scholarly journals THE DETERMINANTS OF DEMAND FOR MICRO INSURANCE SERVICES IN KENYA

2017 ◽  
Vol 2 (6) ◽  
pp. 79
Author(s):  
Zulekha Ndurukia ◽  
Dr. Agnes W. Njeru ◽  
Dr. Esther Waiganjo
Keyword(s):  
Service Providers ◽  
Primary Data ◽  
Easy Access ◽  
Structural Factors ◽  
Cross Sectional Survey ◽  
Insurance Demand ◽  
Cross Sectional ◽  
Access To Credit ◽  
Micro Insurance ◽  
The Government

Purpose: The purpose of this study was to determine the factors which influence the demand for micro insurance services in the insurance industry in Kenya.Methodology: The study adopted cross sectional survey design. The target population was insurance service providers in Kenya licensed by the Insurance Regulatory Authority (IRA). Sampling technique was stratified random sampling. A questionnaire was used in the collection of primary data which was analyzed using Statistical Package of Social Sciences (SPSS). Analysis of data was done using descriptive and inferential statistics. Regression and correlation analysis was done to test the relationship between the study variables.Results: The study findings indicated that risk exposure, price, access to credit and income level are significant determinants of micro insurance demand. Gender, age and level of education were found to have a positive and significant influence on the demand for micro insurance. The study concluded that micro insurance demand is affected by economical and structural factors and that the potential is yet to be exploited.Unique contribution to theory, practice and policy: The study recommended that awareness and education be conducted to the public; flexible and convenient payment option be availed; easy access to credit; the regulator to put in place a framework for micro insurance and the government to offer subsidies and incentives towards micro insurance services.

scholarly journals DETERMINANTS OF URBAN YOUTH UNEMPLOYMENT: THE CASE OF GUDER TOWN, WESTERN SHOA ZONE, ETHIOPIA

2019 ◽  
Vol 7 (8) ◽  
pp. 318-327
Author(s):  
Amenu Leta Duguma ◽  
Fufa Tesfaye Tolcha
Keyword(s):  
Urban Youth ◽  
Youth Unemployment ◽  
Primary Data ◽  
Practical Training ◽  
Cross Sectional ◽  
Access To Credit ◽  
Binary Logit ◽  
The Government ◽  
The Town ◽  
Interview Questionnaire

Despite numerous interventions by government and development partners, youth unemployment has remained an intractable challenge in Ethiopia. It creates many social- economic problems in the economy of the country. This study however aimed to identifying the determinants of urban youth unemployment. The study adopted a cross sectional data of urban youth employment-unemployment. The town was purposively selected from the town of west shoa zones. The primary data was collected from 91 sample respondents through interview questionnaire from Guder town proportionally. A descriptive and econometric analysis was employed to meet the main objective of the study. The descriptive analyses results revealed that about 61.5 % of the youth are unemployed while 38.6 % are employed.  Regression results from a binary logit model estimation show that sex, educational level, marital status, skill match and access to credit use of youth are found to be the significant determinants to urban youth unemployment while family prosperity and market information were statistically insignificant to urban youth unemployment in the town. The econometric results suggested the need for the government go aboard on creating jobs through identify employment opportunities and industrialization of agriculture. It also recommended that the government should facilitate formalization of familiar employment which reduces the problem of youth unemployment especially on skilled and educated youth and all secondary schools should have active partnership with employers. As well as government made to increase the availability of initial working capital, the identification of profitable (market gap) business areas and provision of practical training for urban youths to be engaged at their own business.

Trust and distrust in society and public perception of CSR: a cross-cultural study

2018 ◽  
Vol 14 (1) ◽  
pp. 1-19 ◽  
Author(s):  
Hyejoon Rim ◽  
Chuqing Dong
Keyword(s):  
South Korea ◽  
Public Perception ◽  
Public Trust ◽  
Cross Cultural ◽  
Primary Data ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Content Type ◽  
The Government

Purpose The purpose of this study is to investigate cross-cultural perspectives of corporate social responsibility (CSR) based on Carroll’s (1979, 1991) hierarchical CSR model. The present study examines the role of government and business trust in shaping publics’ expectations of business responsibility. Design/methodology/approach The primary data were derived from a cross-sectional survey in the USA, UAE and South Korea (N = 1,121). This paper compares publics’ prioritizations of business responsibilities across countries and examines how public trust in the government and business is related to CSR perceptions. Findings The paper presents evidence that publics’ perception of CSR differs significantly across the countries. Moreover, in a trusting society like the UAE, publics tend to put more emphasis on economic and philanthropic duties for business, whereas in a distrusting society like South Korea, publics consider legal and ethical responsibility to be important. Originality/value This study adds to the current understanding of diverse publics’ perception of CSR across culture and societies by highlighting the role of public trust in government in defining CSR.

scholarly journals Analytical hierarchy process for estimating subscribers perception of brand equity dimensions on purchase decision of Nigerian mobile telecommunication services

2018 ◽  
Vol 28 (2) ◽  
pp. 275-290
Author(s):  
Emmanuel Oyatoye ◽  
Sulaimon Adebiyi ◽  
Bilqis Amole
Keyword(s):  
Brand Equity ◽  
Analytical Hierarchy Process ◽  
Service Providers ◽  
Survey Design ◽  
Pairwise Comparison ◽  
Primary Data ◽  
Mobile Telecommunication ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Hierarchy Process

Every firm that wants to compete in providing similar services, like those provided by the Nigerian mobile telecommunication firms must take brand equity seriously. By focusing on major telecom service providers in Nigeria, this study estimates subscribers perception of brand equity. To do this, a three-stage Analytical Hierarchical Process goal, criteria and sub-criteria were developed in order to weigh both the criteria and sub-criteria. In gathering data, a cross-sectional survey design was used. The primary data were collected from subscribers of Global System of Mobile Communication in Lagos state. The collection of data was enhanced by a well-structured Analytical Hierarchy Process questionnaire. In the same vein, a pairwise comparison of subscribers judgment, as it relates to how brand equity inuences their decisions was done. This, as shown from the analyzed data, allowed customers to prioritize criteria and sub-criteria, in favour of their purchasing choice and satisfaction. Analyses of data were done. The values of the data were obtained for the consistency index and ratio, local rating and global ranks for each criteria and sub-criteria. What results, as this study demonstrates, is that the data have practical implications on marketing and organizational strategies of the mobile telecommunication industries. Important as well, the study finds that the data will positively strengthen the industries general sustainable business performance.

scholarly journals Determinants of lack of credit access among indigenous vegetable producers in Nigeria: Implications for policy interventions

2020 ◽  
Vol 53 (3) ◽  
pp. 149-155
Author(s):  
Victoria Adeyemi Tanimonure ◽  
Olabisi Damilola Omodara ◽  
Oreoluwa Grace Fayemi ◽  
Joy Amaka Osifo
Keyword(s):  
Formal Education ◽  
Primary Data ◽  
Farm Income ◽  
Vegetable Production ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Credit Access ◽  
Access To Credit ◽  
Policy Interventions ◽  
Indigenous Vegetables

AbstractIn this study we assessed the determinants of lack of credit access among the Indigenous Vegetables (IVs) farmers based on primary data collected in a cross-sectional survey. Using descriptive statistics and logistic regression analysis, the results revealed that more females were involved in the indigenous vegetable production with average age of 40 years, seven household members, eight years of formal education and cultivating 0.76 acre of land. Only 8 % had access to credit and 76 % did not have contact with extension agents. The mean monthly income from indigenous vegetables production, off-farm income and savings were about ₦35,000 (US$96.83), ₦15,000 (US$42.12) and ₦13,000 (US$38.57), respectively. Further, lack of credit access significantly depended on gender (β = 0.15, P < 0.05), educational level (β = 0.11; P < 0.05), farming experience (β = 0.73; P < 0.05), off-farm income (β = 0.23, P < 0.05), saving habits (β = 0. 25; P < 0.01) and annual numbers of extension contact (β = 0.94, P < 0.01) of indigenous vegetable farmers. Therefore, improved access to formal education, extension supports, creation of gender-specific credit scheme and farm-based organisation (FBO) for indigenous vegetables farmers to sustain credit accessibility were advocated.

INFLUENCE OF ENVIRONMENTAL SCANNING ON PERFORMANCE OF MATATU SAVINGS AND CREDIT COOPERATIVES IN KENYA

2017 ◽  
Vol 2 (4) ◽  
pp. 32
Author(s):  
Robert Okwoyo Mang’ana ◽  
Dr. Gladys Rotich ◽  
Dr. Gamaliel Hassan ◽  
Prof. George Orwa
Keyword(s):  
Target Population ◽  
Primary Data ◽  
Environmental Scanning ◽  
Validity And Reliability ◽  
Cross Sectional Survey ◽  
Chi Square ◽  
Cross Sectional ◽  
Credit Cooperatives ◽  
The Government ◽  
Structured Questionnaire

Purpose: This study aimed at determining the influence of environmental scanning on performance of Matatu Savings and Credit Cooperatives in Kenya.Materials and methods: This study adopted cross-sectional survey research design. The target population for this study was all Matatu Saccos in Kenya. The questionnaire was pilot tested to determine its validity and reliability. The study used primary data gathered from Matatu savings and credit co-operatives from the Ministry of Industrialization and Enterprise Development. Primary data was obtained through use of structured and semi structured questionnaire. A total of 635 Matatu Saccos was selected. Sample size of 245 Matatu Saccos was selected for the study. Quantitative data was analyzed by multiple regressions, Factor analysis, Chi-square and Anova. Qualitative data was analyzed through content analysis to generate thematic topic for discussion in line with research objectiveResults: The results of the analysis indicated that environmental scanning has a positive relationship with performance of Matatu Saccos. The extent of environmental scanning was found to have a 0.113 influence on performance of Matatu Saccos which was relatively low but significant.Recommendations: The government should ensure that Matatu Saccos conduct SWOTanalysis to evaluate internal and external environment which affect performance. In addition Saccos should do strategic plan in line with vision and mission. 

PERCEIVED EFFECTS OF STREET HAWKING ON THE WELL-BEING OF CHILDREN IN ANYIGBA, DEKINA LOCAL GOVERNMENT AREA OF KOGI STATE, NIGERIA

2018 ◽  
Vol 8 (1) ◽  
pp. 01-07
Author(s):  
Alfred Eboh
Keyword(s):  
Local Government ◽  
Survey Design ◽  
Sampling Technique ◽  
Well Being ◽  
Local Government Area ◽  
Negative Consequences ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Perceived Effects ◽  
The Government

Background: The hawking of wares by children has been a serious issue confronting the Nigerian society. Children hawk in some of the most horrible conditions conceivable, where they face a serious risk of injury, chronic illness, kidnapping, rape or death. Objective: The focus of this study was to assess the perceived effects of street hawking on the well-being of children in Anyigba, Dekina Local Government Area of Kogi State. Methods: The population of this study consists of parents of the street hawkers in Anyigba while cross-sectional survey design was used through the purposive sampling technique to choose the sample size of one hundred and sixty-two (162) respondents. The validated structured questionnaire and In-Depth Interviews (IDIs) served as the instruments for the data collection respectively. The hypotheses were tested using Chi-Square at a predetermined 0.05 level of significance. The quantitative data were analysed with the aid of the SPSS (version 20). Results: The results indicated among others that street hawking had significant social implications and physical consequences on children's moral behaviour as well as health status in the study area. Conclusion: The study, therefore, concluded that the government of Kogi State should carry out an enlightenment campaign through the media and religious institutions on the negative consequences of street hawking are recommended as panacea. Also, the child right act instrument and its implementation should be strengthened in order to curb street hawking in the study area.

Prevalence and risk factors of anaemia among men: A study based on Empowered Action Group states, India

2021 ◽  
pp. 026010602098234
Author(s):  
Pradeep Kumar ◽  
Himani Sharma ◽  
Kamalesh Kumar Patel
Keyword(s):  
Family Health ◽  
Public Health Problem ◽  
Binary Logistic Regression ◽  
Bivariate Analysis ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Action Group ◽  
Nationally Representative ◽  
The Government ◽  
Eag States

Background: Despite various programmes initiated by the Government of India, the nutritional indicators are not encouraging, as several problems like undernutrition, malnutrition and anaemia – still persist in the country, especially in the Empowered Action Group (EAG) states. Aim: Because of the dearth of studies regarding anaemia among men in India, the present study aimed to determine its prevalence in this population in the EAG states and to analyse its geographical and socio-demographic determinants. Methods: The study utilized nationally representative, cross-sectional survey data from round 4 of the National Family Health Survey conducted in 2015–16. Bivariate analysis along with binary logistic regression were performed to assess the predictors of anaemia among men in the EAG states. Results: Around a quarter of the men in the EAG states suffered from anaemia. A similar high-prevalence pattern was observed across the EAG states. Wherein, Bihar and Jharkhand had the highest prevalence of anaemia while Uttarakhand showed the lowest. Age, place of residence, marital status and caste were positively associated with the likelihood of anaemia among men in the EAG states. Conclusions: Focusing on the EAG states, this study considered the severity of anaemia as a public health problem among men. Strategies to reduce the burden of anaemia among this population are needed. The government should formulate programmes targeting anaemia specifically, and improving the nutritional status among men in general in the EAG states.

Evaluation of an Online System for Routine Outcome Monitoring: A Cross-Sectional Survey (Preprint)

2021 ◽  
Author(s):  
Deanna Wiebe ◽  
Pria Nippak ◽  
Julien Meyer ◽  
Shannon Remers
Keyword(s):  
Mental Health ◽  
Outcome Measures ◽  
Service Providers ◽  
Routine Outcome Monitoring ◽  
Completion Rates ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Online System ◽  
Health Service Providers ◽  
Outcome Monitoring

BACKGROUND The use of Routine Outcome Monitoring (ROM) in the treatment of mental health has emerged as a method of improving psychotherapy treatment outcomes. Despite this, very few clinicians regularly use ROM in clinical practice. Online ROM has been suggested as a solution to increase adoption. OBJECTIVE To identify the influence of moving ROM online on client completion rates of self-reported outcome measures and to identify implementation and utilization barriers to online ROM by assessing clinicians’ views on their experience utilizing the online system over previous paper-based methods. METHODS Client completion rates of self-reported outcome measures were compared pre and post implementation of an online system of ROM. In addition, a survey questionnaire was administered to 340 mental health service providers regarding their perception of benefits with an online system of ROM. RESULTS Client completion rates of self-reported measures increased from 15% to 54% after moving online. Fifty-eight% of service providers found the new system less time consuming than previous paper-based ROM and 64% found that it helped monitor clients. However, the perceived value of the system remains in doubt as only 23% found it helped them identify clients at risk for treatment failure, and only 18% found it strengthened the therapeutic alliance. CONCLUSIONS Although the current study suggests mixed results regarding service providers’ views on their experience using an online system for ROM, it has identified barriers and challenges that are actionable for improvement.

Relationship between the Responsiveness of Service Providers with Patient Satisfaction at Three Conventional Radiography Services in Denpasar

2016 ◽  
pp. 75
Author(s):  
Cokorda Istri Ariwidyastuti ◽  
P.P. Januraga ◽  
Dyah Pradnyaparamita Duarsa
Keyword(s):  
Patient Satisfaction ◽  
Service Providers ◽  
Univariate Analysis ◽  
Conventional Radiography ◽  
Cross Sectional Survey ◽  
Chi Square ◽  
Cross Sectional ◽  
Chi Square Test ◽  
The Relationship

Background and purpose: Patient satisfaction, including on radiography services, is an important component of health care provision. Surveys on patient satisfaction have been carried out particularly in government hospitals, but a more detailed study to determine the relationship between patient satisfaction with the responsiveness of service providers has yet to be carried out. This study aims to determine the relationship between the six domains of responsiveness of service providers and outpatient satisfaction at three conventional radiography facilities in Denpasar.Methods: Study was conducted by cross-sectional survey of 158 respondents selected consecutively in three conventional radiography services, namely a government hospital, a private hospital and a private radiology clinic. Data were collected through interviews using modified questionnaires on responsiveness from WHO. Data were analyzed by univariate, bivariate (chi-square test) and multivariate logistic regression method.Results: Univariate analysis indicated that patient satisfaction was 69% but still below the minimum service standards (>80,0%). Multivariate analysis showed that factors associated with satisfaction were the domain of attention (AOR= 3.77; 95%CI: 1.62-8.76), the quality of infrastructure (AOR=4.57; 95%CI: 1.61-12.93) and communication (AOR=6.30; 95%CI: 1.75-22.64).Conclusion: Patient satisfaction was generally still below the standard. Domains of responsiveness associated with patient satisfaction were the quality of infrastructure, level of attention and communication skills of service providers.

Entrepreneurial intentions of university students: a case-based study

2017 ◽  
Vol 11 (03) ◽  
pp. 393-413 ◽  
Author(s):  
Ramo Palalić ◽  
Veland Ramadani ◽  
Arnela Ðilović ◽  
Alina Dizdarević ◽  
Vanessa Ratten
Keyword(s):  
University Students ◽  
Quantitative Research ◽  
Business Environment ◽  
Entrepreneurial Intentions ◽  
Primary Data ◽  
Survey Method ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Content Type ◽  
Entrepreneurial Experience

Purpose This study aims to examine the entrepreneurial intentions of university students at the International University of Sarajevo. For this purpose, the entrepreneurial desires and entrepreneurial orientations of the students across several demographic variables were measured. These variables included prior entrepreneurial experience, student’s gender, faculty, year of study and attitude towards more courses on entrepreneurship. Nevertheless, the research also examined how business environment influences the entrepreneurial intentions of students by considering the same set of variables. Design/methodology/approach The objectives of this paper have been achieved by using a quantitative research instrument, where the cross-sectional survey method for collecting primary data is used. In total, 173 usable responses have been collected from the beginning of April to the end of May in the academic year 2015/2016. Findings The results indicate that the greater the demotivation with the current business surrounding, the smaller the entrepreneurial intentions of the students are when the prior entrepreneurial experience, gender, year of study and attitude towards more courses on entrepreneurship are considered. The study suggests that improving the overall business surrounding and entrepreneurial education might increase the entrepreneurial intentions of the students. Originality/value This is the first paper that treats entrepreneurial intentions of University students in Bosnia and Herzegovina.

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