scholarly journals EKSISTENSI LEMBAGA KEUANGAN MIKRO DAN DAMPAKNYA TERHADAP SOSIAL EKONOMI MASYARAKAT KABUPATEN BENGKALIS

2016 ◽  
Vol 4 (2) ◽  
pp. 156
Author(s):  
Mujiono Mujiono
Keyword(s):  
Rural Areas ◽  
Socioeconomic Development ◽  
Service Sector ◽  
Social Performance ◽  
Animal Husbandry ◽  
Positive Development ◽  
Poor Household ◽  
Microfinance Institutions ◽  
Microfinance Institution ◽  
The Government

Abstract: The existence of microfinance institutions in rural areas plays strategic roles to boost the community socioeconomic development. Microfinance Institution of Rural Economic Enterprises- Savings and Loans (LKM UED-SP) of Bengkalis Regency, until 2016, has been able to develop both cumulative and current year loans volume. The development has also occurred on the poor household loans which continuously increasing every year. The numbers of debtors according to genders have shown a positive development. The average of male debtors were 28,283 people with the ratio average of 66.20% , female debtors were 14, 517 people with the ratio average of 33.80%. In addition, 538 of the debtors were from poor families with the ratio average of 1.28%. Among the business sectors, the debtors including several sectors such as trading, agriculture, plantation, fishery, animal husbandry, small industries and services: with the highest sectors nominated by plantation of 51.96%, trading of 30.77% and service sector of 6.28% - while the other sectors were below 5%. The government capital ratio was in average of 93.72% and from the current year profit of 6.28%. The number of female staff developed in average of 204 people each year. The development on productive business loans was in average of 57.72% and poor household loans of about 32.79%. The staff’s productivity was about 105 people per staff with the  average  loan  volume  of  Rp.  1.344.881.683,-.  The  average  of  staff’s incentive reached Rp. 1.173.720.029,- with the ratio of Rp. 2.558.789,- per staff. Keywords: Micro Finance and Social Performance

Scientific approach using AHP to prioritize low volume rural roads for pavement maintenance

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Akhilesh Nautiyal ◽  
Sunil Sharma
Keyword(s):  
Rural Areas ◽  
Socioeconomic Development ◽  
Public Works ◽  
Relative Importance ◽  
Road Transportation ◽  
Rural Roads ◽  
Content Type ◽  
Pavement Maintenance ◽  
Low Volume ◽  
The Government

PurposeA large number of roads have been constructed in the rural areas of India to connect habitations with the nearest major roads. With time, the pavements of these roads have deteriorated and they need some kind of maintenance, although they all do not need maintenance at the same time, as they have all not deteriorated to the same level. Hence, they have to be prioritized for maintenance.Design/methodology/approachIn order to present a scientific methodology for prioritizing pavement maintenance, the factors affecting prioritization and the relative importance of each were identified through an expert survey. Analytic Hierarchy Process (AHP) was used to scientifically establish weight (importance) of each factor based on its relative importance over other factors. The proposed methodology was validated through a case study of 203 low volume rural roads in the state of Himachal Pradesh in India. Ranking of these roads in order of their priority for maintenance was presented as the final result.FindingsThe results show that pavement distresses, traffic volume, type of connectivity and the socioeconomic facilities located along a road are the four major factors to be considered in determining the priority of a road for maintenance.Research limitations/implicationsThe methodology provides a comprehensive, scientific and socially responsible pavement maintenance prioritization method which will automatically select roads for maintenance without any bias.Practical implicationsTimely maintenance of roads will also save budgetary expenditure of restoration/reconstruction, leading to enhancement of road service life. The government will not only save money but also provide timely benefit to the needy population.Social implicationsRoad transportation is the primary mode of inland transportation in rural areas. Timely maintenance of the pavements will be of great help to the socioeconomic development of rural areas.Originality/valueThe proposed methodology lays special emphasis on rural roads which are small in length, but large in number. Instead of random, a scientific method for selection of roads for maintenance will be of great help to the public works department for better management of rural road network.

scholarly journals Russian Rural Areas: Typology and Initiative Budgeting

2019 ◽  
Vol 9 (1) ◽  
pp. 5047-5053
Keyword(s):  
Russian Federation ◽  
Rural Areas ◽  
Socioeconomic Development ◽  
Integrated Development ◽  
Government Program ◽  
Methods Of Analysis ◽  
The Russian Federation ◽  
Methodological Approaches ◽  
Economic Mechanisms ◽  
The Government

The article presents a typology of rural areas in the Russian Federation in terms of the level and dynamics of socioeconomic development based on comparative statistical and comparative trend methods of analysis, which the authors have elaborated. The authors cover methodological approaches, as well as organizational and economic mechanisms of agriculture, which are stipulated in the government program “Integrated Development of Rural Areas” for 2020-2025, and their expected influence on the transformation of types of rural areas, which have arisen in the country.

Service sector creates jobs and problems for China

2018 ◽  
Keyword(s):  
Rural Women ◽  
Rural Areas ◽  
Service Sector ◽  
The Elderly ◽  
Chinese Government ◽  
Content Type ◽  
Gig Economy ◽  
Unemployment Data ◽  
The Government ◽  
To Come

Subject New unemployment data methodology. Significance China’s urban unemployment rate averaged just under 5% during the first half of 2018, according to new official statistics. The government claims that a new methodology adopted to produce them gauges the level of joblessness better than the previous, largely useless, figures. However, the new data still do not reveal the whole picture: they exclude workers in rural areas (nearly half the workforce) and mask instability in the urban job market. Impacts The growing number of workers in the gig economy will stage strikes and protests in order to improve their pay and working conditions. Rural women, the elderly, disabled and poorly educated workers in particular will struggle to find secure employment. Imbalances in the employment market will remain a serious challenge for the Chinese government for many years to come.

scholarly journals Measuring Customer Satisfaction Towards Microfinance Services Provided in Vietnam

2020 ◽  
pp. 325-334
Author(s):  
Van Duong Ha
Keyword(s):  
Customer Satisfaction ◽  
Socioeconomic Development ◽  
Correlation Method ◽  
Statistical Technique ◽  
Descriptive Statistics ◽  
Quality Data ◽  
Dimension Theory ◽  
Microfinance Institutions ◽  
Microfinance Institution ◽  
Broad Dimension

Customer satisfaction towards microfinance services is a measure of how microfinance services supplied by a microfinance institution meet or surpass customer expectation. The use of microfinance services plays a very important role in the socioeconomic development and contributes significantly to the development of microfinance sector in one nation. This study aims at measuring the customer satisfaction towards microfinance services they are using. This study uses the five broad dimension theory of service quality, data will be collected from the way of survey from microfinance institutions (MFIs) customers and later on will be analyzed by statistical technique and tools like descriptive statistics, and correlation method. The descriptive statistics are conducted to show out some specific areas in which MFIs need to pay more attention. The correlation analysis is to find out the relationship between each independent variable and the dependent variable. Finally, the conclusion and recommendation will summarize the key findings of the research and give suggestions to MFIs in Vietnam.

scholarly journals EFFECT OF MICROFINANCE ON SMALLHOLDER FARMERS’ LIVELIHOOD IN RWANDA: A CASE STUDY OF NYAMAGABE DISTRICT

AGROFOR ◽  
2020 ◽  
Vol 5 (1) ◽  
Author(s):  
Eularie MUTAMULIZA ◽  
Edouard MUSABANGANJI
Keyword(s):  
Propensity Score ◽  
Propensity Score Matching ◽  
Rural Areas ◽  
Nearest Neighbor ◽  
Smallholder Farmers ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Nearest Neighbor Matching ◽  
The Government

Microfinance in Rwanda is considered as one of the most crucial mechanisms in the implementation of the Government program to reduce poverty and to increase economic growth. However, despite the effort made by the Government of Rwanda to put in place microfinance institutions in rural areas, little is known about the effects of microfinance on smallholder farmers’ income in Nyamagabe District of Rwanda. This study aimed at examining the contribution of microfinance services to the income of smallholder farmers in Nyamagabe District. Primary data were collected from 240 respondents randomly selected in 3 sectors of Nyamagabe District using structured questionnaires. Data were analyzed using descriptive statistics to describe the socio-economic characteristics of the respondents and Propensity Score Matching was used to assess the effect of microfinance on smallholder farmers’ livelihood. The results from descriptive statistics showing that 117 respondents were participants in microfinance services and 123 were nonparticipants and more men were committed to participate and to access microfinance services than women. Results from Propensity Score Matching Model using both Kernel Based Matching and Nearest Neighbor Matching showed that the households participating in microfinance services increased their total annual income by 256,674 Rwandan francs and 228,246 Rwandan francs more than non-participants, respectively. The study recommended that smallholder farmers should be encouraged to participate in microfinance services to increase their income and agricultural productivity. The use of SACCOs and microfinance services needs to be promoted in order to provide an instrument for mobilizing savings and extending credit.

scholarly journals Structural changes in the agricultural sector

2021 ◽  
Vol 37 ◽  
pp. 00181
Author(s):  
Maria Tyapkina ◽  
Viktor Samaruha ◽  
Elena Ilina ◽  
Yulia Mongush
Keyword(s):  
Rural Areas ◽  
Small Businesses ◽  
Structural Changes ◽  
Agricultural Sector ◽  
Animal Husbandry ◽  
Quality Parameters ◽  
Government Support ◽  
The Government ◽  
Simplified Procedures ◽  
Collective Farms

The article aims to describe structural changes in the agrarian sector of Irkutsk region caused by the government support for small businesses, simplified procedures for farm registering, accounting for property and production results, and taxation, which contributed to the development of peasant farming. The government support is required, but it can change the structure of areas and gross grain crops since peasant farms increase quantitative indicators rather than improve quality parameters (yield, productivity). This is especially true for the animal husbandry sector. With changes in government policies and decreasing government support, it will be difficult for individual farms to exist, since they lag behind collective farms in terms of maneuverability, financial capabilities, production and credit resources, which can cause new structural changes in a benefit for agricultural holdings. The government policy aimed at preserving the traditional way of life of the rural population should stimulate both the development of rural areas and agricultural production, and prevent the disintegration of collective farms that have competitive advantages

scholarly journals Grant support for the development of peasant farms: the experience of the Trans-Baikal Territory and key problems

2022 ◽  
Vol 962 (1) ◽  
pp. 012004
Author(s):  
A M Alekseev
Keyword(s):  
Rural Areas ◽  
Large Scale ◽  
Animal Husbandry ◽  
State Support ◽  
Agricultural Enterprises ◽  
Current State ◽  
Grant Support ◽  
The Status ◽  
Priority Direction ◽  
The Government

Abstract The article considers the current state of small and medium-sized businesses in rural areas of the Trans-Baikal Territory. In the region, the largest share of agricultural products produced falls on the personal subsidiary farms, while there is a destruction of large-scale commodity production, evidenced by a decrease in the number of agricultural enterprises and organizations. Presently, the Government of the Trans-Baikal Territory is interested in transforming personal subsidiary farms into the status of peasant farms, since they are able to ensure more efficient functioning of small forms of farms. Special attention is paid to the state support of small farms in the region. In the course of the study, the problems of the effectiveness of the use of state support for small forms of management were identified. The priority direction of state support is grant subsidization of peasant farms, while the distribution of grants in the context of municipal districts of the region is uneven. In general, the mechanism of grant support for peasant farms is effective only for areas of the region where animal husbandry traditionally constitutes the basis of agriculture. There are also problems associated with excessive requirements for obtaining grants and insufficient consulting assistance from potential grantees.

scholarly journals Microcredit in Lebanon: First Data on Its Beneficiaries

2017 ◽  
Vol 10 (4) ◽  
pp. 32 ◽  
Author(s):  
Inaya Wahidi
Keyword(s):  
Financial Institutions ◽  
Gender Discrimination ◽  
Empirical Data ◽  
Rural Areas ◽  
Microfinance Institutions ◽  
Male And Female ◽  
Level Of Education ◽  
Low Level ◽  
The Government ◽  
Loan Officers

In Lebanon, microfinance is not specially developed. Financial institutions that allocate microcredits are NGOs that are mildly supported by the government. The activity of these institutions affects only 11.5% of the population (IFC, 2008, cited by Mayoukou et al., 2013, p.4). These authors note the lack of empirical data related to microcredit granted by microfinance institutions in Lebanon, particularly regarding the characteristics of their beneficiaries. Our study emphasizes the characteristics of beneficiaries of microcredit allocated by MFIs (microfinance institutions) in Lebanon. As a result of data obtained from MFI heads, the results seem to show that NGOs MFIs give more credit to men than to women, and a low percentage of credit goes to startups. In addition, beneficiaries have a low level of education, poor or moderately poor, and are located in rural areas. Gender discrimination in the allocation of micro-credits was highlighted on the basis of the first data processed in this work. The results of the interviews with MFI’s administrative officials seem to show that the men loan officers may distinguish between male and female beneficiaries and prefer to grant microcredit to a man. Women beneficiaries may have less information about the credits offered by them, or do not take initiative because they live in a patriarchal society. Moreover, men go through their wives to get another microcredit.

IT and MIS in Microfinance Institution Effectiveness and Sustainability Issues

2010 ◽  
pp. 33-53 ◽  
Author(s):  
S. Mohd. Najmullah Quadri ◽  
Vikas Kumar Singh ◽  
Kishen Parthasarathy Iyengar
Keyword(s):  
Information Systems ◽  
Case Studies ◽  
Real World ◽  
Rural Areas ◽  
Management Information Systems ◽  
Employee Training ◽  
Microfinance Institutions ◽  
It Infrastructure ◽  
Management Information ◽  
Microfinance Institution

According to a recognized survey, only 11% of the world’s 240 million poorest families are currently served by Microfinance Institution (Daley-Harris, 2002). In order to increase the outreach of MFI, institution will have to go a step further and start their operation in the rural areas. Implementing sustainable IT infrastructure in such areas is a challenge with numerous obstacles. Further, employee training also poses challenges that are unique to the microfinance industry. In this chapter, we articulate some of the challenges faced by microfinance institutions and some potential solutions with the help of real world case studies. We also propose a framework, which will help microfinance institutions implement IT based management information systems effectively.

scholarly journals Impact of Efficiency on Voluntary Disclosure of Non-Banking Financial Company—Microfinance Institutions in India

2021 ◽  
Vol 14 (7) ◽  
pp. 289
Author(s):  
Arpita Sharma ◽  
Shailesh Rastogi
Keyword(s):  
Voluntary Disclosure ◽  
Social Performance ◽  
Panel Data Analysis ◽  
Positive Association ◽  
Easy Access ◽  
Microfinance Institutions ◽  
Social Efficiency ◽  
The Government ◽  
Using Data ◽  
Dual Objectives

This paper investigates how the financial and social efficiency of firms influence the extent of the voluntary disclosure of Non-Banking Financial Companies–Micro Financial Institutions (NBFC-MFI). The study constructed an unweighted index of voluntary disclosure to estimate the level of voluntary disclosure of all of the included firms from the years 2015–2019. The financial and social efficiency, which is analogous to the technical efficiency of production theory and analyses both sustainability and outreach, respectively, was estimated using data envelopment analysis (DEA). The panel data analysis was completed, and a positive association of financial efficiency was estimated. The social efficiency was found to have no relationship to the voluntary disclosure level. This paper contributed to the literature by providing new determinants of voluntary disclosure. The study examines the econometric model and suggests that financially sustainable firms that utilize these resources well are more open to outsiders, while socially efficient firms are reluctant to voluntary disclosure, which also includes social activities, and consider this as a wasteful activity. The findings of this study are relevant to industry practitioners and regulators, who need to think upon the sustainability of this crucial sector by meeting the dual objectives of financial and social performance. This study is helpful to all stakeholders as well as for the government, who can use the results to design additional rules for the NBFC–MFI. This study will also help firms to design disclosure strategies to ascertain goodwill and less cost of capital, with easy access to funds.

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