scholarly journals An Empirical Study on the Determinants of an Investor’s Decision in Unit Trust Investment

Economies ◽  
2019 ◽  
Vol 7 (3) ◽  
pp. 80
Author(s):  
Annamalah ◽  
Raman ◽  
Marthandan ◽  
Logeswaran
Keyword(s):  
Empirical Study ◽  
Risk Taking ◽  
Investment Decision ◽  
Sampling Technique ◽  
Primary Data ◽  
Research Approach ◽  
Sources Of Information ◽  
Cross Sectional ◽  
Financial Status ◽  
Unit Trust

Unit trust is a convenient way of investing and a sensible way to build one’s wealth in the medium term and subsequently in the long-term. Investment specialists will manage the investments and spread the risks through careful diversification. The basic nature of the unit trust is that it carries a low-level of risks and accordingly determines a lower level of returns compared to other financial instruments. There is a lack of research that empirically investigates the factors that influence an investor’s decision in unit trust investment, particularly in a Malaysian setting. The purpose of this study is to analyse the factors that influence an investor’s investment decision in purchasing a unit trust. This paper aims to narrow this research gap, whereby financial status, risk taking behaviour, investment revenue and related information are hypothesized to exert statistically significant influences on the investor’s decision in unit trust investment. The empirical study uses a quantitative research approach whereby survey data have been sampled from 202 participants using a convenient sampling technique. This research is cross-sectional and uses primary data for analysis. Data analysis has been carried out using multiple regression analysis. The empirical research finds that financial status, risk taking behaviour, and sources of information significantly influence the investors’ investment behaviours in unit trusts. However, there was not enough evidence to support the claims that investment return and revenue have a statistical relationship to the investors investment behaviours regarding unit trusts. The findings from this research will have huge implications for investors and for financial institutions. This paper helps fund managers and brokers to understand the behaviours of an individual investor in response to a unit trust. On the other hand, this helps them to better target their customers, and persuade customers to make their investments in a unit trust effectively and efficiently, thereby helping them to manage their financial wealth with less risk but better future prospects.

Factors influencing the selection of unit trust funds among Malaysian retail investors

2018 ◽  
Vol 9 (2) ◽  
pp. 155-170 ◽  
Author(s):  
Naail Mohammed Kamil ◽  
Muthaloo Subramaniam ◽  
Halane Elmi Ali ◽  
Mohammed Borhandden Musah ◽  
Acheampong Alex
Keyword(s):  
Financial Institutions ◽  
Sampling Technique ◽  
Risk Tolerance ◽  
Research Approach ◽  
Past Performance ◽  
Cross Sectional ◽  
Content Type ◽  
Retail Investors ◽  
Unit Trust ◽  
Selection Of

Purpose The efficiency of unit trust (UT) funds from quite number of contexts across the globe has been highlighted in previous literature. Yet, there is dearth of research that empirically investigates the factors that influence the selection of UT funds by retailers, particularly in the Malaysian setting. This paper aims to narrow this research gap, whereby perception of past performance, perception of funds’ commitment to Shari’ah compliance, perception of funds’ size and perception of risk tolerance are hypothesized to exert statistically significant influences on the selection of UT funds by retail investors in Malaysia. Design/methodology/approach The empirical study uses a quantitative research approach whereby survey data have been sampled from 140 retail investors from around Malaysia, using simple random sampling technique. Data analysis has been carried out using multiple regression analysis employing SPSS version 20.0. Findings The empirical research finds that perceptions of fund size and Shari’ah compliance significantly influence the selection of UT among retail investors in Malaysia. However, there were no enough evidences to support the claims that perceptions of past performance and of risk tolerance influence the selection of UT among Malaysian retail investors. Research limitations/implications This research is cross-sectional and uses data from Malaysia only. Practical implications The findings from this research will have enormous implications for policymakers in the accounting and finance sectors of government and private financial institutions and for individual professional Malaysian investors. In particular, investors in Malaysia and potential investors abroad may be enlightened by the findings of this research. Again, Islamic financial institutions may use the findings to boost their performance improvement interventions, thus, having clear evidence of the actual factors that influence retailers in the Malaysian setting. Originality/value To the best of the authors’ knowledge, this research is among the pioneering research works that empirically explores the factors that influence Malaysian retailers to invest in UT funds. This research is expected to stimulate further research in this novel area.

Knowledge and Use of Emergency Contraceptive Pills among Bachelor's Level Female Students of Kathmandu Valley

2020 ◽  
Vol 8 ◽  
pp. 109-118
Author(s):  
Bhu Dev Jha
Keyword(s):  
Sexual Intercourse ◽  
Unwanted Pregnancy ◽  
Sampling Technique ◽  
Female Students ◽  
Kathmandu Valley ◽  
Sources Of Information ◽  
Cross Sectional ◽  
Unprotected Sexual Intercourse ◽  
Emergency Contraceptive ◽  
Emergency Contraceptives

 Emergency Contraceptive Pill (ECP) is used for preventing pregnancy after having unprotected sexual intercourse, contraceptive failure or forced sex. The use of ECP within 120 hours of sexual intercourse could prevent unwanted pregnancy and its adverse effects particularly unintended childbirth and unsafe abortion. The study, therefore, aimed to assess knowledge and use of emergency contraceptives among Bachelors level female students from Kathmandu Valley. A descriptive cross-sectional study was undertaken from August to November 2017 among 347 female students who were studying at the Bachelors's level. A random sampling technique was used to select study participants and a structured self-administered questionnaire was used to assess the knowledge and use of ECP after securing informed consent. Epi data and SPSS version 22 were used for data processing and analysis. The mean age of the female students was 21.5 years. Overall, 91.4% of the respondents had ever heard about emergency contraceptives. The main sources of information were radio or television, the internet and newspapers. About 4.6% of the undergraduate female students used ECP. Age, marital status, use of contraceptives and knowledge of ECP used within 72 hours were significantly associated with use of ECP. Although the findings of this study showed a high prevalence of knowledge among respondents, the improvement of female students’ knowledge on specific details of ECP and its advantages/disadvantages and timely utilization needs to be considered for any future awareness programmes.  

HOLY QURAN RECITATION OF SURAH AL-MULK AND AL-HASYR ON DECREASING ANXIETY IN MEDICAL STUDENTS

2021 ◽  
Vol 2 (1) ◽  
pp. 7-14
Author(s):  
Kaima Ishmata ◽  
Indri Seta Septadina ◽  
Bintang Arryotantri
Keyword(s):  
Medical Students ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Complementary Therapy ◽  
Wilcoxon Test ◽  
Primary Data ◽  
Beck Anxiety Inventory ◽  
Cross Sectional ◽  
Before And After ◽  
Quasi Experimental

Anxiety is a feeling of discomfort, worry about something unclear and accompanied by autonomic symptoms. Murottal Al-Quran therapy is a complementary therapy with the most widely used Al-Qur'an media. This study aims to analyze the effect of the murottal Al-Qur'an Surah Al-Mulk and Al-Hasyr on the anxiety of medical students of Universitas Sriwijaya. This research is a quasi-experimental study with a cross-sectional approach with one group pre-post test design which was conducted from July to December 2020 at homes through Zoom meeting application. Sampling using simple random sampling technique. Data in the form of primary data using the Beck Anxiety Inventory (BAI) questionnaire.Primary data were collected using the Beck Anxiety Inventory (BAI) questionnaire before and after receiving the Murottal Al-Qur'an Surah Al-Mulk and Al-Hasyr for 7 consecutive days. The Shapiro-Wilk normality test was performed on the data, then analyzed with Paired t-test or Wilcoxon test using SPSS device. The Wilcoxon test results showed significant results of murottal Al-Qur'an Surah Al-Mulk and Al-Hasyr on anxiety (p = 0.000) in medical students. There is an effect of murottal Al-Qur’an surah Al-Mulk and Al-Hasyr on anxiety among medical students of Universitas Sriwijaya.

scholarly journals HUBUNGAN PENGETAHUAN, SIKAP DAN PERSEPSI IBU DENGAN STATUS IMUNISASI DASAR DI WONOKUSUMO

2019 ◽  
Vol 7 (1) ◽  
pp. 67
Author(s):  
Tri Anisca Dillyana
Keyword(s):  
Data Collection ◽  
Hepatitis B ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Immunization Program ◽  
Cross Sectional ◽  
Urban Village ◽  
Immunization Status ◽  
To Receive

Background: Basic immunization is the first immunization that should be given to everyone, especially infants and children from birth to protect lifes from dangerous diseases. The immunization program in Indonesia requires every infant (0-11 months) to receive complete basic immunization consist of 1 dose of Hepatitis B, 1 dose of BCG, 3 doses of DPT-HB-Hib, 4 doses of polio, and 1 dose of measles. Basic Immunization in RW 8 Wonokusumo Urban Village in 2017 has not reached the target. Only 73 infants (67%) of 108 have received complete basic immunization which the target of Puskesmas is 95%. This study aims to know the correlation of knowledge, attitude and mother perception with the basic immunization status in Wonokusumo. This study is an observational analytic research with quantitative approach. The study was cross sectional with a sample of 39 respondents. The sampling technique used is purposive sampling. Respondents in this study are mothers who have children under three and have KMS in RW 8 Wonokusumo Urban Village. Primary data collection techniques obtained from questionnaires while secondary data obtained from Wonokusumo Puskesmas and Surabaya City Health Office reports .The result of bivariate statistic test shows that there is correlation between knowledge, attitude, and mother perception with the immunization status of children under three with p = 0,001 (p < 0,05). Conclusion: There is correlation between knowledge, attitude, and mother perception with the basic immunization status in RW 8, Wonokusumo Village.

scholarly journals Hubungan Pemberian Anestesi Regional Dengan Kelancaran ASI Pada Ibu Post Partum Sectio Caesarea Di Rumah Sakit Muhammadiyah Gresik

2020 ◽  
Vol 7 (2) ◽  
pp. 42
Author(s):  
Vina Rahmatika ◽  
Musa Ghufron ◽  
Nenny Triastuti ◽  
Syaiful Rochman
Keyword(s):  
Breast Milk ◽  
Caesarean Section ◽  
Post Partum ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Sectio Caesarea ◽  
P Value ◽  
Cross Sectional ◽  
Anesthetic Drugs

Background: The birth rate by caesarean section method is getting higher. Risk data for 2013 shows the method of birth with the operation method of 9.8 percent of the total 49,603 births during 2010 to 2013. Being in practice the mother must be given anesthetic before the surgery begins. This anesthesia will later affect the pain that will occur after SC. Purpose: The purpose of this study was to determine the correlation between regional anesthetic drugs and the smoothness of breast milk in women born in sectio caesarea at Muhammadiyah Gresik Hospital. Method: Method with Cross Sectional approach. The population in this study mothers who gave birth in a caesarean section at Muhammadiyah Hospital Gresik in December 2019 to January 2020. The sampling technique in this study is probability / random simple sampling. The sample in this study was a portion of mothers who gave birth in a caesarean section at Muhammadiyah Gresik Hospital. The instrument used was primary data collection in the form of questionnaires and secondary data in the form of patient medical records. Result: The data obtained in this study were processed using spearman correlation statistics. From the statistical test the Correlation coefficient value was 0.807, and obtained P-Value equal to 0,000 this value is less than 0.05. Conclusion: The conclusion of this study is that there is a correlation between the administration of a regional anesthetics and the smoothness of breast milk in mothers of post partum caesarea at Muhammadiyah Gresik Hospital.

scholarly journals Short-Term Debt and Financial Performance of Small and Medium Scale Enterprises in Buganda Region, Uganda

2020 ◽  
Vol 9 (4) ◽  
pp. 58-69
Author(s):  
Henry Mugisha ◽  
Job Omagwa ◽  
James Kilika
Keyword(s):  
Financial Performance ◽  
Small And Medium Enterprises ◽  
Low Cost ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Primary Data ◽  
Short Term ◽  
Cross Sectional ◽  
Capital Shortage ◽  
Qualitative Approaches

Short-term debt is regarded as an important source of financing for Small and Medium-sized enterprises (SMEs). This is because it can be easily accessed and useful during times of emergent working capital shortage. However, short-term debt is the least researched among the components of capital structure, which explains why its contribution to the financial performance of small and medium-sized businesses still lacks empirical validation especially in the Ugandan context. This paper sought to determine the effect of short-term debt on financial performance of Small and Medium Enterprises in Uganda. The study adopted a descriptive cross-sectional research design to collect and analyse the data. Stratified random sampling technique was used to select SMEs while purposive sampling technique was used to select one key respondent from each of the sampled 453 SMEs in Uganda. Primary data was collected using survey questionnaire. Data was analysed using descriptive statistics and simple linear regression analysis. The findings indicted that short-term debt had a negative and significant effect on financial performance of SMEs as measured by return on assets. The study provides empirical evidence to support the propositions in the extant literature that short-term debt significantly hampers financial performance of SMEs. The study recommends that SMEs should adopt low cost operation procedures to improve profitability. This would lead to accumulated profits that can be used for investment purposes as a means of driving growth among the SMEs without resorting to borrowing. This paper suggests that further research should be conducted to establish the justification for the negative and significant effect of short-term debt on financial performance using qualitative approaches.

scholarly journals The Correlation between Discipline and Work Productivity at PT. Bina Megah Indowood

2021 ◽  
Vol 10 (1) ◽  
pp. 34
Author(s):  
Devy Syanindita Roshida ◽  
Indriati Paskarini
Keyword(s):  
Work Productivity ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Analysis Data ◽  
Individual Characteristics ◽  
Primary Data ◽  
Molding Machine ◽  
Cross Sectional ◽  
Wood Flooring ◽  
Operational Activities

Introduction: Productive human resources are able to complete the given tasks and responsibilities well. Discipline is the mental attitude at work needed to achieve productivity. Discipline at work creates smooth operational activities of the company. PT. Bina Megah Indowood is a manufacturing company that provides solid wood flooring with various thickness. The present study analyses¬ the correlation between individual characteristics, discipline, and work productivity among molding machine workers of PT. Bina Megah Indowood. Methods: This study was an observational analytic study with a cross sectional approach. Variables in this study were work discipline as an independent variable and productivity as a dependent variable. The population in this study were 58 workers in the molding section, 50 of whom were taken as samples. The sampling technique used was a simple random sampling. Morover, the two types of data used in this study were primary data obtained from questionnaires and secondary data obtained from the company profiles and a summary of production results every month. The technique of data analysis data was a Spearman correlation test. Results: Most workers in the molding machine production unit of PT. Bina Megah Indowood have moderate discipline and moderate work productivity. There is a correlation between discipline and work productivity with ρ-value = 0.020. The contingency coefficient between discipline and work productivity is 0.328, which means the correlation is weak. Conclusion: Higher work productivity is followed higher level of discipline. Meanwhile, individual characteristics have no correlation with work productivity because the distribution resultof individual characteristics is only dominant in one category.Keywords: discipline, individual characteristics, work productivity

scholarly journals The Relationship Between Clean Water Sources And The Incidence Of Diarrhea In Kampung Baru Resident At Ngagelrejo Wonokromo Surabaya

2019 ◽  
Vol 5 (3) ◽  
pp. 124
Author(s):  
I Made Subhawa Harsa
Keyword(s):  
Sampling Technique ◽  
Simple Random Sampling ◽  
Cross Sectional Study ◽  
Water Sources ◽  
Primary Data ◽  
Rank Test ◽  
Cross Sectional ◽  
Entire Study ◽  
Significance Level ◽  
Low Socioeconomic

Abstract Water is a good medium for bacterial growth, so that contamination is happening especially if less attention in terms of hygiene and sanitation. The use of bed water sources can increase the risk of diarrhea. Diarrhea is one of the environmentally based disease is a major cause of morbidity and mortality. Kampung Baru village located around Jagir Kali Surabaya Most people are in the middle to low socioeconomic level.  The lifestyle of them, also pays less attention to environmental hygiene and sanitation, so that it can cause water pollution which can increase the risk of diarrhea. This study was an observational analytic cross sectional study. Entire study population villagers of Kampung Baru. A sample of 75 respondents drawn with simple random sampling technique. The data used is primary data obtained through the distribution of questionnaires, interviews, and observations. Data analysis using the Spearman rank test with a significance level (α = 0.1). The results showed that 53,3% affected diarrhea and 46,7% didn’t affected (P =0.087, r=0.463). The results showed a medium correlation between the source of water with the incidence of diarrhea in Kampung Baru Resident At Ngagelrejo Wonokromo Surabaya. Keyword : Diarrhae, Water Sanitation

scholarly journals Analisis Hubungan Paritas Dengan Pengetahuan Ibu Post Sectio Caesaria Tentang Mobilisasi Dini di RSUD dr. Doris Sylvanus Palangka Raya

2019 ◽  
pp. 155-160
Author(s):  
Lensi Natalia Tambunan ◽  
Lelly Oktarina ◽  
Nita Kusuma Lindarsih
Keyword(s):  
Statistical Tests ◽  
Early Mobilization ◽  
Sampling Technique ◽  
Primary Data ◽  
P Value ◽  
Abdominal Muscles ◽  
Maternal Knowledge ◽  
Excessive Bleeding ◽  
Cross Sectional ◽  
Significant Difference

Latar Belakang: Mobilisasi dini pada ibu nifas bertujuan untuk membantu menguatkan otot-otot perut, sehingga memperbaiki sirkulasi darah ke seluruh tubuh. Hal ini harus dipenuhi ibu selama masa nifas untuk mengembalikan organ-organ reproduksi, terutama untuk ibu yang post sectio caesaria. Mobilisasi pada ibu post sectio caesaria adalah suatu pergerakan, posisi atau adanya kegiatan yang dilakukan ibu setelah beberapa jam melahirkan dengan persalinan Caesar Namun, kenyataannya masih banyak ibu post sectio caesaria yang tidak mau melakukan mobilisasi dini karena merasa takut, malas untuk bergerak, merasa sakit dan lelah. Faktor fisiologis seperti kenaikan suhu tubuh (hipertermi), perdarahan yang berlebihan, nyeri, faktoe emosional seperti terjadinya kecemasan dan factor perkembangan seperti usia dan paritas.Tujuan: Penelitian untuk mengetahui hubungan paritas dengan pengetahuan ibu post Sectio caesaria tentang mobilisasi dini di RSUD Doris Sylvanus Palangka Raya Provinsi Kalimantan Tengah.Metode: Desain penelitian  ini  bersifat kuantitatif analitik observasional dengan menggunakan jenis desain cross sectional dengan tehnik pengambilan sampel yang digunakan adalah Accidental Sampling. Populasi pada penelitian ini adalah seluruh ibu post sectio caesaria  di RSUD dr. Doris Sylvanus Palangka Raya. Pengumpulan data dilakukan dengan menggunakan data primer.Data dianalisis secara chi square. Hasil: Hasil uji statistik diperoleh P value 0,964, berarti tidak ada perbedaan secara bermakna sehingga dapat disimpulkan tidak ada hubungan antara paritas dengan pengetahuan ibu post sectio caesaria tentang mobilisasi dini.Simpulan: Ibu post sectio caesaria dengan paritas 2 agar tetap diberikan informasi mengenai mobilisasi dini post sectio caesaria agar ibu memiliki pengetahuan yang baik, jika ibu memiliki pengetahuan yang baik mengenai mobilisasi maka ibu akan melaksanakan mobilisasi diniKata Kunci: Paritas, Ibu post sectio caesaria, Mobilisasi Dini. Background: Early mobilization of the postpartum mother aims to help strengthen the abdominal muscles, thereby improving blood circulation throughout. This must be fulfilled by the mother during puerperium to restore the reproductive organs, especially for mothers who are post sectional caesaria.  Mobilization of post sectio caesaria mothers is a movement, position or activity carried out by the mother after several hours of childbirth with caesarean delivery. However, in reality there are still many post sectio caesaria mothers who do not want to make early mobilization because they are afraid, lazy to move, feel sick and tiredPhysiological factors such as increased body temperature (hypertension), excessive bleeding, pain, emotional factors such as anxiety and developmental factors such as age and parity. Objective: The study was to find out the relationship between parity and post Sectio caesaria mother's knowledge about early mobilization in Doris Sylvanus Hospital in Palangka Raya, Central Kalimantan Province.Method: The design of this study was quantitative analytic observational using a cross sectional design with the sampling technique used was accidental sampling. The population in this study were all post sectio caesaria mothers in RSUD dr. Doris Sylvanus Palangka Raya.  Data collection was done using primary data. Data was analyzed by chi square.Result: The result of statistical tests obtained p value 0.964 means that there is no significant difference so that it can be concluded there is no relationship between parity and post-caesaria maternal knowledge about early mobilization.Conclusion: Post-caeserean mothers with parity 2 keep informed about early post-caesarean mobilization so that mothers have good knowledge about mobilization, mothers will carry out early mobilization.Keywords: Parity, Maternal Caesarean section, Early Mobilization. 

scholarly journals Burnout experience of secondary and preparatory school teachers in West Gojjam and Awi zone in Amhara regional state

2020 ◽  
Vol 10 (2) ◽  
pp. 133-148
Author(s):  
Anteneh Wulolign ◽  
Solomon Adane ◽  
Solomon Kassie
Keyword(s):  
Survey Design ◽  
Sampling Technique ◽  
Three Dimensions ◽  
Primary Data ◽  
School Teachers ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Preparatory School ◽  
Regional State ◽  
West Gojjam

The purpose of the study was to assess Burnout experience of secondary and preparatory school teachers in West Gojjam and Awi Zones in Amhara regional state. Participants of the study were selected by simple random sampling technique. The study employed cross-sectional survey design method to answer the proposed research objectives regarding burnout experience by secondary school and preparatory school teachers. The primary data collection tool for the study was questionnaire. The level of burnout was assessed using standardized questionnaire, and these standardized questionnaires were adopted from the original English version Maslch burnout inventory Human service Survey to assess the level of burnout. The descriptive statistics on the mean scores of the three dimensions of burnout indicated that teachers were experiencing high levels of burnout in all the three dimensions of burnout. The independent samples t-test result showed that there were no statistically significant differences between the two groups (male and female) in EE and PA burnout levels (t= 1.35, df = 286, p =.176 >.05) and (t= -1.007, df = 286, p =.315 >.05).

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