scholarly journals Customer preferences for wood-based houses in Slovakia

BioResources ◽  
2021 ◽  
Vol 16 (4) ◽  
pp. 7799-7816
Author(s):  
Marek Potkány ◽  
Monika Škultétyová ◽  
Jarmila Schmidtová ◽  
Iveta Hajdúchová

Housing is one of the basic needs of every person. Most people usually encounter the problems of the availability of financial resources and real construction costs. The objective of this paper is to present customer preferences for the construction of family houses in Slovakia with the assessment of possible perception disproportions regarding economic characteristics in the context of interest and reality. A specific part of this paper includes the presentation of interest in the construction of wood-based houses. The questionnaire survey show that, in the target group (respondents aged 26 to 50 years), significant dependencies were found between the monitored traits and the amount of planned investment. For each dependence, possible disproportions were also revealed, which could lead to an overall threat of the plans for the construction of a family house. The disproportions, which were associated with 25 to 30% of respondents, depended on the amount of investment and net household income as well the outlay and usable floor area. This is an original survey in the field, the benefit of which should be its use for a comparison of similar research.

Buildings ◽  
2021 ◽  
Vol 11 (5) ◽  
pp. 215
Author(s):  
Bojana Petrović ◽  
Xingxing Zhang ◽  
Ola Eriksson ◽  
Marita Wallhagen

The objective of this paper was to explore long-term costs for a single-family house in Sweden during its entire lifetime. In order to estimate the total costs, considering construction, replacement, operation, and end-of-life costs over the long term, the life cycle cost (LCC) method was applied. Different cost solutions were analysed including various economic parameters in a sensitivity analysis. Economic parameters used in the analysis include various nominal discount rates (7%, 5%, and 3%), an inflation rate of 2%, and energy escalation rates (2–6%). The study includes two lifespans (100 and 50 years). The discounting scheme was used in the calculations. Additionally, carbon-dioxide equivalent (CO2e) emissions were considered and systematically analysed with costs. Findings show that when the discount rate is decreased from 7% to 3%, the total costs are increased significantly, by 44% for a 100-year lifespan, while for a 50 years lifespan the total costs show a minor increase by 18%. The construction costs represent a major part of total LCC, with labor costs making up half of them. Considering costs and emissions together, a full correlation was not found, while a partial relationship was investigated. Results can be useful for decision-makers in the building sector.


Author(s):  
Alexander Kritikos ◽  
Christoph Kneiding ◽  
Claas Christian Germelmann

SummaryIn developing and transition economies, microlending has become an effective instrument for providing micro businesses with the necessary financial resources to launch operations. In industrialized countries, with their highly developed banking systems, however, there has been ongoing debate on the question of whether an uncovered demand for microlending services exists. The present pilot study explores customer preferences formicrolending products in Germany. Among the interviewed business owners, 15 % reported revolving funding needs and an interest in microloans. We find that potential recipients of microloan products are retail business owners, foreign business owners, and persons who had previously received private loans. Furthermore, financial products should feature rapid access to short-term loans.


2013 ◽  
Vol 4 (1) ◽  
pp. 131-145
Author(s):  
Piotr Cyrek

Dynamic changes of economic structures resulting partially from globalization processes and international integration, strengthened by technological development induce economic entities to search for strategic as well as operational solutions that enable to gain and maintain competitive advantage. The statements seem to be especially important for retail trade entities that, apart from domestic competition, are forced to compete with retailers with foreign capital, that possess not only rich financial resources but also a lot of advantages in technical, organizational or managerial fields. Theoretical indication to improve such situation is to cooperate. In the paper there was taken an attempt to define scale and scope of cooperation between retailers functioning in podkarpackie voivodeship. There was verified a thesis about existence of relationship between cooperation activity and economic condition of the entities under research. Expectations of entrepreneurs who consider engagement in relations with their competitors were presented. Destimulants and stimulants of development of cooperation in trade were analysed as well. Conclusions in the paper were based on data extracted from the own research realized in the form of questionnaire survey in a group of 292 retailers functioning in podkarpackie voivodeship.


2020 ◽  
pp. 115-133

In the complex process of training children at risk of social exclusion, sports activities with content from sports games aim at specific motor objectives related to the acquisition, strengthening or improvement of the knowledge, abilities and motor skills specific to each sport, as well as social objectives mainly aimed to facilitate integration into small, medium and large social groups of children. The effectiveness of the training is determined by the system of methods and means used, their variety, so that the practice of sports games determines multiple acquisitions, from the point of view of student communication, by increasing the number of specific motor skills, determining the proper organization and direction of the activity, stimulating and maintaining students’ interest in the practice of sports games. The study aims to find the most useful methods and means of training children at risk of social exclusion by using a questionnaire survey. It was applied to teachers and specialist inspectors working with children included in the target group within the project “Sustainable social and educational integration through sports activities” - PNP001, which is in its first year of development. The information provided by the questionnaire survey and the conclusions of this study will lead to the optimisation of the methodology for intervention on the target group.


2018 ◽  
Vol 6 (3) ◽  
pp. 284-304 ◽  
Author(s):  
Colin Campbell ◽  
Jessica Pearlman

Does access to social network support help protect households from material hardship? In this study, we analyze data from the Survey of Income and Program Participation ( N = 28,805) and find that access to assistance from family and friends is associated with a decrease in the likelihood that a household experiences bill-paying hardship, food hardship, or health care hardship. In addition, we examine the interaction between household income and level of available assistance from family and friends. Respondents with higher incomes are able to self-insure against material hardship, and consequently, the protection against material hardship offered by access to assistance is greatest for those respondents with the lowest incomes. Overall, these findings contribute to sociological understandings of how social networks and social isolation shape the well-being of households and suggest an important mechanism for how low-income households are able to avoid material hardship despite inadequate financial resources.


Author(s):  
Teena Bagga ◽  
Roushan Chouhan

Electronic commerce is becoming increasingly important in business, and Consumer-to-Consumer (C2C) e-commerce is a growing area of e-commerce. C2C (Consumer to Consumer) refers to transactions that take place directly between consumers; the suitable example would be consumers selling their used or new things directly to other consumers on some auction sites like eBay. There are various items, such as books, designer items, collectibles, and so on, that have gained immense popularity and business on such sites. The purpose of this study is to find the factors contributing to the success of a C2C Websites and to understand the impact of various factors on the effectiveness of a C2C Website. A structured questionnaire survey is used to collect data from selected users of C2C Websites. Questionnaire are filled by 200 respondents and used for analysis. These respondents are selected with the help of convenience as well as snowball sampling. The findings indicate that the effectiveness of a C2C Website in e-commerce is affected by ease of use of the C2C Website, usefulness of the C2C Website, security, vender’s competence, and transaction facilities. On the contrary, third-party facilitators do not vary according to the demographic predictors and do not contribute to the effectiveness of a C2C Website. This study proves that while using a C2C Website some variables affect effectiveness of C2C Website. These variables also vary across age, household income, and occupation of the respondents.


Author(s):  
J. S. A. Bhat ◽  
Sushil ◽  
P. K. Jain

Production of world-class products and services amidst inevitable changes in business situations calls for a continual balance across current and future areas of focus. While innovation is accepted as an imperative, managing innovation effectively now, more than ever before, calls for a dynamic strategy to manage the resultant diverse forces that are in play at any point of time. The continuity forces, represented largely by elements denoting stability, such as an assured market base, access to technological and financial resources and availability of human capital, need to be balanced constantly versus change forces, represented by agents such as technology changes, environment changes and customer preferences. Literature survey indicates that successful organizations have demonstrated capabilities in adopting effective strategies to meet these different conditions. The attempt is to present the patterns and trends of research on both continuity and change management aspects, particularly in the context of management of innovation. While it has been possible to highlight only some of the exemplary work, the paper identifies significant gaps in research in this context and suggests a practical framework to address this issue.


2018 ◽  
Vol 29 (1) ◽  
pp. 60-67
Author(s):  
Racquel Heath Tibbetts ◽  
Sonya B. Lutter

Health and financial resources are two important resources when individuals experience stress. The conservation of resources (COR) theory was used to view how health and financial resources relate to stress. The purpose of this study was to test how the perceived accumulation and loss of financial and health resources influences general life stress and financial stress. Participants were recruited through Facebook and LinkedIn pages of the primary investigator and paper flyers posted in the breakroom of a New England financial institution. Additional participants were purchased through Qualtrics, a research panel provider, in order to increase the sample size. The sample consisted of individuals between the ages of 19 and 65 years. The data analysis explored the association between financial stress, general life stress, resources, and several demographic variables using the Statistical Analysis Software (SAS) program. Respondents were primarily White, female, and averaged less than two dependents. Annual household income ranged between $50,000 and $100,000. Results indicate that health resources, along with being White, make significant contributions to the variance in general life stress. Financial resources, success resources, being White, and level of household income make significant contributions to the variance in financial stress.


2004 ◽  
pp. 134-137
Author(s):  
Tamás Dövényi-Nagy

The findings below are based on a questionnaire survey carried out in order to establish an internet-based service at the Center of Agricultural Sciences of Debrecen University:• The typical target group of the service in the short run with a weekly average of 5.9 hours on the web is more active than that for average Hungarian, adult Internet users.• A professional webportal with a searchable database, primarily incorporating an archive of organized agricultural news, articles, publications, fits well into the internet habits of the target group, which mainly consists of keyword-based information searces and browsing of the latest news.• The group prefers a short, easily recognizable domain name that refers to agriculture. Accents and foreign sounding words are not taken into account during selection.• As result of the choice from 43 eligible domains, the order would be the following: agrarunio, agroland, farmvilag, infoagro, farmland.• The names of magyargazda.hu, agrotrend.hu, agromester.hu, agronomus.hu are acceptable from the individual ideas.


2020 ◽  
Vol 35 (6) ◽  
pp. 816-816
Author(s):  
Splonskowski M ◽  
Binng D ◽  
Cooke H ◽  
Jacova C

Abstract Objective Recent implementations of teleneuropsychological services allow cognitive assessment to take place within the individual’s home. Geographic location and financial resources may influence older adults’ decision to access these services. Additionally, the likelihood of older adults’ participation in home-based cognitive assessment (HBCA) is unknown. We aimed to examine the relationship between age, geographic location, income, and likelihood of participation in HBCA. Method A nation-wide sample of 483 adults ages 50–79 completed an online survey via the crowdsourcing website Amazon Mechanical Turk. Respondents were asked about age, income and geographic location (e.g. rural, urban, suburban). Income was categorically measured in $20,000 increments. Likelihood of participation in HBCA was measured using 4 likert-scale items. Total likelihood was calculated by summing items. Results Perceived likelihood of participating in HBCA increased with greater household income, B = .087, p = .001 (0-20 K: M = 13.08 ± 4.19; 20-40 K: M = 14.76 ± 3.39; 40-60 K: M = 14.55 ± 3.49; 60–80 K: M = 14.55 ± 3.38; 80-100 K: M = 15.11 ± 2.83 and > 100 K: M = 15.48 ± 2.55). Likelihood decreased with age, B = −.061 p = .025 (50–59: M = 15.03 ± 3.56; 60–69: M = 14.31 ± 3.52, 70–79 M = 14.29 ± 3.27). Likelihood was not related to geographic location B = −.005, p = .933 (rural: M = 14.52 ± 3.84; suburban: M = 14.48 ± 3.31; urban: M = 14.48 ± 3.56). Conclusion Adults aged 50–59 with high income were the group most likely to participate in HBCA. Geographic location does not appear to play a role in acceptance of HBCA. However, this survey was conducted with online respondents. Different results may be obtained with in-person samples.


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