Analisis Perbandingan Manajemen Keuangan Ojek Online Dan Ojek Reguler Studi Kasus Kecamatan Duren Sawit Jakarta Timur

Liquidity ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 41-52
Author(s):  
M. Koesmawan ◽  
Darwin Erhandy ◽  
Dede Dahlan
Keyword(s):  
Financial Management ◽  
Average Income ◽  
Savings And Loans ◽  
Financial Difficulties ◽  
The Family ◽  
Family Finances ◽  
The Subject ◽  
Almost All

In order to meet the needs of living which consists of primary as well as secondary needs, human can work in either a formal or an informal job. One of the informal jobs that is became the subject of this research was to become an ojek driver. Ojek is a ranting motorcycle.  Revenue of ojek drivers, accordingly, should be well managed following the concept of financial management. This research was conducted for the driver of the online motorcycle drivers as well as the regular motorcycle drivers they are called “The Ojek”. Ojek’s location is in Kecamatan (subdistrict) Duren Sawit, East Jakarta with 70 drivers of ojeks. The online ojeks earn an average of Rp 100,000 per day, can save Rp 11,000 to 21,000 per day, while, the regular ojek has an average income per day slightly lower amounted to Rp 78,500, this kind of ojeks generally have other businesses and always record the outflow of theirs money. Both the online and regular ojeks feel a tight competition in getting passengers, but their income can help the family finances and both ojeks want a cooperative especially savings and loans, especially to overcome the urgent financial difficulties. Almost all rivers, do not dare to borrow money. They are afraid of can not refund the money as scheduled.

Manajemen Keuangan Keluarga untuk Mengokohkan Keutuhan Rumah Tangga

2019 ◽  
Vol 1 (1) ◽  
pp. 96-104
Author(s):  
Mia Hermaliana
Keyword(s):  
Family Life ◽  
Financial Management ◽  
Human Life ◽  
Family Needs ◽  
The Family ◽  
Family Finances

Money has an important role in human life. Especially in the family. Not only the amount of money you have, but how to use the money earned for family happiness. To be able to utilize and optimize the money that is owned so that it is more beneficial for family life. For this reason, the ability to properly manage family finances is needed. With family financial management, it is expected that the use of money in the family can be effective and efficient, effective and efficient in accordance with family needs so that the family becomes prosperous. This article discusses the description of financial management, how to do it, and who should do it.

scholarly journals Peningkatan Usaha Kreatif dan Pengelolaan Keuangan Berbasis Akuntansi Keluarga di Desa Pabelan Kabupaten Semarang dalam Rangka Peningkatan Ketahanan Ekonomi Keluarga

2021 ◽  
Vol 3 (2) ◽  
pp. 135
Author(s):  
Indri Kartika ◽  
Sri Sulistyowati ◽  
Sri Dewi Wahyundaru ◽  
Afri Aulia Rahman
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Digital Marketing ◽  
Outdoor Activity ◽  
Economic Resilience ◽  
Income Loss ◽  
Financial Difficulties ◽  
The Family ◽  
Service Activity ◽  
Business Income

Di masa pandemi saat ini banyak keluarga yang mengalami penurunan penghasilan karena menurunnya aktivitas di luar rumah, bahkan beberapa keluarga mengalami kesulitan keuangan karena menjadi korban PHK. Diperlukan usaha-usaha kreatif serta pengelolan keuangan yang cerdas agar ketahanan ekonomi keluarga bisa tetap terjaga. Kelompok ibu-ibu PKK di Desa Pabelan, Kecamatan Pabelan, Kabupaten Semarang memiliki latar belakang, tingkat sosial, pendidikan dan ekonomi yang berbeda-beda. Sebagian merupakan pekerja, pedagang, wirausaha kecil menengah, buruh industri dan pegawai harian lepas, namun kebanyakan masih memiliki waktu luang dapat diberdayakan dalam kegiatan pengembangan usaha kreatif. Kegiatan pengabdian masyarakat yang dilaksanakan oleh Team dari Fakultas Ekonomi Unissula yang terdiri dari Indri Kartika, Sri Sulistyowati, Sri Dewi Wahyundaru dan Afri Aulia Rahman dilakukan guna meningkatkan penghasilan dari usaha kreatif melalui pemasaran digital sederhana serta pengelolaan keuangan berbasis akuntansi keluarga. Peserta pelatihan meliputi ibu-ibu kelompok PKK di Desa Pabelan Kecamatan Pabelan Kabupaten Semarang. Metode pengabdian masyarakat dilaksanakan dengan penyuluhan, tanya jawab dan diskusi, dilanjutkan dengan praktik. Dari pelaksanaan pengabdian masyarakat dapat disimpulkan bahwa masyarakat tertarik untuk memulai usaha kreatif dan menerapkan pengelolaan keuangan berbasis akuntansi keluarga. ��During pandemic condition, many families have experienced income loss due to outdoor activity limitation. Some families even experience financial difficulties for losing job. Creative activities and smart financial management are needed so that the economic resilience of the family can be maintained. PKK women's group in Pabelan Village, Pabelan District. Semarang Regency has different backgrounds, social, educational and economic levels. Some are workers, traders, small and medium entrepreneurs actors, industrial laborers and casual daily employees. However, most of them still have free time to be empowered in creative business development activities. This community service activity was performed by members of Economic Faculty of Unissula which are: Indri Kartika, Sri Dewi Wahyundaru, Sri Sulistyowati and Afri Aluia Rahman. The purpose of this activity is to increase participant�s business income during this pandemic situation through applying simple digital marketing and financial management based on family accounting in Pabelan Village so that it can increase the income and welfare of the Pabelan villagers. Community service methods are carried out with counseling, discussion, followed by practice. From the implementation of community service, it can be concluded that the community is interested in starting creative businesses and implementing family accounting-based financial management.�

COUNSELING OF FAMILY FINANCIAL MANAGEMENT LITERACY PROGRAM KELUARGA HARAPAN BENEFICIARIES

2019 ◽  
Vol 1 (2) ◽  
pp. 83
Author(s):  
Sabinus BENI
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Literacy Program ◽  
West Kalimantan ◽  
Family Program ◽  
The Family ◽  
Family Finances ◽  
Question And Answer ◽  
The Government

Community service was carried out in Setia Budi Village, Bengkayang District, West Kalimantan. The event was held on February 18, 2019 with 97 participants as Pre-Prosperous Family beneficiaries of the Hope Family Program. The purpose of this activity is that the families of the beneficiaries of the family program hope to manage their wealth well so that the assistance in the form of cash received is right on target and managed well. The method used in the form of lectures and question and answer and the practice of directly preparing the family financial budget. The results expected in this activity are to assist the government in managing family finances so that beneficiary families can graduate independently from their participation as beneficiaries of family program expectations because economy has increased.

PENGETAHUAN KEUANGAN DI KALANGAN MAHASISWA

2016 ◽  
Vol 2 (2) ◽  
pp. 118
Author(s):  
Kusumadyahdewi Kusumadyahdewi
Keyword(s):  
Financial Management ◽  
Personal Finance ◽  
Savings And Loans ◽  
The Public ◽  
Finance Management ◽  
Financial Firms ◽  
Financial Products ◽  
Personal Finances ◽  
Level Of Knowledge ◽  
The Subject

Currently, variety of banking products to facilitate customer transactions. So it is important to know about the knowledge of finance, including financial products. This research measures the student's understanding on financial knowledge consists of knowledge of personal finance, savings and loans, insurance, investment. The student has followed the course of accounting and financial management largely discusses financial firms, but researchers always explains its application to personal finances when teaching the subject. Measurement of the level of knowledge using questionnaires, then measured using the percentage of correct answers. Knowledge of personal financial management has been good, while knowledge of savings and loans, insurance, investments are at a low level. This study has shown the importance of improving the material being taught on the subject to expand the application on personal financial management, and understanding of banking products, insurance and investment, because students will also go to the public where it will be related to its financial problems. so hopefully with his knowledge of finance can finish well. <br /><strong>Keywords</strong>: personal finance management

MANAGEMEN KEUANGAN KELUARGA PASCAPERCERAIAN

2019 ◽  
Vol 1 (1) ◽  
pp. 25-47
Author(s):  
Efrita Norman ◽  
Ermi Suryani
Keyword(s):  
Survival Rate ◽  
Family Life ◽  
Financial Management ◽  
The Tempest ◽  
Productive Activities ◽  
Economic Survival ◽  
The Family ◽  
Family Finances ◽  
Divorce Rates ◽  
Economic Improvement

The family that is sakinah mawaddah warahmah is the dream and hope of everyone. Samawa households have extraordinary strength and become the backbone of the economic, family and community economic improvement. So, divorce is often the beginning of a family disaster. How can families get post-divorce survival? Clearly requires extraordinary financial management. This paper seeks to explore the issue of post-divorce family financial management. The results show that divorce is not the end of family life. With good financial management, many families are able to survive and even rise from a sense of adversity. Not infrequently the tempest even spurred families to be more diligent in doing productive activities. The results of the study concluded, family financial management was even able to resolve economic inequalities in the household, so as to reduce the increase in divorce rates. Especially when the level of science and tenacity of housewives is high. The higher the knowledge of housewives about management of family finances, the higher the economic survival rate of their families.

scholarly journals POLA PENGELOLAAN KEUANGAN KELUARGA PADA IBU RUMAH TANGGA (STUDI PADA IBU RUMAH TANGGA YANG BEKERJA SEBAGAI CLEANING SERVICE DI UIN SULTAN SYARIF KASIM RIAU)

2014 ◽  
Vol 13 (1) ◽  
pp. 132
Author(s):  
Sitti Rahmah
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Qualitative Analysis ◽  
Financial Management ◽  
Economic Aspects ◽  
Analysis Techniques ◽  
The Social ◽  
The Family ◽  
Family Finances ◽  
Depth Interviews

This study aims to determine the background of women or housewives worked as a cleaning service at UIN Suska Riau and to determine the pattern of family financial management of women or housewives who worked as a cleaning service at UIN Suska Riau. The study was conducted at UIN Suska Riau with the object of research is a housewife who works as a cleaning service at UIN Suska Riau. Data collection techniques used are in-depth interviews with data analysis techniques using qualitative analysis. The results showed that the reason women or housewives worked as a cleaning service at UIN Suska Riau is due to the social and economic aspects. In managing the family finances, respondent does not meet the criteria of good management, because the proper management must meet the following stages, namely stages of planning, implementation, and assessment stages or controlling. However, in the family housewives of new cleaning service only carry out planning stages, while implementing and controlling have not been implemented properly

scholarly journals Management of Financial at Hindu Family in Mataram Lombok

2021 ◽  
Vol 20 ◽  
pp. 529-539
Author(s):  
Ida Ayu Nyoman Widya Laksmi
Keyword(s):  
Qualitative Research ◽  
Financial Management ◽  
Problem Formulation ◽  
Management Model ◽  
Research Results ◽  
Management Function ◽  
The Family ◽  
Family Finances ◽  
Hindu Community ◽  
Problem Formulations

This study aims to analyze the financial management of the Hindu family in Mataram, West Nusa Tenggara. This research is designed in qualitative research in order to find answers to two problem formulations, namely how the financial management model is and what are the obstacles faced in carrying out financial management in Hindu families in Mataram city. Based on the research results, it was found the answer to the problem formulation. First, the management of financial at Hindu family has not been fully implemented by the Hindu community in Mataram city, both in terms of the implementation of the financial management function and the implementation of family financial management according to verse 262 of the Sarasamuscaya scripture. Second, there are three obstacles faced in the management of family finances according to Hindu teachings in the community in Mataram, namely (1) lack of knowledge and understanding of the importance of financial management in the family; (2) lack of community income; (3) lifestyle.

scholarly journals IBU RUMAH TANGGA DALAM MANAJEMEN KEUANGAN KELUARGA

2020 ◽  
Vol 3 (1) ◽  
pp. 16-32
Author(s):  
Budi Gautama Siregar
Keyword(s):  
Financial Management ◽  
Family Welfare ◽  
Theoretical Studies ◽  
Financial Problem ◽  
Continuous Growth ◽  
Good Family ◽  
The Family ◽  
Family Finances ◽  
Planning Implementation

Family is the smallest, most important and very basic in society and state. One problem in the family that can lead to divorce is a financial problem that cannot be managed properly. This paper is based on theoretical studies and previous studies. Financial management in the family is a way of managing family finances systematically and carefully through the planning, implementation and evaluation stages. Housewives in managing family finances must be smart, careful and precise in their use of finance so that a good family is always created and experiences continuous growth. With the ability of housewives to manage family finances appropriately, on time, right place, right price, and right quality will be realized family welfare.

scholarly journals PELATIHAN MANAJEMEN KEUANGAN KELUARGA BAGI ANGGOTA AISYIYAH BANJARMASIN 9 KOTA BANJARMASIN

2020 ◽  
Vol 2 (1) ◽  
Author(s):  
Lea Emilia ◽  
Nailiya Nikmah ◽  
Rusman Irwansyah ◽  
Sari Hepy Maharani
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Family Members ◽  
Household Finance ◽  
Management Training ◽  
Lifestyle Changes ◽  
Unexpected Events ◽  
The Family ◽  
Family Finances ◽  
Productive Asset

The diverse needs of life need to be in the management of family finances, because there can be expenditure more than the amount of income.  Lifestyle changes can be a trigger for increased family spending. The purchase of unneeded secondary items can also increase the amount of expenditure. Similarly, the acquisition of consumptive assets or productive asset through an increase in the amount of debt requires the calculation of the portion of debt in accordance with the income. In addition, unexpected events in the family such as the presence of sick family members or payment transactions of children's education funds requiring substantial funds require good management by mothers as household finance managers.The purpose of this community service is to provide training on the management of family finances to Aisyiyah members of Banjarmasin 9 Banjarmasin city. The benefit of this activity for the partner's devotion is to provide knowledge on how to plan the expenditure of family finances, implementation of family financial management and assessment/ supervision of family finances.  Keywords: Familiy financial management, training, Aisyiyah Banjarmasin 9 Banjarmasin City

scholarly journals Managemen Keuangan Keluarga Pascaperceraian

2019 ◽  
Vol 1 (1) ◽  
pp. 25-47
Author(s):  
Efrita Norman ◽  
Ermi Suryani
Keyword(s):  
Survival Rate ◽  
Family Life ◽  
Financial Management ◽  
The Tempest ◽  
Productive Activities ◽  
Economic Survival ◽  
The Family ◽  
Family Finances ◽  
Divorce Rates ◽  
Economic Improvement

The family that is sakinah mawaddah warahmah is the dream and hope of everyone. Samawa households have extraordinary strength and become the backbone of the economic, family and community economic improvement. So, divorce is often the beginning of a family disaster. How can families get post-divorce survival? Clearly requires extraordinary financial management. This paper seeks to explore the issue of post-divorce family financial management. The results show that divorce is not the end of family life. With good financial management, many families are able to survive and even rise from a sense of adversity. Not infrequently the tempest even spurred families to be more diligent in doing productive activities. The results of the study concluded, family financial management was even able to resolve economic inequalities in the household, so as to reduce the increase in divorce rates. Especially when the level of science and tenacity of housewives is high. The higher the knowledge of housewives about management of family finances, the higher the economic survival rate of their families.

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