scholarly journals Pengaruh Pemberian Kredit Modal Kerja Mikro Terhadap Pendapatan Usaha Ayam Ras Petelur Jantan Di Kecamatan Ingin Jaya Kabupaten Aceh Besar

2016 ◽  
Vol 1 (1) ◽  
pp. 631-645
Author(s):  
Mouliza Mauliza ◽  
Widyawati Widyawati ◽  
Fajri Jakfar

Abstrak - Kredit modal kerja adalah kredit yang diberikan untuk penambahan modal bagi   ketiga usaha ayam  ras petelur jantan di Kecamatan Ingi Jaya Kabupaten Aceh Besar. Tujuan penelitian ini untuk mengetahui pengaruh pemberian kredit modal kerja mikro terhadap pendapatan dan peningkatan penambahan jumlah DOC (Day Old Chick) sesudah menerima kredit. Metode analisis yang digunakan adalah metode pendapatan (π) dengan melihat pengaruh variabel Total Biaya Produksi (TC),  dan Total Penerimaan (TR). Hasil penelitian ini menunjukkan bahwa dari ketiga usaha ayam ras petelur jantan,dua usaha terjadi peningkatan pendapatan yaitu : usaha bina bersama sebesar Rp. 70.794.504, Usaha ayam ras petelur jantan Pak ED sebesar Rp. 11.533.522. Sedangkan pada usaha mutiara tani agrolestari tidak mengalami peningkatan yang signifikan sesudah menerima kredit melainkan terjadinya penurunan sebesar Rp. -1.824.908 dikarenakan pengunaan kredit yang diperoleh dan diaplikasikan 50% untuk biaya variabel dan 50% untuk biaya tetap, sehingga pendapatan yang didapatkan sesudah kredit lebih rendah dibandingkan sebelum kredit. Peningkatan penambahan jumlah DOC sesudah menerima kredit yaitu : padausaha bina bersama sebesar 16.800 ekor (70%), usaha ayam ras petelur jantan Pak ED 4.000 ekor (80%) dan pada usaha mutiara tani agrolestari mengalami peningkatan 2.000 ekor (18.87%) . Kata Kunci : Kredit, Modal Kerja, Pendapatan.Abstract - Microfinance is one of assistances or supports given as an effort to strengthen the capital of small and medium enterprises, such as male layer chicken entrepreneurs.   This study examines the distribution of loan as microfinance to the three male layer chicken enterprises located inIngin Jaya sub district of Great Aceh Regency in order to know its contribution towards the rise of revenues and the number of DOC (Day Old Chick) after receiving the loan. The analysis method used was income method (π) by examining the effect ofTotal Expenditure Cost (TC) and Total Revenues (TR). The results show that the three examined male layer chicken enterprises,  two enterprises show revenues increase : Usaha Bina Bersama by index of Rp. 70.794.504, male layer chickens Mr. ED by index of Rp. 11.533.522. While for Usaha Mutiara Tani Agrolestari did not have significante  revenues experience after receiving credit but there was a decrease by index of Rp. – 1.824.908 because of  credit usage obtained and applied 50% for variabel cost and 50% fixed cost, with the result revenues income after credit lower than before credit. Increase addition of DOC after receive credits : in Usaha Bina Bersama by index 16.800 per head (70%),  male layer chickens Mr. ED by index 4000 per head (80%), and for Usaha Mutiara Tani Agrolestari increase 2000 per head (18.87%).  Keywords : Credit, Capital, Revenue.

Al-Buhuts ◽  
2017 ◽  
Vol 13 (2) ◽  
pp. 109-126
Author(s):  
Abdul Latif

This study aims to determine the system for the results of Mudharabah on Business Multipurpose Cooperative (KSU) Amanah Desa Bunobogu with Qualitative Descriptive Analysis method. This study uses primary data sources and secondary data relating to the annual revenue sharing system Mudharabah (2010-2014). The results of this study indicate that the profit sharing system is implemented by the Multipurpose Business Cooperative (KSU) Amanah Desa Bunobogu in the form of Mudharabah financing. With a guarantee statement on the process akadnya. In the event of negligence made by members who resulted in his business losing the goods made in the guarantee will be seized by the cooperative. Businesses that are established by members are mostly small and medium enterprises so often encountered bookkeeping that is not clear and just make a budget booklet at random. However, it does not become alaasan and hamper the growth of cooperatives which each year has increased the remaining results of operations. Unclear budget bookkeeping can result in member earnings manipulation, by lowering the profits earned and the effect on the revenue share installments


2018 ◽  
Author(s):  
Bunga Aditi ◽  
SOPI PENTANA

The purpose of this research is to analyze the influence of MSME development as competitive advantage toward creative economic development in Medan city. Data analysis method used in research is path analysis. Simultaneously, the research results of MSME Development and Competitive Advantage have a positive and significant effect on creative economy. Partially, the Influence of MSME Development has positive and significant influence to creative economy. Partially Competitive advantage positively and significantly influences the creative economy. The development of MSME has a positive and significant impact on competitive advantage. Indirectly MSME development positively affects the creative economy through competitive advantage


2021 ◽  
Vol 6 (4) ◽  
pp. 333-339
Author(s):  
Muhammad Nur ◽  
Mustam Mustam ◽  
Yudhi Dwi Hartono ◽  
Ahmad Muhlis Nuryadi

Small and Medium Enterprises (SMEs) are one of the economic strength pillars of the community because their management involves the community directly, both in providing production facilities, labors, and its marketing chain. However, some SMEs failed in the middle of their business road or are unable to develop. This condition also occurs in SME of Al-Barkah Laying HenFarm. The purpose of implementing this program is to increase business capacity both from the production and management aspects of the Al-Barkah layer chicken business. The method used in overcoming these problems and achieving goals is by providing direct training, guidance, and application of science and technology. All activities were carried out jointly by the owners and employees of UKM Partners, guided by the implementation team. After implementing the program, the SME partner now: (1) understands and can conduct business planning; (2) can carry out business effectiveness and efficiency; (3) can increase understanding of the importance of order in the livestock business process; (4) Understands the importance of hygiene and cage sanitation; and (5) can increase the chicken health, egg production, and farmer income. The conclusion from the program implementation is that the Al-Barkah layer chicken business has increased production by 15% and an increase in business efficiency by 12% as a result of improvements in production and business management aspects.


2018 ◽  
Vol 4 (3) ◽  
pp. 441
Author(s):  
Nurul Annisa ◽  
Fauziah Agustina Sa'ban ◽  
In In Hanidah

ABSTRAK Desa  Cipacing  merupakan  salah  satu  desa  yang  berada  di  wilayah  perbatasan  Jatinangor  dan  Bandung, tepatnya di Desa Cileunyi Wetan. Aktivitas ekonomi di Desa Cipacing dapat dikatakan menengah ke bawah terlihat dengan adanya UMKM baik dibidang pangan dan non pangan serta terdiri dari beberapa lapisan masyarakat seperti buruh, pelajar, ibu rumah tangga serta wiraswasta. Tujuan dari program ini adalah meningkatkan nilai ekonomis dari jamur dan dilakukan pemberdayaan ibu rumah tangga RW 05 Desa Cipacing sebagai objek sasaran sehingga dapat memiliki keterampilan untuk mengolah jamur menjadi produk pangan berupa nugget jamur tiram serta memulai hidup sehat.  Metode yang dilakukan adalah kualitatif dan  kuantitatif.  Metode kualitatif  yaitu observasi partisipatif serta metode kuantitatif dengan menyajikan data grafis dan pengujian statistik dengan metode Mc Nemar analisis dari hasil evaluasi yang dilakukan dalam kegiatan. Hasil penelitian menyatakan bahwa terdapat pengaruh yang signifikan setelah dilaksanakan penyuluhan dan pendampingan pembuatan nugget jamur (p=0.05 dan α=0,05). Diharapkan bahwa dengan penyuluhan tersebut nugget jamur dapat menjadi salah satu referensi masyarakat dalam membuat produk olahan pangan khas warga RW 05 Desa Cipacing sehingga aktivitas ekonomi masyarakat meningkat dan kesejahteraan masyarakat dapat membaik. ABSTRACT Cipacing Village is a village which is located at the boarder of Jatinangor and Bandung, exactly in East Cileunyi Village. The economy activities in Cipacing Village run for middle and low society. It could be seen in the presence of UMKM (Small and Medium Enterprises) in food and non-food product and the tradition of some societies such as labors, students, housewives, and entrepreneurs. The aims of this program is to improve the economical values of the mushroom and to empower the housewives in RW 05 of Cipacing Village, as the object of research, could have the skills in processing the mushrooms become food products such as the nugget oyster mushrooms and have the healthy life as well. The method used in this research is qualitative and quantitative method. The qualitative method is carried out by doing participative observation. Meanwhile, the quantitative method is carried out by presenting a grafical data and statistical testing by using Mc. Nemar analysis method from the evaluation result of the activi ties. The result of the research shows that there is a significant effect after doing a counseling and a mentoring in making the mushroom nugget (p=0.05 and ɑ 0.05). It is expected that by doing the counseling and the mentoring the mushroom nugget could be one of the society references in making a special or typical processed food product of RW 5 residents of Cipacing Village, so that the economy activities could increase and the community welfare could improve.


2019 ◽  
Vol 2 (1) ◽  
pp. 11-19
Author(s):  
Barita Sormin ◽  
Syamsuri Rahim

This research aimed to: (1) To obtain and analyse application of Indonesian Government Act No. 23 of 2018 about increasing level of Micro Small and Medium Enterprises taxpayers who apply in South Makassar and North Makassar Tax Office, (2) to obtain and analyse application of Indonesian Government Act No. 23 of 2018 about contributed Micro Small and Medium Enterprises income taxes related to collection of income taxes Article 4 Section 2 in South Makassar and North Makassar Tax Office. Analysis method used in this research is descriptive analysis to describe increasing number of taxpayers before and after after application of Government Act No.23 of 2018 about collection of income taxes Article 4 Section 2. This research used descriptive analysis method with interactive model. Research shown that: (1) in South Makassar Tax Office, after application of Government Act No.23, shown increasing number of Micro Small and Medium Enterprises taxpayers for 79,61%, in the other hand, in North Makassar Tax Office, after application of Government Act No.23, shown decreasing number of Micro Small and Medium Enterprises taxpayers for -2,44%. (2) in South Makassar Tax Office, average collection of income taxes Article 4 Section 2, after 6 months since applying Government Act No. 23 of 2018, is 10,49% with the low criteria, and in North Makassar Tax Office, average collection of income taxes Article 4 Section 2, after 6 months since applying Government Act No. 23 of 2018, is 17,85% with the low criteria. In the future, government especially South Makassar and North Makassar Tax Office needs to be active and keen for holding personal socialization to the taxpayers.


TRIKONOMIKA ◽  
2014 ◽  
Vol 13 (2) ◽  
pp. 153
Author(s):  
Dikdik Kusdiana ◽  
Ardi Gunardi

Micro, Small and Medium enterprises (MSMEs), in national economy, have an important and strategic role. This research examines the main product development of MSMEs in Sukabumi regency. The analysis method used is Analytic Hierarchy Process (AHP). This method is used to identify MSMEs main products in several sectors appropriate to be developed. The result shows that the potential products of MSMEs in each sector, after conducting AHP analysis based on the criteria of uniqueness, market force and economic benefits, are mangosteen, metal processing and workshop services.


2018 ◽  
Author(s):  
Mike Yuliani Reski ◽  
Muhammad Rivandi

The purpose of this study was to determine the effect of working capital loans and the professionalism of human resources on the profits of small and medium enterprises. The research population of all small and medium nusiness profits in sub-district Batang kapas with sample selection full sampling as many 76 small and medium nusiness profits. Analysis method used multiple regression method. Regression results indicate that working capital loans are of significant value 0,00 < 0,05 and the profesionalisme of human resources 0,263 >0,05. Based on the results it can be concuded that working capital loans have a positive effect on small and medium nusiness profit while the profesionalisme of human resources does not affect the profit of small and medium nusiness profits.


2021 ◽  
Vol 5 (2) ◽  
pp. 129
Author(s):  
Muhammad Abdul Gofur ◽  
Sri Sundari ◽  
Tanti Kustiari

Micro, small and medium enterprises (MSMEs) are productive economic enterprises owned by individuals and entities as regulated in Law No. 20 of 2008. Culinary SMEs are sub-sectors of the creative economy that have great potential. The problems that exist in culinary SMEs are very many, especially HR problems that can affect performance. It is necessary to have human resources who have a leadership spirit who can later implement learning organizations to improve the performance of culinary SMEs. The purpose of the study was to determine the influence of leadership and learning organization on the performance of culinary SMEs in Jember Regency, either directly or indirectly. The research employed quantitative descriptive. The research location was in Jember Regency. The number of research samples was 98 respondents. The data analysis method used path analysis. The results of the leadership analysis influence in developing a learning organization. Leadership has a role in developing the performance of culinary SMEs both directly and indirectly. Learning organization influenced the development of the performance of culinary SMEs. All of the research hypotheses were accepted. Usaha mikro, kecil dan menengah (UMKM) adalah kegiatan yang berisi tentang ekonomi produktif. Adapun pemiliknya adalah satu orang maupun organisasi yang tertuang dalam Undang – Undang Nomor 20 Tahun 2008. UMKM kuliner merupakan subsektor ekonomi kreatif yang mempunyai potensi besar. Permasalahan yang ada pada UMKM kuliner sangat banyak terutama permasalahan SDM yang dapat mempengaruhi kinerja, sehingga diperlukan SDM yang mempunyai jiwa kepemimpinan yang nantinya dapat menerapkan learning organization untuk peningkatan kinerja UMKM kuliner. Penelitian ini bertujuan mengetahui pengaruh kepemimpinan dan learning organization pada kinerja UMKM kuliner di Kabupaten Jember baik langsung maupun tidak langsung Jenis penelitian menggunakan deskriptif kuantitatif. Lokasi penelitian di Kabupaten Jember. Jumlah sampel penelitian 98 responden. Metode analisis data menggunakan analisis jalur. Hasil analisis kepemimpinan mempunyai pengaruh dalam mengembangkan learning organization. Kepemimpinan mempunyai peran dalam mengembangkan kinerja UMKM kuliner baik secara langsung maupun tidal langsung. Learning organization mempunyai pengaruh dalam mengembangkan kinerja UMKM kuliner. Hipotesis penelitian ini diterima semua. 


Author(s):  
Yousef Khaleel ◽  
Anmar Abuhamdah ◽  
Mutaz Abu Sara ◽  
Bassam Al-Tamimi

With the fast development of information technologies and enterprise software, Enterprise Resource Planning (ERP) systems are increasingly adopted by more small and medium enterprises (SMEs). Based on this trend, it is necessary to develop ERP systems in a manner that meets and fits the SMEs requirements and needs. This paper proposes conceptual components of ERP requirements that are required for generating ERP system functions. In addition, it proposes an ERP requirements analysis method for ERP system developments in order to produce the proper ERP system functions for SMEs. The advantage of this analysis method is that it is easy to analyze and integrate the special requirements of the ERP development for distinguishing a sub-sector of SMEs. In this paper, by analyzing the components of requirements and the relationship of the business process modelling, several basic concepts are given and the method of the process analysis and modelling is also expressed.


2021 ◽  
Vol 22 (1) ◽  
pp. 85-97
Author(s):  
Sumarsono Sumarsono ◽  
Nur Muflihah

Small and Medium Enterprises (SMEs) dominate the business world in Indonesia with a high Gross Domestic Product contribution. However, SMEs are unable to compete with large industries due to uncompetitive supply chains. The logistical-crossfunctional aspect of drivers is an aspect driving a competitive supply chain. This study aims to examine the effect of logistical-crossfunctional drivers on the competitive strategy of the supply chain for SMEs in Indonesia. The case study was conducted in SMEs scattered in East Java, Indonesia. The data analysis method used PLS-SEM. The results showed that the logistical-crossfunctional aspects of SME drivers have a significant effect on the supply chain competitive strategy. The implications of the research results are used to develop supply chain strategies for SMEs with a priority scale of logistical-crossfunctional drivers such as 1) facilities; 2) sourcing; 3) information; 4) transportation; 5) inventory; and 6) pricing.


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