scholarly journals IMPLEMENTASI AKAD MURABAHAH BERBASIS MARGIN PADA MASA PANDEMI COVID-19

El Dinar ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 152-164
Author(s):  
Awin Rahma Zulvia ◽  
Nawirah Nawirah

Researchers choose the research objects in BRI Syariah Malang Branch because they have high customer trust. Financing products at BRI Syariah Malang Branch one of them is murabahah. Murabahah is a product to buy and sell financing in cash and credit in accordance with Islamic principles. This study aims to find out the effect of the covid-19 pandemic on the use of murabahah margins. This research uses qualitative methods with two approaches, namely interviews and in-depth observations. The results of this study confirm that murabahah financing is the most desirable financing in the pandemic period of 93.2% and the most effective murabahah margin used during pandemics is the annuity method. The determination of this margin is in accordance with DSN Fatwa No: 84/DSN-MUI/XII/2012 on the determination of Murabahah Financing Benefits.

2021 ◽  
Vol 1 (2) ◽  
pp. 51-62
Author(s):  
Meldi Didiawan Noor Tobing ◽  
Asril Gunawan ◽  
Aris Setyoko

Abstract: Hudoq Kita' can be presented in two different forms of presentation. In addition to ritual music, the art form is also presented in the form of musical entertainment art of tourism. Hudoq Kita’ entertainment music is generally displayed on every Sunday in Lamin Pemung Tawai Pampang village. This research uses qualitative methods, including observation, data collection, and data analysis. The technique in question is the observation of the research objects and the determination of informants. The data collection techniques include literature studies, interviews, and documentation. The last is the technique of data analysis by utilizing data that has been found in the field. The research results will explain with the facts of the finding in the field by the author. By the thesis title above, this research will describe the traditional Pelas Tahun, Hudoq Kita' and its accompaniment music with ritual context. The author will explain how Hudoq Kita' accompaniment music is turning into the entertainment of tourist art contextually and textually.   Abstrak: Hudoq Kita’ dapat disajikan dalam dua bentuk penyajian yang berbeda. Adapun bentuk kesenian tersebut selain sebagai musik ritual juga disajikan dalam bentuk musik hiburan seni wisata. Musik hiburan Hudoq Kita’ umumnya ditampilkan pada setiap hari minggu di lamin Pemung Tawai Desa Pampang. Penelitian ini menggunakan metode kualitatif meliputi observasi, pengumpulan data dan analisis data. Adapun Teknik yang dimaksud adalah observasi meliputi objek penelitian dan penentuan informan. Teknik pengumpulan data meliputi studi pustaka, wawancara, dan dokumentasi. Terakhir yakni teknik analisis data dengan memanfaatkan data-data yang telah ditemukan lapangan. Hasil penelitian akan menjelaskan dengan fakta temuan di lapangan oleh penulis. Sesuai dengan judul skripsi yang diatas, pada tulisan ini akan memaparkan tentang upacara adat Pelas tahun, Hudoq Kita’ dan musik iringan Hudoq Kita’ dengan konteks ritual. Adapun penulis akan menjelaskan bagaimana musik iringan Hudoq Kita’ yang beralih ke sajian hiburan seni wisata secara kontekstual dan tekstual.


2021 ◽  
Vol 5 (1) ◽  
pp. 17-22
Author(s):  
Ririn Fadillah ◽  
Mahmud MY ◽  
Riftiyanti Savitri

This research aims to describe the management of recruitment of educators in MTs Darussalam Muara Tembesi. This study uses qualitative methods. Data collection techniques using observations, interviews, and documentation. The results showed that the procurement of well-managed education personnel includes several activities, first, establishing the number of teachers needed. Second, the determination of quality and placement of teachers according to the needs based on job description and job specification. Third, determine the number of teachers received according to the needs of madrasah based on the right man in the right place and the right man in the right job. Fourth, establish teacher welfare and career development so that teachers are always motivated to improve their skills in academic and non-academic fields. A well-managed recruitment process can produce qualified human resources in MTs Darussalam Muara Tembesi.


2020 ◽  
Vol 11 (4) ◽  
Author(s):  
Tatiana Terekhova ◽  
Elena Trofimova ◽  
Svetlana Malakhaeva ◽  
Galina Kuzmina

The article examined the specifics of economical self-determination of social entrepreneurs. We identified main socio-psychological characteristics of social entrepreneurs based on international and domestic studies of this phenomenon. The sample included 104 small business entrepreneurs in Irkutsk and the Irkutsk region. 52 of them were social entrepreneurs and 52 were commercial. We used different methods including qualitative methods: interviews and an associative experiment. The goal of the study was to identify the key motives of entrepreneurial activity, polymotivation trends, attitudes towards competition, competitiveness, and relationships between them. The study found that social entrepreneurs in their activities are mainly focused on the motives of personal self-realization, the desire to implement their ideas, overcome difficulties and achieve results, they have more pronounced altruistic and social motives. Social entrepreneurs have a positive attitude towards competition and, at the same time, seek to cooperate with partners.


2018 ◽  
Vol 1 (1) ◽  
Author(s):  
DARA AJENG MANDIRA ◽  
SULIYANTO SULIYANTO ◽  
ALISA TRI NAWARINI

The purpose of this research is to know and analyze the influence customer trust, servicequality, and perceive price of expedition company towards customer satisfaction, effectedtoo on customer loyalty. The sample in this study there are 100 respondents.Conveniencesampling method is used in the determination of this research sample. Data were analyzedusing Structural Equational Modeling (SEM) with SPSS and AMOS statistical software.Theresults of this study show that cusotmer trust, customer satisfaction, service quality,perceived price has a positive effect on Customer Satisfaction. Thus, customer satisfactionhas a positive effect on customer loyalty.


2020 ◽  
Vol 5 (2) ◽  
pp. 196-201
Author(s):  
Ramadhani Ramadhani ◽  
◽  
Efendi Efendi ◽  

The purpose of this study is to illustrate the efforts made by parents in providing sex education to children aged 6-13 years. To explain what form of child questions about sex and to explain the obstacles faced by parents in providing sex education to children aged 6-13 years in Sungai Kuyung Kecamatan Pancung Soal Sub-District. This research is field research with descriptive qualitative methods. In the determination of the sample the author uses snowball sampling. The results of the research that has been conducted in Sungai Kuyung River Village are parents trying to provide sex education to the child and answer the child's questions about sex. Here parents play a role in teaching child sex abuse by applying when entering the parent's room by asking permission before entering, teaching how to look at the situation seen by the child. Then parents also avoid the child from free sex by separating the bed between the parent and brother or sister. Parents also explain about sex to their child as much as they can.


Author(s):  
Suti Sutrisno Lateba ◽  
Ferdinan Kerebungu ◽  
Rasyid Umaternate

The problem in this study is poverty in the people of Sofan Village, South East Taliabu District, Taliabu Island Regency. The purpose of this study was to assess poverty in the community of Sofan Village, South East Taliabu District, Taliabu Island Regency. This study uses qualitative methods with data collection techniques used are observation, documentation and interviews. The data analysis technique used in this study was the Milles and Huberman technique. Determination of informants in this study using purposive sampling technique. The results show that in general the Sofan Village community is a poor community, and the factor that causes poverty in the Sofan Village community is the low education factor, this lack of employment can be seen in general from the work of the community is farmers and fishermen. Another thing that causes poverty is the lack of income and the habit of some people who were still sitting before working. Another factor that causes poverty in the people of Sofan Village is the attitude of being dependent on other parties, especially the Government. This attitude of being too dependent on others is what causes them to live in poverty.


2021 ◽  
Vol 1 (2) ◽  
pp. 53-62
Author(s):  
I Gusti Ayu Ngurah Trisna Widya Ningrum ◽  
I Wayan Lasmawan ◽  
I Nengah Suastika

This study aims to determine the effort to shape student character through the activities of intra-school student organizations (OSIS) in SMP Negeri 6 Singaraja. The research method used in this study is a qualitative descriptive research method that is research with direct decrease in spaciousness. In this study the determination of subjects and research objects using purposive sampling techniques, is data retrieval with several considerations so that the data will be more representative of all. Data collection using the method of observation, interviews, documentation and study of literature. Checking the validity of the data is obtained through data triangulation, method triangulation and source triangulation. The results of this study indicate that: (1) Character values applied through OSIS activities in which almost 18 character values are applied to students or all school members according to their respective portions. (2) One of the efforts to form student character through student council activities by participating in various activities that have been designed by student council, because in these activities can form student characters including participating in LKDS (Student Leadership Basic Training), in addition to other student council activities that can shape the character of students by conducting raids on every Saturday able to improve the discipline of all students in the school. (3) The obstacles in the effort to form student character through student council activities include lack of confidence in the student council members or student council organizers in carrying out activities or participating in activities, the difficulty of regulating hours between playing, studying, and organizing, this happens because of background and economics differentstudents.


2021 ◽  
Vol 6 (1) ◽  
pp. 67
Author(s):  
Perdana Putra Pangestu

Hadis preaching is now meeting new challenges in its succession of implementation, one of which is its touch with courage-based social media. Apart from optimizing the propagation material that is disseminated, it has also become an interesting topic in discussions of the development of modern dakwah. In this case, content framing (framing) is deemed appropriate to package the dakwah content offered to the people in order to have authority on social media. However, the question that can be offered is how can the theoretical application of the framing concept work on da'wah content on social media? Departing from this formula, the author will elaborate the dakwah paradigm through content from several accounts on Instagram, based on the hadith as the preaching material. The author provides segmentation of the @hadispedia and @pusatkajianhadis accounts as research objects using the theoretical synergy of Robert N. Entman's framing. This research is built on qualitative methods that are oriented towards the context of reality and data analysis of digital literature. The author will examine the focus of the problem with a descriptive-explorative orientation in order to obtain an optimal and comprehensive understanding. The argument from this research is that the concept of framing actualized on the preaching of hadith content, especially on @hadispedia and @pusatkajianhadis accounts, can increase the effectiveness of the implementation of da'wah on social media.


InFestasi ◽  
2018 ◽  
Vol 14 (1) ◽  
pp. 40
Author(s):  
Danang Prasdika ◽  
Robiatul Auliyah ◽  
Achdiar Redy Setiawan

<p>This research seeks to expose the practice of determining rental rates on business<br />services room kos-kosan named Kos Putra Mulya. The purpose of this researchis<br />to know the practices of the determination of rents that occur as well as uncovering<br />the value and the meaning behind these practices. This study uses qualitative methods<br />as</p><p>tools in the process of the discovery answers and use<br />the knife as a phenomenology analysis approach to answer the value and its meanings.<br />The</p><p>results showed in the method of determining the price of rent conducted<br />by Kos Putra Mulya was not based on the total cost of the activity<br />of search efforts, but onlyusing the process of "estimate" in determining the costper-room.This</p><p>is due to the presence of mutual cultural influence in its Treasury<br />activities.<br />In</p><p>addition, there is cultural gotong royong, owners also instill a<br />sense of brotherhood in every effort suffered, so that business owners regard<br />the tenants is part of the family. And the last, the process of extracting the consciousness<br />to</p><p>find meaning in the term profit increase, i.e. the profit is defined<br />as "rezekinya", while if the lossesmeant "bukan rezekinya".</p>


2018 ◽  
Vol 6 (1) ◽  
pp. 1-22
Author(s):  
Rusmiati Ningsih ◽  
Robiatul Robiatul Auliyah ◽  
Achdiar Redy Setiawan

This research seeks to uncover the practice of selling bread and cakes in Madura. This research using qualitative methods in the process of discovery the answers, and also phenomadurological approach in the process of analysis the extending about awareness of "Aku" with Madura culture. The approach is chosen because researchers need the depth methods to reveal the reality behind the phenomenon. The research is also need the informants, there are two main informants is home business owners amounted to 2 people, as well as supporting informants that the customer amounted to 4 people. This research site was conducted at the place of home business in Jl. K Lemah Duwur Bangkalan. The results showed that the practice of determining the price of bread and cookies that occur based on the calculation of raw material costs and factory overhead costs. In addition, there are costs which made bythe invisible mark up. After exploring the cost and the markup, there is a determination of the values contained in the selling price. The values contained namely Po Sapo Esempay (Solidarity) realized with a sense of mutual help, family/ friend as an advantage over the matter, an expression of care, sharing the happiness, trust to others and also to give an attention to the situation around us. Another value that is contained is Sokkla (Religiousity), which materialized with their interests for the charity, belief in God's justice, charity as savings in the Hereafter, and surrender to God. Keywords: Selling Price, Phenomadurology, Po Sapo Esempay (Solidarity), Sokkla (Religiousity)


Sign in / Sign up

Export Citation Format

Share Document