scholarly journals Pelatihan Untuk Pengajuan Pembiayaan Mudharabah Perbankan Syariah Sebagai Peningkatan Kinerja UMKM

2019 ◽  
Vol 3 (1) ◽  
pp. 15
Author(s):  
Mohammad Rizal ◽  
Arini Fitria Mustapita ◽  
Arista Fauzi Kartika Sari

Financial management is one of the main aspects for the progress of a company. Accounting is a process or way of producing financial information that can be used to make a decision for its users. Implementation methods of Community Service activities is carried out using presentation methods, tutorial systems, and mentoring. The results of the training and mentoring activities for making Islamic banking mudharabah financing proposal aimed at residents of Malang City Kasin Village who are also perpetrators or owners of MSMEs, have been evaluated based on the response and the results of the practices carried out by the participants and assistance for 3 days. This evaluation of community service activities was carried out through a questionnaire and the results of feedback on questions in the questionnaire relating to training and mentoring materials for making bank credit proposal and the enthusiasm of the participants in each question and answer session. The level of understanding of the participants in understanding the material that has been delivered is grouped on a scale of 71% -80.99%, then the community service activities are declared "quite good" and there are 3 mudharabah financing proposals available from the results of mentoring activities

2020 ◽  
Vol 3 (1) ◽  
pp. 25-33
Author(s):  
Made Satria Wibawa ◽  
Nyoman Ayu Nila Dewi ◽  
Ni Luh Putu Ririn Trisnayanti

The home industry for food has now begun to develop, seeing so many types of cakes and snacks that sell products to traditional markets. This internal community service activity will carry out community service activities for internal community service activities. Existing requirements where the use of partner equipment is still quite minimal while the oven used is still quite small with 1 baking capacity. The level of understanding of partners in the use of technology is still very minimal by looking at the low promotion and marketing media carried out by partners. The current partner marketing process is entrusted to traditional markets around the partner location. Other marketing is done by entrusting products in schools in partner locations. Products that are partnered by partners do not contain the packaging labels and business partner information. From these problems, the internal community service activities will provide assistance in the form of an oven with a capacity of 3-4 oven baking pan to improve the production process. Providing packaging labeling training to enhance partners' knowledge of the use of technology. Training in the use of technology using online marketing media. Utilization of this technology is used to market products produced through online media.


2020 ◽  
Vol 2 (2) ◽  
pp. 109-113
Author(s):  
Priehadi Dhasa Eka ◽  
Suwanto Suwanto ◽  
Agus Suhartono ◽  
Akhmar Barsah ◽  
Sudiarto Sudiarto

Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah untuk menggerakkan masyarakat agar melek mata, sadar bahwa sekarang ini harus cerdas dan bijak dalam manajemen keuangan dengan semakin kompetitif dan sulitnya mendapatkan tambahan penghasilan, maka yang dapat dilakukan yaitu memanajemen keuangan antara pendapatan dan pengeluaran seimbang agar terpenuhi semua kebutuhan keluarga, atau kata peribahasa tidak boleh besar pasak daripada tiangnya. Metode pengabdian dengan metode seminar, diskusi dan tanya jawab serta evaluasi secara personal. Hasil kegiatan penyuluhan manajemen keuangan pada Karang Taruna Di Kp. Serua Poncol Tangerang Selatan., dapat berbagi pengetahuan tentang mengelola keuangan sehingga tidak konsumtif dalam memenuhi kebutuhannya dengan harapan ada kelebihan yang bisa ditabungkan sesuai kemampuannya secara berkelanjutan sehingga aman secara ekonomi. Kata Kunci: Manajemen Keuangan, Perekonomi KeluargaABSTRACTThe purpose of community service activities is to move the community to be literate, aware that now must be smart and wise in financial management with increasingly competitive and difficult to get additional income, then what can be done is managing financial between balanced income and expenditure so that all family needs, or proverbs must not be greater than the pole stake. The method of service is the method of seminars, discussions and questions and answers and personal evaluation. The results of financial management education activities at Karang Taruna Kp. Serua Poncol, South Tangerang, can share knowledge about managing finances so that it is not consumptive in meeting their needs with the hope that there will be advantages that can be combined according to their abilities in a sustainable manner so that it is economically safe.Keywords: Financial Management, Family Economy 


DEDIKASI PKM ◽  
2020 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
Rissa Hanny ◽  
Ahmad Nurhadi Nurhadi ◽  
Nurismalatri Nurismalatri ◽  
Yhonanda Harsono ◽  
Juwita Ramadani Fitria

AbstractThis community service is entitled "Empowerment of Creative Businesses with Financial Management to Maximize Profits at Rumah Gemilang Indonesia Al Azhar, Sawangan Depok". The purpose of this service is to give guidance to students (participants) that they must become young people who have creativity in entrepreneurship, and empower creative businesses that are always innovating, in addition to providing knowledge to participants (students) about financial management methods that can provide maximum profit in entrepreneurship so that they can become successful entrepreneurs in the future. The method of implementing this service is carried out in a number of activities, namely the survey phase by visiting Gemilang Indonesia's House and then socializing there with the leadership of Gemilang's house after that compiling various things to be conveyed during the service activities to be carried out which include: preparation of material to be given, preparation of schedules provision of material, division of tasks of the devotion team and surveys to the service location. The socialization phase is before the community service activities are carried out first, the socialization phase is to make a friendship with the leaders of Rumah Gemilang Indonesia, conveying the aims and objectives of this service. At this stage also carried out the fabric of cooperation and determine the schedule of service activities. The implementing team of community service activities is 9 lecturers at the Faculty of Economics majoring in management. The dedication team provided material on Creative Business Empowerment with Financial Management to Maximize Profit at Gemilang Indonesia Al Alzhar House, Sawangan Depok, conducted by lecturers from the Faculty of Economics, Management Study Program at the University of Pamulang. The conclusion of this dedication is that participants initially did not understand how to be able to create creative businesses and implement financial management so that their businesses could obtain maximum profits. Our hope with this dedication can open insight from female and female students who will face the world of society. The material we provide is learning and practice in the field of management, especially good financial management as well as study material and input for these students to be able to implement it in daily life, so that it can help and improve scientific levels and be inspired in making home-based businesses that are will be very useful in their lives in the future.Keywords: Creative Business, Financial Management, Profit.


2021 ◽  
Vol 5 (4) ◽  
pp. 509
Author(s):  
William Wendy Ary

Kemunculan virus covid-19 telah menyebabkan goncangan di seluruh aspek kehidupan manusia salah satunya adalah perekonomian. Salah satu sektor perekonomian yang merasakan dari dampak pandemi covid-19 ini adalah sektor UMKM. Sektor UMKM berkontribusi hampir lebih dari 57,8% perekonomian bagi perekonomian Indonesia dan apabila sektor ini tergoncang maka perekonomian Indonesia otomatis akan ikut tergoncang. Hal inilah yang melatarbelakangi pelaksanaan pengabdian masyarakat tentang kontrol keuangan UMKM di masa pandemi. Pelaksanaan pengabdian ini berbentuk Webinar yang terdiri dari dua sesi acara yaitu sesi pemaparan materi selama 90 menit dan sesi pelatihan selama 30 menit. Kegiatan pengabdian masyarakat ini dirasakan manfaatnya oleh para peserta yang berasal dari pelaku UMKM sampai Mahasiswa, kegiatan ini juga memperoleh penilaian angka kepuasan yang cukup tinggi terhadap pelaksanaan kegiatan dan peserta juga memiliki tingkat pemahaman terhadap materi yang disampaikan di kisaran angka 76 -100%. Kata Kunci: UMKM, Keuangan, Pandemi, Manajemen, Pengabdian Masyarakat Abstract The emergence of covid-19 virus has caused shocks in all aspects of human’, one of which is world’s economy. One of the economic sectors that is affected by covid-19 pandemic is the MSME sector. The MSME sector contributes almost more than 57,8% of the economy of Indonesia and if this sector is unstable then the Indonesian economy will automatically be in trouble. This problem has encouraged this community service activity to educate the owners of MSME to manage their business properly during the pandemic. The activities consist of two event sessions in a webinar: a 90-minute material exposure session and a 30-minute training session. These community service activities not only benefits all the participants, but also gets high satisfaction ratings. Furthermore, the participants mostly said that they have around 76 – 100% level of understanding after they attended this community service webinar.   Keywords: MSME, Finance, Pandemic, Management, Community Service


2019 ◽  
pp. 181
Author(s):  
Siti Sumartiah ◽  
Alfiatul Maulida ◽  
Agus Dwi Cahya ◽  
Salsa Bella Larasati

Abstrak: Tujuan dari kegiatan ini terciptanya produk dan bertambahnya pengetahuan tentang barang Handycraft misalkan tas dari kain percah, Skill dalam mengatur keuangan dibuktikan dengan serfikat pelatihan, Skill dalam menjual produk secara online dan dibuktikan dengan kepemilikan akun bisnis di social media sehinggan bisa mampu memberkan inovasi produk dan memperoleh konsumen yang lebih luas baik dari dalam negeri maupun luar negeri. Kegiatan yang dilaksanakan berupa pelatihan Manajemen Aset Online, Inovasi Produk, Penjualan Online, Dan Handycraft serta pratik. Hasil dari kuisioner online atas pelaksanaan kegiatan abdimas menunjukkan bahwa 100% peserta termotivasi untuk berwirausaha, 58% peserta memahami tentang inovasi produk, 100% peserta mengerti bagaimana membuat handycraft, dan 100% peserta mengerti dan memahami tentang promosi digital. Akantetapi, masih banyak yang kurang mengerti akan pengaplikasian manajemen keuangan online.Abstract:  The purpose of this activity is the creation of products and increasing knowledge about handicraft items such as bags made of woven cloth, skills in managing finances proven by training certificates, skills in selling products online and proven by ownership of business accounts in social media so that they can be able to provide product innovation and obtain product innovation wider consumers both domestically and abroad. The activities carried out in the form of training in Online Asset Management, Product Innovation, Online Sales, and Handicraft and practices. The results of the online questionnaire on the implementation of community service activities showed that 100% of participants were motivated to become entrepreneurs, 58% of participants understood about product innovation, 100% of participants understood how to make handicrafts, and 100% of participants understood and understood about digital promotion. However, there are still many who do not understand the application of online financial management.


2021 ◽  
Vol 4 (1) ◽  
pp. 420-427
Author(s):  
William Wendy Ary ◽  
Helena Anggraeni Tjondro Sugianto ◽  
Aloysius Hari Kristianto

ABSTRAK Indonesia merupakan negara yang masuk sebagai anggota negara G-20 dan tentu saja memiliki tingkat perekonomian yang tinggi secara global. Salah satu sektor yang mendorong perekonomian Indonesia berasal dari sektor keuangan. Walaupun sector keuangan merupakan salah satu kontributor terbesar, namun masih banyak warga negaranya yang belum terliterasi dengan baik pengetahuan keuangan terutama di Kabupaten Bengkayang dan tentu saja hal ini mendorong tim pengabdian masyarakat Institut Shanti Bhuana tergerak untuk melakukan kegiatan pengabdian kepada masyarakat Dusun kawan di Kabupaten Bengkayang. Kegiatan ini menggunakan tiga metode yaitu ceramah, tutorial dan praktik. Kegiatan pengabdian ini mendapatkan respon dan hasil yang cukup membahagiakan dimana 54,5% peserta merasa cukup puas dengan kegiatan pengabdian yang telah dilaksanakan dan sisanya sebesar 45,5% merasa sangat puas terhadap pelaksanaan kegiatan pengabdian masyarakat. Sebanyak 33 peserta mengatakan paham terhadap keseluruhan materi di kisaran 76-100%, 8 peserta mengatakan paham terhadap keseluruhan materi di kisaran 50-75%, dan hanya 2 peserta yang mengatakan paham terhadap keseluruhan materi di kisaran dibawah 50% Kata kunci :    Literasi Keuangan, Manajemen Keuangan Keluarga, Kabupaten Bengkayang, Pengabdian Masyarakat   ABSTRACT   Indonesia is a country that has been categorized as one of G-20 countries and also indeed has a high level of economy globally. Financial Industry is one of the sectors that contributes Indonesian economy. However, even though the financial sector is one of the biggest contributors, there are still many Indonesia’s citizens who are not with financially iterated, especially in Bengkayang Regency and this problem has motivated the community service team of the Shanti Bhuana Institute to carry out community service activities in Kawan Hamlet in Bengkayang Regency. This activity uses three methods, namely lectures, tutorials and practices. This service activity received both satisfying results where 54.5% of the participants felt quite satisfied with the service activities that had been carried out and the remaining 45.5% were very satisfied with the implementation of community service activities. A total of 33 participants said they understood the whole material in the range of 76-100%, 8 participants said they understood the whole material in the range of 50-75%, and only 2 participants said they understood the whole material in the range below 50% Keywords : Financial Literacy, Family-based Financial Management, Bengkayang Regency, Community Service


2020 ◽  
Vol 4 (1) ◽  
pp. 11
Author(s):  
Nina Farliana ◽  
Khasan Setiaji ◽  
Indri Murniawaty ◽  
Hanif Hardianto

The Optimalization of Empowerment to Convicted Criminal in the Open Prison through Financial LiteracyAbstract. One of the empowerment of convicted criminals is done by increasing financial literacy. The aims of community service are: empowering convicted criminals class II B Kendal open prison through training financial management system, and give positive contribution by training financial management systems to improve financial literacy. The method of implementing community service activities is carried out by: coordination and mapping needs in prisons, focus group discussions (FGD) and financial literacy workshops, as well as post workshop assistance. The strategic steps of service are: convicted criminals in the prison class II B Kendal is given knowledge about financial literacy, convicted criminals are given training and understanding to develop financial literacy through financial management training, discussion sessions, questions and answers by giving opportunities to convicted criminals and prison management related to financial literacy, simulations implementation of financial literacy through personal and family financial management, as well as assisting and monitoring implementation financial literacy, and evaluating the results of service activities that have been carried out. Convicted criminals the prison class II B Kendal are dominated by elementary and junior high school graduates, who commit violations of the law due to economic needs. This community service program is a solution to overcome the low financial literacy of fostered citizens. The success of this service program is due to the achievement of target participants as well as the achievement of objectives and activity material. People who have good financial literacy are able to make the right decisions in financial management in order to face global challenges based on technological progress.Keywords: Empowerment, convicted criminal, financial literacy.Abstrak. Pemberdayaan narapidana salah satunya dilakukan dengan peningkatan literasi keuangan. Tujuan kegiatan pengabdian ini adalah memberdayakan narapidana lembaga permasyarakatan terbuka kelas II B Kendal melalui pelatihan sistem pengelolaan keuangan, serta memberikan kontribusi positif dengan adanya pelatihan sistem pengelolaan keuangan untuk meningkatkan literasi keuangan. Metode pelaksanaan kegiatan pengabdian dilakukan dengan: koordinasi dan pemetaan kebutuhan di lapas, focus group discussion (FGD) dan workshop literasi keuangan, serta pendampingan pasca workshop. Langkah strategis pengabdian yaitu: narapidana lapas terbuka kelas II B Kendal diberikan pengetahuan tentang literasi keuangan, narapidana diberikan pelatihan dan pemahaman untuk mengembangkan literasi keuangan melalui pelatihan pengelolaan keuangan, yaitu pencatatan keuangan, sesi diskusi dan tanya jawab dengan memberikan kesempatan kepada narapidana dan pengelola lembaga permasyarakatan terkait literasi keuangan, simulasi implementasi literasi keuangan melalui pengelolaan keuangan pribadi dan keluarga, serta melakukan pendampingan dan monitoring kepada narapidana dalam pengimplementasian literasi keuangan, terakhir melakukan evaluasi hasil kegiatan pengabdian yang telah dilakukan. Warga binaan Lapas Terbuka Kelas II B Kendal didominasi oleh lulusan SD dan SMP, yang melakukan pelanggaran hukum karena dorongan kebutuhan ekonomi. Program pengabdian kepada masyarakat ini sebagai solusi mengatasi rendahnya literasi keuangan warga binaan. Keberhasilan program pengabdian ini karena ketercapaian target peserta serta ketercapaian tujuan dan materi kegiatan. Masyarakat yang memiliki literasi keuangan yang baik mampu membuat keputusan yang tepat dalam pengelolaan keuangannya guna menghadapi tantangan global yang berbasis kemajuan teknologi.Kata kunci: Pemberdayaan, narapidana, literasi keuangan


2019 ◽  
Vol 2 ◽  
pp. 307
Author(s):  
Dien Sefty Framita ◽  
Santi Octaviani ◽  
Nana Umdiana

The socialization activities of this entrepreneurship and business licensing are intended to 1) motivate participants to own their own business and gain knowledge about entrepreneurship, 2) to grow participants' awareness to be moved to take care of business licenses for their business development, 3) train the participants about the procedures of mechanism of business licenses. Methods of conducting Community Service activities consist of preparation, stage of realization of socialization activities, and assessment of socialization activities. The pattern of solutions to   Participants' problems is done by socialization and using the question and answer method approach with stages of problems, solutions, and implementation outcomes. The assessment of the progress of this socialization is by comparing the level of understanding of the participants before the socialization is carried out and the level of understanding of the participants after the socialization is carried out. The result of the assessment obtained as a whole can be concluded to increase with the outcome of the activity, namely target participants have an understanding of entrepreneurial motivation increased from 0% to 100%, have an understanding of the form of legal entities, the understanding of the importance of having business licenses has increased from 50% to 100%, and the understanding of business licensing procedures has increased from 10% to 80%.


2020 ◽  
Vol 2 (3) ◽  
pp. 285-292
Author(s):  
Endar Pituringsih ◽  
Rr Titiek Herwanti ◽  
Lilik Handajani

The counseling and training activities on the preparation of financial management at the DarusShiddiqien NW Mertak Paok Reformatory in Central Lombok Regency aim to provide understanding and training to orphanage administrators in Central Lombok Regency. In addition, this training was conducted to provide knowledge to orphanage administrators about the importance of making financial reports, so that funds from donors can be managed properly. In the end, this activity is expected to produce human resources capable of making bookkeeping and financial management. This training activity will be aimed at administrators of the DarusShiddiqien NW Mertak Paok Islamic Boarding School in Central Lombok Regency. The implementation of the activity is carried out with the approach of presenting material relevant to the needs of the orphanage administrators according to PSAK 45. Another hope of this activity can be a means of carrying out community service activities, in particular providing counseling and training in preparing financial reports.


2021 ◽  
Vol 4 (2) ◽  
pp. 251
Author(s):  
Fidiana Fidiana ◽  
Widhi Ariestianti ◽  
Endang Dwi Retnani ◽  
Dini Widyawati

Handicraft SMEs are one of the sectors affected by the Covid-19 pandemic. The implementation of this community service activity aims to offer the right expansion strategy for MSMEs affected by the Covid-19 pandemic. The scope of community service activities is limited to the Sukolilo Surabaya Handicraft SMEs. Some MSMEs have managed to survive and some have been less fortunate. The method of activity is to provide recommendations through virtual assistance activities through zoom and WhatsApp social media related to strategies to increase business and manage finances during the new normal era. The results of this community service activity include several MSMEs responding by diversifying their products and businesses. Second, partners with marketing problems have created accounts through the Instagram and Facebook applications and have participated in the exhibition agenda. Third, partners with financial problems have carried out simple financial management manually and using the SME Accounting application.


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