scholarly journals Analysis of the residential mortgage market in the Ural Federal District

R-Economy ◽  
2020 ◽  
Vol 6 (1) ◽  
pp. 5-13
Author(s):  
Ekaterina G. Zinovyeva ◽  
◽  
Natalya R. Balynskaya ◽  
Svetlana V. Koptyakova ◽  
Oksana O. Akhmetzianova ◽  
...  

The relevance of this study stems from the fact that it analyzes the current situation on the mortgage market in Russia: the influence of macro-economic factors causes a fall in collateral value, dramatic increase in mortgage default and poor performance of the Agency for Housing Mortgage Lending (AHML). The study is aimed at investigating the current state of residential mortgage lending on the regional level in Russia by focusing on the case of the Ural Federal District. The study considers the interests of all the participants of this market: individual borrowers, state authorities, financial and credit institutions engaged in mortgage lending. The study analyzes statistical data on the primary residential mortgage market in the Ural Federal District provided by the Central Bank of the Russian Federation, Federal State Statistics Service and the AHML. Results. Modern approaches to mortgage system evaluation are compared in order to identify and systematize the key criteria and statistical indicators characterizing the current state of this form of lending relationships. The analysis also brings to light the negative trends in mortgage lending in the Ural Federal District. As a part of our further research, we are going to develop a procedure for evaluating the performance of a mortgage system.

2021 ◽  
Vol 258 ◽  
pp. 06031
Author(s):  
Irina Belova

The study aims to analyze the current state of the housing and communal services market in the Ural Federal District. The features of the housing and communal services market in the Urals Federal District have been investigated, key trends in the development of the studied market have been identified. The assessment of the volume of the housing and communal services market in the Urals Federal District in value terms is carried out, its dynamics in 2015-2020 is presented. The nature of the investigated market volume dynamics is revealed, the average annual rate of its growth and the drivers of market growth are determined. The structure of housing and communal services and the structure of the housing stock in the Ural Federal District within the regions and districts are considered. The heterogeneity of these structures is shown. A significant share (about 66.0%) in both structures presented falls on Sverdlovsk and Chelyabinsk regions. The study is based on statistical data from the Federal State Statistics Service of the Russian Federation, data from specialized portals (Unified information resource - GIS Housing and Communal Services, State Corporation - Fund for Assistance to Reforming Housing and Utilities Sector (Housing and Utilities Fund)). The results obtained in this work helps further research to conduct a competitive analysis on the housing and communal services market in the Urals Federal District, determine the shares of the largest competitors in the studied market, estimate the volume of housing and communal services consumption per capita, as well as the saturation and estimated potential of the housing and communal services market in the Urals Federal District.


2020 ◽  
Vol 19 (4) ◽  
pp. 633-649
Author(s):  
G.T. Shkiperova ◽  
P.V. Druzhinin

Subject. Considering the existing environmental situation, it becomes especially important for the State to regulate the anthropogenic footprint on the environment in the Russian Federation. Current amendments to the legislative framework for environmental security are intended to ensure the innovative development of regions concurrently with a reduction in adverse environmental effects and more active environmental policy. Objectives. The research is to devise methodological tools to evaluate the efficiency of environmental policy in regions. Methods. The research employs qualitative and quantitative methods of economic analysis, including statistical and content analysis, rating, matrix zoning. The dataset proceeds from the Federal State Statistics Service, governmental reports on the current environmental situation and environmental protection in the Russian Federation. Results. We propose our own approach to evaluating the efficiency of environmental policy. It may help trace the correlation between the quality of strategic documents and changes in environmental indicators for a certain period, flag the challenging areas in terms of the environmental policy implementation and outline possible development paths. The approach extends the list of quantification indicators in line with those ones adopted internationally and presented in the Environmental Security Strategy of the Russian Federation up to 2025. We evaluated the efficiency of the environmental policy referring to the regions of the Northwestern Federal District for the period from 2012–2016. Conclusions. Having analyzed the evaluation results, most of the Northwestern regions tend to be controversial and ambivalent in setting environmental goals and achieving them. The findings may prove useful as the analytical and data basis for articulating the environmental and economic policy of the regions.


2021 ◽  
Author(s):  
Mihail Lednev ◽  
Il'ya Pokamestov

The history of the origin and development of factoring operations, their classification, the mechanism of factoring as a method of financing the company's working capital, models of international factoring, risk management of this type of business, legal aspects of factoring in the Russian Federation, the current state of the factoring market in the world are considered. Special attention is paid to the functioning of the factoring company — its organizational structure, principles of working with clients, automation of factoring operations. The electronic component of the textbook includes: a workshop on the study of the discipline "Factoring"; a guide to the study of the discipline "Factoring"; a glossary. Meets the requirements of the federal state educational standards of higher education of the latest generation. For students, postgraduates and teachers of economic universities, employees of financial and credit institutions, managers of enterprises of all forms of ownership.


Author(s):  
Dmitry A. Ivanchenko ◽  
Irina V. Berezina

Since 2016, the Russian Federation has been implementing the Concept for the Development of School Information and Library Centres, the main purpose of which is to create conditions for the formation of modern school library as a key tool in the new infrastructure of educational organization that provides modern conditions for teaching and upbringing.The study assesses the current state of school libraries in the Russian Federation. The authors analyze the regulatory and organizational basis of school libraries’ activities, present in detail the difficulties of implementing the Concept for the Development of School Information and Library Centres, taking into account the norms and requirements for the organization of school libraries space, as well as consider the issues of staffing the activities of school libraries.The authors conclude that today at least half of school libraries do not meet the requirements of the Federal Law “On Education in the Russian Federation” and Federal State Educational Standards for their activities; and the heads of educational organizations are not interested in the development of library as it requires serious organizational and financial costs, but does not directly affect the performance assessment of their work.The updated school library, filled with relevant content, supported by personnel, methodology, technologies and resources, has the ability to update the content of school education, create the necessary modern infrastructure and use effective mechanisms for managing educational activities. The authors propose a number of actions, the implementation of which at the federal and regional levels will increase the effectiveness of further activities for the development of school libraries and information and library centres.


2016 ◽  
Vol 4 (1) ◽  
pp. 57-60
Author(s):  
Комарова ◽  
Anna Komarova ◽  
Басовский ◽  
Leonid Basovskiy

With the use of regression analysis, we calculated the elasticity of labor efficiency by education level of the employed population. The analysis included regional data from the Federal State Statistics Service of Russia. The implemented methodology is based on econometric models of labour productivity in the regions of the Siberian Federal District of Russia. It is shown that the level of education of the working population is a significant factor in determining the productivity of labour in the regions of the Siberian Federal District of Russia.


2020 ◽  
Vol 101 (4) ◽  
pp. 561-569
Author(s):  
Yu A Knni ◽  
O R Radchenko ◽  
A R Urazmanov ◽  
L A Balabanova

Aim. To analyze the current state of the sanatoriums-health resorts system of the Republic of Tatarstan and identify the demand by the population of sanatoriums-health resorts services for recreation and health promotion at the regional level. Methods. To analyze the functioning of the sanatoriums-health resorts of the republic, we used data from the official website of the Federal State Statistics Service (20022018). We calculated the long-term mean values, standard deviation, growth rate, linear regression, the approximation coefficient in comparing the Republic of Tatarstan, Volga Federal District and the Russian Federation. The population proportion, which used the sanatoriums-health resorts services, bed provision per 10,000 population and bed turnover were calculated to assess the provision of the population with sanatorium-resort services. The study of the demand for sanatorium services by the population was carried out using a sociological survey. Results. In the comparative analysis, it was found that the Republic of Tatarstan is the region with a developed, relatively stable sanatoriums-health resorts system. The increase in the number of beds in sanatoriums (from 23.86 beds per 10,000 population in 2002 to 24.94 in 2018) and bed turnover rate (from 12.84 in 2002 to 16.59 in 2018) during the studied period indicated the continuity between curative and restorative-rehabilitation medicine. An increase in the proportion (from 3.07% in 2002 to 4.15% in 2018) with an overall increase in the number of stayed people (1.39 times) indicated the interest of the population in rehabilitation treatment and recreation in regional sanatoriums-health resorts. As a result of the survey, a portrait of the modern consumer of sanatoriums-health resorts was drawn up, and priorities in sanatorium choosing were determined. Conclusion. The Republic of Tatarstan belongs to the regions with a developed system of sanatoriums-health resorts and significant potential to its development, which is confirmed by the presence of natural healing factors, improved provision of sanatoriums-health resorts care and increasing demand of the population for services for rehabilitation treatment and recreation in regional sanatoriums.


KANT ◽  
2020 ◽  
Vol 35 (2) ◽  
pp. 35-40
Author(s):  
Mikhail Kabanenko ◽  
Lyudmila Dubrova

The article analyzes the state of agricultural land in the Krasnodar region, considers its composition and structure. Trends and reasons for transferring agricultural land to other land categories and back are identified. The distribution of agricultural land in the Krasnodar region by ownership and management forms is studied. The analysis of the current state of agricultural land has revealed the main problems in the use of land resources, including the lack of up-to-date information on the availability and distribution of land by land users, owners, tenants, forms of management and land. Another problem observed in land use in the region is the problem of irrational use of agricultural land, which is the unauthorized transfer of valuable farmlands into less valuable use of land ways, leading to decreased soil fertility, the failure to perform the rotation. The analysis was carried out for the period from 2014 to 2018 on the basis of official data from the regional Federal State Statistic Service, Ministry of Agriculture of the Russian Federation, The Federal Service for State Registration, Cadastre and Cartography (Rosreestr). Based on the results of the analysis, proposals have been developed that will help improve the use of agricultural land in the Krasnodar region and develop an effective land policy in the region.


2019 ◽  
Vol 40 (3) ◽  
pp. 139-147
Author(s):  
I. V. Khristoforova ◽  
I. I. Idilov ◽  
M. S. Abrashkin

The article is of an analytical and analytical nature and is based on information prepared in the course of desk research. Secondary data from the Internet is used, including from the website of the Federal State Statistics Service. The review made it possible to consider the current state of affairs in the field of innovation management in the Russian Federation, to make comparisons on individual indicators in territorial and sectoral contexts. The main problems and possible ways of development of innovative activity are revealed; the role of the state in the development of innovative policy of the country, regions, specific industries and enterprises is shown.


2020 ◽  
pp. 42-55
Author(s):  
A.S. Tanasova ◽  
M.P. Tskhovrebov

Housing lending is one of the fastest growing and most promising segments of Bank lending in the country. The article analyzes the main factors of housing mortgage lending dynamics in Russia and some of its regions: subjects of the Russian Federation of the Volga Federal district. The latest features of the relevant regional mortgage markets, including those reflecting the reality of the beginning of this year, are revealed. In the near future, the author substantiates the forecast conclusions, according to which: a) if the overall positive dynamics of the all-Russian and regional mortgage markets is maintained, their growth will slow down; b) if the monetary authorities implement an effective anti-crisis policy, including providing effective support to these markets, their degree of competitiveness and consolidation will increase.


2019 ◽  
pp. 253-260
Author(s):  
M.A. ASTVATSATUROVA

The article is devoted to the typical trends of the modern ethno-political situation in the North Caucasus Federal district (NCFD). The aim of the research is scientific understanding and identification of determinants, complex positive and negative factors of interethnic relations, as well as the specific content and forms of policy and management with the account of the ethnicity factor and the current ethnocratic system preserved in the republics of the Russian Federation NCFD. The article focuses on the problem of rotation of power personalities and change of elites as the global problem of relations between the power and civil society, as a problem of restrictions of public policy and public administration. The article emphasizes as an independent risk the current state and crisis manifestations of federal relations in the NCFD, both vertically and horizontally, which have a precedent effect and a Domino effect. The analysis that has been carried out permits the development of the resulting idea of the next (second) ethno-political timeout in the NCFD. The article demonstrates the necessity to search and realize new political-administrative and organizational efforts for the optimization of the register of national questions taking into account their modern multiplication in a context and in submission to the civil question. The author proposes considerations on the formulation of the main directions of strengthening the modern ethno-political timeout of the NCFD for the optimization of national issues in the context of the general civil issue in the context of the main goal of the state national policy.


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