THE FACTORS OF SERVICE, RELIGIOSITY AND KNOWLEDGE IN THE DECISION OF CUSTOMERS TO SAVE FUNDS IN SHARIA BANKS IN YOGYAKARTA CITY

Author(s):  
Mustaqim Pabbajah ◽  
Ratri Nurina Widyanti ◽  
Widi Fajar Widyatmoko

Islamic banks are experiencing rapid development amid the current global crisis in Indonesia and even in the world. This becomes evidence that Sharia Bank can maintain its existence from all the problems of a complex economic crisis that hit in 2007. Indonesia as the largest Islamic country in the world is a potential market that supports the sustainability of Islamic banking. The Islamic sharia principles in its management, causes many people in Indonesia, especially in Yogyakarta decide to save their funds in Islamic banks. The population in this study is all Islamic bank customers in Yogyakarta, with sample selection using incidental sampling. The data analysis method used is multiple linear regression. This study shows the positive influence of service and public trust in Islamic banks. Similarly, knowledge about Islamic banks, and one's religiosity has an important role in the decision making to save funds in Islamic banks in the city. Islamic labelity and current trends supported by high community religiosity are also important factors in the decision to deposit funds in Islamic banks. In fact, the biggest influence that influences customer's decision to save funds in a bank is the quality of service and trust. Thus, the attention of banking players is needed in improving performance and banking services, so that public confidence is higher in the decision to save funds in the bank. In other words, the community remains consistent to make economic transactions with banks in order to respond to the challenges of the economic crisis in the future.

2020 ◽  
pp. 11-21
Author(s):  
OLGA KVASOVA ◽  
CAROLYN WESTBROOK ◽  
KEVIN WESTBROOK

The article addresses the current trends of teaching subjects through the medium of English which has been boosting in the world and in Ukraine. Introduced due to globalization processes, teaching in English as a Medium of Instruction (EMI) has become an essential part of internationalization policies of universities. The increase in numbers of international students is viewed as an indication of quality of education provided by universities; it contributes to universities’ higher ratings and competitiveness. The introduction of EMI has been sustainably promoted by the British Council. Nonetheless, EMI providers across the world keep encountering similar issues and challenges. Amongst those, the most essential is low English language proficiency of non-native English speakers – both teachers and students. The article aims to examine the training provided to Ukrainian teachers who deliver EMI courses. The authors surveyed 28 EMI teachers in two universities in the country. The results imply the necessity to reprofile linguistic and pedagogical courses for EMI teachers, including training them in implementing innovative and interactive teaching techniques. The prospects of further research arouse from the need to develop a quality system of assessing students’ learning outcomes.


2021 ◽  
Vol 93 ◽  
pp. 03029
Author(s):  
Natalia Pasmurtseva

In today's world, with the current geopolitical situation and current trends in the world economy, their ability to ensure their own strategic security is the most important condition for the survival of enterprises. The aim of the study is to formulate the specifics of "strategic security" and to develop a strategic security mechanism for the enterprise in the face of the developing economic crisis. The paper presents the author's definition of "strategic security" and highlights its features. On the basis of the studied models, the main stages of the company's strategic security mechanism are formulated and their characteristics are given. A range of problems to implement the mechanism within the framework of the company's strategy or strategic plan has been defined.


Author(s):  
V. Y. Saprykina ◽  
N. A. Chumakova

Ineffectiveness of the existing world monetary system that contributed to the resumption of its possible reform of the discussions has been revealed in the context of the global economic crisis. Due to the world economic interdependence of countries growing sharply raises the question of formation of the complex mechanism of global governance and the principles of a supranational character. This article analyzes the current trends and prospects of development of the world monetary system.


Author(s):  
D. S. Shikhalieva

The article examines the main current trends in the state and development of in-ternational trade. The purpose of the study is to identify opportunities and re-serves for trade growth. The presented indicators of exports, imports, gross do-mestic product by regions of the world allow drawing conclusions about the prospects for overcoming the global economic crisis. The results of the study are aimed at identifying the main trajectories of international trade in the post-coronavirus period.


2021 ◽  
Vol 5 (8) ◽  
pp. 30-35
Author(s):  
Shanshan Yu

In view of globalization, the internationalization of basic education has become a world trend. It is an important strategic tool for each country to actively deal with the challenges of globalization, and it is also the main way to improve the quality of education around the world. The development of the internationalization of basic education requires the active participation of all countries around the world, in which it will have an impact and influence on the educational development, educational concept, and teaching management of all countries. However, only by conforming to the historical and inevitable trend of the internationalization of education, understanding the actual situation of the country’s economic development, social development, and educational context, studying and implementing development strategies, as well as integrating healthy internationalization into the educational practice, then the internationalization of education can develop further so as to promote the rapid development of the whole world’s education cause.


2011 ◽  
Vol 35 (2) ◽  
Author(s):  
Said Aqil Siradj

<p>Abstrak: Perkembangan dunia kontemporer memperlihatkan kecemasan global umat manusia. Dengan kemampuan ilmu pengetahuan dan teknologi, tidak jarang manusia Modern melakukan hal-hal yang membahayakan kemanusiaan secara umum. Islam, dengan pandangan batiniahnya, menempatkan manusia sebagai makhluk Ilahiyah yang memiliki fungsi menjelmakan cahaya Ketuhanan di dalam kehidupan. Tulisan ini berusaha memperlihatkan bahwa pembumian ajaran-ajaran sufistik merupakan langkah signifikan dalam mengarahkan tatanan kehidupan dunia yang ramah, anggun dan penuh rahmat bagi sekalian alam. Penulis menyimpulkan bahwa bertasawuf pada hakikatnya adalah aktivitas berupa kesadaran manusia yang paling dalam tentang hubungan manusia dengan Tuhan, lingkungan dan sesamanya, yang terilhami oleh kualitas asmâ‘ dan shifat Allah dan kemudian terwujud dalam perilaku sosialnya.</p><p> </p><p>Abstract: Developing Social Order through the Morality of the Application of Tasawuf Teachings. The rapid development of contemporary world results in global anxiety of humankind. With the prosperity of scince and technology, modern man has often performed actions that are against humanity in general. Islam with its esoteric perspective places man as godly creature functioning to existentiate the light of the Divine in life. In this writing is it is attempted to show that the application of sufistic teachings is a significant step in directing a friendly and peaceful life of the world order, merciful of God necessary for the whole creatures. The author concludes that in reality, applying tasawuf is an activity that reflect man’s deep consciousness of his relationship with God, the environment and his fellow man inspired by the quality of the names and character of God which are then persevered in the social activities.</p><p><br />Kata Kunci: tasawuf,‘irfani, moralitas,dzawq<br /><br /></p>


2020 ◽  
Vol 87 ◽  
pp. 00085
Author(s):  
N.A. Gluzman ◽  
O.I. Vaganova ◽  
E.A. Chelnokova

Current trends in the development of continuing education require the use of innovative technologies to improve the quality of the learning process. The article aims of is to study the experience of the use of educational technologies in teaching a continuing education course “Gender Approach in the Practical Activities of Educators”. The increasing importance of a gender approach around the world makes it necessary for teachers to study the aspects of gender interaction among students. The article presents the development of the structure and content of the e-course “Gender approach in the practical work of the teacher”. The course is implemented using innovative educational technologies, methods and tools used by leading higher education institutions. Its implementation It is carried out by teachers using information, design, case studies, gaming, and other innovative educational technologies. The professional development course is aimed at developing students’ competencies related to the harmonization of students’ gender-role interaction, which is considered as the principle of ensuring equal rights and opportunities regardless of gender. The course structure is represented by a wide theoretical block and a practical part. The course develops students ’competencies, including the ability to form students’ tolerance for perceiving the position of another person and correctly arguing their opinion in interaction with their. Their use broadens the possibilities of training students, contributes to the formation of their competencies. Improving the quality of training of listeners proving e t efficiency realized by the course, and the increase in the number of listeners - its relevance.


Author(s):  
K. L. Markevych

The article examines the current trends of international foreign direct investment (FDI) flows, in particular, the factors influencing their "functioning" in the world have been determined. The results of the analysis have made it possible to conclude that the FDI flows` downward trends are related to a number of exogenous factors. The main interests of foreign investors and their "conflict" with the economic interests of the recipient country have been identified. Due to the increased role of TNCs (major FDI exporters) and their impact on the host economy, the FDI specifics from the protecting national economic interests (NEIs) point of view in the countries of the world have been identified. World economic practice proves that investor activity is not limited to positive influence and can slow down economic growth or encroach on economic sovereignty. It is proved that ensuring national security in conditions of openness to FDI can occur under two scenarios: (1) the system must be built in the context of FDI positive result maximization and negative effects minimization/prevention; (2) the introduction of a "defensive position" concerning FDI is negative for the host economy, as such investments bring new knowledge, technologies, methods of business process organization and contribute to the qualitative change of industrial and human capital. Based on the analysis of investment policy current trends in the world and the need to realize NEI, steps of FDI flow regulation in Ukraine have been proposed. For Ukraine, attracting FDI remains one of the main priorities of NEI's and the objective of the investment policy. At the same time, a system of preventive measures regarding FDI destructive effects while simultaneously observing NEI has been proposed.


Author(s):  
SERGEY V. MIKHNEVICH ◽  
◽  
SERGEY R. KRASILNIKOV ◽  

The authors gathered and analyzed the latest surveys and recommendations of major multilateral institutions of international cooperation (WTO, B20, UN, UNCTAD, IMF, ILO, OECD, WEF) dedicated to the possible ways and remedies to overcome the current social and economic crisis caused by COVID-19 pandemic. The authors also assessed the current stance and prospects of the world economy. They paid particular attention to the current trends in international trade and investment. As a result, the authors identified and classified some key concrete common ideas and proposals shared by various multilateral institutions of international cooperation and aimed at overcoming identified deficiencies of the global response to the crisis.


Author(s):  
John K. Hope

This chapter begins by quoting Professor Wilcox noting that little had changed in schooling over the past 500 years. This chapter provides examples of how the world has changed due to globalisation and e-learning becoming mainstream, the changing needs and aspirations of the current generation of learners and the rapid development of new technologies to assist learning. All of the examples quoted suggest that traditional face-to-face schooling will change. The economic and social survival of nations depends on the quality of education of its people so some form of compulsory schooling will be needed, be it virtual or not.


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