scholarly journals Hambatan Implementasi Akad Mudharabah pada PT. BPR Syariah Kotabumi Lampung Utara

2019 ◽  
Vol 2 (01) ◽  
pp. 1
Author(s):  
Istiqomah Istiqomah
Keyword(s):  
Human Resources ◽  
Research Method ◽  
Qualitative Data ◽  
Supervisory Board ◽  
Field Research ◽  
Economic Conditions ◽  
Analysis Technique ◽  
Interview Methods ◽  
Number Of Customers

Mudarabat financing is an agreement between Shahibul Mall and Mudarib to carry out business activities. In Kotabumi Syariah BPR, mudharabah financing is classified as financing with a low number of customers.                The purpose of this study is to determine the obstacles in the implementation of mudharabah contract in PT BPR Syariah Kotabumi. The research method used is a field research method that is descriptive qualitative in nature. Methods of data collection are interview methods and documentation. Analysis of the data used is a qualitative data analysis technique with inductive thinking.                The low mudharabah financing of PT BPR Syariah Kotabumi is caused by several inhibiting factors which come from customers such as moral hazard risk, customer transparency, type of business financed by the bank, customer productivity in managing the business, small demand for financing from customers, and factors from internal bank, namely the absence of a supervisory board that fosters and directs customers in managing the business, the low interest of the bank in channeling mudharabah financing products, lack of competent marketing human resources. Efforts made by PT BPR Syariah Kotabumi to minimize obstacles in the implementation of mudharabah financing contracts, namely customer business feasibility analysis, providing financing to customers with clear economic conditions, improving the quality of HR (Human Resources) internal BPR Syariah Kotabumi.

scholarly journals Administrasi Perkara Perdata Secara E-Court di Indonesia

2021 ◽  
Vol 2 (1) ◽  
pp. 56
Author(s):  
Hisam Ahyani ◽  
Muhamad Ghofir Makturidi ◽  
Muharir Muharir
Keyword(s):  
Human Resources ◽  
Research Method ◽  
Low Cost ◽  
Field Research ◽  
Research Approach ◽  
Limited Time ◽  
Time Saving ◽  
Civil Case ◽  
Analysis Technique ◽  
The City

The purpose of this research is to multiply the innovation related to civil case administration carried out by E-court by the Religious Court of the City of Banjar and the suitability of case administration based on Regulation No.1 of 2019. This research method is included in the category of field research, with a research approach. qualitative, with data collection techniques carried out through observation, interviews, and documentation. Meanwhile, the data analysis technique is done by analyzing the data inductively. The results show that 1) Civil case administration innovation in PA Banjar City in implementing simple, fast and low cost court principles is by implementing E-court, while still monitoring to avoid extortion and brokering perpetrators who charge fees outside the provisions that apply to people who are looking for justice. 2) The suitability of electronic civil case administration carried out in PA Banjar City refers to Perma No. 1 of 2019 can be said to be appropriate, which is evidenced by the existence of communication and socialization to employees, and ecourt services in PA Banjar City are adjusted to SOP which applies to the Banjar City Religious Court. The down payment fee of the case is adjusted to the radius of each area (plaintiff and defendant). 3) Constraints in using E-court in PA Banjar include Server Errors, Human Resources, excessive time saving, unable to explore the information that must be conveyed by both the plaintiff, defendant, and witnesses due to the limited time available the judge.

scholarly journals Hypnosis in Islamic Perspective (An Analysis of Bin Baz's Fatwa)

2018 ◽  
Vol 2 (2) ◽  
pp. 1-18
Author(s):  
Adnan Yusufi
Keyword(s):  
Saudi Arabia ◽  
Human Resources ◽  
Research Method ◽  
Analytical Approach ◽  
Qualitative Data ◽  
Comparative Methods ◽  
The Other ◽  
Islamic Perspective ◽  
Descriptive Qualitative

In the last decade, a hypnosis approach for various purposes in the life of society is already commonly used. There are some people who use it in the scope of the families such as hypnobirthing, hypnoparenting, etc, and the other one uses it in the field of education such as hypnolearning, hypnoteaching, etc. However, when reviewing the fatwa of Bin Baz, one of the great Islamic Scholars from saudi Arabia there is a prohibition on the use of hypnosis. The main aim of this study is to analyze the contents of Bin Baz’s fatwa relation to the practice of hypnosis in the field of education. The research method that the author use is the study of literature with an analytical approach of documents that is descriptive qualitative. Data is collected through observation and documentation, then analysis for the content. While the thinking framework, which is used, are deductive, inductive, and comparative methods. The main conclusion from the results of this study that the Bin Baz’s fatwa about hypnosis is weak or less because it has fewer arguments can be accounted for. There are a few things that have ambiguous meanings; especially the word hypnosis itself is being converted into "magnetic sleep." Through a study based on the latest science, expected quality of human resources especially in the field of education may continue to increase, as well as should be able to answer the problems of society.

scholarly journals STRATEGI PEMASARAN SYARI’AH PADA BMT AL-AMANAH DALAM MENINGKATKAN MODAL DAN PENYALURAN PEMBIAYAAN

2019 ◽  
Vol 2 (1) ◽  
pp. 96
Author(s):  
Muhamad Subhan
Keyword(s):  
Data Collection ◽  
Human Resources ◽  
Marketing Strategy ◽  
Financial Institutions ◽  
Market Segmentation ◽  
Field Research ◽  
Target Market ◽  
Marketing Activities ◽  
Number Of Customers

This research is a field research conducted at the Al-Amanah BMT in Jambi City. Data collection techniques in this study use methods of observation, interviews, and documentation. The formulation of the problem in this study is how the marketing strategy carried out by BMT Al-Amanah in increasing capital and financing distribution, the constraints faced and efforts to overcome these obstacles. This study produces three conclusions, namely: (1) the marketing strategy carried out by BMT Al-Amanah Jambi City in increasing capital and financing distribution is by determining the market segmentation of products and services, conducting marketing activities in accordance with the target market, as well as positioning and mixing concepts. marketing; (2) the constraints faced include the lack of human resources who are competent in their fields, the source of funds as limited capital, and the existence of tight competition with other financial institutions. (3) efforts made to overcome obstacles are by improving the quality of human resources, continuing to strive to be able to increase the number of customers, and increase capital and financing distribution through promotion and introducing the BMT financial system to the wider community.

scholarly journals The Actualization of Woman Empowerment in Islamic Economy

2018 ◽  
Vol 7 (3) ◽  
pp. 238
Author(s):  
Sumarin Sumarin
Keyword(s):  
Data Analysis ◽  
Human Resources ◽  
Swot Analysis ◽  
Field Research ◽  
Woven Fabric ◽  
Analysis Model ◽  
Analysis Technique ◽  
Self Actualization ◽  
The Government

Islam really appreciates the dignity, the prestige, and the woman’s right, without the different to the man. The mowan’s moval in today context is the moval which has value, meaning and the potential itself. The woman empowerment program to the woven fabric craftsman which have been done in Sumber Harapan village, Sambas regency is the real woman self-actualization in Indonesia. The research is a field research. The technique of data collecting is observation, interview and documentation. The analysis technique in this research is  analysis model interactive and SWOT analysis. According to the data analysis and explanations that the strategy of woman empowerment reinforcement to the woven fabric craftsman in Sumber Harapan village, Sambas regency include: 1). Increase the product intensification and diversification.      2). The utilization  of work ethic to expanding the access of market. 3) the integrated founding and development to increase the quality of human resources. 4). Utilize the government supports and the private to consolidate the financing in increasing the means and the infrastructure. 5) Increase the cooperation with the competent institution .

Metodologi Pengeluaran Fatwa di Jawatankuasa Fatwa Negeri Johor

2018 ◽  
Vol 13 (1) ◽  
pp. 70-88
Author(s):  
Mohd Faez Mohd Shah ◽  
Norhidayah Pauzi
Keyword(s):  
Literature Review ◽  
Research Methods ◽  
Research Methodology ◽  
Research Method ◽  
Islamic Law ◽  
Field Research ◽  
The State ◽  
Original Source ◽  
Interview Methods ◽  
The Right

In the discipline of Islamic law research, strong proofing and clear Istinbat method are key pillars in the construction of Islamic law based on the application of the science of usul al-fiqh and maqasid al-shari'ah. However, what happens at the state of Johor’s fatwa institution is the opposite. The fatwa research methods applied by the Fatwa Committee of Johor in resolving current fatwa issues is not based on the right and true discipline of Islamic law research. In fact, current inputs related to fatwa issues are not explicitly stated in the method of determining the law either in the form of reality or scientifically verified. Therefore, this paper will discuss the fatwa procedures undertaken by the Fatwa Committee of Johor based on the methods applied in resolving current issues. The research methodology adopted is library and interview methods. This study shows that fatwa management and production in the state of Johor is placed under the jurisdiction of the Mufti of Johor’s Department. The methods adopted by the Fatwa Committee of Johor covers two methods, namely: internal research methods including literature review through the application of original source and proofs based on syarak. Second: field research method that includes an external review or going to the location of study such as conducting observation, questionnaires and interviews including referrals to specialists of different fields. Maslahah and mafsdah consideration are also implemented by the Fatwa Committee in every fatwa decision based on the standard that meets the interests of maqasid al-shari'ah. Keywords: Metode, fatwa, istinbat, usul al-fiqh, maqasid al-shari’ah ABSTRAK Dalam disiplin penyelidikan hukum Islam, kekuatan pendalilan dan kaedah istinbat yang jelas merupakan tunggak utama dalam pembinaan hukum Islam berasaskan kepada aplikasi ilmu usul al-fiqh dan maqasid al-shari’ah. Namun begitu, apa yang berlaku di institusi fatwa negeri Johor adalah sebaliknya. Kaedah penyelidikan fatwa yang diaplikasi oleh Jawatankuasa Fatwa Negeri Johor dalam menyelesaikan isu fatwa semasa tidak berasaskan kepada disiplin penyelidikan hukum Islam yang tepat dan sebenar. Malahan input-input semasa yang berkaitan dengan isu fatwa juga tidak dinyatakan secara jelas dalam kaedah penentuan hukum sama ada dalam bentuk realiti yang berlaku atau pembuktian secara saintifik. Justeru, kertas kerja ini akan membincangkan prosedur fatwa Jawatankuasa Fatwa Negeri Johor berdasarkan metode-metode yang diaplikasi dalam menyelesaikan isu-isu yang bersifat semasa. Metodologi kajian yang digunakan dalam kajian ini adalah melalui metode perpustakaan dan metode lapangan. Hasil kajian menunjukkan bahawa pengurusan dan pengeluaran fatwa di negeri Johor hanya terletak di bawah bidang kuasa Jabatan Mufti Johor. Metode fatwa yang diamalkan oleh Jawatankuasa Fatwa Negeri Johor merangkumi dua metode iaitu pertama, kaedah penyelidikan dalaman yang merangkumi kajian kepustakaan menerusi pengaplikasian dari sumber asas dan dalil-dalil syarak. Kedua, kaedah penyelidikan lapangan yang meliputi kajian luaran atau turun ke lokasi kajian seperti observasi, soal selidik dan temubual dan rujukan kepada pakar dalam bidang yang berlainan. Pertimbangan maslahah dan mafsdah juga dimplementasikan oleh Jawatankuasa Fatwa dalam setiap keputusan fatwanya berasaskan standard yang menepati kepentingan maqasid al-shari’ah. Kata kunci: Metode, fatwa, istinbat, usul al-fiqh, maqasid al-shari’ah

Pengembangan Minat Baca Peserta Didik : Studi Peran Kepala Sekolah

2018 ◽  
Vol 2 (2) ◽  
pp. 84
Author(s):  
Fahrurrrazi Fahrurrrazi
Keyword(s):  
Descriptive Analysis ◽  
Field Research ◽  
Learning Ability ◽  
Analysis Technique ◽  
Role Of Principal ◽  
Strategic Role ◽  
Management Functions ◽  
Reading Interest

Penelitian ini dilatarbelakangi oleh fenomena minat baca siswa dan pengaruh minat baca terhadap pertumbuhan kemampuan belajar siswa pada jenjang-jenjang pendidikan selanjutnya. Kepala sekolah sebagai lokomotif perkembangan mutu pendidikan memiliki peran strategi bagi pengumbuhan dan pengembangan minat baca peserta didik. Penelitian ini bertujuan untuk mengetahui peran kepala madrasah sebagai edukator, manajer, dan innovator dalam pengembangan minat baca peserta didik di MIT Nurul Islam Kota Semarang. Penelitian ini merupakan penelitian kualitatif lapangan, data dikumpulkan melalui observasi, wawancara, dokumentasi dan triangulasi, serta dianalisis dengan teknik analisis deskriptif. Hasil penelitian ini menunjukkan bahwa: 1) Peran kepala madrasah sebagai edukator dalam pengembangan minat baca peserta didik meliputi meliputi tiga pembinaan, yakni pembinaan mental dan moral, serta pembinaan artistik. 2) Peran kepala madrasah sebagai manajer dalam pengembangan minat baca peserta didik di MIT Nurul Islam meliputi penerapan fungsi-fungsi manajemen dengan didasarkan pada pada kerjasama dengan USAID dan UIN Walisongo Semarang. 3) Peran kepala madrasah sebagai innovator dalam pengembangan minat baca peserta didik di MIT Nurul Islam Kota Semarang meliputi inovasi strategi, pola pikir (mindset) dan struktur. Abstract This research is motivated by the phenomenon of reading interest of students and the influence of reading interest on the growth of students' learning ability in the next level of education. The principal as a locomotive of the development of the quality of education has a strategic role for the growth and development of reading interest of learners. This study aims to determine the role of principal as an educator, manager, and innovator in the development of reading interest of learners in MIT Nurul Islam Semarang City. This research is a qualitative field research, data collected through observation, interview, documentation and triangulation, and analyzed by descriptive analysis technique. The results of this study indicate that: 1) The role of principal as an educator in the development of reading interest of learners includes three activities are coaching, namely mental and moral coaching, and artistic coaching. 2) The role of principal as manager in the development of reading interest of learners at MIT Nurul Islam covers the application of management functions based on cooperation with USAID and UIN Walisongo Semarang. 3) The role of principal as innovator in the development of reading interest of learners at MIT Nurul Islam Semarang City includes innovation strategy, mindset, and structure.

Analisis Persepsi Ulama terhadap Pelaksanaan Perbankan Syariah di Kota Semarang

2021 ◽  
Vol 3 (2) ◽  
pp. 236-250
Author(s):  
Fawwaz Arif Aljabar ◽  
Purbayu Budi Santosa
Keyword(s):  
Economic Growth ◽  
Research Method ◽  
Qualitative Data ◽  
Supervisory Board ◽  
Islamic Banking ◽  
Data Display ◽  
Analysis Model ◽  
Religious Knowledge ◽  
Nahdlatul Ulama ◽  
Data Validity

Ulama have an important and influential role to the Muslim societies in Indonesia. Ulama are Muslim scientists who master and well-understand of religious knowledge in Islam. At the present, Ulama also as an important figure who drives economic growth in the community in this case related to Islamic banking which conducts business activities based on sharia principles. The aim of the research is to explore the perception of Ulama towards the implementation of Islamic banking and to analyse the factors that influence the perception of Ulama in Semarang city. The method used in this research is descriptive qualitative research method. Qualitative data is collected by interviewing 3 representatives of Indonesian Muslim organization including Nahdlatul Ulama (NU), Muhammadiyah and Majelis Ulama Indonesia (MUI) in Semarang city. The data validity technique used is to use the triangulation method and the data collected are analysed by adopting the Miles and Huberman analysis model, which consists of three processes namely data reduction, data display, and conclusion drawing or verification. The results showed that the Kiai and Ulama in Semarang city which could be classified from the Nahdlatul Ulama (NU) revealed that their perceptions were limited to theories through the Qur’an and Hadits. Different from Muhammadiyah who better understand the implementation of Islamic banking because the representatives from the MUI and Muhammadiyah themselves act as Sharia Supervisory Board.

scholarly journals ANALISIS SISTEM KEBIJAKAN PENGEMBALIAN KELEBIHAN PEMBAYARAN WAJIB PAJAK ORANG PRIBADI MELALUI RESTITUSI DAN KOMPESANSI DI KPP PRATAMA MANADO

2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Bryan S Lempas ◽  
Treesje Runtu ◽  
Rudy J. Pusung
Keyword(s):  
Human Resources ◽  
Research Method ◽  
Public Awareness ◽  
Descriptive Analysis ◽  
Research Result ◽  
Good Service ◽  
State Expenditures

Tax is a source of revenue to finance all State expenditures including expenditures for development and expenditure in improving the welfare and quality of Human Resources (HR). The tax contribution in funding State expenditures continues to increase and requires support in the form of raising public awareness to meet its tax obligations. This research was conducted in Manado City, where this study aims to examine the return of overpayment. The research method used is descriptive analysis research. Result of research indicate that KPP Pratama manado give good service for taxpayer individual who apply for restitution of amount of tax debt paid by public also must know that even if money have entered to treasury state if proved there is more pay then State treasury also willing to reverse or compensate for other types of taxes. The refund of the tax payment is a refund of tax overpayment that has been assumed is really a tax that is more paid.Keyword : Refund of overpayments, restitution, and compensation of individual taxpayers

scholarly journals KUALITAS LINGKUNGAN PERAIRAN PANTAI DI SEKITAR LOKASI TAMBAK PERIKANAN KECAMATAN GEROKGAK KABUPATEN BULELENG BALI

2020 ◽  
Vol 14 (2) ◽  
pp. 111
Author(s):  
Beny Mustofa ◽  
I Wayan Arthana ◽  
Ni Luh Watiniasih
Keyword(s):  
Water Quality ◽  
Research Method ◽  
Species Abundance ◽  
Field Research ◽  
Dominant Type ◽  
Blue Green Algae ◽  
Sampling Locations ◽  
Quality Of Waters ◽  
Better Than

The purpose of this study was to determine the quality of waters, community structure of phytoplankton and zooplankton around the fishponds waters of Gerokgak Subdistrict. This research was conducted for 2 months, from May to June 2019. There were three sampling locations, namely in Gerokgak, Patas and Sumberkima Villages. The research method used was field research using quantitative analysis of phytoplankton biological indice. The waters condition around the Gerokgak Subdistrict waters was rather polluted, except for the around Sumberkima Village waters. The quality of the waters of Sumberkima Village was better than that of Gerokgak Village and Patas Village waters. Plankton abundance in the waters of Sumberkima Village was slightly low. The highest abundance of plankton in the waters of Patas Village and the lowest in Gerokgak Village waters. The dominant type of plankton was Cyanophyceae (blue-green algae). Keywords: water quality; plankton; species; abundance.

scholarly journals PENGARUH FAKTOR KEUANGAN DAN PEMASARAN TERHADAP KELAYAKAN USAHA PO. KERIPIK PISANG SUSENO DI BANDAR LAMPUNG

2018 ◽  
Vol 2 (2) ◽  
Author(s):  
Yudiana Yudiana ◽  
Keyword(s):  
Research Method ◽  
Net Present Value ◽  
Field Research ◽  
Payback Period ◽  
Internal Rate Of Return ◽  
Present Value ◽  
Financial Feasibility ◽  
Library Research ◽  
Interview Methods ◽  
Library Support

Abstract The object of research is PO. Pisang Suseno Bandar Lampung Chips located at Jalan Ikan kakap No. 78 Teluk Betung. PO. The problem studied was to find out the influence of financial and marketing factors on business feasibility of PO. Suseno Banana Chips in Bandar Lampung because of the business feasibility of PO. Suseno Banana Chips in Bandar Lampung business feasibility PO. Suseno Banana Chips in Bandar Lampung are declining. The research method used in this study is library research carried out by reading and studying books, scientific works and other library support related to this research and field research conducted by examining directly on PO. Suseno chips in Bandar Lampung through interview methods and questionnaires related to financial and marketing factors to the business feasibility of Suseno Keripik in Bandar Lampung. The results showed that the influence of financial and marketing factors on business feasibility of PO. Suseno Chips in Bandar Lampung, Based on calculations and research results from several financial feasibility criteria, it can be seen that the Net Present Value (NPV) is 226,745,626 and the Profitability Index (PI) is 1.87, the Internal Rate of Return (IRR) is 40.47% and Payback period (PP) for 2 years 23 days. This business should be developed in the direction of a larger processing industry given the products of PO chips. Suseno is a product that is quite popular with the community and this business can be used as an example by various parties who want to pursue similar businesses.

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