THE INFLUENCE OF MUDHARABAH AND MUSYARAKAH INCOME TOWARDS BRI SYARIAH PROFITABILITY

Author(s):  
Zulkarnain Karundeng

AbstractThis study aims to discover the influents of Mudharabah and Musyarakah income towards BRI Syariah profitability. The researcher applied the quantitative method using two variables. They are mudharabah and musyarakah (x) and profitability (y). The research samples are quarterly financial report published by BRI Syariah during 2010-2015 periods. Research data are initially exposed to a classical assumption test in order to check whether those data are compatible for hypothesis test. The classical assumption test includes normality, multicollinearity, autocorrelations and heteroscedasticity test. Based on the hypothesis test, the dependent variable which can be explained by the independent variables is 29,9 % while the rest 71,1 % are explained by other variables. The simultant test (F) shows that variable x is influenced by variable y. it is proven by a p-value that is smaller than the level of significant (0,027 < 0,05). On the other hand, musyarakah is not affected since the p-value is bigger than the level of significant (0,319 > 0.15).Keywords :Mudharabah, Musyarakah, Profitability

2016 ◽  
Vol 13 (2) ◽  
pp. 121
Author(s):  
Citra Indradewi ◽  
Endang Tri Widyarti

This research aims to analyze the effect of working capital management on profitability ofbasic industry and chemicals that listed in Indonesia Stock Exchange (IDX) within 2011-2014. Indicator of working capital management used in this research are cash conversioncycle (CCC), receivable conversion period (RCP), inventory conversion period (ICP),payable deferral period (PDP), and current ratio (CR). On the other hand, indicator ofprofitability used in this research is net profit margin (NPM).The sample data used in this research took from financial statement that have beenaudited and published in IDX. According to sampling technique used in this research,which is purposive sampling, there’re 25 companies that fit to certain criteria. Method ofdata analysis used in this research is Multiple Regression Analysis, which previouslyperformed classical assumption test. Hypothesis test is using F-statistic test, t-statistictest, and determination of coefficients with significance level of 5%.The result of this research indicates independent variables simultaneously (F-statistictest) effect on profitability (NPM) with significance level 0,000. On the other hand,partially (t-statistic test) indicates CCC has negative and significant effect onprofitability, PDP and CR have positive and significant effect on profitability.Meanwhile, RCP and ICP has positive and not significant effect on profitability. Adjusted’s score is 0,454 which means that the ability of independent variables can explainprofitability with 45,4%, while the rest is explain by other factors.


Author(s):  
Donant Alananto Iskandar ◽  
Siti Dewi Sri Ratna Sari

This study aims to find out the effect of event and publicity towards brand awareness on Indonesia Financial Service Authority, usually called with its abbreviation OJK. The research background is because OJK was newly established as a financial service authority, replacing Bank Indonesia. Therefore, exploring the awareness of the people about the function of OJK is interesting to be a research subject.This method used in this study is the quantitative method with 82 samples as the questionnaire respondents. The population chosen was an OJK’s event held at LPPI and Indonesia Banking School with 122 participants. Validity, reliability, normality, multicollinearity, heteroskedasticity, correlation, determination, regression, hypothesis and ANOVA tests are used as a statistical approach in order to define the outcome of the survey. The results of this study are both event and publicity have a positive and a significant influence towards brand awareness partially and simultaneously. As the conclusion, OJK should continue its programs. On the other hand, OJK should find another public relations strategy to accelerate people awareness about the duties of OJK. Keywords: Event, Publicity, Brand Awareness


2021 ◽  
Vol 39 (11) ◽  
Author(s):  
Hussein Hasan ◽  
Hudaa Nadhim Khalbas ◽  
Farqad Mohammed Bakr AL Saadi

The aim of this research is to study the market reaction to the change of the managing director and how this change affects the abnormal returns of the shares. The research is based on the information published by the companies listed on the Iraq Stock Exchange, and 35 companies were selected for the period from 2015 to 2019. The results of the hypothesis test for this study show that there is a negative and significant relationship between the change of the managing director and abnormal stock returns. On the other hand, investors undervalue stock prices when changing CEOs. As a result, the stock returns are less than expected.


2005 ◽  
Vol 14 (06) ◽  
pp. 919-934 ◽  
Author(s):  
KOSTAS FRAGOS ◽  
YANIS MAISTROS

This work presents a new method for an unsupervised word sense disambiguation task using WordNet semantic relations. In this method we expand the context of a word being disambiguated with related synsets from the available WordNet relations and study within this set the distribution of the related synset that correspond to each sense of the target word. A single sample Pearson-Chi-Square goodness-of-fit hypothesis test is used to determine whether the null hypothesis of a composite normality PDF is a reasonable assumption for a set of related synsets corresponding to a sense. The calculated p-value from this test is a critical value for deciding the correct sense. The target word is assigned the sense, the related synsets of which are distributed more "abnormally" relative to the other sets of the other senses. Our algorithm is evaluated on English lexical sample data from the Senseval-2 word sense disambiguation competition. Three WordNet relations, antonymy, hyponymy and hypernymy give a distributional set of related synsets for the context that was proved quite a good word sense discriminator, achieving comparable results with the system obtained the better results among the other competing participants.


2007 ◽  
Vol 1 (1) ◽  
pp. 57
Author(s):  
Nur Saadah Fitri Asih

Article content a research result about effectiveness of oral drill method to practice speaking ability of Japanese in elementary class.  This is an experiment research to Japanese course’s student in elementary class in BLCI (British Language Course of Indonesia) Bandung at 2006 year.  Experiment research is according to the condition of learning Japanese to the experiment class with oral drill method, in the other hand to the experiment class in using another method which is eklektik method that combine translating method and grammar method. Research data was got from result of the final test from the experiment class an control class.  From the process result and analize data can be know that the average score of the student’s speaking ability in experiment class is bigger than the average score of the student’s speaking ability in control class.  


Author(s):  
Septian Wildan Mujaddid ◽  
Bambang Santoso Marsoem

The purpose of this study is to analyze the factors that influence the Debt to Asset Ratio which is a proxy of Capital Structure as the dependent variable. The independent variables studied as determinants of Capital Structure (DAR) include Size (SIZE), Profitability (ROA), Asset Structure (SA), and Corporate Liquidity (CR) using regression model. The population in this study are plantation sub-sector companies listed on the Indonesia Stock Exchange for the period 2014 - 2018. The findings suggest that ROA negatively significant affect DAR, while SA positively significant affect DAR. On the other hand, both SIZE & CR have no significant relationship with DAR


2020 ◽  
Vol 28 (3) ◽  
pp. 221-226
Author(s):  
Arezou Sayad ◽  
Mohammadreza Ostadali Dehaghi ◽  
Mohammad Taheri ◽  
Hamid Fallah ◽  
Shahram Arsang-Jang ◽  
...  

Fanconi anemia includes a number of clinically and genetically diverse disorders all of them being associated with genomic instability. Some previous studies reported higher frequencies of certain HLA alleles in patients with Fanconi anemia. In the current study, we genotyped HLA-A/B/DRB1 alleles in 40 Iranian patients with Fanconi anemia. We also genotyped these alleles in the same number of Iranian sex-matched healthy individuals. The frequency of DRB1*11 was significantly higher in patients compared with controls (OR (95% CI) = 2.143 [1.05, 4.46], P value = 0.036). On the other hand, the frequencies of DRB1*13 and B*13 were lower in patients compared with controls (OR (95% CI) = 0.134 [0.02, 0.55], P value = 0.003 and OR (95% CI) = 0.13 [0.01, 0.89], P value = 0.035, respectively). Assessment of genetic divergence using Fstat test showed complete divergence in HLA-A, -B, -DRB1 alleles and haplotypes between patients and controls. The current study provides evidences for different distribution of HLA alleles between patients with Fanconi anemia and healthy subjects.


2016 ◽  
Vol 33 (2) ◽  
pp. 65-69
Author(s):  
Jahanara Rahman ◽  
Hosne Ara Begum

Introduction: Non-stress test (NST) is the most common antenatal test performed to assess the foetus at risk of intrauterine hypoxia. On the other hand non-reactivity detected by NST increases the interferences of pregnancy by Caesarean section.Methodology: A cross sectional descriptive study was carried out in the department of Obstetrics and Gynaecology at Dhaka National Medical College between July2007 and June 2008.Objectives: The objectives of the study were (1) To observe the mode of delivery in cases of non-reactive non stress test (NST) and (2) To evaluate perinatal outcome of non-reactive NST.Results: A total 137 high risk pregnant women were included in the study. Age of the women ranges from 16 to 32 years. The mean age of the women was 23.74 ± 3.71 year. Among them 44.53% were primaegravida and 55.47% were multigravida. Gestational age was between 35 and 42 weeks and mean gestational age was 38.34±1.42 weeks. Regarding foetal reactivity 61.3% (n=84) were reactive and 38.7 % (n=53) were non-reactive. Among the babies of non reactive NST 98.11% and 1.89% were delivered by caesarean section and vaginal delivery respectively. Whereas, 48.81% and 51.19% babies of reactive NST were delivered by caesarean section and vaginal delivery respectively. The percentage of caesarean section was much higher in non-reactive NST cases in comparison to that of reactive NST which was statistically highly significant (p value 0.0000). One minute after birth APGAR scoring revealed that 56.6% and 43.4% newborn of non-reactive NST had no depression( APGAR score 7-10) and mild depression ( APGAR score 4-6) respectively. On the other hand 65.47% and 34.5% newborn of reactive NST had no depression and mild depression respectively at one minute after birth. Therefore, small difference was noticed in the neonatal status between the reactive and non-reactive NST which had no statistical significance (p value 0.507). Evaluation of the neonates with APGAR scoring done 5 minutes after birth revealed mild depression (APGAR score 4-6) in 24.53% and 20.24% of non-reactive and reactive NST cases respectively and no depression (APGAR score 7- 10) was found in 75.47% and 70.76% in reactive and nonreactive NST respectively. So, 5 minutes after birth the neonatal status among reactive and non-reactive NST made no significant difference (p value 0.9266).Conclusion: Neonatal evaluation revealed that all foetuses were not compromised as detected by NST. Relying on NST the rate of Caesarean section has been increased. Reassessment of the foetal conditions was needed with the help of other techniques. Therefore NST alone is insufficiently predictive of neonatal outcome.J Bangladesh Coll Phys Surg 2015; 33(2): 65-69


Author(s):  
Hamad Mohammed Shkeily ◽  
Naziruddin Abdullah

This paper aims at examining the nexus between riba, gharar and income level, and Islamic Banking Products among Zanzibar people. The Islamic bank products such as Murabahah, Musharakah, Mudarabah, Ijarah, Hawalah, Takaful and Sukuk were considered as independent variables for this study. On the other hand, the dependent variables investigated were three (3) namely riba, gharar and income level. A total of 116 respondents consisting of Zanzibar people residing in different districts responded to the survey questionnaire via google form. The study used statistical techniques to analyse the collected data in terms of demographic, descriptive, reliability and validity analysis and presented by charts, tables and curves. The hypothesis test has been conducted using correlation analysis. Statistically, the finding revealed that, the people of Zanzibar were against Riba but in favour of Murabahah, Musharakah, Mudarabah, Ijarah, Hawalah, Takaful and Sukuk with p≤0.01. The result also revealed that the people of Zanzibar were against gharar with p≤0.01. On the other hand, income level showed a significant correlation against Mudarabah, Ijarah, Hawalal, Takaful and Sukuk as p≤0.01. These findings suggest that the products and services of Islamic banks have a significant relationship with Riba, Gharar and level of income for Islamic banks’ shariah priority. It is also shown that riba and gharar were significantly impacted the people of Zanzibar for the influence on the acquisition of Islamic bank facilities which are vital on direct effects that attract customers and investors in which they are customised from conventional banks products. As the awareness level from these Islamic products are high, it is recommended that Islamic banks should focus in designing Islamic banks products (Murabahah, Musharakah, Mudarabah, Ijarah, Hawalah, Takaful and Sukuk) that will comply with Shariah requirement.


2019 ◽  
Vol 4 (4) ◽  
pp. 524
Author(s):  
Aulia Siska Yuliana ◽  
Parno Parno ◽  
Ahmad Taufiq

<p><strong>Abstract:</strong> This study was aimed to know problem solving skill of senior high school students in heat and temperature. The study was used descriptive-quantitative method and the sample of research was twelve grade students. The instruments that already used as a number of question problem solving skill had 0.732 reliability. The result was analyzed by using rubric of problem solving that already developed by Doctor. The result was obtained that problem solving skill was medium category. This category was included useful description and physics approach. On the other hand, mathematical procedure and logical progression were included as low category.</p><strong>Abstrak:</strong><em> </em>Penelitian ini bertujuan untuk mengetahui sejauh mana tingkat kemampuan pemecahan masalah siswa SMA pada materi suhu dan kalor. Metode yang digunakan dalam penelitian ini dalah deskriptif kuantitatif dan siswa kelas XII sebagai sampel dalam penelitian ini. Instrumen yang digunakan yaitu tes kemampuan pemecahan masalah dengan reliabilitas 0,732. Data hasil tes dianalisis dengan rubrik kemampuan pemecahan masalah yang dikembangkan oleh <em>Docktor</em>. Hasil peneltian menunjukkan bahwa secara keseluruhan kemampuan pemecahan masalah siswa tergolong dalam kriteria sedang. Kemampuan pemecahan masalah pada kategori <em>useful description</em>, <em>physics approach</em> dan <em>specific application of physics </em>dalam kriteria sedang, sedangkan kategori <em>mathematical procedures</em> dan <em>logical progression</em> termasuk dalam kriteria rendah.


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