultsMales had higher mean scores for knowledge (2.90 ± 0.49) than females (2.73 ± 0.82) and was statistically significant (p = 0.002*). No statistically significant gender differences were found in relation to attitude and practice. Analysis of variance (ANOVA) showed that there was a significant difference in all the three scores (knowledge, attitude, practice) with respect to age, with significantly high score for knowledge and practice among 18 year old subjects (p = 0.0001*; p = 0.0003* respectively) and attitude among 21 year old subjects (p = 0.0049*). No statistically significant age, gender differences were found in relation to DAI scores. Upon correlation, DAI significantly and positively correlated with knowledge (p = 0.03*) and attitude (p = 0.0001*).ConclusionThis study has shown significant impact of malocclusion on the self-perceived oro-facial behaviour.

Technological Innovation: An Imperative Tool for Entrepreneurship Development in Nigeria

2013 ◽  
Vol 03 (08) ◽  
pp. 41-47
Author(s):  
OYEWALE I.O ◽  
ADEYEMO S.A ◽  
OGUNLEYE P.O
Keyword(s):  
Technological Innovation ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Entrepreneurship Development ◽  
Mature Organizations ◽  
The Impact ◽  
Structured Questionnaire ◽  
Innovation And Entrepreneurship

Sustainable economic development does not occur without entrepreneurship and entrepreneurship is the practice of starting new organizations or revitalizing mature organizations. This study therefore is done to analyse the impact of innovation, technology and on the entrepreneurial development activities in Nigeria. Simple random sampling technique was used to select a total of 12 entrepreneurs from Lagos State that constituted our sample size. The primary data consists of a number of items in well- structured questionnaire that was administered to and completed by the respondents. Regression analysis was used to analyse the data. The results showed that there is significant relationship between technological innovation and entrepreneurship development in Nigeria. It is therefore recommended that government should create a friendly or an enabling environment for entrepreneurship and consumer goods to boost the Nigeria economy.

People-centred management for improving construction workers' productivity in Zimbabwe

2021 ◽  
Vol 11 (2) ◽  
pp. 350-368
Author(s):  
Tirivavi Moyo ◽  
Gerrit Crafford ◽  
Fidelis Emuze
Keyword(s):  
Labour Productivity ◽  
Construction Workers ◽  
Primary Data ◽  
Related Factors ◽  
Content Type ◽  
Construction Companies ◽  
The People ◽  
Significant Difference ◽  
High Concern ◽  
The Impact

PurposeWhile operational factors reduce construction workers' productivity in Zimbabwe, the impact of the people-centred management aspects has not been empirically interrogated as a remedy. This article reports on a study that sought to determine significant people-centred management aspects that lead to improved labour productivity and assesses the existence of statistically significant differences due to the demographic variables of respondents. Demographic-specific strategies that enhance construction “workers” productivity were revealed.Design/methodology/approachThe survey research design using a self-administered questionnaire was deployed to collect the primary data. The design followed a positivist paradigm to evaluate objectively how people-centred management affects construction workers' productivity. The statistical data were descriptively and inferentially analysed.FindingsPeople-centred management was determined to be significant in improving construction workers' productivity, with the most significant aspect being the building of employee confidence in related approaches. Designations and educational levels mostly indicated a statistically significant difference in several aspects that included the adoption of a functional reward culture for workers and training on people-centred principles. Training on-site management and construction workers in people-centred management and its application are crucial to improving construction workers' productivity.Research limitations/implicationsConstruction companies should drastically improve their concern for people while they sustain a high concern for production within their construction sites. Although several factors affect construction workers' productivity, this study determined that management-related factors and people-centred management were significant towards influencing low productivity in Zimbabwe.Originality/valueThe study determined people-centred management and demographic-specific interventions as being able to improve construction workers' productivity in Zimbabwe.

scholarly journals Is Cut-Flower Industry Promotion by the Government Negatively Affecting Pollinator Biodiversity and Environmental/Human Health in Uganda?

2014 ◽  
Vol 2014 ◽  
pp. 1-52
Author(s):  
Bin Mushambanyi Théodore Munyuli
Keyword(s):  
Human Health ◽  
Crop Production ◽  
Vegetation Type ◽  
Primary Data ◽  
Small Scale ◽  
Pollination Services ◽  
Toxicological Studies ◽  
The Government ◽  
Small Scale Farmers ◽  
The Impact

A study was conducted from 2010 to 2012 around the flower growing areas in central Uganda to generate baseline information on the status of pollinators. Primary data were gathered using a questionnaire that aimed at determining farmers and flower farm officials’ perceptions on the impact of activities carried out inside greenhouses on pollinators, human health, and on crop production in the surroundings. Results indicated that the quantity of pesticides and fertilizers applied daily varied among the different flower farms visited. Bee species richness and abundance varied significantly (P<0.01) according to flower farm location, to the landscape vegetation type, and to field types found in the surrounding of flower farms. Bee richness found around flower farms varied in number from 20 to 40 species in total across seasons and years. Bee density increased significantly with the increase in flower density. Small-scale farmers were aware of the value and importance of pollination services in their farming business. There was no clear evidence of a direct effect of agrochemicals application on bee communities living in the surrounding habitats. There is a need for further research to be conducted on human health risks and for toxicological studies on soils, plants, flowers, and bees in the farm landscape.

scholarly journals The Giving Of Disciplinary Penalty of Civil Servants Based On Government Regulation Number 53 of 2010 in Governments of Demak Regency

2020 ◽  
Vol 2 (4) ◽  
pp. 443
Author(s):  
Muhammad Adib ◽  
Sri Kusriyah Kusriyah ◽  
Siti Rodhiyah Dwi Istinah
Keyword(s):  
Government Regulation ◽  
Positive Impact ◽  
Secondary Data ◽  
Civil Servant ◽  
Civil Servants ◽  
Disciplinary Action ◽  
Primary Data ◽  
Immediate Supervisor ◽  
The Government ◽  
The Impact

Government Regulation No. 53 of 2010 regarding the discipline of the Civil Servant loading obligations, prohibitions, and disciplinary action which could be taken to the Civil Servant who has been convicted of the offense, is intended to foster a Civil Servant who has committed an offense, the form of disciplinary punishment is mild, moderate, and weight. Disciplinary punishment for the Civil Servant under Government Regulation No. 53 of 2010 Concerning the Discipline of Civil Servants. The formulation of this journal issue contains about how the process of disciplinary punishment, and constraints and efforts to overcome the impact of the Civil Servant disciplinary punishment in Government of Demak regency. The approach used in this study is a sociological juridical approach or juridical empirical, that is an approach that examines secondary data first and then proceed to conduct research in the field of primary data normative. The process of giving disciplinary sanctions for State Civil Apparatus in Government of Demak regency begins with the examination conducted by the immediate supervisor referred to in the legislation governing the authority of appointment, transfer and dismissal of civil servants. The results showed that in general the process of sanctioning / disciplinary punishment of civil servants in the Government of Demak be said to be good and there have been compliance with the existing regulations / applied in Government Regulation No. 53 of 2010, although it encountered the competent authorities judge still apply tolerance against the employee, but also a positive impact among their deterrent good not to repeat the same offense or one level higher than before either the Civil Servant concerned or the other. Obstacles in carrying out disciplinary punishment in Government of Demak regency environment is still low awareness of employees to do and be disciplined in performing the tasks for instance delays incoming work, lack of regulatory discipline, lack of supervision system and any violations of employee discipline. There must be constraints to overcome need for cooperation with other stakeholders comprising Inspectorate, BKPP, and the immediate superior civil servants in this way can be mutually reinforcing mutual communication, consultation, coordination so that if later there is a problem in the future could be accounted for.Keywords: Delivery of Disciplinary Sanctions; Civil Servant; Government Regulation No. 53 of 2010.

scholarly journals Influence of the Quality of Accrual Financial Report Information with the Roles of Accounting Information System as an Intervening Factor

2017 ◽  
Vol 8 (2) ◽  
pp. 84
Author(s):  
Dyah Purwanti ◽  
Ghulbudin Isham Natser
Keyword(s):  
Information System ◽  
Human Resources ◽  
Financial Reporting ◽  
Internal Control ◽  
Accounting Information ◽  
Primary Data ◽  
Accounting Information System ◽  
The Government ◽  
The Impact

<p>This study aims to find empirical evidence about the role of accounting information system (AIS) as intervening factors that affect the quality of financial reporting information of the government. This study uses a questionnaire that primary data collected from respondents, namely employees of the accounting department of the government units, especially a partner institution in the State Treasury Office (KPPN) 2 Jakarta. Data processing is performed by the method of partial least squares (PLS). The results of this study are the accounting information system has significantly the impact on the quality of government financial reporting information. While the capacity factor of human resources, control data input and application of Government Accounting Standards (SAP) have a significant direct effect on the AIS, is larger when compared to a direct influence on the quality of financial reporting information. Other factors, organizational commitment and internal control system has a significant influence either directly or indirectly on the quality of financial reporting information. The findings of the study are expected to provide input to the government the importance of improving the accounting information system, such as strengthening the capacity of human resources and accounting applications in realizing quality financial information.</p>

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