Teknik Rekayasa Lereng untuk Pengelolaan Gerakan Massa Tanah  di Dusun Bengle, Desa Dlepih, Kecamatan Tirtomoyo, Kabupaten Wonogiri, Provinsi Jawa Tengah

Gerakan massa tanah terjadi pada tanggal 28 November 2017 di Dusun Bengle, Desa Dlepih, Kecamatan Tirtomoyo, Kabupaten Wonogiri, Provinsi Jawa Tengah. Tujuan dari penelitian ini untuk mengetahui tipe gerakan massa tanah dan mengetahui nilai faktor keamanan pada lereng berdasarkan sifat fisik dan mekanika tanah. Metode yang digunakan dalam pengumpulan data adalah metode survei dan pemetaan lapangan. Teknik pengambilan sampel tanah yaitu purposive sampling ditentukan berdasarkan jarak panjang longsoran. Hasil laboratorium digunakan untuk menghitung kestabilan lereng menggunakan Metode Fellenius. Data pendukung yang diperoleh dengan pemetaan diantaranya kemiringan lereng, ketebalan dan tekstur tanah, penggunaan lahan dan kapasitas infiltrasi kemudian curah hujan diperoleh dari analisis data sekunder. Seluruh data yang diperoleh dianalisis sesuai dengan kondisi rona lingkungan. Tipe gerakan massa tanah di daerah penelitian adalah debris slide. Nilai faktor keamanan lereng diperoleh nilai 0,687 yang termasuk ke dalam klasifikasi tidak stabil. The ground mass movement took place on 28th November 2017 in Bengle Hamlet, Dlepih Village, Tirtomoyo Sub-District, Wonogiri Regency, Central Java Province. The purpose of this study was to determine type of soil mass movements and determine the value of safety factors on slopes based on physical and mechanical properties of the soil. The methods used in collecting the data were survey and field mapping methods. The soil sampling technique used in this study was purposive sampling based on the long of the avalanche distance. The laboratory results were used to calculate slope stability using the Fellenius Method. The Supporting data obtained by mapping were include the slope of land, the soil thickness and texture, land use and infiltration capacity and rainfall obtained from secondary data analysis. All data obtained were analyzed according to environmental conditions. The type of soil mass movement is debris slide. The value of slope safety factor was 0.687 which was included in the unstable classification.

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Prospek Pengembangan Pala (Myristica fragrans Houtt) di Hutan Rakyat

Jurnal Ilmu Kehutanan ◽

10.22146/jik.10182 ◽

2016 ◽

Vol 9 (1) ◽

pp. 32 ◽

Cited By ~ 1

Author(s):

Eva Fauziyah ◽

Devy Priambodo Kuswantoro ◽

Sanudin

Keyword(s):

Development Program ◽

Secondary Data ◽

Sampling Technique ◽

Good Prospect ◽

Private Forest ◽

Purposive Sampling ◽

Central Java ◽

Myristica Fragrans ◽

The Government ◽

Myristica Fragrans Houtt

Hutan rakyat sebagian besar dikelola secara agroforestri. Salah satu jenis tanaman yang banyak dikembangkan di hutan rakyat adalah pala (Myristica fragrans). Penelitian ini bertujuan untuk mengetahui prospek pengembangan pala di lahan hutan rakyat. Penelitian dilakukan di Desa Kemawi, Kecamatan Somagede, Kabupaten Banyumas, Jawa Tengah pada bulan Juni sampai dengan Juli 2012. Pengumpulan data dilakukan melalui penelusuran data sekunder, wawancara terbuka dan mendalam. Narasumber dipilih secara sengaja (purposive sampling) yaitu petani yang menanam pala di lahannya sebanyak 20 orang. Data yang diperoleh kemudian diolah dan dianalisis secara deskriptif. Hasil penelitian menunjukkan bahwa pala memiliki prospek yang baik sebagai salah satu jenis tanaman untuk pengembangan hutan rakyat di Desa Kemawi karena terdapat faktor-faktor yang mendukung pengembangannya yaitu :1) lahan secara bio fisik sesuai untuk pertumbuhan tanaman pala, 2) secara sosial dapat diterima oleh masyarakat karena jauh sebelumnya sudah banyak petani yang membudidayakan pala di lahannya 3) secara ekonomi memiliki harga yang cukup tinggi dan stabil sehingga memberikan tambahan pendapatan, 4) kondisi pemasaran baik buah maupun bibitnya sangat mudah, dan 5) perhatian pemerintah terhadap pengembangan pala pada tingkat produksi hingga pengolahan pasca panen cukup besar yang telihat dari adanya beberapa program yang berkaitan dengan pengembangan tanaman pala di wilayah ini.Kata kunci: pala, hutan rakyat, prospek, Desa Kemawi, agroforestri. Development prospect of nutmeg (Myristica fragrans Houtt) in the community forest AbstractThe private forest is largely managed with agroforestry pattern. Nutmeg (Myristica fragrans) is a plant that has been developed in the private forest. This study aimed to determine the prospect of nutmeg in the private forest. This research was conducted in the Kemawi village, Somagede Subdistrict of Banyumas District, Central Java Province in June to July 2012. Data were collected through secondary data study, open and in-depth interviews. Twenty farmers who planted nutmeg were selected with purposive sampling technique. The obtained data were processed and analyzed descriptively. The results showed that nutmeg had a good prospect as one of the plantation species for private forest development in Kemawi village because of these several factors: 1) Kemawi land was biophysically suitable for nutmeg plantation, 2) socially, many farmers had been planting nutmeg in their land, 3) economically, nutmeg had a good and stable price that can provide additional income, 4) marketing of both fruit and seed of nutmeg were very easy, and 5) there were good attentions from the government to the nutmeg development program from production to post-harvesting process.

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THE EFFECT OF THE SHARIA SUPERVISORY BOARD AND THE BOARD OF COMMISSIONERS ON THE FINANCIAL PERFORMANCE OF SHARIA COMMERCIAL BANKS IN INDONESIA

AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah ◽

10.52490/at-tijarah.v3i1.1273 ◽

2021 ◽

Vol 3 (1) ◽

pp. 60-73

Author(s):

Ahmad Fauzul Hakim Hasibuan ◽

Fuadi Fuadi ◽

Angga Syahputra

Keyword(s):

Data Analysis ◽

Financial Performance ◽

Commercial Banks ◽

Supervisory Board ◽

Secondary Data ◽

Sampling Technique ◽

Islamic Banks ◽

Purposive Sampling ◽

Islamic Bank

This study aims to determine the influence of the Sharia Supervisory Board and the Board of Commissioners on the Financial Performance of Islamic Banks in Indonesia. This study used secondary data from 12 banks.The sampling technique used is the purposive sampling technique. The method of data analysis used is multiple linear regression.The results partially show that the sharia supervisory board and board of commissioners positively and significantly influence the financial performance of Islamic banks in Indonesia. Simultaneously,the board of commissioners and the sharia supervisory board positively and significantly influence the financial performance of Islamic bank

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KEWENANGAN DPRD PROVINSI JAWA TENGAH DALAM MENERIMA LAPORAN HASIL AUDIT BPK BERDASARKAN UNDANG-UNDANG NOMOR 23 TAHUN 2014 TENTANG PEMERINTAHAN DAERAH

Hukum dan Masyarakat Madani ◽

10.26623/humani.v7i2.1028 ◽

2017 ◽

Vol 7 (2) ◽

pp. 155

Author(s):

Heni Tri Susilowati ◽

A Heru Nuswanto ◽

Sukimin

Keyword(s):

Human Resources ◽

Local Governments ◽

Competent Authority ◽

Secondary Data ◽

Primary Data ◽

Audit Report ◽

Purposive Sampling ◽

Report Result ◽

Central Java ◽

Financial Audit

Penelitian ini di latarbelakangi dengan adanya Undang-Undang Nomor 23 Tahun 2014Pedoman dan Tata Cara Dewan Perwakilan Rakyat Daerah (DPRD) menerima laporan hasil pemeriksaan audit keuangan pemerintah provinsi oleh Badan Pemeriksa Keuangan (BPK),mewajibkan bagi pemerintah daerah agar melakukan kegiatannya berdasarkan tugas dan tanggung jawab dari pejabat yang berwenang. Dalam penelitian ini akan melihat tentangkewenangan DPRD Provinsi jawa Tengah dalam menerima laporan hasil audit BPK, kendalaDPRD dalam menerima laporan hasil audit BPK dan upaya mengatasinya. Jenis penelitian yang digunakan adalah yuridis sosiologis dengan spesifikasinya deskriptif analitis. Metode penentuansampelnya adalah purposive sampling. Data yang dipergunakan adalah data primer yangdiperoleh melalui wawancara didukung dengan data sekunder, kemudian di analisis secara kualitatif. Hasil penelitian menunjukan bahwa kewenangan DPRD Provinsi Jawa Tengah dalammenerima laporan hasil audit BPK sudah maksimal. Tetapi belum terlaksana dengan baik yaituterdapat kendala dalam internal adalah tenggang waktu pembahasan yang sedikit, minimnya rancangan undang-undang, kurangnya sumber daya manusia, kurangnya proses pencatatan mengenai aset daerah, upaya dari jawaban kendala internal, berpedoman pada perundang- undangan, melakukan pembahasan bersama Gubernur, menambah aspek regulasi, SDM, dan teknologi informasi, memberi sanksi/menindak lanjuti panitia kerja yang lalai mencatat pengeluaran aset daerah.This research is in background with the existence of Law Number 23 Year 2014 The Guidelines and Procedures of the Regional People's Legislative Assembly (DPRD) receive reports on the audit results of the provincial government's financial audit by the Supreme Audit Board (BPK), requiring local governments to perform their activities based on their duties and responsibility of the competent authority. In this research will see about the authority of Central Java Provincial DPRD in receiving BPK audit report result, obstacle of DPRD in receiving report of BPK audit result and effort to overcome it. The type of research used is sociological juridical with descriptive analytical specification. The method of determining the sample is purposive sampling. The data used are primary data obtained through interviews supported by secondary data, then analyzed qualitatively. The results showed that the authority of Central Java Provincial DPRD in receiving BPK audit report has been maximal. However, it has not been well implemented that there are internal constraints is the lack of discussion time, the lack of draft law, the lack of human resources, the lack of process of recording of local assets, the effort of the internal constraint answer, guided by the legislation, The governor, adding aspects of regulation, human resources, and information technology, sanctioned / followed up the work committee that neglected to record the expenditure of regional assets.

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DAMPAK LETUSAN GUNUNG KELUD TERHADAP PELAKU USAHA PERIKANAN DI KABUPATEN KEDIRI, PROVINSI JAWA TIMUR

Jurnal Kebijakan Sosial Ekonomi Kelautan dan Perikanan ◽

10.15578/jksekp.v4i2.603 ◽

2014 ◽

Vol 4 (2) ◽

pp. 157

Author(s):

Maulana Firdaus ◽

Radityo Pramoda ◽

Maharani Yulisti

Keyword(s):

Social Status ◽

Seed Production ◽

Social Impact ◽

Secondary Data ◽

Sampling Technique ◽

Total Loss ◽

Purposive Sampling ◽

Average Value ◽

The Status ◽

The Impact

Penelitian ini bertujuan untuk mengkaji dampak letusan Gunung Kelud terhadap pelaku usaha perikanan khususnya di Kabupaten Kediri. Penelitian dilaksanakan pada bulan April-Mei 2014 denganfokus lokasi penelitian di Kecamatan Pare, Kabupaten Kediri yang merupakan sentra penghasil benih ikan lele. Data primer dan sekunder digunakan dalam penelitian ini. Informan ditentukan dengan menggunakan teknik purposive sampling. Data yang diperoleh kemudian dianalisis secara kualitatif. Hasil penelitian menunjukkan bahwa letusan Gunung Kelud sangat berdampak pada masyarakat perikanan di Kabupaten Kediri baik secara sosial maupun ekonomi. Dampak secara sosial berupa perubahan status pembudidaya, perubahan sosial dan perubahan mata pencaharian. Secara ekonomi, dampak letusan Gunung Kelud menyebabkan 274 pembudidaya di 16 kecamatan mengalami kerugian dengan total kerugian sebesar 3,9 milyar rupiah. Rata-rata nilai kerugian yang dialami oleh setiap pembudidaya adalah 14,4 juta rupiah per orang yang meliputi kematian ikan, kematian benih ikan, kematian induk ikan, rusaknya kolam ikan, serta rusaknya peralatan budidaya.Title: The Impact of Mount Kelud Eruption To Fisheries Bussinessin Kediri District, East Java ProvinceThis study aims to assess the impact of the Kelud eruption on fisheries sector in Kediri. The study was conducted in April-May 2014 with a focus on research location in Pare Subdistrict, KediriDistrict which is the catfish seed production centers. Primary and secondary data used in this study. Informants were selected using purposive sampling technique. Data were analyzed qualitatively. The results showed that the Mount Kelud eruption greatly affected to the fisheries sector in Kediri, both socially and economically. Social impact in the form of changes in the status of farmers, changes in social status and changes in livelihood. Economically, the impact of the Kelud eruption caused 274 farmers in 16 districts experienced a loss with a total loss of 3.9 billion dollars. The average value of the losses suffered by each cultivator is 14.4 million dollars per person death of seeds, death of fish, damage to fishponds, and the destruction of farming equipment.

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ANALISIS KOMPARASI PENERAPAN INTERNET FINANCIAL REPORTING OLEH ORGANISASI PENGELOLA ZAKAT (OPZ) DI INDONESIA

Jurnal Ekonomi Syariah Teori dan Terapan ◽

10.20473/vol7iss20208pp1439-1450 ◽

2020 ◽

Vol 7 (8) ◽

pp. 1439

Author(s):

Basyasyatul Hanafiyah ◽

Noven Suprayogi

Keyword(s):

Data Collection ◽

Financial Reporting ◽

Sample Selection ◽

Secondary Data ◽

Sampling Technique ◽

T Test ◽

Quantitative Approach ◽

Purposive Sampling ◽

Significant Difference

The purpose of this study was to determine the differences of Internet Financial Reporting (IFR) index between Lembaga Amil Zakat Nasional (LAZNAS) and Badan Amil Zakat Nasional Provinsi (BAZNASPROV) in Indonesia. This research uses a quantitative approach with an independent sample t-test. The population in this study is the official website of LAZNAS and BAZNASPROV in Indonesia. Sample selection using purposive sampling technique with two criteria. The website have to be can accessed properly, furthermore LAZNAS and BAZNASPROV have been inaugurated for more than 2 years. The data used is secondary data. Data collection was obtained from the official websites of LAZNAS and BAZNASPROV in Indonesia. The results of this study indicate that there is no significant difference in the IFR index between LAZNAS and BAZNASPROV. Based on the four IFR components used, one and only component showed significant difference is technology used. However, the results obtained that between LAZNAS and BAZNASPROV still do not provide maximum on internet financial reporting yet.Keywords: Internet Financial Reporting, LAZNAS, BAZNASPROV

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PENGARUH KUALITAS LAYANAN TERHADAP KEPUASAN PASIEN RAWAT INAP PADA RSUD KABUPATEN BANGGAI KEPULAUAN

Jurnal Ilmu Manajemen Universitas Tadulako (JIMUT) ◽

10.22487/jimut.v1i2.17 ◽

2015 ◽

Vol 1 (2) ◽

pp. 151-164

Author(s):

Magvira Alia ◽

Nirwan Nirwan ◽

Suardi Suardi

Keyword(s):

Patient Satisfaction ◽

General Hospital ◽

Significant Influence ◽

Secondary Data ◽

Sampling Technique ◽

Primary Data ◽

Purposive Sampling ◽

Independent Variables ◽

Physical Evidence

The study intends to determine simultaneous and partial influence of service quality (X) consisting of physical evidence (X1), reliability (X2), responsiveness (X3), assurance (X4), and empathy (X5) on patient satisfaction (Y) in the General Hospital of Banggai Islands, where the study is located. The type of research is descriptive. Sources of data is primary data retrieved from questionnaires and secondary data obtained from documents of the Regional General Hospital Banggai Islands. The sample consists of 72 respondents. The sampling technique used is purposive sampling. Based on the results, it is shown that the quality of service (X), consisting of physical evidence (X1), reliability (X2), responsiveness (X3), assurance (X4), and empathy (X5) simultaneously have significant influence on patient satisfaction (Y) of 69.60% while the remaining 30.40% is influenced by other causes. Partial test shows that there are three independent variables: physical evidence (X1), reliability (X2) and assurance (X4) that have non-significant influence to the patients’ satisfaction at the General Hospital of Banggai Islands.Tujuan dari penelitian ini adalah untuk mengetahui pengaruh kualitas layanan (X) yang terdiri dari bukti fisik (X1), reliabilitas (X2), responsivitas (X3), jaminan (X4), dan empati (X5) secara simultan dan parsial terhadap kepuasan pasien. (Y) di Rumah Sakit Umum Kepulauan Banggai. Lokasi penelitian ini di Rumah Sakit Umum Kepulauan Banggai. Jenis penelitian ini bersifat deskriptif. Sumber data dalam penelitian ini adalah data primer yang diambil melalui kuesioner dan data sekunder diperoleh dari Rumah Sakit Umum Daerah Banggai. Sampel dalam penelitian ini adalah 72 responden. Teknik sampling yang digunakan adalah purposive sampling. Berdasarkan hasil penelitian menunjukkan bahwa variabel kualitas pelayanan (X) yang terdiri dari bukti fisik (X1), reliabilitas (X2), responsivitas (X3), jaminan (X4), dan empati (X5) secara simultan berpengaruh signifikan terhadap kepuasan pasien (Y) dengan pengaruh 69,60% sedangkan sisanya 30,40% dapat dijelaskan oleh penyebab lainnya. Uji parsial menunjukkan bahwa terdapat tiga variabel bebas yang tidak signifikan yaitu bukti fisik (X1), reliabilitas (X2) dan jaminan (X4) terhadap kepuasan pasien di Rumah Sakit Umum Kepulauan Banggai.

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Motivasi Wisatawan Wanita dan Persepsi Masyarakat Lokal terhadap Klub Gay di Seminyak, Bali

JURNAL DESTINASI PARIWISATA ◽

10.24843/jdepar.2019.v07.i01.p21 ◽

2019 ◽

Vol 7 (1) ◽

pp. 140

Author(s):

Dio Pratama ◽

Saptono Nugroho

Keyword(s):

Direct Observation ◽

Local Community ◽

Secondary Data ◽

Sampling Technique ◽

Data Sources ◽

Primary Data ◽

Purposive Sampling ◽

Local Perception ◽

Secondary Data Sources

This research was conducted to find out the motivation of female tourist to visit Gay club, the perception of the tourist and local community towards the Gay Club. The methods used in this research id descriptive qualitative. The technique of determination of informants used is purposive sampling technique. Data sources used are primary and secondary data sources. Primary data in this research is sourced from direct observation to the research location by means of observation and interviews. While secondary data in this research are the data obtained from the documentation or studies library to complement the primary data. The result of the research shows that most tourist say curious to see Gay club as a motivation for a visit; most tourist plead happy after seeing the atrractions there; most neutral against Gay tourist; most local community already know about Gay club; most local community are not disturbed; most local people are not benefitting from the presence of the Gay club. Keywords : Tourist Motivation, Community Local Perception, Gay Club

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Konflik Masyarakat Lokal Dengan Pengusaha Pariwisata Terkait Akses Pura Batu Mejan Dan Setra Di Desa Canggu, Kabupaten Badung

JURNAL DESTINASI PARIWISATA ◽

10.24843/jdepar.2018.v06.i01.p09 ◽

2018 ◽

Vol 6 (1) ◽

pp. 55

Author(s):

I Gede Fanny Putra Jaya ◽

I Gusti Agung Oka Mahagangga

Keyword(s):

Qualitative Data ◽

Secondary Data ◽

Sampling Technique ◽

Local People ◽

Literature Study ◽

Purposive Sampling ◽

Building Process ◽

Depth Interview ◽

Data Collecting ◽

Data Source

The growth of accomodation number in Canggu Village is very significant and happen on the seashore. Canggu village is a strategic place for investors to invest today. One of accomodation that has been built by investors in this village is Canggu Intercontinental Hotel. The building process of this hotel experienced many problems caused by violation of agreement between investors and local people. Thus, this research aims to determine the conflicts between local people of Canggu village and tourism investors. This research conducted in Canggu village, Kuta Utara subdistrict, Badung regency. The type of data used is qualitative data. The data source used are primary and secondary data. The data collecting technique used are in-depth interview, observation, and literature study. The method used to determine informants is purposive sampling technique, and the informants are chief of Banjar Canggu and head of orderliness and peacefully section of Kuta Utara subdistrict. This research is limited by concept of agreement, concept of local people, and theory of conflict. The result of this research is that the conflicts between local people and tourism investors about access of Batu Mejan and Canggu cemetery in Canggu village, Badung regency are manifest and latent conflict. The manifest conflict is in the form of road blockade to Canggu Intercontinental Hotel construction which done by local people. The latent conflict is in the form of local issues that emerged among local people which can lead them to do physical actions or manifest conflicts with the investors. Those conflicts are proofs of disagreement between local people and investors regarding to the access of local cemetery and Batu Mejan Temple in Canggu village. Keywords : Conflicts, Local People, Tourism Investors, Canggu Village.

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POLA SEBARAN UNDUR-UNDUR LAUT (Hippidae) BERDASARKAN SALINITAS SUBSTRAT DI PANTAI PAGAK, KEC. NGOMBOL, PURWOREJO, JAWA TENGAH (Distribution Pattern of Mole Crab (Hippidae) Based on The Substrat’s Salinity in Pagak Beach, Ngombol District, Purworejo Regency, Central Java)

SAINTEK PERIKANAN Indonesian Journal of Fisheries Science and Technology ◽

10.14710/ijfst.14.1.16-22 ◽

2018 ◽

Vol 14 (1) ◽

pp. 16

Author(s):

Setiaji Nugroho ◽

Suryanti Suryanti ◽

Siti Rudiyanti

Keyword(s):

Distribution Pattern ◽

Sampling Technique ◽

Southern Coast ◽

Purposive Sampling ◽

Central Java ◽

Abundance And Distribution ◽

The Relationship ◽

Group Pattern ◽

Potential Area ◽

Selection Of

Pesisir selatan Jawa, khususnya pantai Pagak, Kabupaten Purworejo merupakan daerah potensial dengan beragam jenis biota yang seringkali dimanfaatkan masyarakat setempat sebagai bahan makanan. Biota tersebut diantaranya adalah yutuk (undur-undur laut) yang bermanfaat secara ekologis maupun ekonomis, namun pemanfaatan belum optimal. Penelitian ini bertujuan untuk mengetahui kelimpahan dan pola sebaran undur-undur laut sebagai dasar pemilihan daerah penangkapan undur-undur laut dan hubungan salinitas substrat dengan kelimpahan undur-undur laut yang ada di pantai Pagak, Kabupaten Purworejo. Penelitian dilakukan pada bulan Januari 2018. Pengambilan sampel biota dan substrat dilakukan pada tiga stasiun dimana setiap stasiun dilakukan tiga kali pengulangan pada hari yang berbeda. Pengambilan sampel menggunakan teknik purposive sampling. Hasil penelitian menunjukkan kelimpahan undur-undur laut (hippidae) di pantai Pagak berkisar 2-4 individu/m2 dengan pola sebaran yang mengelompok. Kelimpahan tersebut cenderung lebih tinggi pada salinitas substrat kisaran 33-35 ppt. Salinitas substrat berpengaruh terhadap kelimpahan undur-undur laut (hippidae) di pantai Pagak dan keduanya mempunyai hubungan yang lemah (r = 0,371). Southern coast of Java, especially Pagak beach, Purworejo Regency is a potential area with various types of biota that are often used by local people as food. One of the biota is mole crab that is useful ecologically and economically, while the existing utilization is not yet optimal and sustainable. The purpose of this research is to know the abundance and distribution pattern of mole crab as the basis for the selection of good and sustainable fishing areas of mole crab, and the relationship between substrate salinity and the abundance of mole crab at Pagak beach, Purworejo Regency. The study was conducted in January 2018. Samples collection of biota and substrate were conducted at three stations where each station was carried out with three replication on different days. Purposive sampling technique was used to take the sample. The results showed the abundance of mole crab (hippidae) at Pagak beach ranged from 2 to 4 individuals / m2 with a group pattern of distribution. The abundance tends to be higher in the substrate salinity of 33-35 ppt range. Substrate salinity and abundance of mole crab have weak relationships

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Faktor Internal dan Eksternal yang Menentukan Non Performing Financing (NPF) pada Pembiayaan Mudharabah

Jurnal Riset Ilmu Ekonomi dan Bisnis ◽

10.29313/jrieb.v1i1.68 ◽

2021 ◽

Vol 1 (1) ◽

pp. 1-10

Author(s):

Rahdya Iasyah Nindea Tami

Keyword(s):

Survey Methods ◽

Rapid Development ◽

Secondary Data ◽

Sampling Technique ◽

Primary Data ◽

Survey Method ◽

Validity And Reliability ◽

Purposive Sampling ◽

Bank Management ◽

Bank Employees

Abstract. In recent years, the world of Islamic banking in Indonesia has shown very rapid development, both in terms of the number of new office openings, types of bank businesses and the volume of bank activities they do. Al Salaam SRBs are BPRS that are superior compared to other SRBs in the city of Bandung. However, the level of BPRS Al Salaam's problematic financing (NPF) was the highest among other BPRS. The problematic financing that occurred at the Al Salaam SRB was due to several factors and processes that did not occur quickly, where these factors could be sourced from bank management aspects as well as customer aspects. This study aims to identify the Internal and External Factors that determine Non-Performing Financing (NPF) in mudharabah financing at Al Salaam Bandung Branch. This type of research used in this research is quantitative descriptive research with survey methods. The survey method was carried out by interviewing and distributing questionnaires to 10 respondents namely 5 bank management parties and 5 customers. Sampling is done by simple calculations using purposive sampling technique. Data sources used in this study consisted of two types, namely secondary data and primary data. The analytical method used is the Likert scale analysis method. Test requirements analysis using validity and reliability tests are assisted using the SPSS program. The results showed that aspects of bank management from the perspective of bank employees and customers are at sufficient intervals to determine the occurrence of problematic financing or NPF while customer aspects from the perspective of bank employees and customers themselves are at intervals determining the occurrence of problematic financing or NPF. Abstrak. Pada tahun-tahun terakhir ini dunia perbankan Syariah di Indonesia menunjukkan perkembangan yang sangat pesat, baik dilihat dari jumlah pembukaan kantor baru, jenis usaha bank dan volume kegiatan bank yang dilakukannya. BPRS Al Salaam termasuk BPRS yang lebih unggul dibandingkan dengan BPRS lainnya di kota Bandung. Namun demikian, tingkat pembiayaan bermasalah (NPF) BPRS Al Salaam pun paling tinggi diantara BPRS lainnya. Pembiayaan bermasalah yang terjadi di BPRS Al Salaam disebabkan beberapa faktor dan proses yang tidak terjadi secara cepat, dimana faktor tersebut dapat bersumber dari aspek manajemen bank maupun aspek nasabah. Penelitian ini bertujuan untuk mengidentifikasi Faktor Internal dan Eksternal yang menentukan Non Performing Financing (NPF) pada pembiayaan mudharabah di BPRS Al Salaam Cabang Bandung.Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian deskriptif kuantitatif dengan metode survei. Metode survei dilakukan dengan wawancara dan menyebarkan kuisioner kepada 10 responden yaitu pihak manajemen bank sebanyak 5 orang dan pihak nasabah sebanyak 5 orang. Pengambilan sampel dilakukan dengan perhitungan sederhana menggunakan teknik purposive sampling. Sumber data yang digunakan dalam penelitian ini terdiri dari dua jenis yaitu data sekunder dan data primer. Metode analisis yang digunakan adalah metode analisis skala likert. Uji persyaratan analisis menggunakan uji validitas dan reabilitas dibantu menggunakan program SPSS.Hasil penelitian menunjukkan bahwa aspek manajemen bank menurut perspektif karyawan bank maupun nasabah berada pada interval cukup menentukan terjadinya pembiayaan bermasalah atau NPF sedangkan Aspek nasabah menurut perspektif karyawan bank maupun nasabah itu sendiri berada pada interval menentukan terjadinya pembiayaan bermasalah atau NPF.

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