scholarly journals Sosialisasi Literasi Keuangan Syariah Pada Anak Usia Dini

2020 ◽  
Vol 3 (2) ◽  
pp. 136
Author(s):  
Peni Haryanti ◽  
Athi’ Hidayati ◽  
Iesyah Rodliyah ◽  
Choirun Nisful Laili ◽  
Sari Saraswati

Indonesia is a country with a majority Muslim population. In terms of quantity, it has big potential as a center for the development of Islamic finance. The lack of Islamic financial literacy has made the public do not understand the importance of Islamic financial institutions in terms of both the benefit of the world and the hereafter. The method of implementing this activity is carried out in four stages, namely (1) Planning, (2) Preparation, (3) Implementation, and (4) Evaluation Implementation. At the implementation stage, socialization of sharia financial literacy is carried out to students, teachers and guardians of students and mentoring. The results obtained from community service are the first percentage of understanding and knowledge of financial literacy which increased from 56,5% to 85% both students, teachers and guardians of students viewed from the results of the pretest and posttest that have been given. Secondly, during the mentoring the participants gave a positive response with a percentage of 86% and 100% interested in participating in the second phase of socialization in order to know the positive developments after obtaining mentoring as seen from the results of the questionnaire responses that had been given.

2021 ◽  
Vol 6 (4) ◽  
pp. 541-551
Author(s):  
Alyta Shabrina Zusryn ◽  
Muhammad Rofi’i ◽  
Ariel Nian Gani

Indonesia's population has been dominated by young and Muslim people in recent years. However, these conditions are not comparable to the Islamic financial literacy level in Indonesia, which is still low. Therefore, there is a need for early education for young people who are in high school. This activity aims to provide an introduction and knowledge of Islamic finance to generation Z, namely, Islamic Senior High School (MAN) 3 Jakarta students. In its implementation, this workshop used video and game crossword puzzles to educate MAN 3 Jakarta students about Islamic finance. The results of the evaluation of this activity show that after the workshop, the number of students who answered correctly in the aspect of Islamic financial literacy drastically increased. After the workshop, the number of students who knew of Islamic financial institutions also increased. On the intention side, there is an increase in students' attractiveness to Islamic financial products and services. Therefore, educational workshops on Islamic finance need to be developed and carried out on a large scale not only for high school students but also for students and the public.


Author(s):  
Ahmed Tahiri Jouti

This paper addresses the concept of financial literacy in Islamic finance and suggests a methodology to elaborate an effective Islamic financial literacy policy (IFLP). Based on a literature review, the paper summarizes the conclusions of studies and surveys conducted in the field of conventional financial literacy while identifying the specificities of the Islamic finance industry. Indeed, the paper would help financial authorities and Islamic financial institutions in elaborating Islamic financial literacy policies (IFLPs) in order to contribute to the sustainable growth of the industry. It promotes the idea that qualitative aspects are worth studying when elaborating an Islamic financial literacy policy that has to take into account many factors such as the maturity of the industry, the objectives of the policy (inclusion or migration), the degree of Shari’ah awareness, the understanding of Arabic terminologies, etc. Finally, the IFLP measurement should include quantitative (Total reach and number of people reached) as well as qualitative aspects (level of financial literacy, impact on financial behaviour).


Author(s):  
S. M. Sohrab Uddin ◽  
Mohammad Zoynul Abedin ◽  
Nahid Afroz

Financial Inclusion (FI), a global concern of this decade, has been accepted by development agencies, governments, and policymakers as one of the pre-eminent ways to eradicate worldwide poverty and income inequality. Consequently, authorities are looking for possible ways to include the unbanked in formal financial chain. Islamic finance, specifically Islamic banking, with its welfare-oriented principles and unique products, has been able to capture the attention of policy makers. Moreover, a major portion of the Muslim population still exclude themselves from the formal financial chain due to religious prohibition of interest-based transactions for whom Islamic finance is the only way to inclusion. Bangladesh, one of the major Muslim countries in the world, is still to bring one-fourth of its total population under formal financial chain. At this backdrop, this chapter examines the empirical contribution of Islamic banking sector in financial inclusion condition as well as development scenario of Bangladesh.


2020 ◽  
Vol 3 (2) ◽  
pp. 199
Author(s):  
Masiah Masiah ◽  
Siti Rabiatul Adawiyah

ABSTRAKRemaja putri adalah calon pembentuk generasi masa depan sehingga membekalinya dengan keterampilan tertentu menjadi sebuah keharusan sebagai langkah membangun ekonomi kreatif di masa mendatang, serta yang tidak kalah penting juga adalah menghindarkannya dari pergaulan yang tidak sehat. Salah satu langkah yang bisa dilakukan adalah dengan memberikan pelatihan berupa kerajinan tas rajut. Kegiatan positif ini dapat menjadikannya memiliki kesibukan positif disela-sela waktu sekolahnya. Produk kerajinan tas rajut ini sangat diminati oleh masyarakat, hal tersebut merupakan hal yang menjanjikan untuk ditekuni. Metode kegiatan yang dilakukan meliputi pembekalan dan pendampingan bagi beberapa mahasiswa (kegiatan ini melibatkan peran serta beberapa mahasiswa), sosialisai dan pendampingan membuat produk kerajinan tas rajut bagi remaja putri Desa Mambalan Kecamatan Gunung Sari LOBAR. Hasil kegiatan pengabdian meliputi; remaja desa Mambalan mempunyai bekal keterampilan untuk berwirausaha dan terciptanya produk kerajinan berupa tas rajut, selain itu kegiatan ini juga mendapat respon positif dari orang tua remaja yang menjadi peserta. Kata kunci : tas rajut; remaja putri. ABSTRACTAdolescent girls are candidates for forming future generations so providing them with certain skills becomes a necessity as a step to build a creative economy in the future, and equally important is to avoid unhealthy relationships. One step that can be done is to provide training in the form of craft knitting bags. This positive activity can make him have a positive activity in the middle of his school time. This knitting bag handicraft product is in great demand by the public, it is a promising thing to pursue. The method of activities carried out included debriefing and mentoring for some students (this activity involved the participation of several students), socialization and assistance in making knitting bag handicraft products for young women in Mambalan Village, Gunung Sari Subdistrict, LOBAR. The results of community service activities include; Mambalan village adolescents have the provision of skills for entrepreneurship and the creation of handicraft products in the form of knitting bags, in addition to this activity also received a positive response from parents of teenagers who became participants. Keyworda : knitting bag; young women.


2020 ◽  
Vol 5 (2) ◽  
pp. 277-284
Author(s):  
Bayu Eko Prasetyo ◽  
Effendy De Lux Putra ◽  
Sri Yuliasmi ◽  
Henny Sri Wahyuni

Coronavirus disease (Covid-19) was declared a pandemic (a disease whose spread has spread throughout the world) by WHO on March 9, 2020. This disease can be transmitted to everyone regardless of age and has a very detrimental impact both in the health and economic fields. Cempedak Lobang Village is one of the villages in Serdang Bedagai Regency which was affected by the Covid-19 pandemic. One of the precautions that can be taken to reduce the spread of Covid-19 is the application of physical distancing and maintaining hand hygiene through the use of a hand sanitizer. However, the availability of hand sanitizers has become scarce and very expensive so that it is difficult for the public to reach. In addition, there is a lack of compliance and public awareness of the importance of implementing physical distancing, using masks and maintaining personal hygiene, so it is feared that the spread of the virus will become more widespread. This community service is beneficial in providing one solution and alternative to the community of this village in solving health problems that are currently endemic. The team will disseminate and educate on how to prevent Covid-19 infection. Hand sanitizers provided with formulas according to WHO standards and prepared by the community services team as well as educating on how to use and manufacture them so that they can stimulate the community to make their hand sanitizers.


2021 ◽  
Vol 4 (2) ◽  
pp. 90
Author(s):  
Wahyu Setyorini ◽  
Ana Raudlatul Jannah ◽  
Uci Wulansari ◽  
Mir'atun Nisa

The development of information technology encourages the emergence of various online transaction activities, one of which is online trading transactions through the marketplace. Currently, Indonesia has the largest Muslim population, which is 87% of the total population who also takes part in buying and selling activities and online transactions. Muslim awareness and interest in halal products is increasing, but there is a need of understanding regarding transactions according to Sharia. The purpose of this study: to analyse the potential and challenges of the halal marketplace in Indonesia using a literature study research method. The results of this study indicate that in Indonesia the halal marketplace has a large market potential and is an innovation in the development of the existing marketplace. Besides this potential, the halal marketplace also has challenges in its development, including the low level of Islamic economic literacy among the public, low inclusion of Islamic finance, and the lack of utilization of the halal marketplace platform by halal MSMEs. It is hoped that these potentials and challenges can become views in determining and developing policies.


2020 ◽  
Vol 10 (1) ◽  
pp. 110 ◽  
Author(s):  
Muhammad Iqmal Hisham Kamaruddin ◽  
Mustafa Mohd Hanefah ◽  
Zurina Shafii ◽  
Supiah Salleh ◽  
Nurazalia Zakaria

The main focus of shariah governance for an organization is to ensure that it is comply with shariah laws and regulations. Under Islamic finance industry, shariah governance is being given attention due to rapid growth of this industry in the world. For Malaysia, the authority through Bank Negara Malaysia (BNM) have taken a proactive role by introducing shariah governance guidelines including the Shariah Governance Framework (SGF) 2010, the Islamic Financial Services Act (IFSA) 2013 and the latest is the Shariah Governance Policy Document (SGPD) 2019. These shariah governance guidelines are supposed to support the development of shariah governance practices especially by Islamic Financial Institutions (IFIs) in Malaysia. However, there is limited to none study conducted to compare these guidelines. These shariah governance guidelines is necessary to be compared in order to find out whether these guidelines are complemented each other and to identify any differences among these guidelines. Therefore, the aim of this study is to compare between these shariah governance guidelines. Based on the analysis, it has been found that SGPD 2019 is the most comprehensive covers on shariah governance as compared to IFSA 2013 and SGF 2010. However, these three guidelines still not become comprehensive enough, as there is still limited to none discussion on the definition and objectives of shariah governance itself.


ALQALAM ◽  
2015 ◽  
Vol 32 (2) ◽  
pp. 331
Author(s):  
Itang Itang

This paper examines the economic power of sharia that is not only able to survive but also can grow in the free market zone in Southeast Asia (ASEAN Economic Community (AEC)). The Islamic economic strength in Indonesia can be based on several reasons namely: 1). Muslim population. As the country with the largest Muslim population of about (87-90%), Indonesia should be the pioneer and the great power of Islamic finance in the world 2). Inherent Islamic doctrine and human resources. 3). Regulation of Islamic Economics as a tool that can legalize all policies the implementation of Islamic Economics. 4). Actors of Islamic Economics that come from various backgrounds such as practitioners, academics and customers. 5). Islamic Financial Industry Development. According to the data from Bank Indonesia in October 2013, there are 11 Islamic Banks, 23 Islamic Banks in the form of Sharia Business Unit , and 160 small sharia banks that distribute the fund for the people. Islamic banking assets currently has reached Rp. 228 trillions. The development of Islamic financial institutions does not only reach Islamic banks but also Islamic non­ banks such as insurance and pawnshop. Therefore we  are optimistic that sharia economy can grow in ASEAN Economic Community (AEC).Key word: sharia economy , islamic finance, AEC , ASEAN ,


2021 ◽  
Vol 17 (1) ◽  
pp. 126-135
Author(s):  
Lalu Ahmad Didik ◽  
Farizal Wahyudi

[Bahasa]: Pandemi Covid-19 yang terjadi di seluruh dunia, khususnya di Pulau Lombok mengakibatkan program pengabdian kepada masyarakat yang dilaksanakan mahasiswa Universitas Islam Negeri (UIN) Mataram dalam bentuk Kuliah Kerja Partisipatif (KKP) dilaksanakan di lingkungan rumah mahasiswa masing-masing. Program ini selanjutnya disebut dengan Kuliah Kerja Partisipatif dari rumah (KKP-DR). Tema yang menjadi fokus dalam program ini adalah sosialisasi pencegahan penularan covid-19 dengan menekankan Perilaku Hidup Bersih dan Sehat (PHBS) yang sekaligus merupakan tuntunan agama Islam. Metode yang digunakan dalam program ini adalah sosialisasi kepada masyarakat di beberapa desa di Pulau Lombok yang merupakan desa asal mahasiswa. Program ini terdiri dari beberapa kegiatan seperti pemasangan pamflet dan penyebaran brosur, sosialisasi kampung sehat, seminar Perilaku Hidup Bersih dan Sehat (PHBS), pelatihan mencuci tangan, pembiasaan physical distancing, senam bersama, pemberian bantuan masker, pemberian bantuan hand sanitizer, dan bersih lingkungan masjid. Evaluasi dilakukan dengan mempertimbangkan manfaat program, ketepatan sasaran dan ketepatan metode yang diberikan kepada 10 orang kepala desa tempat mahasiswa melaksanakan KKP-DR. Hasil dari pelaksanaan program ini menunjukkan bahwa sebagian besar responden menyatakan sangat setuju dimana 100% responden menyatakan kegiatan ini bermanfaat, 80% tepat sasaran dan 90% menyatakan kegiatan ini menggunakan metode yang tepat. Kegiatan ini dapat membantu masyarakat mengetahui informasi seputar Covid-19 dan mampu memberikan bekal pencegahan penularan Covid-19 dengan menerapkan pola hidup bersih dan sehat. Kata Kunci: kuliah kerja partisipatif dari rumah (KKP-DR), sosialisasi, pencegahan Covid 19 [English]: The Covid-19 pandemic that hit the world, especially on the island of Lombok, makes students of the State Islamic University (UIN) Mataram carry out Participatory Community Service (KKP) program in their surroundings. This program is called  home-based community program (KKP-DR). The focus of the program is the socialization on the transmission of COVID-19 prevention by emphasizing Clean and Healthy Lifestyle Behavior (PHBS), which is also an Islamic religious guidance. The method used was outreach to the community in several villages on the island of Lombok, where the students come from. The program was held in several activities such as the installation of pamphlets and distribution of brochures, socialization of healthy villages, seminars on Clean and Healthy Behavior (PHBS), hand washing training, physical distancing habituation, joint exercise, providing masks, providing hand sanitizer, and cleaning the mosques. The evaluation was carried out by 10 village heads considering the benefits of the program, the accuracy of the targets and the accuracy of the methods. The results of the implementation of this program are: 100% of respondents do agree that the program is useful; 80% of the respondents state that the program is effective; and 90% agree that the program apply the right method. In conclusion, KKP-DR can help the public find out information about Covid-19 and be able to provide provisions for preventing the transmission of Covid-19 by implementing a clean and healthy lifestyle. Keywords: KKP-DR, socialization, prevention of Covid-19 transmission


2018 ◽  
Vol 24 (102) ◽  
pp. 24
Author(s):  
Al Siddig Talha Mohammed Rahma

Abstract              This paper follows the growing interest and continuity of Islamic finance products worldwide, which has encouraged the formulation of financial institutions based on the concepts of Islamic Sharia in many countries of the world and is no longer limited to Islamic countries only, and  Not exclusive to Muslims which is due to Islamic finance services and their ability to apply in non-Islamic societies, and perhaps what encouraged the development and progress of this industry Islamic history, which was attended by many different models With the development of trade's share between different countries as well as trips carried out by Muslims trade in the world and their role in the spread of Islam in Africa, Asia, Europe and so on.              The paper focuses on the need to direct and allocate Islamic funding to non-Muslims so as not to be exclusive to Muslims only and thus highlights the ability of Islamic economic services and its ability to expand its outreach, this will  help to activating many of the desired objectives and to clarify and reflect the Islamic principles of other societies, and thus achieve the universality of Islam and reduce the manifestations of hostility to Islam and Muslims in the world          The paper concludes that the spread of various Islamic financial institutions in European countries, including banks, Islamic insurance companies and Islamic sukuk, and the establishment of identical institutions in Europe all this confirms the ability of Islamic banking to spread in the world, Islamic banking has emerged as one of the fastest-growing industry sectors over recent years. Islamic Finance has now become a global phenomenon due in large part because it is perceived as less risky than the conventional finance – especially during crises.  


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