scholarly journals Guidelines for the Application of Purchase (Bay') and Loan (Salaf) in the Bank Letter of Guarantee

2019 ◽  
Author(s):  
International Journal of Fiqh and Usul al-Fiqh Studies
Keyword(s):  
Data Collection ◽  
Analytical Method ◽  
Rapid Development ◽  
New Products ◽  
Islamic Finance ◽  
Islamic Banks ◽  
Collection Method ◽  
The Past ◽  
The Subject ◽  
Financial Transactions

Currently, rapid development in the Islamic finance sector is aimed to fulfill people’s needs. Because of that, Islamic banks need to produce new products and services with combined contracts which do not confine to a single contract. So, this research is made to identify the reasons of prohibition of the combination of purchase contract (bay') and loan contract (salaf) mentioned in a ḥadtīh. One of these reasons is the combination of two contracts in a single transaction that has been abundantly discussed by the scholars in the past and present. A present example of the combined contracts produced by the newly created financial transactions is “Letter of Guarantee,” where the researchers have found that this contract has been formed by combining two contracts in a single transaction, i.e., bay' and salaf. It is, therefore, necessary to understand the mentioned ḥadīth profoundly before its application in the Islamic banks so that it does not contradict the holy Sharī'ah. The researchers use the data collection method for collecting materials related to the subject of the study. They also use the analytical method to analyze the aḥādīth related to the topic, and then investigate the legitimacy of the application of bay' and salaf in the “Letter of Guarantee,” and its juristic adaptation (takyīf fiqhī). An important finding of this research is that the application of bay' and salaf in the “Letter of Guarantee” is permitted, as long as the higher objectives of Sharīah are considered in it, and there is no involvement with the prohibited things.

The past, present and future of food consumption databases

2012 ◽  
Vol 153 (43) ◽  
pp. 1692-1700
Author(s):  
Viktória Szűcs ◽  
Erzsébet Szabó ◽  
Diána Bánáti
Keyword(s):  
Data Collection ◽  
Food Consumption ◽  
Age Groups ◽  
Collection Method ◽  
The Past ◽  
Consumption Data ◽  
Food Consumption Data ◽  
International Projects ◽  
Collection Methods ◽  
The Eu

Results of the food consumption surveys are utilized in many areas, such as for example risk assessment, cognition of consumer trends, health education and planning of prevention projects. Standardization of national consumption data for international comparison is an important task. The intention work began in the 1970s. Because of the widespread utilization of food consumption data, many international projects have been done with the aim of their harmonization. The present study shows data collection methods for groups of the food consumption data, their utilization, furthermore, the stations of the international harmonization works in details. The authors underline that for the application of the food consumption data on the international level, it is crucial to harmonize the surveys’ parameters (e.g. time of data collection, method, number of participants, number of the analysed days and the age groups). For this purpose the efforts of the EU menu project, started in 2012, are promising. Orv. Hetil., 2012, 153, 1692–1700.

Developments in mycotoxin analysis: an update for 2010-2011

2012 ◽  
Vol 5 (1) ◽  
pp. 3-30 ◽  
Author(s):  
G. Shephard ◽  
F. Berthiller ◽  
P. Burdaspal ◽  
C. Crews ◽  
M. Jonker ◽  
...  
Keyword(s):  
Analytical Method ◽  
Analytical Methods ◽  
Method Development ◽  
Rapid Development ◽  
Ergot Alkaloids ◽  
Alternaria Toxins ◽  
Research Publications ◽  
Mycotoxin Analysis ◽  
The Subject ◽  
Conventional Methods

This review highlights developments in mycotoxin analysis and sampling over a period between mid-2010 and mid-2011. It covers the major mycotoxins: aflatoxins, Alternaria toxins, ergot alkaloids, fumonisins, ochratoxin, patulin, trichothecenes, and zearalenone. Analytical methods for mycotoxins continue to be developed and published. Despite much interest in immunochemical methods and in the rapid development of LC-MS methodology, more conventional methods, sometimes linked to novel clean-up protocols, have also been the subject of research publications over the above period. Occurrence of mycotoxins falls outside the main focus of this review; however, where relevant to analytical method development, this has been mentioned.

scholarly journals TEKNIK PENGEMBANGAN INDUSTRI EKOTOURISME KOTA BATU PROPINSI JAWA TIMUR DALAM PERSPEKTIF KEBIJAKAN

2012 ◽  
Vol 11 (1) ◽  
pp. 35 ◽  
Author(s):  
MOCH. AGUS KRISNO BUDIYANTO
Keyword(s):  
Qualitative Research ◽  
Content Analysis ◽  
Data Collection ◽  
Research Finding ◽  
Collection Method ◽  
Policy Perspective ◽  
Data Collection Method ◽  
City Tourism ◽  
The Subject ◽  
Cross Tabulation

From the previous researches, the typology development of Batu City ecotourism potency  (Budiyanto, 2006), ecotourism potency of Canggar (Budiyanto, 2005-a). Nevertheless, the technical for ecotourism development industries in Batu City based on policy perspective has not been explored further. For this reason, this research aims at finding the the development of Batu City ecotourism in policy perspective. To achieve this aim, the scopes of this research is the technical for ecotourism development industries in Batu City based on policy perspective. The design of research used in this research is qualitative research (fenomenologys). The subject is adalah Batu City Planing dan Development Office and Batu City Tourism Office. The data collection method used is documentation and interview. The data was analyzed qualitatively (Content Analysis) by means of interactive model from Miles and Huberman (Miles & Huberman, 1994). The result of the analysis was presented in the form of cross tabulation and the narration from the phenomena. From the research finding the technical for ecotourism development industries in Batu City bassed on policy perspective included The International Ecotoursm Society and Mader is good. Generaly The International Ecotourism Society and Mader indicator was development in policy perspective.

scholarly journals MENGURANGI KONFLIK KARYAWAN MELALUI SPIRITUALITAS ISLAM DI TEMPAT KERJA "MENGANALISIS KINERJA KARYAWAN DI BANK SYARIAH”

2021 ◽  
Vol 6 (1) ◽  
pp. 55-62
Author(s):  
Eka Pariyanti ◽  
Najmidun Najmidun
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Data Collection ◽  
Employee Performance ◽  
Total Sample ◽  
Islamic Banks ◽  
Collection Method ◽  
Analysis Techniques ◽  
Islamic Bank ◽  
Bank Employees

The research aims to empirically examine the effect of Employee Conflict through the workplace of Islamic spirituality and Analyze Employee performance at Islamic Banks. The data collection method uses a questionnaire. The total sample of 36 employees at the Islamic Bank in Indonesia. Data analysis techniques using linear regression and path path. The results showed that the Spiritual Workplace influenced the conflict of Islamic Bank employees. Conflict affects the performance of Islamic Bank employees. Spiritual Islamic Workplace affects the performance of Islamic Bank employees. Indirectly employee conflict through Islamic Workplace employees has a significant effect on the performance of Islamic Bank employees. The results of the study are expected to be an input for managers to reduce conflicts in the company with Islamic spirituality workplaces

scholarly journals The Book of Revenue

2004 ◽  
Vol 21 (1) ◽  
pp. 130-132
Author(s):  
Yusuf Talal DeLorenzo
Keyword(s):  
Seventh Century ◽  
Natural Phenomenon ◽  
Business Practices ◽  
Islamic Banks ◽  
Cultural Institutions ◽  
The Past ◽  
Academic Settings ◽  
The Subject ◽  
New Generation ◽  
Great Energy

With the revival of Islamic finance, the translation of this seminal workon fiscal matters is a significant landmark. While such Islamic thinkers asBaqir al-Sadr, Abu’l A`la al-Mawdudi, and others were formulating thethinking that eventually engendered Islamic banks and finance houses,most of the classical reference works in Arabic remained obscure andunpublished. Over the past 50 years, however, much has changed.Of course, the Qur’an and Sunnah provide a wealth of material ontransactions (mu`amalat). However, during the first few centuries, Muslimjurists expended great energy on the subject, especially as Muslimsencountered business practices and legal customs that differed from thosefound in seventh-century Arabia. That this body of law was ignored forseveral centuries, however, is part of the legacy of colonialism and, in part,a very natural phenomenon. After the colonial and other powers marginalizedIslam’s social and cultural institutions, it is not surprising that fiqhwas relegated to academic settings. Moreover, in order for it to becomevibrant once again, it required practitioners who were conversant with theclassical discipline as well as cognizant and appreciative of the world’snew realities.Beginning with the theoretical musings of such thinkers as Baqir al-Sadr, Mawdudi, and Qutb, the growth of Islamic banks and investmenthouses in the decades of the seventies and eighties provided the incentivefor more practical studies; and a new generation of Muslim jurists beganwork in earnest on modern finance. What began as a handful of smallbanks in the Gulf in the 1970s, developed in the 1980s into over 100 such ...

scholarly journals Analisis Pengungkapan Standar Akuntansi Syariah Aaoifi Pada Bank Syariah Di Indonesia Dan Malaysia Periode Tahun 2017-2018

2019 ◽  
Vol 1 (3) ◽  
pp. 1604-1616
Author(s):  
Fajar Yufrikal Azlan1 ◽  
Vanica Serly
Keyword(s):  
Data Collection ◽  
Commercial Banks ◽  
Annual Report ◽  
Accounting Standards ◽  
Descriptive Statistics ◽  
Islamic Banks ◽  
Study Analysis ◽  
Collection Method ◽  
Data Collection Method ◽  
Islamic Bank

This study aims to examine the compliance of AAOIFI sharia accounting standards disclosures in Islamic Banks in Indonesia and Malaysia in 2017 and 2018. This study measures compliance by looking at three Islamic banks' products in Islamic, mudaraba, and musharaka. Data was collected from the annual report of 12 Islamic commercial banks in Indonesia and 15 Islamic commercial banks in Malaysia for 2017 and 2018. The data collection method in this study is the documentation study. Analysis of the data used is descriptive statistics. This study found that the disclosure of Islamic banks related to murabahah, mudharabah and musyarakah is still relatively low. There was no difference in compliance levels between the two countries during the periods of 2107 and 2018. Among the three Islamic bank products, murabaha has the highest mean. In addition, Islamic banks in Indonesia as a whole have a higher level of disclosure than Islamic banks in Malaysia.

scholarly journals Testing the Efficiency of Capital Structure and Assets Structure in Bank

2021 ◽  
pp. 105-112
Author(s):  
Ahmad Roziq ◽  
Ayang Marizca ◽  
Alwan Sri Kustono
Keyword(s):  
Data Collection ◽  
Capital Structure ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Profit Sharing ◽  
Islamic Banks ◽  
Collection Method ◽  
Independent Variable ◽  
Relationship Of ◽  
The Relationship

This study aims to examine and analyze the effect of capital and asset structure on the risk of financing and profitability of Islamic banks in Indonesia. This type of research is explanatory research, namely research that explains the relationship of the influence of the independent variable on the influence of the dependent variable through a hypothesis test using path analysis. The data used in this study is secondary data on capital structure, asset structure, risk, and profitability in Islamic banks for the 2014-2018 period. The data collection method used in this research is the documentation method. The results of the study conclude that capital structure has a significant effect on risk but does not have a significant effect on profitability, asset structure has no significant effect on risk and profitability and risk has a significant effect on profitability. The results of analysis and discussion can be advised the management of Islamic banks to improve the performance of Islamic banks, so the management of Islamic banks must be able to establish an efficient capital structure, namely by using temporary syirkah funds that use an efficient profit-sharing system and loans with the wadiah system.

scholarly journals Enhancing Technopreneurship Project Management System with Coaching and Mentoring Features

2017 ◽  
Vol 8 (4) ◽  
pp. 235
Author(s):  
Stephanus Eko Wahyudi ◽  
Kartika Gianina Tileng
Keyword(s):  
Information Systems ◽  
Data Collection ◽  
Research Design ◽  
Asynchronous Communication ◽  
Collection Method ◽  
Project Management System ◽  
Exploratory Case Study ◽  
Depth Interview ◽  
The Subject

This research aimed to find the system features for remote, synchronous, and asynchronous communication and collaboration among the students. The research design was through an exploratory case study. The data collection method was in-depth interview with experienced supervisors and the subject coordinators. The result of the research is the necessary features to be included in the updated version of the information systems. The various coaching and mentoring features can support subject coordinators, supervisors, and students and allow them to complete the subject on time and in accordance with the standards

scholarly journals KESALAHAN SISWA SEKOLAH DASAR DALAM MEREPRESENTASIKAN PECAHAN PADA GARIS BILANGAN

2015 ◽  
Vol 4 (1) ◽  
Author(s):  
Eny Suryowati
Keyword(s):  
Elementary School ◽  
Data Collection ◽  
Number Line ◽  
Jump Number ◽  
Class V ◽  
Collection Method ◽  
Complex Material ◽  
The Subject ◽  
Fractional Mixture ◽  
Made In

Fraction is one of the complex material in elementary school. This study aims to describe how students represent fractions on a number line, and describes the mistakes made in the students represent fractions on the number line. This research is qualitative. Subjects in this study there are two students class V of SDN Tamping Mojo II. The data collection method using a task-based interviews. Instruments in this study is the researchers themselves and supporting instruments is a task sheet and interview guidelines. Based on this research, how subjects represent fractions on a number line: fractions with the same denominator on the number line, the subject of linking the amount of parts in the interval of 0 to 1 as the denominator, the subject of linking the amount of the line that divides the interval of 0 to 1 as the denominator, the subject of fractions sort of fractional numerator. Fractions with denominators are not the same on the number line, the subject of fractions with denominators sort biggest, subject to name a point regardless of its parts. Fractions on the number line at a specified point (the same parts and the parts are not the same), the first subject tends to count the number of lines that divide the number line into sections of the same count the number of parts that are formed to be the denominator, the second subject occurs misconceptions with jump number. Fractional mixture on the number line, the two subjects can not represent. Mistakes made by the two subjects are conceptual errors and application errors.

scholarly journals Analisis Market Share Perbankan Syariah di Indonesia

At-Taqaddum ◽  
2020 ◽  
Vol 12 (2) ◽  
pp. 183-200
Author(s):  
Ahmad Rifqi Hidayat ◽  
Aidha Trisanty
Keyword(s):  
Data Collection ◽  
Literature Review ◽  
Market Share ◽  
Secondary Data ◽  
Quantitative Approach ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Improvement Strategy ◽  
Collection Method ◽  
Communication Method

The majority of Indonesia's population is Muslim. Ideally, the development of Islamic banking in Indonesia runs significantly, but the facts show that the market share of Islamic banks is still relatively small. This article aims to analyze the market share of Islamic banking in Indonesia. This study uses a descriptive quantitative approach. The data collection method used is the non-communication method, namely in the form of observation, literature review and experimentation through secondary data. Based on the results of the analysis and discussion, it shows that the market share of Islamic banking in Indonesia is still relatively low. The factors causing the low market share of Islamic banks and the improvement strategy are focused on three sides: Islamic banks' internal elements, aspects of government, regulators, and characteristics of society. In the future, there is a need for strategic steps from all parties to increase the market share of Islamic Banking in Indonesia.

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