scholarly journals Anti-money Laundering Awareness and Acceptance among the Banking Customers of Nepal

2020 ◽  
Vol 2 (2) ◽  
pp. 337-356
Author(s):  
Aabha Joshi ◽  
Ajay Kumar Shah
Keyword(s):  
Money Laundering ◽  
Public Awareness ◽  
Descriptive Analysis ◽  
Financial System ◽  
Sampling Technique ◽  
Primary Data ◽  
Related Factors ◽  
Awareness Campaigns ◽  
Correlation And Regression Analysis ◽  
The Relationship

Background: Money laundering is a process of converting illegal money into legal money. This process is considered a challenging phenomenon for the financial system. To stop this exploitation of the financial system, anti-money laundering (AML) regimes are formulated. However, the general public acceptance is crucial to make the framework viable. Public awareness of Anti-money Laundering (AML related factors helps people enforce the AML regimes properly. Objective: The paper aims to examine the relationship between awareness of AMLrelated factorsand acceptance ofAMLregimes. Along with that, the study accessesthe level of awareness and level of acceptance among bank clients about AML factors and AML regimes respectively. Methods: Based on descriptive and inferential research designs, the study made use of primary data collected through a structured questionnaire surveyed on 168 bank customers who are of 18 years and above, using a convenience sampling technique. Descriptive analysis is used to access the level of awareness and acceptance, whereas the relationship between awareness and acceptance is examined through correlation and regression analysis. Results: Bank customers are moderately aware of money laundering (ML) andterrorism financing (TF), and anti-money laundering (AML)along with Know Your Customer (KYC).However, they are somewhat and slightly aware of AML investigation agency and AML legislation respectively. Similarly, they have a slightacceptance attitude towards all AML regimes. There is a significantlypositive relationship between awareness of AML related factors and acceptance for AML regimes. Conclusions: Bank customers of Nepal have a comparatively higher awareness of ML, TF, AML and KYC than that of AML legislation and AML investigating agency. However, they have a similar acceptance attitude towards all three AML regimes. Acceptance for AML regimes can be increased by enhancing the awareness of AML related factors among the bank customers. The study, therefore, recommends the concerned authority like FIU-Nepal and NRB to undertake public awareness campaigns in related areas. Implication: Study findings can be useful to policymakers and concerned authorities to formulate positive national policies sensitive to AML.

scholarly journals ANALISIS PENGARUH KOMPENSASI TERHADAP KINERJA KARYAWAN DENGAN SELF ESTEEM SEBAGAI VARIABEL INTERVENING (Studi Pada Perusahaan Perkebunan di Provinsi Bengkulu)

2019 ◽  
Vol 12 (2) ◽  
pp. 118-132
Author(s):  
Aan Shar ◽  
Herry Novrianda
Keyword(s):  
Employee Performance ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Self Esteem ◽  
The Self ◽  
Primary Data ◽  
Descriptive Research ◽  
The Mean ◽  
Plantation Company ◽  
The Relationship

The objective of this research is to test the effect of compensation toward employee performance with self esteem as intervening variable. This study is a descriptive research which aims to clarify the relationship or influence that exist between the variables studied. The type of data used a primary data that is collected from questionnaires. Respondents of this study is the employees of plantation company in Bengkulu Province as many 196 people were taken with the judgemental (purposive sampling) technique. The methods of data analysis used are descriptive analysis by using the mean, frequency distribution table and regression analysis. The based on result of analysis, obtained result that: 1). Compensation has a positive and significant effect on the employee's self esteem. This means that the higher the employee's compensation, the employee self esteem will also be higher; 2). Compensation has a positive and significant effect on employee performance. This means that the higher the employee's compensation the employee's performance will also be better; 3). Self esteem has a positive and significant effect on employee performance. This means that the higher the self esteem of an employee the employee performance is also better; And 4). Compensation affects employee performance with self esteem as intervening variable, but direct influence is greater than indirect influence. This means that self esteem serves only as a partial mediation variable only.Keywords: compensation, performance, self esteem.

Anti-money laundering practices in banks: customer’s awareness and acceptance in India

2016 ◽  
Vol 19 (3) ◽  
pp. 278-290 ◽  
Author(s):  
Viritha B. ◽  
Mariappan V.
Keyword(s):  
Money Laundering ◽  
Public Awareness ◽  
Descriptive Analysis ◽  
Foreign Bank ◽  
Customer Relationship ◽  
Third Party ◽  
Foreign Banks ◽  
Content Type ◽  
Awareness Campaigns ◽  
Financial Intelligence

Purpose The aim of this study was to assess the level of awareness and acceptance of bank customers regarding anti-money laundering (AML) practices of banks. The study also aimed to understand their constraints in following the bank’s AML practice. Design/methodology/approach The target population was account holders of the banks above the age of 18 years, residing in the Puducherry and Chennai regions in India. Convenience sampling was adopted in selecting the sample from these states. The sample consisted of 416 customers of the public, private and foreign banks in India. The responses were collected by administering the pre-tested structured questionnaire. The data was collected during the period June–December 2014. Descriptive and non-parametric tests were applied, and the significance was considered at p = 0.5. Findings Respondents showed low level of awareness with regard to usage of banks as a channel for money laundering (ML) and terrorism financing (TF) activities (62.3 per cent), reporting function of the banks (70.4 per cent), AML and combating financing of terrorism (CFT) legislation (86.3 per cent) and about the existence of Financial Intelligence Unit (FIU)-India and its function (96.9 per cent). The customers were quite aware of ML (62.5 per cent) and customer identification requirements (95.2 per cent). The participants exhibited neutral attitude towards acceptance of AML measures (3.11 ± 1.31). The descriptive analysis showed 97.4 per cent were ready to provide their identification documents to the bank; however, 64.5 per cent of the participants were reluctant to update their Know Your Customer particulars when it has not experienced any change, and about 68.3 per cent expressed that banks should not disclose the details of their transactions to any third party including financial intelligence units. Research limitations/implications The sample constituted only few participants from the foreign sector banks because of the difficulty in identifying the foreign bank customers. Social Implications There is a necessity to undertake public awareness campaigns on the importance of AML/CFT system either by the banks or FIU-India or both to increase the level of acceptance towards AML measures. This will help the banks to strengthen the bank–customer relationship. Originality/value An extensive review of literature could not find any research study on the assessment of awareness and acceptance of banking customers towards AML practices in India. Thus, this paper attempts to understand the level of awareness and acceptance in the bank customers towards AML practices.

Influence of Public Awareness of County Bursary Fund Allocation on Retention of Needy Secondary School Students in Baringo County, Kenya

2020 ◽  
Vol 2 (1) ◽  
pp. 197-205
Author(s):  
Tallam Chepkalum Paul; Jane Njoroge
Keyword(s):  
Secondary School ◽  
Survey Design ◽  
Public Awareness ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Primary Data ◽  
School Students ◽  
Significance Level ◽  
The Public ◽  
Fund Allocation

The objective of the study is to examine the extent to which public awareness on County bursary fund allocation has influenced the retention of needy students in secondary school. The study employed survey design in the collection of data. A study sample of 133 respondents was engaged in from a total population of 6,093 obtained from a stratified random sampling technique. The questionnaire was the method of data collection used to gather the Primary data. The questionnaires were coded and edited for completeness and consistency. They were further processed by utilising statistical package for social sciences (SPSS) program. The analysis procedure included inferential examination and descriptive statistics. The descriptive analysis method provided the sample data in quantitative form, which ended in producing mean and standard deviation. The study established the relationship between dependent and independent variables by conducting regression analysis, which found out that the P-values of awareness of county bursary fund, was 0.001, which is less than 0.05 significance level; this implies that variable is significant. The study concludes that communication through the public participation forum, posters, radio social media was detailed enough to make the application and submission easy for the applicants. The study recommends that more awareness campaign should be enhanced using varies forms of communication. Still, posters and notices should be prioritised as they scored the highest value of 43.4 % as compared to other communication media. The researcher also concluded that the fund retained needy students in secondary school with 61.1% of the interviewed school principals, 65.9% of the bursary applicants and 80% of the bursary committee secretaries agreeing.

scholarly journals ANALISIS FAKTOR PEMBENTUK BAURAN PEMASARAN PADA NASABAH BANK BNI SYARIAH CABANG PADANG

Jurnal Ecogen ◽  
2019 ◽  
Vol 1 (4) ◽  
pp. 925
Author(s):  
Aulia Agusatria ◽  
Abel Tasman
Keyword(s):  
Descriptive Analysis ◽  
Sampling Technique ◽  
Marketing Mix ◽  
Research Data ◽  
Primary Data ◽  
Islamic Banks ◽  
Validity And Reliability ◽  
Instrument Testing ◽  
Quantitative Descriptive ◽  
The City

This study aims to analyze the factors forming the marketing mix at BNI Syariah customers in Padang Branch. This type of research is quantitative descriptive. The population of this research is customers of Islamic banks in the city of Padang with a sample of 100 customers obtained using Slovin formula. The sampling technique is accidental sampling. Research data are primary data collected by questionnaire. Instrument testing uses validity and reliability tests. Data were analyzed by descriptive analysis and factor analysis. The results of the study showed that of the eight factors there were six factors that influence the form of the marketing mix for customers of the BNI Syariah branch of Padang Branch.Keyword: Marketing Mix

scholarly journals WOM as The Mediator of Marketing Mix to Customer Satisfaction in Covid-19 Pandemic

2021 ◽  
Vol 14 (2) ◽  
pp. 147-157
Author(s):  
Novi Haryati ◽  
◽  
Rosita Widya Putri ◽  
Nisrina Qotrunnada ◽  
Yafi Alam Syah ◽  
...  
Keyword(s):  
Customer Satisfaction ◽  
Structural Equation ◽  
Word Of Mouth ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Marketing Mix ◽  
Sem Analysis ◽  
Primary Data ◽  
Mediating Role ◽  
The Relationship

This study examines coffee shops’ marketing mix and its impact on customer satisfaction and word of mouth (WOM). Also, analyzing customer satisfaction mediates the relationship between the marketing mix and word of mouth. This study used a quantitative approach with 100 sampling of coffee shop’s customers across Malang City. Primary data collection is done by distributing questioner containing several questions using a Likert scale to the respondents, while secondary data is obtained from literature studies. For analyzing the data, this study applied descriptive analysis and statistical analysis employed WarpPLS 7.0 software to perform the Partial Least Squares-Structural Equation Modelling (PLS-SEM) analysis. This study proves that marketing mix has a positive and significant effect on customer satisfaction, and the same relationship was found between the marketing mix and WOM. An important finding from this study is that customer satisfaction plays a mediating role between marketing mix and word of mouth.

scholarly journals HUBUNGAN BUDAYA SEKOLAH, KOMUNIKASI, DAN KOMITMEN KERJA TERHADAP KINERJA GURU SEKOLAH DASAR NEGERI

2014 ◽  
Vol 3 (3) ◽  
Author(s):  
Ahmad Suriansyah
Keyword(s):  
Elementary School ◽  
Elementary Schools ◽  
School Culture ◽  
Elementary School Teachers ◽  
Random Sampling ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
School Teachers ◽  
And Performance ◽  
The Relationship

Abstrak: Penelitian ini bertujuan untuk mendeskripsikan hubungan: budaya sekolah dengan kinerja guru; komunikasi dengan kinerja guru; budaya sekolah dengan komitmen; komunikasi dengan komitmen, komitmen dengan kinerja guru; budaya sekolah dengan kinerja melalui komitmen; komunikasi dengan kinerja guru melalui komitmen. Sampel penelitian sebanyak 250 orang guru di 100 Sekolah yang dipilih secara stratified proporsional random sampling dari populasi sebesar 2.276 orang guru yang tersebar di 274 SD Negeri di Kota Banjarmasin. Pengumpulan data dilakukan dengan menggunakan instrumen yang telah diuji validitas dan reliabilitasnya. Data penelitian dianalisis secara deskriftip dan analisi jalur. Hasil penelitian menemukan bahwa budaya sekolah memiliki hubungan dengan kinerja, komunikasi memiliki hubungan dengan kinerja, budaya sekolah memiliki hubungan dengan komitmen, komunikasi memiliki hubungan dengan komitmen, komitmen memiliki hubungan dengan kinerja guru, komitmen merupakan perantara hubugan budaya sekolah dengan kinerja guru dan hubungan komunikasi dengan kinerja guru. Kata Kunci: budaya sekolah, komunikasi, komitmen, kinerja THE RELATIONSHIP BETWEEN SCHOOL CULTURE, COMMUNICATION, AND COMMITMENT AND THE STATE ELEMENTARY SCHOOL TEACHERS’ PERFORMANCE Abstract: This study was aimed to describe the relationship between: school culture and tea- chers’ performance; communication and teachers’ commitment; school culture and commitment; communication and commitment; commitment and teachers’ performance; school culture and performance through commitment; communication and teachers’ performance through commitment. The sample consisting of 250 teachers from 100 schools was selected using the stratified proportional random sampling technique from a population of 2,276 teachers teaching in 274 state elementary schools in Banjarmasin Municipality. The data were collected using an instrument which had been validated and which was reliable. The data were analyzed using the descriptive analysis and the path analysis. The findings showed that there was relationship between: school culture and teachers’ performance, communication and performance, school culture and commitment, communication and commitment, commitment and teachers’ performance. Commitment became an intervening variable between school culture and teachers’ performance and between communication and teachers’ performance. Keywords: school culture, communication, commitment, performance

scholarly journals Hubungan Keseimbangan dan Koordinasi Mata Kaki Terhadap Kemampuan Menggiring Bola dalam Permainan Futsal Klub Karsa Utama Putri Wajo

2021 ◽  
Vol 8 (1) ◽  
pp. 67
Author(s):  
Muhammad Hasbillah ◽  
Herman Herman
Keyword(s):  
Regression Analysis ◽  
Significant Relationship ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Total Sample ◽  
Coefficient Of Determination ◽  
Correlational Research ◽  
Analysis Technique ◽  
Independent Variable ◽  
The Relationship

This research aims to determine the relationship between balanced and the ability to dribble, the relationship between eye-foot coordination and the ability to dribble, and the relationship between balanced and eye-foot coordination on the ability todribble in futsal game Karsa Utama Putri Wajo’s club. The research was correlational research, with the independent variable was balanced and eye-foot coordination, while the dependent variable was the ability to dribble. The population of theresearch was Karsa Utama Putri Wajo's club players and the sampling technique used was total sampling technique with the total sample was 25 players. The analysis technique used was descriptive analysis, correlation analysis, regression analysis. The results showed that 1)There was a significant relationship between balanced and the ability to dribble in Karsa Utama Putri Wajo's club players with a correlation value (r) = 0,738. 2) There was asignificant relationship between eye-foot coordination on the ability to dribble in Karsa Utama Putri Wajo's club players with a correlation value (r) = 0,553. 3) There was asignificant relationship between balanced and eye-foot coordination on the ability to dribble in Karsa Utama Putri Wajo's club player swith a correlation value (r)=0.823,and a coefficient of determination (R2) = 0.677 or equal to 67,7%. Thus, it can be concluded that there is a significant relationship between balanced and coordination of the ankle son the ability to dribble in futsal game of Karsa Utama Putri Wajo's club.

scholarly journals Analysis of household attitudes towards mobile banking in kota padang Structural Equation Modelling (SEM) Method

2020 ◽  
Vol 3 (9) ◽  
pp. 198-207
Author(s):  
Marshely Zulhaisa ◽  
Syafruddin Karimi ◽  
Endrizal Ridwan
Keyword(s):  
Sex Education ◽  
Structural Equation ◽  
Descriptive Analysis ◽  
Primary Data ◽  
Equation Modeling ◽  
Mobile Banking ◽  
Analysis Method ◽  
The Relationship ◽  
Method Show ◽  
Technology Systems

The purpose of this study was to determine the household interest in using mobile banking in Padang City. The factors studied in this research were risks, benefits, conveniences, trusts, and technology systems. This study used primary data by conducting a field survey through questionnaires distributed to 273 respondents in the Sawahan Village, East Padang District, Padang City. The data analysis method in this research wass qualitative by using descriptive analysis techniques and Structural Equation Modeling (SEM) processed with the AMOS program. Descriptive analysis was used to show the relationship between respondent characteristics such as age, sex, education level, occupation, and income and the respondent’s interests in mobile banking. While the results of the analysis obtained by the SEM method show that perceived benefits, perceived conveniences, perceived risks, technology systems influence household interest in mobile banking in Padang City, there is no influence of perceived trusts on household interest in mobile banking in Padang City.

scholarly journals Attitude Towards Shopping Mall Purchasing Behavior

2020 ◽  
Vol 23 (2) ◽  
pp. 207-228
Author(s):  
Raju Bhai Manandhar
Keyword(s):  
Strong Association ◽  
Sampling Technique ◽  
Shopping Mall ◽  
Purchase Behavior ◽  
Primary Data ◽  
Consumer Attitude ◽  
Purchasing Behavior ◽  
Shopping Malls ◽  
The Relationship ◽  
Structured Questionnaire

Consume attitude is multidimensional and it has been one of the main concepts used to explain individual differences. This study aims to examine the relationship between overall attitude and shopping mall purchasing behavior and impact of advertising and purpose to visit on shopping mall purchasing behavior in Nepalese consumers. The present study is descriptive and analytical in nature. Structured questionnaire technique under survey approach was applied for collecting primary data with five point Likert scale questionnaire. The population of this study targeted the consumers of shopping malls in Kathmandu valley. The sample size has been derived for unknown population that is 384. The judgmental sampling technique was used in this research to make this study more inclusive and representatives. Descriptive statistics and inferential statistics (correlation analysis and regression analysis) have been used to analyze the data. It is found that there is strong association between shopping mall purchase behavior and overall consumer attitude. The study found that purpose to visit has impact on shopping mall purchase behavior. The study also found that advertisement has no significant impact on shopping mall purchase behavior.

scholarly journals Analysis Of Elpiji Gas User Consumer Perception

2020 ◽  
Vol 2 (2) ◽  
pp. 51-56
Author(s):  
Aprian Sadlin ◽  
Sri Ernawati
Keyword(s):  
Sampling Method ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Primary Data ◽  
Liquefied Petroleum Gas ◽  
Test Analysis ◽  
Processing Data ◽  
Cooking Process ◽  
Quantitative Descriptive ◽  
The City

This study aims to determine the perception of consumers of Liquefied Petroleum Gas (LPG) gas in Bima City. This type of research is quantitative descriptive. In this study the data used are primary data obtained from consumer LPG user questionnaires in the Bima City. Data were analyzed using univariable one-sample t-test analysis. The instrument was obtained from a questionnaire (questionnaire) that would be distributed and answered by LPG consumer users in the form of Likert scale questions. The population in this study is LPG consumer consumers in the City of Bima. The sample used is calculated using the formula Unknown Populations and the number of samples obtained is 96 consumers. As for the sampling technique using the accidental sampling method. After processing data using several statistical tools such as average values and descriptive analysis, the results of this study are the perceptions of LPG users who on average give good answers. LPG users state that the use of gas is more profitable than kerosene, in terms of cost being more economical, the cooking process is also faster and cleaner and there is no compulsion and receiving gas as a substitute for kerosene.

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