Implementasi Buy Back Guarantee Dalam Perjanjian Kerjasama Antara Bank Dengan Supplier Terkait Penyaluran Pembiayaan Mesin (Studi Pada PT. BPRS XXX Bekasi)

2021 ◽  
Vol 11 (2) ◽  
pp. 55-61
Author(s):  
Adham -

The buy back guarantee agreement in the cooperation agreement aims to protect the bank frombusiness risks in the distribution of machine ownership financing. Buy back guarantee is defined asthe ability of the supplier as a guarantor against the bank, to "buy back" the machine object afterthe debtor is declared in default to the bank. Based on the description, the writer tries to examine theimplementation of the buy back guarantee agreement related to the distribution of machine financing,and legal remedies for the bank applying the contents of the buy back guarantee if there is default onthe debtor. The research method used in this research is normative juridical with analytical descriptivespecifications.The research was carried out through literature study, then looked at the relationshipbetween one law and another and carried out an analysis related to the application of its practice.After getting a description of the research results, the writer analyzes and draws conclusions fromthe research results obtained. Primary data collection is also carried out to support secondary data,which is obtained by documentation and bank interviews related to the machine ownership agreement.The results of the study concluded that the implementation of the buy back guarantee was carriedout in several stages, namely the stage of the debtor's statement of default, the negotiation stage,and the stage of the agreement, the application of the buy back guarantee. Apart from that, the buyback guarantee that applies to PT. BPRS XXX Bekasi, there are two types of definitions: "buy backguarantee" and "help resell" by the supplier. Legal action has never been taken by the bank whenthere is default from the debtor. The bank is more concerned about the good ethics of the supplier tobuy / help sell the machine goods. The suggestions that the writer can give include, banks must applyprudential banking principles more selectively, suppliers do not only pursue sales targets but payattention to the side of the bank so that cooperation remains well established. n addition, research isneeded regarding the perspectives of the bank, supplier and debtor in addressing the problems thatexist in buy back guarantee in more depth and breadth.

2021 ◽  
pp. 243
Author(s):  
I Made Oddie Gupta Wardana ◽  
Cokorda Gede Alit Semarajaya ◽  
Ni Nyoman Ari Mayadewi

Perceptions of pedestrian convenience on the pedestrian path of Gajah Mada Street Denpasar. Gajah Mada Street as an economic and tourist area requires good and comfortable physical infrastructure to support easy accessibility and circulation of visitors to the area. One of the physical infrastructures is a pedestrian lanewhich functions as an access to support pedestrian activities. The purpose of this study was to identify the physical conditions of the pedestrian paths and to determine the perception of pedestrian comfort on the pedestrian path at Gajah Mada Street. The research method used in this research is a survey method byperforming primary data collection techniques through observation, questionnaires and secondary data through literature study. Based on the research conducted, it is known that there are physical conditions and supporting facilities for the damaged pedestrian paths, in the form of materials and street furniture such as: seats, trash cans and roadside plants. Based on the assessment of perceptional respondents about the condition of pedestrian path has been considered comfortable and safe. The suggestion of this research is that it is necessary to improve the physical condition of the damaged pedestrians. The purpose of improving pedestrian facilities and infrastructure is to facilitate the pedestrians in order to be comfortable and safe in carrying outactivities on the pedestrian path.  


2020 ◽  
Vol 8 (1) ◽  
pp. 42
Author(s):  
Asna Zamharira ◽  
Arief Suryono

<p>Abstract<br />This articles aims to find out how legal protection for health facilities is towards late payment of claims by BPJS Health. The research method used in writing this law is a normative juridical research method that is research that uses secondary data or literature that is supported by primary data in the field as supporting data. Analysis of data using qualitative analysis. The results of the study revealed that health services in implementing the Health Insurance program between RSUD Dr. Moewardi Surakarta with BPJS Health is based on a collaboration agreement between RSUD Dr. Moewardi Surakarta with BPJS Kesehatan about Advanced Level Referral Health Services for Participants in the Health Insurance Program, one of which is the contents of a cooperation agreement regarding the payment system of claims. The claim system is carried out by referring to the agreement. In the system of claims there were still obstacles that is the delay in the payment of claims by BPJS Kesehatan to the hospital. As a form of legal protection, to resolve the problem of late payment of claims made in accordance with the cooperation agreement and Perpres No. 82 Tahun 2018 concerning Health Insurance. The Government and BPJS Kesehatan are expected to be able to make claims payments in accordance with the terms or agreed cooperation agreements.<br />Keywords: Cooperation agreement; Claim; BPJS Kesehatan; Hospital.</p><p>Abstrak<br />Artikel ini bertujuan untuk mengetahui bagaimana perlindungan hukum bagi fasilitas kesehatan tehadap keterlambatan pembayaran klaim oleh BPJS Kesehatan. Metode penelitian yang digunakan dalam penulisan hukum ini adalah metode penelitian yuridis normatif yaitu penelitian yang menggunakan bahan-bahan hukum sekunder atau kepustakaan yang ditunjang dengan data primer di lapangan sebagai data pendukung. Data diolah dan dianalisis secara kualitatif. Hasil penelitian diketahui bahwa pelayanan kesehatan dalam melaksanakan program Jaminan Kesehatan antara RSUD DR. Moewardi  Surakarta dengan BPJS Kesehatan didasarkan pada perjanjian kejasama antara RSUD Dr. Moewardi Surakarta dengan BPJS Kesehatan tentang Pelayanan Kesehatan Rujukan Tingkat Lanjutan bagi Peserta Program Jaminan Kesehatan yang salah satu isi perjanjiannya mengenai sistem pembayaran klaim. Sistem pembayaran klaim dilakukan dengan berpedoman pada perjanjian kerjasama. Dalam sistem klaim masih ditemui hambatan yaitu terjadinya keterlambatan pembayaran klaim oleh BPJS Kesehatan kepada rumah sakit. Sebagai bentuk perlindungan hukum, untuk penyelesaian permasalahan keterlambatan pembayaran klaim dilakukan sesuai dengan perjanjian kerjasama dan Perpres No. 82 Tahun 2018 tentang Jaminan Kesehatan. Pemerintah dan BPJS Kesehatan diharapkan dapat melaksanan pembayaran klaim sesuai dengan ketentuan atau perjanjian kerjasama yang telah disepakati.<br />Kata Kunci: Perjanjian Kerjasam; Klaim; BPJS Kesehatan; Rumah Sakit.</p>


Author(s):  
I Wayan Agus Rene Sanjaya ◽  
Cokorda Gede Alit Semarajaya ◽  
I Nyoman Gede Astawa

The use of plants in the jogging track and playground area at Puspem Badung is currently disrupting visitor activities because their growth has damaged pavements and facilities. Therefore, the implementation of garden maintenance is very important to be able to maintain the comfort of the visitors and the beauty of the garden. This study aims to evaluate the maintenance of the garden in the jogging track and playground area at Puspem Badung. The research method used is a survey method. The data collected in this study are primary data and secondary data. The data collection method is done by using observation, interview, questionnaire and literature study. Based on the research results, the implementation of maintenance is carried out independently by implementing an unit and special maintenance system. In the implementation of watering, pruning, silting and weeding activities, the performance of the workers exceeds the ideal working capacity standard except for sweeping and fertilizing activities. The perception of visitors to the physical condition of the garden is considered good, seen from the indicators of assessment including garden's cleanliness, pedestrian's cleanliness, cleanliness of benches, cleanliness of planter boxes, garden safety and the beauty of the garden. Suggestions in this research are that it is necessary to have a written standard operational procedures for garden maintenance and to propose tree pruning activities at least once every three months.


Esensi Hukum ◽  
2020 ◽  
Vol 2 (2) ◽  
pp. 48-63
Author(s):  
Arman Tjoneng ◽  
Christin Septina Basani ◽  
Novalita Sidabutar

Abstract The Corruption Eradication Commission (KPK) has become a super institution with extraordinary restraint. With the new Corruption Eradication Commission Law, some people think that the KPK has been weakened, which has been an institution loved by the public, even though the government denies that the new KPK Law has not weakened the KPK at all. One of the new things is the formation of the KPK Supervisory Body, one of which has the authority to grant permission to the KPK to conduct searches, which in fact has an impact on the problems at hand. The method used is a normative legal research method. The approach used is a statutory approach. The data used are secondary data obtained by literature study and primary data obtained by conducting interviews with related party respondents. There has been a shift in the meaning of Barriers to Justice as stated in Article 221 of the Criminal Code with Article 221 of the Corruption Eradication Law where Article 221 of the Criminal Code views Obstruction of Justice as a material offense while for Article 21 of the Corruption Eradication Law, Judicial Obstruction is seen as a formal offense. On the other hand, the actions of the Supervisory Board in granting licenses for searches, confiscation, etc. are not automatically considered a disturbance of justice unless it can be proven that the elements of wrongdoing committed by the Supervisory Board can be proven.   Keywords : Corruption, Authority, Obstruction Of Justice.   ABSTRAK Komisi Pemberantasan Korupsi (KPK) telah menjadi lembaga super dengan pengekangan yang luar biasa. Dengan adanya Undang-Undang KPK yang baru, sebagian orang menilai telah terjadi pelemahan KPK yang selama ini menjadi institusi yang dicintai masyarakat, padahal pemerintah membantah bahwa Undang-Undang KPK yang baru sama sekali tidak melemahkan KPK. Salah satu hal baru yaitu adalah pembentukan Badan Pengawas KPK yang salah satunya memiliki kewenangan untuk memberikan izin kepada KPK untuk melakukan penggeledahan, yang ternyata berdampak pada permasalahan yang sedang dihadapi. Metode yang digunakan adalah metode penelitian hukum normatif. Pendekatan yang digunakan adalah pendekatan statutori. Data yang digunakan adalah data sekunder yang diperoleh dengan studi pustaka dan data primer diperoleh dengan melakukan wawancara dengan responden pihak terkait. Telah terjadi pergeseran makna Hambatan Keadilan sebagaimana tertuang dalam Pasal 221 KUHP dengan Pasal 221 Undang-Undang Pemberantasan Korupsi dimana Pasal 221 KUHP memandang Obstruksi Keadilan sebagai delik material sedangkan untuk Pasal 21 Undang-Undang Pemberantasan Korupsi, Obstruksi Peradilan dipandang sebagai delik formal. Di sisi lain, tindakan Dewan Pengawas dalam pemberian izin penggeledahan, penyitaan, dan lain-lain tidak serta merta dianggap sebagai gangguan keadilan kecuali dapat dibuktikan bahwa unsur-unsur perbuatan salah yang dilakukan Dewan Pengawas dapat dibuktikan. Kata Kunci: Korupsi, Otoritas, Obstruksi Keadilan.


2021 ◽  
Vol 2 (2) ◽  
pp. 223-228
Author(s):  
Anak Agung Ayu Agung Cleo Bayu Pertiwi ◽  
I Nyoman Putu Budiartha ◽  
Desak Gde Dwi Arini

The financial sector in Indonesia is a sector that is most important than advancing and developing the level of the economy. This of course needs to be maintained both by banks and other financial institutions so that the process of economic development in Indonesia is not delayed. Moreover to maintain this thing, it is necessary to make improvements which in particular do it with financial institutions and of course not banks. The purpose of this study is to reveal the factors that cause overmacht due to Covid-19 at PT. Federal International Finance (FIF) Karangasem Regency and efforts to resolve the overmacht due to Covid-19 at PT. Federal International Finance (FIF) Karangasem Regency. This research method using empirical legal research with a literature study approach. The sources of data used are primary data and secondary data. Data collection techniques by observing, interviewing and documentation methods. After primary legal data and secondary legal data are collected, the data will then be processed and analyzed using systematic legal data processing methods. The research results reveal that some of the problems identified lie in internal and external factors where these problems cannot be borne by the consumer and beyond the control of the consumer himself. The overmatch settlement is carried out by using non-litigation.


2018 ◽  
Vol 1 (1) ◽  
pp. 378-386
Author(s):  
Yessy Octavianna ◽  
Nenni Triana Sinaga

The purpose of this research is to know how the distribution of inheritance and the position of daughters in the distribution of inheritance in Batak Toba and Minangkabau communities. This research uses descriptive qualitative research method. The data of this research consist of primary data and secondary data. Primary data was taken from the interview result of researcher with informant from both tribes, while secondary data was taken through literature study from journals, books and literature related to the problem under study. The results of this research show that in the Batak Toba community, daughters do not get a share of inheritance. The kinship system of the Batak Toba community embraces the patrilineal system, in which the lineage is withdrawn from the father's clan so that the inheritance belongs only to the sons. All heritages can only be passed on to the sons. But daughters can get the inheritance that is called holong ate. Holong ate is only given to married girls. The wealth gift is considered a gift of a father to his daughter. While in the Minangkabau community that embraces the matrilineal family system, where the familial system is withdrawn from the mother line, the heritage treasures are only given to daughters. Sons do not have high treasures and the low treasure (search treasure) is given to children and wives.


2020 ◽  
Vol 5 (2) ◽  
pp. 113-121
Author(s):  
Titien Sofiati ◽  
Iswandi Wahab ◽  
Siti Nurbaya Deto

Salah satu produk olahan tuna di Kabupaten Pulau Morotai yang telah mencapai pasar internasional adalah tuna loin beku yang diproduksi oleh PT. Harta Samudra. Kondisi sanitasi dan hygiene pada proses produksi menjadi penentu keamanan produk. Tujuan dari penelitian ini adalah mengkaji penerapan sanitasi dan hygiene pada pengolahan tuna loin beku di PT. Harta Samudra. Penelitian dilakukan pada bulan November sampai bulan Desember 2019. Pengambilan data di lapangan terbagi dalam dua tahap yaitu survey dan pengambilan data primer yang terdiri dari wawancara, pengisian kuesioner, dan ikut dalam proses produksi serta data sekunder berupa SSOP PT. Harta Samudra. Data dianalisis secara deskriptif dan studi literature. Hasil penelitian menunjukan bahwa aspek sanitasi dan hygiene yang diamati antara lain: personal hygiene pekerja, sanitasi dan hygiene bahan baku, sanitasi dan hygiene air dan es, sanitasi dan hygiene perlengkapan dan peralatan, sanitasi dan hygiene ruang pengolahan, sanitasi dan hygiene produk akhir, serta sanitasi dan hygiene limbah. Hasil kajian menunjukan bahwa pengolahan tuna loin beku di PT. Harta Samudra sangat memperatian sanitasi dan hygiene berdasarkan standar yang telah ditetapkan dalam SSOP.SANITATION AND HYGIENE FOR FREEZED LOIN TUNA PROCESSING AT PT. HARTA SAMUDRA, MOROTAI ISLAND DISTRICT. One of the refined Tuna product in Morotai Island Regency that have reached International Markets is freezing loin tuna was producing by PT. Harta Samudra.  The sanitary and hygienist of the producing process become the determinant of product’s safety. The purpose of this research is to study the sanitary and hygiene application on the Processing at PT. Harta Samudra. The research has done from November to December 2019. The collecting data is filed divide into two steps, which is survey and collecting the primary data from interview, filling questionnaires, and following the production process, also the SSOP of PT. Harta Samudra as the secondary data. The data analysis in descriptive and literature study ways. The research results shows that the sanitary and hygiene aspects that observed , there are: personal hygiene worker, sanitary and hygiene of materials, sanity and hygiene of water and ice, sanitary & hygiene of the tools, sanitary and hygiene of processing room, sanity and hygiene final product, also sanitary and hygiene of waste. The final study showed that the processing of freezing loin tuna at PT. Harta Samudra is really taking care of the sanitary and hygiene based on the SSOP standard.


2020 ◽  
Vol 8 (1) ◽  
pp. 62
Author(s):  
Andriano Calrinto Mami ◽  
I Gusti Agung Oka Mahagangga

The tourist attraction of Batu Cermin Cave is a tourist attraction located in the city center of Labuan Bajo. Attractions offered to tourists who end up in Batu Cermin Cave in the form of natural attractions along the Cave where there are Wisatawaan Stalagtics and Stalagmites who visit Batu Cermin Cave are dominated by tourists from the archipelago. For now the management of Batu Cermin Cave tourist attraction is still managed by the local government in this case is the West Manggarai District Tourism and Culture Service. Later the management of Batu Cermin Cave will involve the Batu Cermin village so that in this study we will discuss "The Response of Batu Cermin Village Community in the Development of Tourism Attractions in Batu Cermin Cave, Labuan Bajo". The research method used in this study is a qualitative research method with qualitative descriptive data analysis techniques to explain the public response in the development of tourism in the tourist attraction of Batu Cermin Cave. The data source consists of primary data and secondary data. Data collection techniques using the method of observation, interviews and literature study. The determination of informants in this study used the Snowball technique. The results obtained are the existing conditions of Batu Cermin Cave tourist attraction in the stages of involvement in Butler's theory and the response of the community of Batu Cermin village is still in the Aphaty phase in the Irridex theory Keyword: Tourist Attraction, Batu Cermin Cave, Development of Tourism, Community Response, Travelers


2021 ◽  
Vol 15 (2) ◽  
pp. 113-126
Author(s):  
Ratimah Matanari

The current education is far from expectations, it can be seen from the failure of Islamic educational institutions in producing a generation with good morals. Actually there are many concepts presented by previous figures, including Ibn Miskwaih. On this basis, this study aims to analyze Ibn Miskawaih's thoughts on moral education and the education system. The research method used is library research. The primary data used is the book of Tahdzib al-Akhlak. secondary data obtained from other books, and articles sourced from journals and research results. The results of the study explain that humans consist of physical and spiritual and have the potential or basic abilities that are tabi'i, but they can change due to influences from within and outside of humans, namely through education. Ibn Miskawaih hints that the purpose of education is the formation of a noble personality, which he calls isabah al-khuluq al-syrif, namely a substantially and essential noble person, not a temporal and accidental glory such as a materialistic and autocratic person. While the educational methods and tools that can be used according to Ibn Miskawaih are natural methods (tabi'i), advice and guidance, threats of rebuke, blows and punishments, flattery and praise, and educating based on educational principles.


2013 ◽  
Vol 2 (1) ◽  
Author(s):  
Hartiwiningsih ,

<p align="center"><strong><em>A</em></strong><strong><em>b</em></strong><strong><em>s</em></strong><strong><em>t</em></strong><strong><em>r</em></strong><strong><em>a</em></strong><strong><em>c</em></strong><strong><em>t</em></strong></p><p><em>T</em><em>his research aims to depth evaluate about Corruption Eradication Act that is used to handle banking crimes either in government or private banks including felony and misuse authority in other banking sec- tors. Besides that, it is also to find kind of efforts that need to be executed in overcome infraction and felony that happen in banks (private or government) referred to Act Number 10 of 1998. This research method uses normative legal approach and sociological legal approach, and it is shown in diagnostic and prescriptive shapes. The data uses primary and secondary data that in primary data is acquired by having depth interview and in secondary data is obtained by having literature study. The data analysis uses tech- nique of interactive analysis and the result shows that the reason of Corruption Act is utilized in finishing banking crime cases and liability system by using strict liability and vicourius liability in proving institution’s mistakes are diversion liability and flawless liability. The liability principle in Corruption Act is vast in the same manner as stated in Article 20 Act Number 31 jo Act Number 21 of 2001, that are sanction pro- nouncement system in Corruption Act is flexible and varied counterattraction punishment; responsibility for the doer either in trial, assistance, and wicked conciliation; reversed authentication. Kind of efforts that should be done in taking in hand of banking infraction and felony are broaden criminal action forms; type of sanction and liability. Banking crimes are extraordinary crimes so there shall be reversed authentication to support easier authentication. Revised upon Act Number 10 of 1998 are from aspect of criminalization action, type of sanction, corporate’s liability and reversed authentication in order to effective Banking Act implementation and ward off banking infraction and felony either in private or government bank.</em></p><p><strong><em>Key words: </em></strong><em>banking crimes, corruption crimes.</em></p><p align="center"><strong>A</strong><strong>b</strong><strong>s</strong><strong>t</strong><strong>ra</strong><strong>k</strong></p><p>Tujuan penelitian mengkaji secara mendalam Undang-Undang Pemberantasan Tindak Pidana Korupsi untuk menangani tindak pidana bidang perbankan baik yang terjadi di Bank BUMN maupun swasta, serta penyalahgunaan wewenang dan kejahatan perbankan yang lain. Selain itu akan dikaji upaya-upaya yang seharusnya dilakukan agar UU No. 10 Tahun 1998 tentang Perbankan mampu mengatasi kejahatan dan pelanggaran yang terjadi di Bank BUMN maupun Bank Swasta dan kejahatan di bidang perbankan lainnya. Pendekatan penelitian yang digunakan ialah \endekatan yuridis normatif dan yuridis sosiologis. Bentuk penelitian ini adalah diagnostik dan preskriptip Data berupa data primer dan sekunder. Data primer diperoleh dengan cara wawancara mendalam, data sekunder diperolah melaui studi kepustakaan. Analisis data dilakukan dengan menggunakan teknik analisis interaktif. Hasil penelitian menunjukan bahwa alasan Undang- Undang TIPIKOR digunakan untuk menyelesaiakan kasus-kasus tindak pidana perbankan, sistem pertanggungjawaban untuk membuktikan adanya kesalahan pada badan hukum menggunakan konsep <em>strict liability </em>dan <em>vicourius liability</em>, yaitu sistem pertanggungjawaban tanpa kesalahan dan pengalihan pertanggungjawaban. Prinsip pertanggungjawaban dalam Undang-Undang Tindak Pidana Korupsi sangat luas sebagaimana diatur dalam Pasal 20 UU No.31 Jo UU No.21 Tahu 2001 tentang Tindak Pidana Korupsi. Sistem penjatuhan sanksi dalam Undang-Undang Tindak Pidana Korupsi sangat fleksibel, jenis pidana tambahan sangat variatif. Diaturnya beban tanggungjawab bagi si pembuat percobaan, pembantuan dan permufakatan jahat dalam tindak pidana korupsi. Diaturnya beban pembuktian terbalik. Upaya yang harus dilakukan agar UU No.10 Tahun 1998 dapat mengatasi kejahatan dan pelanggaran di bidang perbankan yaitu, memperluas formulasi perbuatan pidna, jenis sanksi dan pertanggungjawaban pidana. Mengingat kejahatan di bidang perbankan merupakan <em>exstra ordinary crimes, </em>maka untuk memudahkan pembuktian harus diterapkan sistem pembuktian terbalik. Saran harus dilakukan perubahan/revisi terhadap substansi UU No. 10 Tahun 1998 Tentang Perbankan, baik dari aspek kriminalisasi perbuatan, jenis sanksi, sistem pertanggungjawaban terhadap korporasi, dan sistem pembuktian terbalik, agar Undang-Undang Perbankan dapat diterapkan secara efektif, dan dapat menanggulangi kejahatan dan pelanggaran perbankan baik yang terjadi di bank BUMN maupu bank swasta dan kejahatan perbankan lainnya.</p><strong>Kata kunci : </strong>Tindak Pidana Perbankan, Tindak Pidana Korupsi


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