Financial Inclusivity

2020 ◽  
pp. 231-252
Author(s):  
Joy Mueni
Keyword(s):  
Mobile Phone ◽  
Case Studies ◽  
Banking Industry ◽  
Transfer System ◽  
Mobile Money ◽  
The Social ◽  
Money Transfer ◽  
Effectiveness And Efficiency ◽  
The Impact

M-Pesa is a mobile phone-based money transfer system in Kenya that was introduced in 2007 by Safaricom, a subsidiary of Vodafone. Since its inception, the mobile money industry has witnessed some unprecedented growth mainly due to the diverse products, key among them M-Pesa. Powered by the over 100% mobile phone penetration in Kenya, M-Pesa has revolutionized the social and economic lives of Kenyans. In this chapter, using case studies, the author explores the impact M-Pesa has had on women in Kenya. In reference to banking, the author looks at the regulations, polices, and restrictions of M-Pesa against the formal banking industry to understand which is more suited to women and hence its rate of adoption. Another parameter that the author explores is the convenience that M-Pesa guarantees the user and how this has impacted on the effectiveness and efficiency of transactions among women.

Dimensions of Impact in the Social Sciences

2019 ◽  
Author(s):  
Tina Haux
Keyword(s):  
Social Sciences ◽  
Social Policy ◽  
Case Studies ◽  
Analytical Framework ◽  
Impact Pathways ◽  
The Social ◽  
Policy Models ◽  
The Impact ◽  
The Relationship ◽  
Research And Policy

Academics are increasingly required to demonstrate their impact on the wider world. The aim of this book is to compare and contextualise the dimensions of impact within the social sciences. Unlike most other studies of the 2014 Research Excellence Framework impact case studies, this book includes case studies from three different sub-panels (Sociology, Social Policy and Social Work and Politics and International Relations), which in themselves capture several disciplines, and therefore allows for a comparison of how impact and academic identify are defined and presented. The impact case studies are placed in an analytical framework that identifies different types of impact and impact pathways and places them in the context of policy models. Finally, it provides a comparison across time based on interviews with Social Policy professors who are looking back over 40 years of being involved as well as analysing the relationship between research and policy-making. This long view highlights successes but also the serendipitous and superficial nature of impact across time.

The Social Psychology of the Benchwarmer

1989 ◽  
Vol 3 (1) ◽  
pp. 48-62
Author(s):  
Robert J. Rotella ◽  
Douglas S. Newburg
Keyword(s):  
Social Psychology ◽  
Case Studies ◽  
Sport Psychology ◽  
Identity Crisis ◽  
Common Phenomenon ◽  
The Social ◽  
Identity Crises ◽  
The Impact

Some athletes who are benched may experience identity crises, the impact of which may be long-lasting and far-reaching for them. Case-study interviews with three athletes who have experienced such crises are presented. The similarities in the case studies suggest that the bench/identity crisis may be a relatively common phenomenon. Suggestions are offered for athletes, coaches, and sport psychology consultants to help respond to such experiences effectively.

scholarly journals The Home Economics of E-Money: Velocity, Cash Management, and Discount Rates of M-Pesa Users

2013 ◽  
Vol 103 (3) ◽  
pp. 369-374 ◽  
Author(s):  
Isaac Mbiti ◽  
David N Weil
Keyword(s):  
Mobile Phone ◽  
High Frequency ◽  
Home Economics ◽  
Aggregate Data ◽  
Transfer System ◽  
Discount Rates ◽  
Frequent Users ◽  
Price Schedule ◽  
Money Transfer ◽  
Money Velocity

We study the mobile phone-based money transfer system in Kenya. Based on aggregate data, we estimate that the velocity with which units of e-money are transferred among users is approximately four times per month, and that the average number of transfers undergone by a unit of e-money between its creation and destruction is approximately one. Most M-Pesa transactions are made by frequent users. Examination of data on withdrawals shows a high frequency of small withdrawals and no response to “notches” in the price schedule, indicating that many users seem to have high implicit discount rates.

scholarly journals Walls and Cows: Social Media, Vigilante Vantage, and Political Discourse

2020 ◽  
Vol 6 (2) ◽  
pp. 205630512092851
Author(s):  
Megan Ward
Keyword(s):  
United States ◽  
Social Media ◽  
Case Studies ◽  
Political Discourse ◽  
The United States ◽  
Political Movement ◽  
Mob Violence ◽  
The Social ◽  
The Impact ◽  
Trump Administration

Vigilante groups in the United States and India have used social media to distribute their content and publicize violent spectacles for political purposes. This essay will tackle the spectacle of vigilante lynchings, abduction, and threats as images of vigilante violence are spread online in support of specific candidates, state violences, and election discourse. It is important to understand the impact of not only these vigilante groups, but understand the communicative spectacle of their content. Using Leo R. Chavez’s understanding of early 2000s vigilante action as spectacle in service of social movements, this essay extends the analysis to modern vigilante violence online content used as dramatic political rhetoric in support of sitting administrations. Two case studies on modern vigilante violence provide insight into this phenomenon are as follows: (1) Vigilante nativist militia groups across the United States in support of border militarization have kidnapped migrants in the Southwest desert, documenting these incidents to show support for the Trump Administration and building of a border wall and (2) vigilante mobs in India have circulated videos and media documenting lynchings of so-called “cow killers”; these attacks target Muslims in the light of growing Hindu Nationalist sentiment and political movement in the country. Localized disinformation and personal video allow vigilante content to spread across social media to recruit members for militias, as well as incite quick acts of mob violence. Furthermore, these case studies display how the social media livestreams and video allow representations of violence to become attention-arresting visual acts of political discourse.

scholarly journals An Emerging Platform: From Money Transfer System to Mobile Money Ecosystem

2011 ◽  
Vol 6 (4) ◽  
pp. 49-64 ◽  
Author(s):  
Jake Kendall ◽  
Bill Maurer ◽  
Phillip Machoka ◽  
Clara Veniard
Keyword(s):  
Transfer System ◽  
Mobile Money ◽  
Money Transfer

scholarly journals Domestic Violence in Immigrant Communities: Breaking the Cycle (Dissemination Event)

2021 ◽  
Author(s):  
Ferzana Chaze ◽  
Bethany J. (Bethany Joy) Osborne ◽  
Archana Medhekar ◽  
Purnima George
Keyword(s):  
Domestic Violence ◽  
Case Studies ◽  
Social Service ◽  
Family Court ◽  
Cycle Of Violence ◽  
Immigrant Communities ◽  
Family Mediation ◽  
The Social ◽  
The Family ◽  
The Impact

Dr. Ferzana Chaze and Dr. Bethany Osborne, and their fellow authors family lawyer Archana Medhekar, and Dr. Purnima George, Ryerson University discuss their recently published book Domestic Violence in Immigrant Communities: Case Studies. This book opens up an important conversation about the impact of domestic violence within immigrant communities and seeks solutions for how the social service and justice sectors can work more effectively to support vulnerable immigrant women and their families. In this webinar they are joined by an exciting panel of experts, to discuss the importance and relevance of the topic, and possible next steps in breaking the cycle of violence. We will be welcoming Justice Gerri Wong from the Family Court; Lianne Kendall, Sheridan’s Sexual Violence Response Specialist; Antionette Clarke from Peel Family Mediation; and Professor Nick Bala from Queen’s University. View Webinar: https://youtu.be/ogvdJIh8Ddc

New Perspectives of Mobile Payment Platform for Developing Countries

2014 ◽  
pp. 308-324
Author(s):  
Rodrigue Carlos Nana Mbinkeu
Keyword(s):  
Developing Countries ◽  
Mobile Phones ◽  
Rural Areas ◽  
Mobile Payment ◽  
Great Success ◽  
Mobile Payments ◽  
The Social ◽  
Money Transfer ◽  
The Impact

Mobile phones have become substantially more popular and sophisticated as African consumers have become remarkably comfortable with their use. This chapter shows the impact of the growing adoption of mobile payments as a financial transaction medium for money transfer, retail payments, or micropayments in Africa. Adoption was slow due to the nature of the mobile technology supporting the concept. The author shows how these innovations will continue to improve the quality of life of Africans, especially those in rural areas. He presents M-Pesa as a mobile payment system, which has had great success in Kenya. The author identifies the fundamental principles of success; thus, this enables the author to create an ECOPAY platform, which is an innovative mobile payment platform for emerging markets. The platform provides different types of m-payment like as B2C, B2B, or P2P using the mobile phone or others devices. Each transaction is secure by using encrypted messages and encrypted connections between the devices and the ECOPAY servers. The solution is based on the social and technological environment in developing countries.

Religionization from the Bottom up: Religiosity Trends and Institutional Change Mechanisms in Israeli Public Services

2017 ◽  
Vol 10 (3) ◽  
pp. 489-514
Author(s):  
Amos Zehavi
Keyword(s):  
Case Studies ◽  
Public Organizations ◽  
Public Institutions ◽  
Religious Change ◽  
The Social ◽  
Military Healthcare ◽  
Institutional Layering ◽  
The Military ◽  
The Impact ◽  
Empirical Foundation

AbstractThis study asks how religious change at the social level (as expressed in increased religiosity) influences the religious behavior of public organizations. The study's empirical foundation is three Israeli case studies that focus on the impact of growing religiosity in Israeli Jewish society on three large public institutions: the military, healthcare, and schools. Based on comparative analysis of the three case studies, it is shown that variation in the extent of religionization in public organizations is influenced primarily by the religious composition of workers and consumers of a specific public organization. The influence of political pressure from above, however, is marginal. In addition, this study demonstrates how organizational religionization is differentially mediated by institutional mechanisms/structures: institutional layering or conversion.

scholarly journals Mobile Money and the Impact of Mobile Phone Regulatory Enforcement Among the Urban Poor in Tanzania

2021 ◽  
Vol 17 (1) ◽  
pp. 22-44
Author(s):  
Laura Stark
Keyword(s):  
Mobile Phone ◽  
Low Income ◽  
Urban Poor ◽  
Survival Strategies ◽  
Regulatory Enforcement ◽  
Mobile Money ◽  
The Poor ◽  
Home Based ◽  
Urban Conditions ◽  
The Impact

Mobile money provides a tool for survival, particularly in urban conditions shaped by city regulations that make microvending difficult for the poor. An analysis of 165 interviews conducted in two low-income neighborhoods in Dar es Salaam, Tanzania over 8 years demonstrates how interlocked layers of technology and interaction make mobile money services semiformal. I introduce two mobile money-enabled survival strategies: intrahousehold transfers for day-to-day survival (transfers within the same city) and resource safeguarding through kin remittances of start-up capital (home-based subsistence business capital stored for kin access in emergencies). The recent tightening of mobile phone regulations in the global South has disrupted users’ multilevel and formal/informal-hybrid infrastructures of money movement in these communities. Such tougher regulations could result in a new digital divide that hinders rather than facilitates the financial inclusion of the poor.

scholarly journals Factors of Changes in Livelihood Choices for Generation Z and Impact on Farmer’s Families

2020 ◽  
Vol 9 (2) ◽  
pp. 27-35
Author(s):  
Saka Mahardika Oktav Nugraha ◽  
Agustinus Sugeng Priyanto ◽  
Moh Yasir Alimi
Keyword(s):  
Qualitative Analysis ◽  
Social Status ◽  
Case Studies ◽  
Economic Value ◽  
Social Changes ◽  
Generation Z ◽  
The Social ◽  
The Impact

The purpose of this study is to determine the causes and effects of changes livelihood choices for generation Z children and the impact of social changes in farmer families in Desa Karangmalang. This research used qualitative with the form of case studies. The data is collected through observation, interviews, and documents. The collected data will be analyzed using qualitative analysis, namely by describing the results of research in the form of words or sentences so that the researchers describe in depth the results of the research in accordance with the actual conditions that occurred in the field. The research targets were generation Z children and farmer families. The results showed that the factors of changes in livelihood choices was motivated by the knowledge of generation Z children about farmers, the economic value of the farming family, and the social status of the farmer families for generation Z children. These factors have influenced the social changes of generation Z children to choose livelihoods other than farmers.

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