scholarly journals Peningkatan Kemampuan Pengelolaan Keuangan Rumah Tangga pada Ibu-Ibu RPTRA Sungai Bambu Jakarta Utara

2020 ◽  
Vol 1 (1) ◽  
pp. 21-26
Author(s):  
Mary Ismowati ◽  
Muhammad As’ad ◽  
Rame Soekarsono ◽  
Nidaul Izzah ◽  
Didit Mulyadi ◽  
...  
Keyword(s):  
Everyday Life ◽  
Financial Management ◽  
Management Training ◽  
Financial Resources ◽  
Limited Time ◽  
Training Activity ◽  
Household Finances ◽  
Financial Difficulties ◽  
Inhibiting Factor ◽  
Personal Finances

Managing personal finances is a reality that must be faced by everyone in everyday life, where a person must be able to manage his personal finances and his household well in order to balance between income and expenses, to meet all the necessities of life and not get caught up in financial difficulties. Managing personal and household finances is not an easy thing to do because there are only difficulties faced by everyone, where one of the difficulties faced is the phenomenon of consumer behavior that is growing rapidly in the community. Likewise, the problem faced by housewives in Sungai Bambu Kelurahan, Tanjung Priok Sub-district, North Jakarta, so that a household financial management training activity was held as a solution to the problem.Some factors that support the implementation of this activity are the great interest and enthusiasm of the mothers as participants of the activity so that the activity takes place smoothly and in an orderly manner. While the inhibiting factor is the limited time of training. This activity can increase knowledge and understanding of RPTRA Sungai Bambu Village, Tanjung Priok Subdistrict, North Jakarta, increase knowledge about tips to deal with obstacles in managing household finances RPTRA, Sungai Bambu Village, Tanjung Bambu District, North Jakarta District, and increase knowledge and understanding of the RPTRA of Sungai Bambu Village, Tanjung Priok District, North Jakarta about the need for halal financial resources in financial managementConsidering the magnitude of the benefits of the activity, then it is necessary to hold a Financial Management training for every woman or RPTRA in DKI Jakarta as well as the continuity and monitoring of the program.

scholarly journals Community Empowerment in the Development of Geoheritage Tourism Cliff Breksi for Improved Livelihood Villagers Sambirejo Yogyakarta [Pemberdayaan Masyarakat dalam Pengembangan Wisata Warisan Geoheritage Tebing Breksi untuk Peningkatan Taraf Hidup Warga Desa Sambirejo Yogyakarta]

2019 ◽  
Vol 2 ◽  
pp. 915
Author(s):  
Veronika Wiratna Sujarweni ◽  
I Made Laut Mertha Jaya
Keyword(s):  
Financial Management ◽  
Sweet Corn ◽  
Volcanic Eruptions ◽  
Management Training ◽  
Community Empowerment ◽  
Household Finances ◽  
Training Materials ◽  
Typical Food ◽  
Local Residents ◽  
Tourism Potential

Yogyakarta has a diversity of tourism potential, one of the most recently opened natural attractions is the Breksi Cliff. The location is in Sambirejo Village, Prambanan, Sleman, Yogyakarta. This tourist attraction is a rocky hill breccia originating from sedimentary ancient volcanic eruptions which were active around 60,000,000 million years ago. People who live around tourism utilize the tourism potential by opening food stalls, grocery stalls, souvenir shops, souvenir shops. However, financial management is still mixed with household finances and has not been recorded. In the area, there is also no food that has been used as a characteristic, so the servants provide financial management training including training in business financial management. Pengabdi offers spicy sweet corn chips as a typical food of breccia cliffs. Then, train the local residents to pack and sell in the stalls around the tour. The training method is in the form of lectures and direct practice.  The training activities of business financial management and packaging training to the marketing of typical food products to improve the living standards of the local people run smoothly. The financial training materials provided are designed to be easy to implement. Until now, the servants still provide assistance and establish good cooperation with the Sambirejo Prambanan village, Sleman, Yogyakarta.

scholarly journals Pemberdayaan Perempuan Melalui UMKM Pada Ibu-Ibu Majelis Taklim Namirah

2020 ◽  
Vol 1 (1) ◽  
pp. 30-33
Author(s):  
Muhammad As’ad ◽  
Zaman Zaini ◽  
Syamsiah Badruddin
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Family Income ◽  
Limiting Factor ◽  
Limited Time ◽  
Family Development ◽  
Household Finances ◽  
South Sulawesi ◽  
Women's Participation ◽  
The Right

The economic burden that is so heavy is felt by most housewives as financial managers. Therefore, mothers must be able to manage their finances properly and also empower themselves by increasing income through Micro, Small and Medium Enterprises.Applying the right way of financial management, the housewife is expected to get the maximum benefits from the money she has at this time so that it can ultimately be beneficial for improving the welfare of life while increasing family income through MSMEs.Majelis Taklim/ MT Namirah is a member of the Majelis Taklim who live in Makassar City, South Sulawesi as the partner of this activity. Alternative problem solving is done by conducting public lectures for MT Ibu-ibu Namirah by the post graduate lecturer at the Institut Ilmu Sosial dan Manajemen Stiami, according to their competence, namely Family Development in household, Women's Participation in politics, and Management of Household Finances and Women's Empowerment in MSMEs. Some factors that support the implementation of community service activities by conducting public lectures are the amount of interest and enthusiasm of the mothers as participants in the activities so that the activities take place smoothly and in an orderly manner. While the limiting factor is the limited time for public lectures.This activity can increase the knowledge and understanding of MT Namirah ladies about financial management and types of businesses, knowing tips for dealing with obstacles in managing household finances and MT women’s businesses. Namirah, and get the knowledge and understanding of MT Namirah about the need for halal financial sources in financial management.

scholarly journals CONCEPTUAL PAPER: THE RELATIONSHIP BETWEEN PARENT INCOME AND LEVEL OF FINANCIAL LITERACY AMONG UNDERGRADUATES UNIVERSITY

2021 ◽  
Vol 6 (42) ◽  
pp. 413-420
Author(s):  
Kujat Crister ◽  
Nur Yuhainis Ab Wahab
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Financial Stress ◽  
Financial Resources ◽  
Parental Income ◽  
Is Research ◽  
Financial Difficulties ◽  
Conceptual Paper ◽  
Low Levels ◽  
The Relationship

Parental income is one of the factors that can influence a person's financial literacy. This is because one of the sources of income for students to live their lives is through financial resources from parents. Therefore, the finances obtained will determine how a person can manage their expenses. In addition, the reduction in parental income due to the Covid-19 pandemic has resulted in reduced students income. Despite the reduction in income among parents, students still spend beyond their capacity and are unable to manage their finances properly. This is because low levels of financial literacy cause a person to be unable to manage his finances properly. Good financial management can help student undergraduates to avoid financial stress and other financial difficulties. Realising the issues and importance of financial literacy in life, there is research done to identify the relationship between parental income and financial literacy. But the results obtained by previous researchers are mixed. Therefore, the study focused on introducing a framework of concepts related to the relationship between parental income and the financial literacy of students and students.

scholarly journals Household Financial Management Training for Housewives Stairs during the COVID-19 Pandemic Period in Margasari Village

2021 ◽  
Vol 6 (1) ◽  
pp. 81-85
Author(s):  
Intan Octaviani ◽  
Djenni Sasmita
Keyword(s):  
Financial Management ◽  
Classical Method ◽  
Management Training ◽  
Educational Background ◽  
Continuous Training ◽  
Household Finances ◽  
Family Economy ◽  
The Family ◽  
Economic Background ◽  
Average High School

This activity aims to provide insight and knowledge to housewives in managing household finances properly and correctly, so that revenues are greater than expenses. There is an amount of money from household cash that can be used as savings / investment that is saving in the future, so that a prosperous life can be realized for the family economy. The method used in this activity is training or short training in household financial management using the financial management module. The participants received training using the classical method of providing materials, question and answer sessions, exercises / practices; providing working papers that are inputted according to the real economic conditions of the participants. The object of research as activity participants, namely housewives who do not work, housewives who work, and housewives who have businesses with an average high school educational background, as well as an economic background from middle to lower families can participate in the training properly. and full of enthusiasm. The results of this service provide support so that housewives avoid high interest money loans. For further community service activities, it is hoped that they will be able to provide continuous training that triggers the spirit of housewives to learn to invest.

scholarly journals Developing a framework to investigate the personal financial management knowledge of individuals

2013 ◽  
Vol 10 (1) ◽  
pp. 21-32
Author(s):  
Miemie Struwig ◽  
W Plaatjes
Keyword(s):  
South African ◽  
Financial Management ◽  
Financial Resources ◽  
Future Planning ◽  
Validation Process ◽  
Management Knowledge ◽  
Personal Finances ◽  
Basic Concepts ◽  
Personal Financial Planning ◽  
Real Test

This article focuses on the development of a framework for investigating the personal financial management knowledge of individuals. Content analysis is used to derive the components included in the personal financial management requirements framework. The framework developed includes six components, namely basic concepts in personal finances, management of personal finances, risk management, future planning, investing in financial resources and miscellaneous factors. A qualitative validation process revealed that the framework indeed covers what the average South African citizen is required to know about personal financial planning. The real test of this framework will be to use it in developing an instrument to test individuals’ knowledge of personal financial management. This process of empirically testing the framework, using such an instrument, warrants a separate article.

scholarly journals Independent Community Improvement to Manage Family Finances in Supporting OJK Programs

2021 ◽  
Vol 6 (3) ◽  
pp. 170-172
Author(s):  
Khoirul Aswar ◽  
. Ermawati ◽  
Mahendro Sumardjo
Keyword(s):  
Financial Services ◽  
Financial Management ◽  
Negative Impact ◽  
Management Training ◽  
Family Management ◽  
Government Programs ◽  
Household Finances ◽  
The Rich ◽  
The Government ◽  
Community Improvement

Financial control or management is quite important in reducing the gap between the rich and the poor. However, understanding related to family financial management is still quite low. The low level of community soft skills makes it less efficient in family management. This will have a negative impact on family management which will experience a deficit and make financial managers, in this case, housewives, often get into debt in several places. In addition, this service aims to support government programs through the Financial Services Authority (OJK) in family financial planning by providing assistance to housewives living in Unyur. The implementation method in the program uses training and mentoring on family financial management. The results of this dedication show that housewives are very enthusiastic about participating in the financial management training being held. So, housewives are able to manage household finances with programs launched by the government.

Analisis Perbandingan Manajemen Keuangan Ojek Online Dan Ojek Reguler Studi Kasus Kecamatan Duren Sawit Jakarta Timur

Liquidity ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 41-52
Author(s):  
M. Koesmawan ◽  
Darwin Erhandy ◽  
Dede Dahlan
Keyword(s):  
Financial Management ◽  
Average Income ◽  
Savings And Loans ◽  
Financial Difficulties ◽  
The Family ◽  
Family Finances ◽  
The Subject ◽  
Almost All

In order to meet the needs of living which consists of primary as well as secondary needs, human can work in either a formal or an informal job. One of the informal jobs that is became the subject of this research was to become an ojek driver. Ojek is a ranting motorcycle.  Revenue of ojek drivers, accordingly, should be well managed following the concept of financial management. This research was conducted for the driver of the online motorcycle drivers as well as the regular motorcycle drivers they are called “The Ojek”. Ojek’s location is in Kecamatan (subdistrict) Duren Sawit, East Jakarta with 70 drivers of ojeks. The online ojeks earn an average of Rp 100,000 per day, can save Rp 11,000 to 21,000 per day, while, the regular ojek has an average income per day slightly lower amounted to Rp 78,500, this kind of ojeks generally have other businesses and always record the outflow of theirs money. Both the online and regular ojeks feel a tight competition in getting passengers, but their income can help the family finances and both ojeks want a cooperative especially savings and loans, especially to overcome the urgent financial difficulties. Almost all rivers, do not dare to borrow money. They are afraid of can not refund the money as scheduled.

scholarly journals Edukasi Pengelolaan Sampah Plastik Dari Rumah Tangga Menjadi Ecobrick

2021 ◽  
Vol 2 (2) ◽  
pp. 117-126
Author(s):  
Titien Yusnita ◽  
Febri Palupi Muslikhah ◽  
Machyudin Agung Harahap
Keyword(s):  
Waste Management ◽  
Management Training ◽  
Plastic Waste ◽  
Household Waste ◽  
Plastic Packaging ◽  
Training Activity ◽  
Packaging Waste ◽  
Natural Beauty ◽  
The World

The problem of waste is always an interesting thing that never runs out to find a solution. One of them is plastic packaging waste that is widely used by the community and cannot be decomposed again by nature. In line with the SDGs issue, Indonesia is the second largest country that disposes of plastic waste in the world after China. This is very dangerous for the natural beauty of Indonesia's vast seas, and destroys a very diverse ecosystem. Existing plastic waste that comes from household waste, it can be used easily and cheaply into Ecobrick. Ecobrick is a term for the result of managing plastic waste into a brick that can be used as useful items such as chairs or tables. This plastic waste management training activity was carried out for housewives in Cibitung Tengah Village, Bogor Regency to find out the use of plastic waste that can be recycled to be used as useful goods. In addition, to provide awareness of the importance of sorting household waste in order to help preserve nature. Keywords: ecobricks, management, household, plastic waste  

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